Inna Ivchenko, Realtor® • Green • GRI • HAFA • PSC Calabasas CA (Barcode Properties)

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Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hi Inna -- I received an email from a Natural Hazard Disclosure(NHD) report provider for around $50 a couple of weeks ago -- that's the lowest I have ever seen.  At the upper end -- around $150 or so depending on the different levels of information.  Typically, the seller pays for the report but as with all things real estate -- it is negotiable -- when I represent the seller, I like to order it when the listing is taken.   I haven't had a seller who researched the topic -- if I did, I would explain the different providers and let the seller choose.

I'm not certain how many other states have this particular report as you can see by the majority of responses.   It's kinda like when I see a question about how long do we spend at the closing table in California.     


Nov 27, 2016 06:43 AM
Ryan Huggins - Thousand Oaks, CA - Thousand Oaks, CA
Residential Real Estate and Investment Properties

The forms out here have a provider pre-filled in (wonder how much they pay the state for that!), but I don't use them.  It's customary to have seller pay for NHD and if the seller pays, they choose the service.  I use MyNHD which costs far less than the range you're quoting.

Nov 27, 2016 11:04 AM
Thomas J. Nelson, Realtor e-Pro, CRS, RCS-D, Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

We only "allow" our NHD to come from Property ID or Disclosure Source. We "do not allow" there to be a choice beyond those two without a release of liability/hold harmless and quite a debate over it. Yes, ultimately the seller has a choice, but we feel strongly about certain disclosures being comprehensive over cheap.

Luckily most agents here in SD feel the same and it's rarely a counter between agents nor debate with a client.

Seller pays customarily in San Diego, I honestly can't remember regarding NorCal and it does fluctuate throughout CA.

Nov 27, 2016 09:22 AM
Teri Pacitto
Compass - Westlake Village, CA
Real Estate, Your Style...Your Home...My Specialty

Like any service it's always best to compare.  There's always a cheaper service but not always the same.  I've never had a seller compare prices and if they did I would have them compare value as well.  The NHD report  (Natural Hazards Disclosure) might not be something that every home seller or buyer is as familiar with as we in CA are.  Great post.

Nov 27, 2016 09:10 AM
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

Seller pays.  $123.95

I have never had a seller look for a cheaper NHD.  I would compare the two products and explain the difference, if any. 

Nov 27, 2016 07:35 AM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

I have not used it.

Nov 27, 2016 07:04 AM
Dorie Dillard CRS GRI ABR
Coldwell Banker United Realtors® ~ 512.750.6899 - Austin, TX
Serving Buyers & Sellers in NW Austin Real Estate

We don't use these reports..just shows you once again how each state has different business practices!

Nov 27, 2016 06:58 AM
Kat Palmiotti
406-270-3667,, Broker, Blackstone Realty Group - brokered by eXp Realty - Kalispell, MT
The House Kat

We don't have NHD reports here in New York. I wasn't sure what it was and had to look it up!

Nov 27, 2016 03:03 AM
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • Green • GRI • HAFA • PSC Calabasas CA

It is interesting that closing process and costs is not just different in different states, but in different counties. I looked up few CA counties. The industry seems not well regulated even now when we have instant information access online. 

A California state law requiring sellers and their listing agent to provide prospective buyers with a Natural Hazard Disclosure statement that designates whether the home they're selling is located in a hazard area. Hazard areas include flood, fire, earthquake fault and seismic hazard zones. The disclosure will also note whether the home is subject to Mello Roos tax. Paid for by the sellers, the report is prepared by a city engineer, geologist or land surveyor. 

Nov 27, 2016 05:59 PM
William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Very few areas have these

Nov 27, 2016 04:13 PM
Fred Griffin, on leave of absence from ActiveRain
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

     Not for residential.  Only for commercial, maybe farm land, anywhere else that chemicals might have been used. 

Nov 27, 2016 03:01 PM
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

What is an NHD report?

Nov 27, 2016 01:18 PM
Harry F. D'Elia
RentVest - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

Seller pays for it

Nov 27, 2016 10:17 AM
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

Inna Ivchenko,

I often call the title company to order me the cheaper version. As I recall it is around $65 ish.... That $125 sounds high....

Sam Shueh

Nov 27, 2016 09:26 AM
Tony and Suzanne Marriott, Associate Brokers
Haven Express @ Keller Williams Arizona Realty - Scottsdale, AZ
Serving Scottsdale, Phoenix and Maricopa County AZ

NHD report?

Nov 27, 2016 09:08 AM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

unless things have changed since I retired from sales 5 years ago, there is no NHD report required in Washington State.  Some  hazard issues are addressed in the Sellers Disclosure Form.  

Nov 27, 2016 07:41 AM
Dan Pittsenbarger
Keller Williams Western Realty - Bellingham, WA
Improving Conditions

NHD report??? neighborhood report?? what's a NHD?

Nov 27, 2016 07:08 AM
Susan Haughton
Long and Foster REALTORS (703) 470-4545 - Alexandria, VA
Susan & Mindy Team...Honesty. Integrity. Results.

We don't use them here.  

Nov 27, 2016 07:03 AM
Patricia Kennedy
RLAH Real Estate - Washington, DC
Home in the Capital

Inna, I've never heard of these before.  Floodplains are about as far as it goes in this part of the world.  

Nov 27, 2016 06:50 AM
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Ah, yes, the land of litigation. We don't deal with NHD reports in AZ. If certain issues are material to the buyer, individual experts are brought in to determine areas of concern. It's routine that we would obtain a floodplain determination, and environmental reports as needed.

Nov 27, 2016 06:42 AM
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

I don't know what that is but I'll check it out with answers left here...

Nov 27, 2016 06:24 AM
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Geneva Financial, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

We are about the same here in San Diego as LA

Nov 27, 2016 06:24 AM
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Inna Ivchenko We don't have this report here.

Nov 27, 2016 06:14 AM
Toronto, ON

What is an NHD report?

Nov 27, 2016 06:07 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

As I was prepared to ask what an NHD was I glanced down and saw Scott Godzyk's comment. Prior to reading it, no clue! We don't have them here!

Nov 27, 2016 06:02 AM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

For those that do not know, it is a natural hazard disclosure. How do I know? A recent buyer from CA to NH, had the referring agent insisting on seeing a NHD. I was like a what? We do not have those in NH. No major earthquakes, sinkholes, wild fires, mud slide zones

Nov 27, 2016 05:54 AM
Raymond E. Camp
Howard Hanna Real Estate Services - Ontario, NY
Licensed Real Estate Salesperson Greater Rochester

I also looked it up and if it is the same let it be.

Nov 27, 2016 05:43 AM
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg IL Real Estate

It would be great if I knew what you are talking about.

Nov 27, 2016 05:32 AM
Dennis Swartz
Full Circle Property Management - Columbus, OH
MBA, GRI...experience counts!

What is NHD?

Nov 27, 2016 04:31 AM
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

I am not familiar with NHD and what it means.

Nov 27, 2016 04:12 AM
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Since I have no idea who this is I can't say.

Nov 27, 2016 09:03 AM
Debe Maxwell, CRS | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

Agents don't obtain them here in NC or SC, Inna Ivchenko.

Nov 27, 2016 07:38 AM
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

We don't have that...

Nov 28, 2016 07:54 AM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Interesting.  We don't use NHD reports.  In fact I didn't even know what this meant until I read the other answers.

Nov 28, 2016 06:22 AM
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Inna Ivchenko - I do not thinI I have ever used it in MA.

Nov 27, 2016 11:36 PM
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Never heard of it, perhaps a California thing.

Nov 27, 2016 09:29 PM
Chuck Mixon
The Keyes Company - Cutler Bay, FL
Cutler Bay Specialist, GRI, CDPE, BPOR

We do not use those reports in Florida ... We use the weather  report to see when the next Hurricane on its way 

Nov 27, 2016 08:56 PM
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

I have not seen these requested in my market area. I am not sure what they cost.

Nov 27, 2016 08:15 PM