Keith Barnes (Point Zero Mortgage)
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North Carolina Mortgage Consultant, specializing in residential,commercial, and construction to permanent real estate financing.

Get to know Keith Barnes

My name is Keith Barnes and I am dedicated to helping my clients achieve the best possible mortgage for their real estate needs.

I take pride in helping the homeowners and business owners of North Carolina in a timely and professional manner. I understand that purchasing or refinancing a residential or commercial property is one of the biggest investments one can make. It is not to be taken lightly and should be handled in most professional and timely manner. I have been involved in many real estate transactions in North Carolina, and I realize that each one is unique. The only aspect that never changes is the expertise required to handle each situation and the need to ensure my clients get the best possible terms and conditions. I am a licensed by the North Carolina Commissioner of Banks, and I am certified in residential loan programs as well as commercial lending. I keep my clients informed throughout the entire mortgage process so they know what is going on at all times and to ensure there are no surprises. 

I take as much pride in my work as my clients do in their home and business ownership. I look forward to helping fulfill, both new and existing clients, achieve their real estate dreams and goals.

Keith Barnes's Blog Posts


I specialize in real estate mortgage lending in North Carolina, whether it is residential,commercial or construction to permanent. I am knowledgeable and proficient in all aspects of real estate lending in North Carolina. I am a licensed loan officer and I am certified in residential loan programs as well as commercial lending. I handle all types of credit situations from excellent to extremely blemished, and can have an idea of what lender to go to based on the situation. This is an invaluable skill in the fact that it ultimately keeps the amount of credit inquiries to an absolute minimum.

Languages (1)
  • English