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Rainmaker
845,955
Marco Giancola
Beachfront Realty - Miami Beach, FL
Realtor (305)608-1922, Miami Beach Florida

I would tell the sellers and an extra benefit to the open I have a loan officer to pre-qualify an interested buyer that walks in. They will think you are really on the ball kid!

Feb 20, 2016 03:07 AM
Rainmaker
2,765,939
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

I would definitely let the seller know that I plan to have a lender at the open house ... and explain the benefit of doing so ... and ask if they are okay with that.  I cannot imagine a seller objecting - but we just never know.

Feb 20, 2016 12:47 AM
Rainmaker
3,767,046
Dorie Dillard CRS GRI ABR
Coldwell Banker United Realtors® ~ 512.750.6899 - Austin, TX
Serving Buyers & Sellers in NW Austin Real Estate

I'm with Barbara Todaro "out of courtesy, the host might inform the seller that a loan officer will be there, too...and give them a business card....."

Feb 20, 2016 08:29 AM
Ambassador
1,615,029
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

I would be very careful about it so that the people coming in don't feel pressured. I would not allow the loan officer to speak unless spoken to.

Feb 20, 2016 04:40 AM
Rainmaker
2,905,853
Richard Weeks
Dallas, TX
REALTOR®, Broker

I think the right thing to do is to ask.

Feb 20, 2016 04:38 AM
Rainmaker
4,796,557
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I would always ask the seller for their permission.

Feb 20, 2016 04:01 AM
Rainmaker
731,010
Jeff Pearl
RE/MAX Distinctive / LIC in VA - Lovettsville, VA
Full Service Full Time Realtor

Some do, but at very least, many loan officers will create and provide fliers for you showing financing options, etc.

Feb 20, 2016 01:28 AM
Ambassador
3,919,395
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

I think the  agent should check with the seller to let them know and make sure they are OK with it.

Feb 20, 2016 01:25 AM
Rainmaker
912,612
Thomas J. Nelson, Realtor, ePRO, CRS, RCS-D
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Anyone hosting or co-hosting needs to be approved by the seller, especially if it's an occupied home. It's an easy courtesy to extend and best for your listing agent liability-wise.

Feb 20, 2016 01:16 AM
Rainmaker
4,877,893
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

out of courtesy, the host might inform the seller that a loan officer will be there, too...and give them a business card.....

Feb 20, 2016 12:30 AM
Ambassador
4,067,120
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Always good to let the sellers know.

May 22, 2019 06:15 PM
Rainmaker
4,026,783
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I have had a loan officer with me during an open house.   It is helpful as if there is a buyer interested in the home, the loan officer can answer any and all questions. 

Feb 21, 2016 11:30 PM
Rainmaker
535,514
Tony Lewis
RE/MAX of Valencia (Hall of Fame) 30 year Valencia Resident - Valencia, CA
RE/MAX Valencia, Stevenson Ranch, Santa Clarita

I have never asked a seller about my right to bring anyone of my choosing to an open house.  By the way, I Hate Holding Open Houses!

Feb 21, 2016 02:30 AM
Rainmaker
1,523,697
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Geneva Financial, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

Always welcome and I have never had a seller object

Feb 20, 2016 11:12 PM
Rainmaker
2,233,682
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Desmond. I have made myself available by phone to my referral partners. Have never attended an open house that I wasn't the owner of the property.

Feb 20, 2016 06:28 PM
Rainer
302,079
Melissa Jackson
Citiwide Alliance Realty - Weatherford, TX
Helping You Make The Right Move

Some agents do this in our market. Talk with seller and explain the benefits.

Feb 20, 2016 02:17 PM
Ambassador
4,298,326
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Desmond Neoh definitley lender can join you at the open house - and help potential buyers with their mortgage needs.

Feb 20, 2016 02:03 PM
Rainmaker
211,685
Joy Bender
Compass - La Jolla, CA
San Diego Partner - The Private Client Team

Alert seller but should be seen as a positive. 

Feb 20, 2016 11:16 AM
Ambassador
3,047,143
Paul S. Henderson, REALTOR®, CRS
RE/MAX Northwest. - Tacoma, WA
Tacoma Washington Agent/Broker & Market Authority!

Always ask the seller...

Feb 20, 2016 11:16 AM
Rainmaker
4,323,212
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Desmond,

It is a good idea and a good idea to let the seller know.  Always think transparency.  A

Feb 20, 2016 11:15 AM
Ambassador
2,851,142
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

Yes and there is safety in numbers.

Feb 20, 2016 10:59 AM
Ambassador
2,188,650
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

Sure I would let the seller know, and most of them probably won't care. I have done an open house with a lender. It worked out great. Except no one came, so we kept each other company. Open houses don't work in my market. 

Feb 20, 2016 10:45 AM
Rainmaker
5,272,215
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Yes. The seller should welcome this additional resource.

Feb 20, 2016 09:51 AM
Rainmaker
1,213,009
Ryan Huggins - Thousand Oaks, CA
www.HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Heck yes!  I have loan officers offering to sit open houses with me all the time!  No need for seller permission.  Use it as a marketing feature with your seller, like Marco Giancola describes.

Feb 20, 2016 09:37 AM
Ambassador
2,345,139
Fred Griffin presently on Leave of Absence
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

  Equally, or possibly more important is to make sure that you (and the Lender) are in compliance with RESPA.   See an attorney for legal advice, etc.

Feb 20, 2016 08:57 AM
Rainmaker
140,218
Joan Dickie
Keller Williams Premier Realty - La Crosse, WI
Keller Williams Premier Realty

In my area, a loan officer can join me at the open without seller permission.  As long as I'm accompanying them

Feb 20, 2016 07:43 AM
Rainmaker
863,526
Les & Sarah Oswald
Realty One Group - Eastvale, CA
Broker, Realtor and Investor

Out of courtesy, I would inform the sellers that a loan officer will be present to assess potential buyer's qualifications. I personally prefer to hold OH with a lender. 

Feb 20, 2016 06:13 AM
Ambassador
3,981,968
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

I am sure the seller will not object and it is an excellent idea to have other service representatives there with you.

Feb 20, 2016 03:18 AM
Rainmaker
633,936
Kathleen Luiten
Resort and Second-Home Specialist - Princeville, HI
Kauai Luxury Ocean Home Sales

We do that with loan officers for our Brokers Opens. We always let the seller know who is co-hosting.

Feb 20, 2016 02:24 AM
Rainmaker
3,076,232
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I have one loan officer that always likes to cometo them

 

Feb 20, 2016 01:48 AM
Rainmaker
1,508,764
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg IL Real Estate

You can do whichever but I would say mostly with agent permission.

Feb 20, 2016 01:23 AM
Rainmaker
682,654
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Is this something that you're working together with the agent? I would think that to be a great idea if I were seller. To just show up? Better check with agent first.

Feb 20, 2016 12:56 AM
Rainmaker
230,408
Mike Rock
Complete Design - Granite Bay, CA
Granite Bay Luxury New Construction...For Less

i suppose , on a occupied house, but just have the agent inform the owner.. so there are no surprises

Feb 20, 2016 12:51 AM
Rainmaker
3,977,733
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I always tell the seller who will be there

Feb 20, 2016 12:47 AM
Rainmaker
984,963
Kevin J. May
Florida Supreme Realty - Hobe Sound, FL
Serving the Treasure & Paradise Coasts of Florida

It can't hurt to have a Seller's permission to do so although I generally find that they're accepting of any attempt to assist further with the sale. 

Feb 20, 2016 12:38 AM
Rainmaker
519,868
David Gibson CNE, 719-304-4684 ~ Colorado Springs Relocation
Colorado Real Estate Advisers LLC - Colorado Springs, CO
Relocation, Luxury & Lifestyle residential

Desmond,
Always get seller permission. The seller granting you limited access to their home doesn’t give you the right to invite others without the seller’s permission.

Feb 20, 2016 12:37 AM
Rainer
42,255
Fred Hafdelin
Weichert Realtors - Mountain Lakes, NJ

We do it all the time. Always let the Home owners know who will be at their Home.

Feb 20, 2016 12:35 AM
Rainmaker
1,240,113
Raymond E. Camp
Howard Hanna Real Estate Services - Ontario, NY
Licensed Real Estate Salesperson Greater Rochester

As you also need permission to have the open house so should the loan officer.

Feb 20, 2016 12:35 AM