Whitney  Watson (First Heritage Mortgage)
NMLS #: 938761

4551 Cox Road

Suite 305

Glen Allen , VA 23060

I take a consultative approach to mortgage lending, providing borrowers with the knowledge and options to make informed mortgage choices to meet their short and long term financial goals.

Get to know Whitney Watson

I'm a wife and mom to a toddler and two Labrador retrievers.  In my spare time I love to play tennis, garden, read, and travel.  

As a former teacher, I focus on educating clients on the different loan products available to them and the loan process.  I love partnering with realtors and helping clients making their dreams of homeownership into realities.

Whitney Watson's Blog Posts


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Testimonials for Whitney Watson

  • user3995326

    Whitney was great throughout pre-approval and all the way to closing. She was very helpful and worked with us beyond just the mortgage side of things. We would highly recommend her to any potential homebuyers!

  • Betty W.

    I have been lucky enough to have had a working relationship with Whitney Watson on two fronts. I first represented Whitney and her husband Mark when they bought their charming house a few years ago. Since that time, we have maintained a strong bond and I was aware of Whitney’s high energy. When I found that Whitney had decided to work for First Home Mortgage I was thrilled to know that I could refer my clients to her for financial advise when they decided to purchase a new home. Her kindness and attention to detail has made my clients very happy. As everyone knows, in today’s world it is important to find a competitive rate and Whitney can do that for home buyers. I will call upon her again and again

  • user1016620

    Whitney Watson took care of business. Some obstacles but the process was always well explained and organized. Well within estimates of the closing schedule and cost estimates. Easily the smoothest transaction of the many I've experienced over the years.

  • user04088814

    Was referred by a friend, and appreciated the seamless process - very clear, efficient, and professional. Did not have to worry about anything, and the refinance was completed on time. Thanks!

  • wlcoleman911

    The what,where,when and how was nailed in by Ms Watson in the first twenty minutes of our initial meeting by phone. The contact information was very complete which enabled to execute the loan process in a timely manner. I able to get to Lynchburg often, thanks for a job well done!

  • Pandywanie

    Whitney was a great pleasure to work with. Communication was awesome. She really helped us get organized and close quickly!! She was always there to answer any questions we had and was eager to help in anyway she could. Would HIGHLY recommend!!!

  • Alvin

    I was so impressed with Whitney Watson and the way she handled my loan. She was always up-front with information and there were NO surprises at closing. She went above and beyond what was expected of her. Thank you Whitney for making my experience a fun and painless one–I would not even consider using another loan officer in the future

  • user8415592

    Whitney was extremely helpful and responsive in securing our loan. She always responded in a timely fashion to "ad hoc" requests from us for such items as updated closing costs, mortgage payments, etc.

  • KristineGehler

    Whitney made me feel comfortable and at ease in this very new, overwhelming and stressful process.

    I'm so happy I had the chance to work with her; would recommend her to all my friends and will return to her for mortgage or financial advice or insight in the future!

  • Lauren

    Whitney did a great job as our loan officer. She was easy to contact, explained everything clearly, and was even able to move up our closing date on short notice. We were very impressed with her service and if we ever need another loan, we’ll definitely go through Whitney again!

    Service Areas (4)
    • Henrico, VA
    • Midlothian, VA
    • Hanover County, VA
    • Chesterfield, VA
    • Henrico County, VA
    Specialties (5)
    • Buyers
    • Condos/Townhomes
    • Investment Properties
    • First Time Home Buyer
    • Residential
    Languages (1)
    • English