I believe they will come down by a quarter point Will Hamm but then again the fed has not asked for my opinion yet.

Hello Will Hamm there is a good change interest rates will come down by April of 2026.

I have no idea... my crystal ball has been cracked for a long time.

They may come down a smidge. But better for our area would be home prices dropping. They haven't adjusted much at all since COVID pushed prices up to crazy figures. 

Yes & it will continue until we get at 3%. You can quote me

What I think about interest rates, Will, does not impact interest rates. 

We all need to wait and see what happens ... and then watch and listen to the talking heads who call themselves "journalists" vomit whatever they are told to parrot about the rates.  

The best answer was from Ryan Huggins - Thousand Oaks, CA 

It is called "the cost of waiting"/

With rates hovering around 6% things aren't so bad right now but an adjustment to under 6% is possible. 

Whether they do or not, there is always a market. Keep your listing inventory up. Tighten your marketing. Prepare to get a larger market share of your LOCAL real estate sales than others in it wish you did. 

Work with what you have. And remember, always better than the 16.5% adjustable-interest rate days in the early 1980's. That helps the perspective Will Hamm .

Interest rates aren't so bad right now.  If they come down, that would be great, but if not, I don't think we're doing that bad right now.

I don't think they'll come down enough to justify waiting as long as people have or to offset the bidding war that will happen when the buyers come back into the market at this time of the year.

I agree with the masses.  They will come down but not enough to make a difference except in the press.  They are below the historical rate right now and we will not see the low's we have seen during our life times.  

Speculation does not build confidence with prospective home buyers. Take advantage of the current interest rates.

probably.

with unemployment numbers creeping up as AI replaces humans I expect they will be pretty flat this year.

I think we'll see rates come down tomorrow - but by how much are you asking?  They ebb and flow each day and are already lower in Q1 than they were last year.

Yes, No, Maybe So!

No, I think we are where we are going to be for a while.  Employment numbers are too strong, and I think the government will go in a different direction to free up houses that are already built but that the owners have too much house or should be downsizing. I think we will see capital gains be revisited before we see better interest rates.

What interest rate? The one the banks charge consumers or the fed rate. They don't have much in common as the rate banks charge is figured on the 10 year treasury bond and that market is tanking. For some reason everybody thinks the fed affects what we pay in interest. 

I think rates will drop at each Fed meeting this year.

Given the latest adjusted employment data, it may not be too soon, although inflation is expected to be around 2.5, closer to the usual target of 2.0.