Ray Waisler, NMLS #6621 - Specializing in Jumbo FHA & VA (Finance of America) Mortgage and Lending



Ray Waisler
NMLS #6621 - Specializing in Jumbo FHA & VA
location_on Atlanta, GA — Finance of America
MLS 6621
Get to Know Ray Waisler

I have been originating loans for home buyers in the Atlanta mortgage market for 12 years and been originating for over 15 years and still love the feeling. Yes the industry is nuts, but you have to have it your blood in order to keep going.

Although I am based in the Atlanta mortgage market, I also actively lend in Massachusetts as well and am proficient in conforming, FHA, VA, USDA and jumbos. Pretty much the same products that most lenders do, but I'm damn good at it and I've always been a top producer in the Atlanta mortgage market.

My clients and realtors love that I take ownership of every deal, I guess it's a character flaw but I just can't let anyone down that depends on me. I just don't know how to do something half assed and I can thank my dad for teaching me that.

So, if you are looking for help in the Atlanta or Massachusetts mortgage market, give me a call!



I specialize in Conforming, Jumbo, FHA, USDA, VA and first time home buyers.  I especially love the feeling of putting someone in their first home. There's something magical about knowing that this this is where they'll call home, raise a family and live happily ever after.  OK, so I'm a romantic....shoot me, but most of my clients are not just clients, they've become life long friends. They all know they can call me looooong after the closing for any help and advise at all. After all, they've become friends and how else would you treat a friend.


My current awards are...   


My skills are...   

Sydney L
There just are no words! Ray made me feel safe and secure in the process. No matter what outrageous questions I asked, he was was patient and there with an answer . Great service, thanks Ray!
Amit K
Ray is really amazing. His knowledge is outstanding and helps in an every bit of detail. He is always reachable and helps you understand the complete process. Thanks a lot Ray for all your help.
Barbie M
In a time when customer service is far and few. I am truly without the appropriate words to give to Ray. I left one lender who I had to continually look for via text or phone calls to Ray. Ray calls and when he calls he knows his stuff. He analyzed my whole scenario in our first meeting to match me with the right product the first time. He didn't have me all over the place doing unnecessary things. He told me what I had to do and he hasn't waivered since our initial conversation. If your serious and about business he's the man for you. Ray is also empathetic he called one day and I was completely down and he said a few encouraging words to remind me that this was a new day with new opportunities. What Ray did for me and husband was nothing to do with making money or closing a deal it was a real person dealing with real people and real scenarios that life throws our way and figuring out with his business knowledge how to navigate that process for us. Ray came highly recommended as a referral to us and I now know why. Ive already referred 2 people to him. Thank you again Ray as I told you on the phone you were a true God sent
Sally N
Ray was recommended to me by my Realtor and I am very pleased that she did. I had contact with three other mortgage groups and Ray was much more responsive and far more helpful with tips of how to obtain the documents he requested from us. He was open and very upfront when asked a question and responded very quickly indicating to me that he knew the answer before I even asked it which demonstrated his knowledge and experience.
Zalphia D
I have been trying for several years to Refi my Mortgage. I owed more than what the value of my home was worth. I had gone through several agencies for assistance but all they did was charge me a ridiculous amount of money, mess up my credit score and waste years of time and energy with no results. I spoke to a Excellent Realtor by the name of Melanie Boyd of Coldwell Bankers who put me in touch with Ray Waisler. From the first introduction Mr. Waisler was Friendly, Very Professional, Very Confident and Straight Forward. He explained all procedures and kept me informed step by step. In less than a month I closed on my Refi. I have received a very good interest rate and reduction in my mortgage. I have recommended Mr. Waisler to my friends and I also Recommend Him to You. Thank You Mr. Waisler for a Job Well Done. Zalphia D
Cristina L
Ray was a pleasure to work with. As a first time homeowner, the mortgage loan process can be overwhelming, but Ray helped me determine the amount of a loan that I would be comfortable with financially. I am grateful for his assistance. Ray is very knowledgeable and provides excellent service. I would definitely recommend Ray as a lender to friends and family.
Suzanne L
Ray is easy to talk to, friendly, knowledgeable and genuinely cared. We closed in three weeks and Ray was there to help me through every step. Highly recommend.
Will S
I would recommend Ray to my best friends. We couldn't have got our house without him. He educated us and linked us to home buying programs (grants, etc.), he was very accessible throughout the process, and he led us to the end quickly and seamlessly. He got us through a few obstacles along the way. 5/5 stars.
Jordan M
We are so pleased with our experience. We are first time home owners and he really walked us through the whole process with patience and assistance. We would definitely work with Ray in the future.
Kacey L
My fiancé did more of the communicating with Ray than I did but when I did have questions or needed help with anything he was always very helpful and responded back quickly. I would highly recommend him to any of my friends and family! He did a fantastic job helping us accomplish this huge step in our lives and we are very grateful for all the hard work and dedication he put in for us. We couldn't thank him enough!
Regina L
First I would like to say that Ray is a great guy to work with. When he states he is going to get something done he DOES it! My husband and I have met with several mortgage brokers promising us results but within the first few days we were pushed to the side with no help or direction on what to do. Ray stated he would help us and make it happen with obtaining a mortgage in our range and he delivered!!! He not only delivered he did it in record time!! Ray Waisler is the man to go to for a mortgage!! Thank you Ray for doing what you said you would!!!
Sue H
I really enjoyed working with Ray. He was very responsive, thorough and always available for updates and was proactive making sure I knew the status of my loan each day. I would highly recommend him!
Gary B
Ray was recommended by my realtor. He provided excellent service and was very helpful in navigating the mortgage loan process. I would recommend working with Ray to friends and family who want a helpful and thoughtful advisor when seeking mortgage financing.
Raphael R
Mr. Waisler is a true professional and a delight to work with. His follow through and anticipation on the what would be needed was instrumental in completing the mortgage loan of on time. I would recommend him to anyone that is looking for the best service in this highly competitive field.
Karen B
Was given Ray's name by a friend, and would highly recommend Ray for any financial transactions you may have. Ray is very thorough, and thoughtful. I had originally expected to refinance my mortgage loan, but Ray was able to offer additional options for me, eliminating my home equity loan, and still ending up with lower monthly payments. Ray is always available should you have questions, and kept me fully informed throughout the process.
Kat A
I worked with Ray to purchase my first home. He was extremely honest and worked with me for a very long time to ensure I was ready to be pre-qualified and eventually a new home owner. He was very knowledgeable on dealing with IRS issues, divorce issues and worked with me on my low credit score to get us to the finish line. He was always available and responded very quickly. I highly recommend him and look forward to working with him again.
Jenna L
Ray was great to work with. This was my first time buying a house. He took time to explain my options, pros and cons. He kept me completely in the loop in each step of the process. I would refer him as a lender and I would not mind working with him in the future.
Nate L
Ray was very helpful not only with our mortgage, but also with the entire home buying process. He worked very closely with our realtor and seller to make sure the process moved along well. He over-communicates (a very good thing) and is clear about all steps in the process. He also secured an excellent rate and hit our closing date. Highly recommended
David C
As an investor, Ray is an important member of my team. He always has great rates and offers terrific advice on how to get deals done in a timely manner.
Dylan R
I heard that buying a house was hard, but that certainly wasn't my experience. Ray answered all my questions in a timely manner, and he always let me know if I still had something I needed to do.
Ron S
We can't say enough about Mr. Waisler. He was very informative and followed through on everything we asked of him. These days communication is very important and Mr. Waisler made sure we were kept up to date throughout the whole process. He was great and we are truly grateful.
Rodrick J
Ray Waisler was just the right person I needed to handle the purchase of my new home. I was renting the property when my lease wasn’t renewed because the owner was selling. Ray went into action and qualified me in less than 24 hours allowing me to make my first offer within a day. I was able to close on the property in a 3 week period with no issues. I highly recommend Ray Waisler, he is a man with much integrity.
Caylin W
Ray is organized, attentive and helps you with everything you need all the way through the process. Happy to help and always ready with a smile, Ray makes the process less stressful. I would recommend him for your loan any time! Thanks!
Darlene D
Ray went above and beyond his role to make sure all aspects of the closing went smoothly. While the seller's agent and the buyers' agent had difficulties communicating, Ray stepped in as a mediator to solidify the closing process.
Mary T
It was such a pleasure working with Ray. He helped us in the process from the very beginning, by advising us on what we would need to do to improve our credit worthiness, to presenting us with the products that best met our needs. He ran our file through underwriting before we even found a home so that we would know from jump how much we could truly afford and how much we would likely get approved for. Ray was honest, kind, reassuring, and overall pleasant. He answered my multitude of questions without ever seeming annoyed. I'd recommend Ray to friends looking to purchase a home and get the real deal about their financial fitness up front.
Charles B
Ray, was always available to answer and throughly explain each step of the loan process. He guided us from the 1st step to the Closing table. Ray has a solid knowledge of the mortgage business and its process. Definitely, a great choice.
Waliur R
Mr. Ray knows magic. He is very honest person. He is knowledgeable in home landing. I am very much impressed with his work . I am first time home buyer. I applied loan from a big bank I was approved with them. In the last moment they declined me loan. When I talked to mr. Ray he worked very fast, within 10 days he close the home loan. I will recommend every body I know.
Mary N
As first-time home buyers it was important for us to work with someone sensitive to our concerns and anxieties related to the mortgage process. We could not have asked for a better partner than Ray Waisler. He possesses extensive expertise in all facets of the real estate market, is genuine and empathetic; he guided, assured and assisted us throughout to the closing. He is hands-on and engaged throughout the process. He apprised us of key milestones; advised of next steps; explained unfamiliar terms; and kept us on task to ensure that required documents and procedures were completed and submitted in a timely manner. He never tried to rush us; he is patient, and possesses a wonderful sense of humor that helped us keep things in perspective. We thoroughly enjoyed working with Ray Waisler and are pleased to recommend him to the Zillow community.
Chad R
Ray was very involved in the entire process and was open to questions anytime of the day or night. I would recommend Ray very highly for anyone needing a home loan in a hurry. He helped out with everything that was need to process the loan through.
Chad R
Ray was very involved in the entire process and was open to questions anytime of the day or night. I would recommend Ray very highly for anyone needing a home loan in a hurry. He helped out with everything that was need to process the loan through.