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Stephen Ching (Rateswire.com) Home Builder

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Stephen Ching
location_on Lynnwood, WA — Rateswire.com
Get to Know Stephen Ching

I have been auditing mortgages for different purposes for ten years. I currently provide forensic loan audits and mortgage litigation support for those who have been victimized by predatory practices in the real estate and mortgage industry.

My extensive history of auditing mortgages allows me to locate irregularities in documents and events that occurred that often seem innocent. I understand the reason why they exist and how these innocent seeming events affected the lending process and damaged a borrower.

My mortgage forensic audits and mortgage litigation support is designed for attorneys who are filing lawsuits on behalf of victims of predatory lending and real estate practices. This is a different and more time consuming mortgage forensic audit than a those offered by other professionals. This is not a checklist of Yes or No for what lending laws were broken. This is an analysis on what occured that caused damage to a borrower, and what occured where a remedy or damages can be granted by a court.

Judgements and settlements on behalf of past clients from audits I have performed in the past are in the millions of dollars. Visit www.rateswire.com for more details and some sample audits.

Certifications

I have been a mortgage professional for the last ten years. Over the last few years, I have heard a lot of horror stories. What I do is work to help victims of predatory lending and real estate horror stories recover some of their damages. 

I am located in the Seattle Area in Washington State.

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I have worked in mortgage litigation support and mortgage forensic audits for lawsuits over the past year. I help those who have been sued by their lender and victims of predatory lending practices.