Valerie Springer, Home Loan Officer AL, FHA, VA, Conventional and Re (Benchmark Mortgage  nmls 2143)
NMLS # 198479

2700 Corporate Drive

Ste 200

Birmingham , AL 35242


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Benchmark Mortgage is a full-service lender. Purchase, refinance, debt consolidation with equity & Reverse Mortgage Specialist in Birmingham, AL NMLS 198479

Get to know Valerie Springer

Experience and Service will set me apart from the others!  My business is 95% referrals from realtors, financial advisors and past clients.  My goal is to keep everyone involved in the transaction informed on where we are in the process, to close on time everytime and make the transaction as easy as possible.  My knowledge and years of experience allow me guide the client through their options and advise on the positive and negative of programs available.  Whether the client needs and FHA, VA, USDA Rural Develpment, Reverse Mortgage or Conventional loan, I can educate you.  There will be no suprises at the table and I attend all of my closings whether they be refinance or purchase.  After all, who knows the loan better than the Loan Officer that structured it?!  I have never had a client leave the table with anything other than what they expected or better.

I am also an expert in Reverse Mortgage refinancing and purchase for Alabama Senior Community.  Member of NRMLA

I consentrate on financing in the State of Alabama.   Most of my business comes from Shelby and Jefferson Counties.

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Whether you are interested in purchasing a new home or one that has been previously owned, refinance for better rate and lower the term on your mortgage, consolidate debt or add on to an existing home, I am here to help you.  While it is true the market has changed drastically in the last year, programs are still available and lenders are still passing out money and the good news, rates are at historical lows.  Experienced loan officers are crucial in our current economy.  I watch the markets daily and get an update on the bond market every 2 minutes during the day.  This helps me to advise you on whether to lock in a rate or float.  I also watch the economic reports to help determine when rates may take a dip and when they may rise.  I specialize in FHA and Conventional loans of any type.  I can also help you with credit issues and repair. 

Reverse Mortgage is very complicated and not for everyone, I am your expert and would be happy to answer any questions you may have and guide you in the process should you decide to move forward. 

If you need a referral for a realtor, builder, roofer, insurance agent, painter, structural engineer, attorney etc...I can give you one that is endorsed by good practices and excellent service.  I work with some of the best in the business and am happy to share my knowledge.