Special offer
Patty Mercer & Dustin Marazzito (Pay It Forward Financial) Mortgage and Lending

RAINER

7,281

Patty Mercer & Dustin Marazzito
location_on Dublin, CA — Pay It Forward Financial
Get to Know Patty Mercer & Dustin Marazzito

Pay It Forward Financial is a branch of one of the largest Mortgage Brokers in the country, First Priority Financial. As a Branch of FPF we are able to gain the support and benefits of a large Mortgage Company while maintaining a quaint family owned business setting. FPF is an approved Broker with more than 250 Lenders. As a branch of FPF our clients benefit from this large pool of competing lenders as well as reduced rates and fees. FPF maintains extremely high standards with their business and requires the same from their branches. We feel honored to be a part of the FPF family!

Meet the MaraMerce Team! 

I am Patty Mercer. I am the Branch Manager for Pay It Forward Financial. I have been in the Mortgage industry for just over five years. Previous to being in the Mortgage Industry I was a stay at home Mom and a student at CSUH (now CSUEB) acquiring my Teaching Credential for single subject Science. Now I am a licensed Loan Officer and I process loans for six other LO's. I love the Mortgage Industry! I love the fact that my relationship with my clients is MUCH different than typical! Most importantly... I love that I am able to share my excitement for the industry and Pay It Forward Financial with my son Dustin...

I am Dustin Marazzito.  I am Patty Mercer's first and only son and also the first employee she hired after starting the Pay It Forward Financial branch under First Priority Financial.  I have been in the Mortgage industry for over 3 years.  I started in the business as a Processor and a LO Assistant.  After gathering a wealth of knowledge in the Real Estate business I am finally confident and ready to become a Loan Officer.  I am currently studying for my Real Estate License and will hopefully be licensed within a month (if DRE will ever process my application).

Please visit our Website at http://www.piffinancial.com/ to see what "Pay It Forward Financial" can do for you!

Please visit our MySpace as well at www.myspace.com/payitforwardfinancial. We are VERY excited to announce that Cathrine Ryan Hyde, Author of the acclaimed book Pay It Forward and Founder of the Pay It Forward Foundation, asked to be our friend on MySpace and then commented with her show of support for our company and what we have set out to accomplish in the Mortgage industry with her Pay It Forward philosophy... The backbone of our companies relationships manner of doing business!

We will also have a Facebook soon!

Certifications

Areas of Expertise

At Pay It Forward Financial our main "Area of Expertise" is providing our Clients with the Lowest Rates and the Best available Loan Program for their individual needs.  Another one of our greatest objectives is making the loan process as smooth as possible with impeccable customer service.

We do Residential, Land, Construction, Commercial, Church, Private Lending, Business, FHA and Investor Loans.  At "Pay It Forward Financial" no Real Estate Loan is too big or too small!

 

Visit www.piffinancial.com/programs.php for a complete list of loan programs we have to offer.

Make sure you explore our FHA Loan Center as well, maybe a FHA Loan is right for you. 

For more information on Reverse Mortgage, check out our Reverse Mortgage section as well at www.piffinancial.com/reversemortgages.html.

Quick Links Apply for a FHA Loan FHA Loan Checklist Common FHA Questions FHA Qualifications Benefits of FHA Loans How FHA Loans Work 3 Reverse Mortgage questions to consider Are Reverse Mortgages safe? Run the Numbers, Reverse Mortgage Calculator What about repaying a Reverse Mortgage? What are the costs of getting a Reverse Mortgage? Steps to getting a Reverse Mortgage 

Testimonials

I would recommend Patty Mercer to anyone buying a home.  Patty is so wonderful to work with, because she's genuinely nice, and yet has no problem being tenacious when she has to be.  Patty realizes that buyers are under a lot of stress, and she makes the process as easy as possible.  I would definitely would work with Patty again.

Karen
Salinas, CA

___________________________________________________________________________

Patty - Thank you so much for making our dream come true.  I was told for so many years that it was not possible me to own a home... it wasn't until I ment you.  I can't say thank you enough.

Enjoy!

Jen & Charles
Hayward, CA

___________________________________________________________________________

The MaraMerce team at Pay It Forward Financial is great.  They made the home buying process a smooth and stress free experience.  Patty and Dustin explain everything leaving no room for surprises.  When I initially went to them, I explained I wanted a "No Point Loan."  They then told me the truth about "No Point Loans" and showed me a detailed graph breaking down the costs of buying down my rate and the long term costs of a "No Point Loan."  Long story short, I ended up buying down my rate saving hundreds of dollars each month.  Since the purchase of my new home I have recommended everyone I know who is in the market to buy or refinance a home to the MaraMerce team. 

Dana
Pleasanton, CA
___________________________________________________________________________

Brenda Pigrum Survey

___________________________________________________________________________

Porsche Parker Survey

___________________________________________________________________________

format_quote

Pay It Forward Financial is a branch of one of the largest Mortgage Brokers in the country, First Priority Financial. This enables us to provide the best service, rates and fees to our clients...