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Rainmaker
900,118
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

I waive it - covered by my insurance and Amex.

Mar 19, 2017 03:51 AM
Rainmaker
4,571,967
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

It's been quite a few years since I've rented a car but I believe I purchased the car insurance even though my own would have covered any issue.  

Mar 19, 2017 05:33 AM
Rainmaker
3,626,530
James Dray
Fathom Realty - Bentonville, AR

I did not get that coverage once, it cost me dearly.  Won't happen again

Mar 19, 2017 04:25 AM
Rainmaker
5,772,575
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Waive it every time, except in Europe where its mandatory.  A

Mar 19, 2017 09:40 AM
Rainmaker
2,220,323
Anthony Acosta - ALLATLANTAcondos.com
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

I always purchase the rental insurance. For the amount, it is worth every penny.  In case of an accident, your personal car insurance will not be affected. 

Mar 19, 2017 07:16 AM
Rainmaker
1,844,271
Lyn Sims
Schaumburg, IL
Real Estate Broker Retired

Waive it.

Mar 19, 2017 05:38 AM
Rainmaker
3,071,489
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Door # 2

Mar 19, 2017 05:24 AM
Rainmaker
1,617,916
Harry F. D'Elia III
WEDO Real Estate and Beyond, LLC - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

my insurance broker says I am covered but I still purchase it

Mar 19, 2017 05:23 AM
Rainmaker
1,712,676
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

I use the Chase Shappire card to book rentals because one of the benefits is the card pays for all those charges if it is used. You don't have to pay and then get reimbursed.

Mar 19, 2017 05:17 AM
Rainer
213,263
Dennis Swartz
Full Circle Property Management - Columbus, OH
MBA, GRI...experience counts!

I waive it, and hope for the best.

Mar 19, 2017 05:14 AM
Rainmaker
2,182,502
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

Always let my own cover it

Mar 19, 2017 04:56 AM
Ambassador
2,436,099
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

I waive it. My USAA insurance would cover me.

Mar 19, 2017 04:49 AM
Rainer
149,000
Jim Joeriman
Coldwell Banker Riviera Realty, Inc - Lacey Township, NJ
Helping Agents Reach New Heights

I never buy it.  Has never made any sense to me.  

Mar 19, 2017 04:34 AM
Rainmaker
5,104,931
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I haven't rented a car in more years than I can count... so have no opinion. If I needed to rent for any reason, I'd first check with my insurance broker about the advisability of buying additional coverage from the rental company.

Mar 19, 2017 04:19 AM
Ambassador
6,392,929
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

I seldom rent a car, but the last time I did I waived it.

Mar 19, 2017 12:11 AM
Rainmaker
1,543,623
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
CEO of Vision Drive Realty - Coastal San Diego

I waive it, let my Ins. cover it, unless going to Mexico.

Mar 19, 2017 12:04 AM
Rainmaker
763,783
Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

I trust my driving and my wife's as well.  Our Triple A insurance is there for emergencies.  I don't get the rental company's additional insurance.

Mar 18, 2017 11:09 PM
Rainmaker
1,045,440
Dave Martin (703) 585-4687
Fairfax Realty - Fairfax, VA
Making Realty Dreams a Reality #WeWillGetYouHome

My insurance covers me when my car is in for repairs but many CC also provide automatic FREE coverage... so I use one of those cards for the rental and never take the over priced insurance offered

Dec 11, 2017 07:26 PM
Rainer
2,455
Theresa D'Amico
RE/MAX Professionals - Hallettsville, TX
Rural land and Farm and Ranch

Always purchase the insurance

 

Apr 17, 2017 07:24 PM
Rainmaker
4,935,567
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

My insurance covers me

 

Mar 20, 2017 03:49 PM
Rainmaker
979,496
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Shon - We waive the additional insurance coverage on car rentals.

Mar 20, 2017 03:37 PM
Ambassador
1,076,551
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

I never do, but I do adjust my personal auto insurance as needed.  Sometimes it's a weekend adjustment, and if so, usually costs about $1.  Much cheaper to do that than pay the rental place.

Mar 20, 2017 01:01 PM
Rainmaker
4,882,355
Richard Weeks
Dallas, TX
REALTOR®, Broker

Not me.

Mar 20, 2017 08:23 AM
Rainmaker
989,652
Jennifer Mackay
Counts Real Estate Group, Inc. - Panama City, FL
Your Bay County Florida Realtor 850.774.6582

I always get the extra protection - years ago we had an issue with not having it and it cost us a lot more than if we got it so we always get it now - besides it's tax deductible!

Mar 20, 2017 07:06 AM
Rainmaker
4,319,419
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

SHON NASIR I am covered when I use my credit card. No need to spend extras on the additional insurances while renting.

Mar 19, 2017 11:32 PM
Rainmaker
4,434,127
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

I do not rent cars.

Mar 19, 2017 10:16 PM
Rainmaker
679,404
Diana Dahlberg
1 Month Realty - Pleasant Prairie, WI
Real Estate in Kenosha, WI since 1994 262-308-3563

I rarely have to rent a car, but when I do I get the Car Rental "Insurance".

Mar 19, 2017 06:59 PM
Rainmaker
151,633
Julie Larson Realtor® Sarasota FL 941-284-9826
White Sands Realty Group FL | 941-284-9826 | Serving Sarasota, Manatee & Charlotte Counties - Sarasota, FL
When you're thinking of moving...ThinkSuncoast.com

I haven't rented a car in such a long time I'm not sure if I bought the additional coverage or not.

Mar 19, 2017 06:32 PM
Ambassador
3,587,835
Anna "Banana" Kruchten
HomeSmart Real Estate - Phoenix, AZ
602-380-4886

Our insurance covers it and always has....why pay more.

Mar 19, 2017 06:29 PM
Ambassador
5,048,758
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

I normally waive it except internationally

Mar 19, 2017 04:56 PM
Rainmaker
3,986,258
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

We get the ins.  Know of a friend who did not and the fine print killed him.   It also took almost 6 months to clear up

Mar 19, 2017 04:21 PM
Rainmaker
3,988,007
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I always waive it as I have high limits and excellent coverage with State Farm.

Mar 19, 2017 03:51 PM
Rainmaker
5,583,278
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

I haven't rented a car in many, many years.... I did purchase the insurance....

Mar 19, 2017 03:35 PM
Rainmaker
142,796
Diana White-Pettis
Bennett Realty Solutions - Upper Marlboro, MD
GRI, CDPE, CNE, WHC Upper Marlboro Homes for Sale

I waive it.  I'm covered by my own car  insurance.

Mar 19, 2017 02:35 PM
Rainmaker
953,617
Pete Xavier
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

I rent cars all the time and just about always I waived the high priced insurance. The exception was when I rented a cube truck. Always read up on your  policy inclusions and exclusions and adjust your coverage when needed. REMEMBER: Insurance provided by rental companies is outrageously high, you can protect yourself inexpensively with your own policy. Be fully aware of the exclusions and limitations of your policy.

My exclusions would be Lamborghini (and similar types), cube truck and commercial types of rental vehicles and than the geographical exclusion for coverage outside the U.S.A. & Canada.

Mar 19, 2017 11:40 AM
Rainmaker
1,502,998
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Never.  My regular insurance covers it.

Mar 19, 2017 09:56 AM
Rainmaker
7,835,329
Roy Kelley
Retired - Gaithersburg, MD

Waive it and use a credit card that provides protection.

Mar 19, 2017 09:24 AM
Ambassador
3,345,036
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate Services

Don't need it.  Many get sold on it.  My insurance is more than adequate to cover me in a rental car. 

Mar 19, 2017 09:23 AM
Rainer
457,896
Malinda Montgomery RSPS AHWD TMS-Realtor
Gaffs Realty - Port Orange, FL

In my youger days, I worked for a major rental car company for 14 years and most renters auto insurance covers them. Some credit cards will provide coverage but they are usually secondary to your primary insurance. Alsways check with your insurance and credit card for terms and conditions prior to renting the car. You usually don't need it unless you are renting out of the USA.

Mar 19, 2017 07:53 AM
Rainmaker
599,274
Nathan Gesner
American West Realty and Management - Cody, WY
Broker / Property Manager

My car insurance carrier provides coverage when I rent a vehicle.

Mar 19, 2017 07:44 AM
Rainmaker
809,258
Kasey & John Boles
Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com - Boise, ID
Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties

I have done both. It is expensive. I call my own insurance to make sure they cover it.

Mar 19, 2017 07:15 AM
Rainmaker
1,157,785
FN LN
Toronto, ON

I don't know if a census has ever been done for this question.

Mar 19, 2017 07:11 AM
Rainmaker
2,781,133
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Many people dont know to waive it...Rental insurance is fear driven

Mar 19, 2017 07:07 AM
Rainmaker
3,416,038
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I waive it, mine already covers me and buying double coverage is a waste of money

Mar 19, 2017 06:28 AM
Rainmaker
1,466,207
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

SHON NASIR My auto insurance covers car rentals.

Mar 19, 2017 06:24 AM
Rainmaker
5,216,370
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Waive it every time!

Mar 19, 2017 06:22 AM
Ambassador
2,684,009
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

Your credit card, and possibly your own auto insurance, should cover it. 

Mar 19, 2017 06:10 AM
Rainmaker
1,725,996
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

Our normal auto insurance covers us.

Mar 19, 2017 05:53 AM
Rainmaker
921,504
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

Whether its UPS insisting on insurance even though they are the ONLY ones who touch the package to car rental, they ALL see a revenue augmentation channel.

Car rental companies found a channel. They have decided to charge the consumer of lost income while they dawdle about to repair the car. Your existing car insurance is unlikely to cover 'lost income.'

I'm sure their is, or will be,  a 're-stocking' fee, under a different name that all consumers have become accustomed to paying.

They take a page out of the real estate broker business plan and know how to put their customer/agent on the menu.

Mar 19, 2017 05:49 AM
Rainmaker
4,800,082
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

My credit card gives me coverage for this as well as my regular car insurance.

Mar 19, 2017 05:42 AM