Robert Small (Christensen Financial, Incorporated)

2219 Old Emmorton Road

Bel Air , MD 21015

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Specializing in tough credit situations. We have the ability to attain financing for borrowers with credit scores as low as 580! Ask me how!

Get to know Robert Small

With a passion for detail and a zeal for extraordinary customer service, Robert Small has been involved in the financing of residential mortgage transactions for the purpose of purchasing or refinancing residential property for almost a decade. Having held many different positions in the residential finance industry during that span, ranging from running his own mortgage firm to originating mortgages, he utilizes his extensive product knowledge to assist buyers and current property owners in meeting their goals with an unsurpassed level of satisfaction.

Robert listens carefully to your needs and utilizes the latest technology, market research and business strategies to ensure they are met with complete satisfaction. With a unique mix of instinct, commitment, timing and professionalism he's committed to deliver on his promises ... on time, every time.

We specialize solely on originating mortgage in the mid atlantic region. By focusing our attention locally we are able to provide you with the service level only a person with local knowldge can provide. If you have any questions, or require assistance of any sort, please feel free to contact us at (888) 270-9808 or We are here to help in any way that we can.


Most people think that if you do not have a 640 credit score in today's real estate market place, that you simply do not qualify. This simply isn't true. We specialize in getting the tough deal done! We are able to close transactions in which borrowers have credit scores as low as 580. These are not easy loans by any stretch of the imagination, but they can be done. Please call me if you find your self in this situation. Realtors if you have clients with tough situations, fell free to contact me and I will do my best to help your client realize the dream of home ownership.

We also have had great success with 203k streamline transactions in situations where there is an appraisal issue.

The reverse mortgage purchase program is also one of our strong suits. Many loan officers are simply not aware of the benefits of this program.

Of course we handle all typical loan products as well, such as, conventional, FHA, and VA loans. We are a full service operation. We operate as a direct lender, but also have retained the ability to broker loans as well. This insures that we have a full line of product offeringsfor our clients, so that there is no need we can't fill. We are truly a one stop shop for our clients.

Languages (1)
  • English