Air your criticism about mortgage brokers: Calling all NYC, Nassau & Suffolk County real estate prof
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Hello EveryoneTell me what you think mortgage brokers do wrong (& what they do right) in the NYC area. Tell me your horror stories, and what you want from ...
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Mortgage and Lending |
RAINER 3,100 |
| Sue Player | ||
| location_on Oyster Bay, NY — First Homestead Mortgage, LLC | ||
| insert_link http://www.1sthomesteadmortgage.com/ | ||
| web Sue Player's (sueplayer) Blog | ||
Get to Know Sue Player
Suzanne Player has been a mortgage consultant since 1998 with a strong reputation for satisfied borrowers. She has developed a wide variety of expertise in the mortgage business drawing on her legal experience and her many contacts in the mortgage industry.
Suzanne is a graduate of Albany Law School and was an academic scholarship recipient at Adelphi University, her undergraduate alma mater. Suzanne practiced law for several years as a litigation attorney in private practice before joining M & T Bank in 1998 as a residential loan officer. Suzanne has represented M & T Bank in various community events, such as the Nassau Coliseum Home Improvement Expo, Great Neck Summer Music Series, and the Great Neck Annual Street Fair.
At M& T Bank, and later at JPMorgan Chase Bank, N.A., Suzanne developed expertise in a variety of residential financing areas, including Fannie Mae/Freddie Mac loans, foreclosure bailout, alternative credit, portfolio loans, and second mortgages. She has taught seminars for first time homebuyers and realtors explaining the mortgage qualification process and topics such as how to read a credit report.
As a member of the Real Estate Law Committees for both the Nassau and Suffolk Bar Associations, Suzanne has expanded on her knowledge by completing extensive Continuing Legal Education courses in various real estate issues including: Construction Law, Commercial Real Estate for the Advanced Practitioner, Landlord Tenant Law, 1031 Tax Deferred Exchanges, Commercial Leases, Commercial & Industrial Financing, Foreclosure Law, and Guide to Zoning Issues. She has also served as a judge for the Regional Client Counseling Competition of the American Bar Association at St. John's University Law School. Suzanne founded her company, First Homestead Mortgage, LLC, & obtained a mortgage broker's license in February 2008. Contact Suzanne by phone direct at (516) 503-7959 or email at: sueplayer@1sthomesteadmortgage.com.
Certifications
A Good Mortgage Broker Will:1. Spend time with you asking lots of questions up front so that they: * make sure the mortgage you want makes sense for you (& explain why not if the broker has concerns) * avoid surprises that might cause a problem at the last minute2. Answer all your questions in detail defining any unclear terms they are using3. Go over your monthly payment breakdown and your closing costs estimate ("GFE") and what each charge represents4. Explain, in detail, all the documents you will sign5. Never pressure you into a loan scenario that you are uncomfortable with & give you the time & space you need to make a decision 6. Be easy to reach during business hours (often we are reachable outside of business hours as well)7. Return your calls & emails promptly - within the same business day or the following day8. Give you status updates periodically9. Be available to answer questions and help resolve problems that come up at the closing table10. Answer your post closing questions
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I broker New York Mortgages giving you fast personal service without paying more. I have 10 years in the mortgage business including training at 2 major banks. http://www.1sthomesteadmortgage.com/