Richard Baggett (AFI Mortgage) Mortgage and Lending



Richard Baggett
location_on Lake Charles, LA — AFI Mortgage
Get to Know Richard Baggett

AFI Mortgage has provided financing for over $750,000,000.00 (EVEN HUNDRED FIFTY MILLION DOLLARS) in home loans over the past 19 years.  We are the most trusted & recommended mortgage lender in the area.  Our associations & partnerships with Realtors builders & developers should make us your first call.  Ask the professional your dealing with about AFI Mortgage.  We are not some little mortgage broker that is here today and maybe not here tomorrow.  Trust the pros at AFI to get your deal closed on time and at the lowest cost possible.  AFI is a lender not a broker, we can save you thousands in fees

In addition to the mortgage business I own 6 locations of finance companies. Were located on Ryan St, Common St, Hwy 14 & Alamo St in Lake Charles.  We also have offices in Jennings and Oakdale. 

I'm also involved in Real Estate. I own single family homes, apartments, Commercial buildings, 4 mobile home communities and will start construction on an RV park soon. 


We are very proud of our community involvment.  When you come into our office you will see the hundreds of plaques we have recieved of the past 13 years for our continued sponsorships of literally dozens of different organizations. 

I serve on the boards of Boy Scouts, Boy's & Girls's Village.  I am the past president of the CEO Organization.  I am the Chairman and past president of the Sowella Community College Foundation Board.  I am a member of the Home Building Association, Chamber of Commerce,United Way, McNeese Petro Club & the Mortgage Bankers Association, Board of Fairview Methodist Church.  

I am also a partner in Lake Charles Finance & Insta-Cash Loan companies.  Through these companies we have been able to help handreds of people that a conventioal home mortgage lender could never have helped.  We are also partners in JMR Properties.  This is a company that develops affordable subdivisons.  I just recently became a partner in LA Fitness.  This is the oldest spa in the Lake Charles area.  While other healthclubs are down sizing to save space we are actually 8000 sqare feet of the latest in wieght machines, cardio & even a wet area.  3 pools 2 steamrooms.