Spam prevention
Rainmaker
3,241,794
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

I'm set.

Dec 15, 2018 03:56 AM
Rainmaker
1,564,799
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

I made a lot of changes Dennis Swartz . My daughter is now on the military Tricare plan and in May I go on Medicare so I increased coverage on my son and wife yet the premium went down.

Dec 15, 2018 04:43 AM
Rainmaker
2,764,121
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

It's all status quo for me ... staying on the same crappy plan because there ain't nuttin any better for less than the $1,000 a month I am paying for a major medical plan with a $5,900 deductible.  Oh, glorious days! 

Dec 15, 2018 10:35 AM
Rainmaker
772,740
Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Dennis, all set. 

After seeing our premiums more than increase almost 2.5x once the individual mandate was enforced in 2014 our premium DECREASED almost 10% for this year because the individual mandate penalty has been changed to $0 for 2019.  

The vast majority of the people on the exchange are the self employed and those that qualify for the subsidies.  Now that there is competition (ie-people can legally opt for a plan with less coverage the prices have come down since there is COMPETITION.  The sad thing is there are no long term plans that offer the comprehensive coverage that one needs.

I'm surprised no one mentioned that a federal judge in Texas just ruled the other day that the (UN) Affordable Care Act is UNconstitutional now that the tax penalty has been changed to $0 from the individual mandate.

 

Dec 15, 2018 07:06 AM
Rainmaker
692,822
Richard Bazinet /MBA, CRS, ABR
WestUSA Realty - Scottsdale, AZ
Phoenix Scottsdale. Sellers, Buyers & Relocations

I'm good. I reviewed my plan and I'm grandfathered into an older plan which is effective and less costly.

Dec 15, 2018 06:57 AM
Rainmaker
1,024,297
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

I'm all set.

Dec 15, 2018 06:10 AM
Rainmaker
2,424,479
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Thank God for Medicare

Dec 15, 2018 05:29 AM
Rainmaker
2,975,695
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Zip, zero, zilch. I've been on Medicare for years and am all set. There are advantages to being old. 

Dec 15, 2018 04:09 AM
Rainmaker
733,341
Doug Dawes
Keller Williams Realty - Topsfield, MA - Georgetown, MA
Your Personal Realtor®

Been there Done that and All set

Dec 16, 2018 05:05 AM
Rainmaker
477,841
Bruce Kunz
C21 Solid Gold Realty, Brick, NJ, 732-920-2100 - Howell, NJ
REALTOR®, Brick & Howell NJ Homes for Sale

I'm still covered by a former employer's plan for another year, then I need to look around until I'm Medicare eligible.
Bruce.

 

Dec 15, 2018 04:11 PM
Ambassador
2,344,489
Fred Griffin presently on Leave of Absence
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

 I don't know what that means, so I guess nothing.

Dec 15, 2018 06:30 AM
Ambassador
4,056,607
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

I am set, but will check to make sure the kids are all covered.

Dec 15, 2018 05:47 AM
Rainmaker
1,278,498
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

I didn't make any changes.  I'm on Medicare and have a great supplement plan. My premium went down $2. 

Dec 15, 2018 04:59 AM
Rainmaker
2,827,865
James Dray
Fathom Realty - Bentonville, AR
Exceptional Agents, Outstanding Results

I'm on Medicare, with the new ruling by a Federal Judge, it will be interesting to see what happens

Dec 16, 2018 03:59 AM
Ambassador
3,914,936
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

No worries, I am all set!

Dec 15, 2018 10:05 PM
Rainmaker
2,942,272
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of Manchester NH's Leading Agents

I am set with private insurance from the family. Rates althoug have gone up, deductibles are up huge but still better than the not so affordable act plans. 

Dec 15, 2018 05:50 PM
Rainmaker
651,705
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

I have and always have had health insurance.

Dec 15, 2018 03:46 PM
Rainmaker
724,394
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Doesn't affect me; have insurance.

Dec 15, 2018 03:25 PM
Rainmaker
1,450,662
Evelina Tsigelnitskaya
SIB Realty - Sunny Isles Beach, FL
www.SIBRealty.org 305-931-6931

No

Dec 15, 2018 01:17 PM
Rainmaker
4,314,671
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Dennis,

We are fine.

Dec 15, 2018 11:06 AM
Rainmaker
4,796,551
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I'm on Medicare.

Dec 15, 2018 08:51 AM
Rainmaker
984,759
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

Got a text msg 3X. Erased.

I am set.

Dec 15, 2018 08:49 AM
Rainmaker
5,264,641
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Counting on Medicare.

Dec 15, 2018 08:11 AM
Ambassador
3,186,161
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

All set with Ray's old company's health plan.

Dec 15, 2018 07:48 AM
Rainmaker
1,026,912
Susan Haughton
Long and Foster REALTORS (703) 470-4545 - Alexandria, VA
Susan & Mindy Team...Honesty. Integrity. Results.

We are all set. 

Dec 15, 2018 07:28 AM
Ambassador
1,612,049
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Medicare with BCBS supplemental takes care of me.

Dec 15, 2018 07:10 AM
Rainmaker
3,168,580
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

All done for some time!

Dec 15, 2018 05:10 AM
Rainmaker
4,870,279
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

I'm very thankful I'm on Medicare.... the best part of being a senior....  I have blue cross blue shield for the supplemental (20%) coverage.... and for prescriptions.... nothing to every worry about with medical coverage.

Dec 15, 2018 10:58 AM
Rainmaker
4,021,652
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I stayed with the same I had for 2018, my premium went DOWN, amazingly! 

Dec 19, 2018 07:11 AM
Rainmaker
3,067,422
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Lucky I still have health insurance thru my wife company.

 

Dec 18, 2018 03:41 PM
Rainmaker
3,977,611
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I am all set

Dec 17, 2018 04:44 PM
Rainmaker
4,431,983
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Nothing.

Dec 17, 2018 12:02 PM
Rainer
117,956
Anthony Kirlew
Keller Williams Legacy One Realty - Gilbert, AZ
Helping You Make Fiscally Sound Choices

Thankfully, no need to make any changes this year.

Dec 17, 2018 08:52 AM
Rainer
13,637
Violetta Polyakov
Florida Home Consulting - Мы Говорим По Русски - Boynton Beach, FL
Broker/Owner

Signed up for very expensive and horrible $10,000 deductible plan from husband's employer and waiting for Medicare for All (if still alive by then).

Dec 16, 2018 11:59 AM
Rainmaker
762,273
Kasey & John Boles
Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com - Boise, ID
Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties

Nothing. Our insurance remains the same. -K

Dec 16, 2018 10:07 AM
Rainmaker
1,211,254
Ryan Huggins - Thousand Oaks, CA
www.HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

No changes for me.

Dec 16, 2018 09:41 AM