Peter Mohylsky, Beach Expert, Call me at 850-517-7098 (PMI. Destin)

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Karen Climer
Demetree School of Real Estate - Orlando, FL
Teaching people to pass the real estate exam

Yes.  It's a big problem in Florida.

Sep 16, 2022 09:46 AM
Lyn Sims
Schaumburg, IL
Real Estate Broker Retired

It's increased just like everything else but nothing like some states like Florida.

Sep 16, 2022 12:56 PM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I am telling all my pass client to make sure they look at raising there insurance since replacement of homes has gone up.


Sep 16, 2022 11:48 AM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate (435) 632-9374 - St. George, UT
St. George Utah Area Residential Sales Agent

Insurance companies are changing terms and conditions. People in outlying areas need to be proactive and create a defensive space (wildfire destruction prevention) or their policy will get cancelled. And of course, with everything else going up, rates are too!

Sep 16, 2022 10:23 AM
Gary Frimann, CRS, GRI, SRES
Eagle Ridge Realty / Signature Homes & Estates - Gilroy, CA
REALTOR and Broker

In CA it is going up quite a bit in high fire areas.  A return to 2000-1 when mold was the issue.

Sep 16, 2022 10:06 AM
John Juarez
The Medford Real Estate Team - Fremont, CA

Insurance is a bet by the company against risk. The higher the risk perception, the higher the premium - if you can even obtain coverage.

Sep 16, 2022 02:38 PM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

The discovery I have done on your question subject sickens me as to what I find and continue to find. Premiums have doubled or tripled, deductibles through the roof, coverage is iffy and the small print protects the insurance company. Their mismanagement is costing me money. Their indifference is troubling. Take it or leave it is not very warm & inviting but that is their business model. In their eyes, I am reduced to a statistic or algorithm, a computer formula that dictates how their employees respond to me. I have a fire hydrant in front of my house. No fires in may area for decades. I have made no claims, yet I am treated like I had all three? 

Sep 16, 2022 12:10 PM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

I know that ours is due and it has taken a jump Peter Mohylsky . It stings but is not an issue yet at this time for us. I can see where it may be the final straw for those on a fixed income who are already stressed by the current inflation rate.

Sep 16, 2022 11:21 AM
Roy Kelley
Retired - Gaithersburg, MD

Rising rates will get the attention of home owners.

Sep 16, 2022 10:55 AM
Andrew Mooers | 207.532.6573
Northern Maine Real Estate-Aroostook County Broker

No. Lots of independent agents and shopping yearly to make sure you get the most coverage for the least premium is how we are were raised. Your profit is in your expenses common sense thinking Peter Mohylsky. Just speaking for my rural area of Maine and not a megaphone for the country, other insurance markets. Jack up that deductible and get "cancer coverage" worst case if total loss and don't pay for $250 deductible coverage. You would not make a claim on something that small so why pay for that kinda of coverage? 

Sep 16, 2022 12:31 PM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

prices of everything including insurance are up, but never found it to not be available.

Sep 16, 2022 12:17 PM
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
CEO of Vision Drive Realty - Coastal San Diego

None of my buyers have reported issues and about 65% of my business this year has been buyers. My business really shifted from 70% listings last year to 35% - but thankful for it as it has become a very robust balanced market for buyers and much more challenging for sellers in San Diego's 2022 market.

Sep 18, 2022 07:34 AM
Doug Dawes
Keller Williams Evolution - 447 Boston Street Topsfield, MA - Georgetown, MA
Your Personal Realtor®

I haven't run across unavailability. But, rising prices I have

Sep 17, 2022 06:14 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Not as much in Chicago as it did in Florida. A move to Chicago, of all things, reduced my car insurance. Go figure!

Sep 17, 2022 05:11 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

No doubt there have been increases, and being in a high risk fire zone can make getting homeowners insurance a real challenge, and expense.

Sep 16, 2022 03:52 PM
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

The entire insurance industry is a scam.

Sep 16, 2022 11:18 AM
Ryan Huggins - Thousand Oaks, CA - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Yes.  Some carriers stopped writing in the state entirely.

Sep 17, 2022 08:40 PM
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate Services

Yes, Indeed it is. California fires are a real thing! 

And, oh, by the way, California is ... well ... California. What else needs to be said about that!?

Sep 17, 2022 08:56 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Insurance has definitely increased, and living in the mountains is increasingly difficult to get insurance due to the possibility of forest fires.

Sep 17, 2022 05:49 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Havent noticed any problems.

Sep 16, 2022 09:51 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I'm sure it's increasing, but I've not heard about availability issues.

Sep 16, 2022 02:42 PM
Anna "Banana" Kruchten
HomeSmart Real Estate - Phoenix, AZ

I don't recall hearing about this issue - but it very well could be with most goods and services have gone up in cost.  We need to renew or shift our fairly soon so I'll find out soon enough.  Hope it's not a whopping surprise.

Sep 17, 2022 02:06 PM
Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

Fires make insurance an issue in most areas of California.

Sep 17, 2022 08:22 AM