My partner Joyce and I have been working together for over 12 years, we have managed to weather the many changes to the mortgage industry.  We truly want to be,

"Your Mortgage Professionals for LIFE!" 

We are fully trained and Licensed loan officers with a complete knowledge and understanding of today's mortgage programs.  Our goal is to provide you with a complete and comprehensive understanding of what is available to you and what options may best fit your needs.  Programs such as FHA, PHFA, 203k rehab loans, VA loans, Streamline refinances, conventional and jumbo loans.  In addition we work with many first time home buyers and ensure that there is a good understanding of what is involved in becoming a home owner.