Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent (Platinum Properties)

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Rainmaker
1,648,641
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker and Attorney Licensed in DC, MD, VA,

I took an arm

Jun 06, 2016 12:38 PM
Ambassador
1,769,665
Noah Seidenberg
Coldwell Banker - Evanston, IL
Chicagoland and Suburbs (800) 858-7917

Just a 30 year fixed with an 80/20 Debbie. We saved for a long time.

Jun 06, 2016 12:19 PM
Rainmaker
2,939,731
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of Manchester NH's Leading Agents

I used a 20% down no doc loan being self employeed. 

Jun 06, 2016 10:18 PM
Rainmaker
725,030
Pete Xavier
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

Even though I could of done all cash, I used a 15 year fixed conventional with a large down payment. The time value of potential gains in the investment of unused reserves was the consideration.

Jun 06, 2016 12:28 PM
Rainmaker
230,398
Mike Rock
Complete Design - Granite Bay, CA
Granite Bay Luxury New Construction...For Less

i dont even remember, i was 22 yo. i think i made like 1200 a month. it was in  1912 lol

Jun 06, 2016 12:27 PM
Ambassador
3,673,422
Patricia Kennedy
RLAH Real Estate - Washington, DC
Home in the Capital

I bought my first condo with an 18% mortgage - 30-year fixed!  But I was in something like a 50% federal tax bracket, so the taxpayers covered a lot of it.  

Jun 06, 2016 12:13 PM
Rainer
177,990
Bob Betel
Allstar Home Mortgage, Inc. - Sweetwater, TN
President, Allstar Home Mortgage, Inc

30 Year Fixed because I wanted a fixed payment. Today, I would still do a 30 year fixed even if I had the cash. At these rates, invest your money and at a minium you get double the return. No brainer.

Jun 07, 2016 08:48 AM
Rainmaker
821,580
Jennifer Mackay
Counts Real Estate Group, Inc. - Panama City, FL
Your Bay County Florida Realtor 850.774.6582

Ours was a straight VAR on special with no closing costs!

Jun 06, 2016 10:51 PM
Rainmaker
2,970,330
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

It was an all-cash deal.

Jun 06, 2016 10:34 PM
Rainmaker
2,890,027
Richard Weeks
Dallas, TX
REALTOR®, Broker

VA.  It was a good experience.

Jun 06, 2016 10:28 PM
Ambassador
4,049,623
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Our first was a land contract for a 118 acre farm.

Jun 06, 2016 02:42 PM
Ambassador
2,848,810
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

conventional with 20% down and double digit interest rate.  ah the 80s.

Jun 06, 2016 02:11 PM
Rainmaker
501,046
Jeffrey Jones
AZ Home Seekers - San Tan Valley, AZ
AZ Home Seekers, azhomeseekers.com

LOL...me too, back in the 16-17% interest days when assuming a 12% loan was like winning the lottery!!

Jun 06, 2016 01:34 PM
Rainmaker
4,431,972
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

conventional.  Rate was  9.5 percent.

Jun 07, 2016 09:41 PM
Rainer
45,607
Andy Madrid
Hawaii Coast Realty, LLC - Kailua-Kona, HI
Expertise, Professionalism, and Service

VA Loan

Jun 07, 2016 06:09 AM
Rainmaker
723,864
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Regular 30-year mortgage. It was a co-op and there were not many choices. For our home we later chose 15 years to lower ovarall cost. 

Jun 07, 2016 04:15 AM
Rainmaker
1,210,129
Ryan Huggins - Thousand Oaks, CA
www.HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Conventional 30 year fixed.

Jun 07, 2016 03:55 AM
Rainmaker
1,504,160
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg IL Real Estate

Couple of FHA's, Arms too.

Jun 07, 2016 01:43 AM
Rainmaker
783,646
Susan Laxson CRS
HomeSmart Professionals - La Quinta, CA
Local Knowledge & Global Network

I put the down payment on my credit card - seriously! And then went conventional when the house was built.

Jun 07, 2016 12:49 AM
Rainer
69,288
Shawn and Angela Miller
Berkshire Hathaway HomeServices Amabassador Real Estate - Lincoln, NE
Lincoln and Omaha, NE REALTORS®

We did a 20% down conventional on our first property.

Jun 07, 2016 12:03 AM
Rainmaker
3,063,459
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I want to say FHA loan but that was so long ago not sure.

Jun 07, 2016 12:02 AM
Rainmaker
1,366,627
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Debbie Reynolds We use an FHA loan that had a special provision for Veterans.

Jun 06, 2016 11:42 PM
Rainmaker
2,422,940
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

I knew nothing about this at the time but remember everyone being excited for me and my wife as the loan was for 15% down 85% financed special deal

Jun 06, 2016 11:37 PM
Rainmaker
1,520,551
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Geneva Financial, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

Land Contract 5 year term with balloon. It worked out perfect.

Jun 06, 2016 11:08 PM
Rainmaker
1,206,057
Mary Yonkers
Alan Kells School of Real Estate/Howard Hanna Real Estate - Erie, PA
Erie/PA Real Estate Instructor

FHA, later refinanced with conventional love an

Jun 06, 2016 11:06 PM
Rainmaker
3,163,676
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

First home was the conventional 20% down. No PMI in those days and the builder would not participate in FHA financing. Those were the days!

Jun 06, 2016 10:57 PM
Rainmaker
3,049,771
Tony and Suzanne Marriott, Associate Brokers
BVO Luxury Group @ Keller Williams Arizona Realty - Scottsdale, AZ
Serving Scottsdale, Phoenix and Maricopa County AZ

80/20 in 1996 - before that - rented and moved a lot for corporate!

Jun 06, 2016 10:40 PM
Rainmaker
4,863,977
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

conventional financing with 20% down payment.... our first home was $110,000 +/-  in 1972 and that same home is $375,000 now....

Jun 06, 2016 10:39 PM
Rainmaker
742,762
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

20% down, 15 years to pay.

Jun 06, 2016 10:18 PM
Ambassador
1,962,728
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

VA loan.  I didn't realize or remember it until recently when I sorted out old paperwork. 

Jun 06, 2016 09:46 PM
Rainmaker
5,258,694
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

A combination of owner financing and a conventionl loan from the local savings and loan. However, our first home was not my first real estate purchase. I had purchased and sold a number of properties before we purchased our first home.

Jun 06, 2016 09:01 PM
Rainmaker
3,237,902
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Conventional.  

Jun 06, 2016 06:01 PM
Rainmaker
3,172,693
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Debbie mine was a CHFA Connecticut FHA loan... just got out of the Military and had nothing to put down... lived good in Europe:))))) and my father paid the Down Payment as a gift....Endre

Jun 06, 2016 05:11 PM
Rainmaker
798,135
Diana Zaccaro
Tropical Beachside brokered by eXp - Cocoa Beach, FL
"The Accidental Blogger" Cocoa Beach, Florida

We went VA...hard to belive that was 40 years ago!

 

Jun 06, 2016 01:39 PM
Ambassador
3,912,334
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

As I recall it was a conventional loan, but it was a long time ago.

Jun 06, 2016 01:27 PM
Rainer
302,029
Melissa Jackson
Citiwide Alliance Realty - Weatherford, TX
Helping You Make The Right Move

My first home was a HUD forecloser and we used a FHA loan.  

Jun 06, 2016 01:08 PM
Rainmaker
1,433,965
Yolanda Cordova-Gilbert
Richmond, TX

We paid cash but that was a long time ago.

Jun 06, 2016 01:05 PM