Recent Blog Posts

The amazing members of ActiveRain produce hundreds of blog posts every single day of the year.  There is a wonderful mix of all things real estate and beyond for your reading pleasure.

This board rolls all day long with the newest blog posts to our site. You’ll find some diamonds in the rough on this page, so check back often to peruse the blog roll and learn from our committed community of real estate professionals.

The newest blog posts on ActiveRain

By Wayne Martin, Real Estate Broker - Retired
(Wayne M Martin)
Trivia question answers for Friday July 23, 20211. How many constellations are there in the sky? 48 traditional western constellations2. Why did Jack and Jill go up the hill? To fetch a pail of water3. What group of animals is called a "flink"? A group of 12 or more cows4. Which Christmas tradition used to be a year-round practice? CarolingTrivia questions for Saturday July 24, 20211. What sport's lingo uses the term "Shuss"?2. What unit of weight is equal to approximately .002 pounds?3. What was the first fruit eaten on the moon?4. What is the alligator pear better known as?Enjoy your day. 
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Right now, mortgage rates have fallen to rates that haven’t been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able to afford. Sadly, not everyone who applies for a mortgage is going to be approved. There are a few steps that applicants can take to increase their chances of getting their mortgage application approved.Increase The Credit ScoreApplicants need to make sure that their credit scores are as high as possible when they apply for a mortgage. The greater the credit score is, the more trustworthy they look to lenders. In general, applicants are going to need a credit score of 620 or higher to qualify for a home loan; however, those who want to get the best interest rates possible need to make sure their credit sco...
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There are a lot of steps that come with buying or selling a home. One of the routine steps that have to be accomplished is called a home appraisal. When it comes to a home appraisal, this is something that can cause both buyers and sellers to pause for a second. For those who might not know, a house appraisal is where a trained professional will take a look at the fair market value of the home. It is important to understand what happens when a home appraisal is conducted. Compare The Home To Similar PropertiesWhen a home appraisal is conducted, its value is usually compared to homes in the area that are similar. The value of a home is always determined by what similar homes in the area have sold for recently. This is what the lender is going to look for. For example, if someone is selli...
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For those who are trying to buy things for their home, it is important to think carefully. Nobody wants to overpay; however, reaching for something cheap may simply end up getting replaced quickly. There are a few highlights that everyone should consider purchasing for their home in January!Purchase Some Furniture In JanuaryFirst, everyone has to make sure they think about buying furniture either in January or July. A lot of furniture manufacturers provide retail stores with new pieces in February and August. Therefore, a lot of furniture will go on sale starting either in January or July.Storage Items Go On Sale In JanuaryAgain, a lot of stores will roll out sales in January for storage essentials such as baskets, shelves, and organizing systems. There are a lot of student’s who are lo...
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So – you’ve completed an initial mortgage pre-qualification and now you’re ready to take the next step and meet with your lender or mortgage advisor for the pre-approval interview. Are you ready?At this stage of the application process your lender will dig into your financial background to ensure that you’re fully capable of making your mortgage payments and that you don’t present too high a risk. Let’s take a quick look at a few questions you should know the answers to before you go in for a mortgage pre-approval.Do You Have a Specific Home in Mind?If you’ve already picked out the perfect new home, be sure to bring along some of the details when you meet with your lender. At minimum you’ll want to know the price range that you’re expecting to buy in so that your mortgage advisor can tr...
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If you are looking for a home, then you probably have a budget in mind. You also need to know about the most common factors that influence the price of a home. One factor that always seems to play a role in the price of a home is the quality of the school system. This makes sense. After all, a lot of people who are looking for a home have children (or are planning on having children) and want to make sure they have access to a quality education. At the same time, is it truly worth the price increase to have access to a better school district?The Quality Of The School District And The Price Of The HomeNumerous surveys have consistently shown that the majority of homeowners are willing to go over their budget price for the perfect and home and the location certainly plays a role. In this ...
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Current times are tough and there are a lot of homeowners who are having trouble making ends meet. Therefore, they are looking for ways to remain financially afloat as they assess their options. One option that people might have heard a lot about is called mortgage forbearance.It is critical for everyone to understand what mortgage forbearance is and how this might be able to help them during these challenging times. Importantly, it is also important for people to know what mortgage forbearance is not.What Does Mortgage Forbearance Do?For those who are currently facing financial challenges, mortgage forbearance might be helpful. The goal of mortgage forbearance is to allow people to temporarily stop making payments toward their mortgage. This is particularly helpful when someone is look...
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Buying a new home is an exciting experience.  At the same time, it is also important for everyone to think about a few important topics that have to be discussed before they place an offer on a home. That way, everyone can rest easy, knowing they have done their due diligence when it comes to purchasing a new home.Do Not Neglect The Noise Level Of The NeighborhoodOne of the most commonly overlooked topics when it comes to buying a house is the noise level of the neighborhood. Some noise from the outside world is to be expected, particularly for those who move into a busy neighborhood. During a tour of the potential home, it is a good idea to ask realtors to lower the level of background noise. That way, people can get a good feel for what the potential neighborhood noise level might be ...
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By Brian England, MBA, GRI, REALTOR® Real Estate in East Valley AZ
(Vacasa)
👣Val Vista Baseline Area in Mesa, AZ for 7-24-21 ☀️For ALL of Your East Valley AZ Real Estate Needs📞Call Brian at 480-773-2370🙋‍♂Text Brian at 480-773-2370📨Email Brian at brian@bke12.com 💲🏠REAL ESTATE Activity in the Val Vista Baseline Area🏠💲 The Val Vista Baseline Area in Mesa, AZ is very well located.  Shopping, Schools, and Fine Dining are within Walking Distance and there is quick access to the US 60 Freeway.  Arizona is known for having an abundance of golf courses since the weather allows for year-round play. There are definitely a lot of great courses to play near the Val Vista Baseline Area so residents have plenty to choose from!  There is always something fun going on in the area and if you have any questions about the area, please pick up your phone and call or text message m...
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By Kathy Streib, Home Stager - Palm Beach County,FL -561-914-6224
(Room Service Home Staging)
This Week...An Olympic WeekThe 2020 Olympics opened last night and some of the games (softball, soccer, and skulling for example) have already taken place.  Without passion, you won't do something 100 percent. That's the bottom line.  Apolo Ohno, American speed skater, and an eight-time medalist Yes, I know that it’s 2021 but in case you were MIA in 2020, the Olympics were not held. Winning doesn't always mean being first. Winning means you're doing better than you've ever done before.  Bonnie Blair, American speed skater, and five-time gold medalistWe watched some of the sculling/rowing and the women’s softball games. I love the backstories...probably more than the games.   To win, you have to risk loss.  Jean-Claude Killy, French ski racer and three-time gold medalist  One of the rowe...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
WE CAN GET YOUR BLUE RIDGE CONDOMINIUM SOLD! Just Ask Larry and Sheila Yes owners, Blue Ridge Condominiums are in demand. Buyers are out and about looking for the right unit to purchase. Let's Get Your Condo Sold! Call REALTORS® Lawrence "Larry" and Sheila Agranoff to get Listed and get SOLD! When you’re ready to Sell Your Blue Ridge Condo…Make The Call  Cell: 631-805-4400 Lawrence & Sheila Agranoff Now Is The Time To Sell! Search Here For Long Island Condos
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For most people, their home is the most valuable investment they will ever make. Therefore, it needs to be protected. This is where homeowners’ insurance is critical. At the same time, buying the right amount of homeowners’ insurance can be a bit of a challenge.A home that is underinsured leaves the homeowner vulnerable to situations involving fires, floods, and theft. On the other hand, nobody wants to throw away money unnecessarily by over-insuring the home. How can everyone purchase the right amount of homeowners’ insurance?Review The Coverage Every YearFirst, people’s needs are going to change from year to year. Therefore, everyone should review their policy annually. For example, actual cash value only reimburses someone based on the current condition of the home. For example, if a...
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There are a lot of people who have spotted the record-low mortgage rates right now and are wondering if they can refinance successfully. While many people apply for a refinance of their current home loan, not everyone will be approved. Furthermore, a home refinance is not the best option for everyone. Those who want to qualify for record-low refinance rates need to keep a few key points in mind.Be A Strong Refinance CandidateFirst, homeowners need to make sure that it is actually worth their time to refinance to a lower home mortgage rate. In general, homeowners want to make sure they are able to save at least three-quarters of a percentage point when compared to their current home loan to make a refinance worth their while. If they cannot save this much money on their home loan, then t...
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Many homeowners do not realize that the risk of a flood is a significant factor that plays a role in not only homeownership but also the closing process. Even though flooding is a major risk, many homeowners do not carry enough coverage. Without proper flood insurance, homeowners risk losing millions of dollars. Therefore, it is prudent for those who are looking for a home to factor flood insurance into their home search. This can streamline the closing process down the road.Exploring Options For Flood InsuranceWhen homeowners think about flood insurance, they are often directed to the National Flood Insurance Program (NFIP). While this is one option, there are also private options available that could provide better prices and more favorable terms. Private options exist in all 50 state...
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By E. Steve Banis, Jr., https://www.SouthCarolinaHomesInc.com
(South Carolina Homes Inc.)
🈚▐►DWMH 1620sf - Half Acre Land Move in Ready SUMMERVILLE  29483 Mobile Homes - Houses - LandSEE Walk Through Video and Pictures - Set Your Appointment to VisitSEE OUR BUYER VIP On Our Website - Then Call Steve to Visit TodayFREE PROPERTY LIST TEXTED TO YOU WEEKLYAll Properties Have a Detailed Video Walk Through Hosted by our Team Members.                          ★ Visit Our Fine Homes by Confirmed Appointment - We Contact ALL Who Visit Our FREE Preferred Buyer VIP. ►SEE THIS SUMMERVILLE PROPERTY IN PERSON: ►Call Steve to Visit TodayOn Half Acre Land in Family Friendly Neighborhood!Complete with 10 x 20 (200 sf) Finished Work Shop.. New Shingled Roof.New Floor Coverings. All New Appliances/ Fresh Interior Paint Fully Landscaped.Updated Video Walk Through and Pictures Are on the Way.★ ★...
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By Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy
(Napa Consultants)
Santa Barbara County and neighboring Ventura County grow strawberries year round.  The varieties change with the seasons, and some of the plants do better in the colder months.We love those torpedo shaped tomatoes. We love all the colors they come in. They are perfect  when you want to make a quick fresh sauce for dish. Just cut them up and add a little butter and a little wine, and top with fresh basil, they make a sauce with all the taste of summer in every bite.  It is good as a fish topping, meat, chicken or pasta with a touch of Parmesan...Sweet red onions are in season also.  They are a favorite of ours.  It takes us a week or two to go through just one.  I used them in salads. And summer is synonymous with fresh corn.  While in high school, I worked in the neighboring town at Gre...
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By Roy Kelley
(Realty Group Referrals)
Single Parent Conference, August 14, 2021 Registration is now open for the free virtual Single Parent Conference taking place on Saturday, August 14, 2021 from 9:30 a.m. to 2 p.m. Connect to resources and get the help you need to succeed. Learn more and register here. This is a Montgomery College event. This is a City of Gaithersburg, Maryland announcement. Dahlia, Vassio Meggos, National Capital Dahlia Society Show, Brookside Gardens, Wheaton, Maryland USA IMG 3124Canon PowerShot G11 CameraPhotograph by Roy KelleyRoy and Dolores Kelley Photographs
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The coronavirus pandemic has had a massive impact on everyone. This pandemic has led to massive economic issues as well. Given the ongoing crisis as it relates to student loan debt, many students are wondering how the pandemic is going to impact their student loans and how their student loans are going to impact a potential mortgage payment. There are a few points to keep in mind.Freddie MacIn general, loans backed by Freddie Mac are going to use the student loan payment that is marked on the credit report. If this amount is $0 or unknown, then the lender is going to use 0.5 percent of the outstanding loan balance. This should also be reported on the credit report. Then, the lender will provide the borrower with information on possible mortgages.Fannie MaeWhen it comes to loans that are...
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Are you feeling the “renovation itch” or perhaps looking for a fun project that you can take on which will provide you with a return on your investment? There are numerous home upgrades and renovations that can add value to a home without costing a large sum of money to complete.Let’s take a look at three popular home renovations that can increase your home equity without draining your bank account.Are you feeling the “renovation itch” or perhaps looking for a fun project that you can take on which will provide you with a return on your investment? Let’s take a look at three popular home renovations that can increase your home equity without draining your bank account.Paint Your Home Inside and OutPainting the interior or exterior of your home costs very little when compared to how much...
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For those who are thinking about buying a house in the near future, they are probably in the process of tabulating up all of their expenses. One of the common expenses is home insurance. Even though home insurance is certainly recommended, is it actually required? There are many situations where it is required. At the same time, even when it is not required, it is still a good idea. When it comes to homeowners’ insurance, there are a few important points to keep in mind. Why Home Insurance Is Required By A LenderFor those who are taking out a mortgage to purchase a home, most lenders are going to require home insurance. This is because the lender wants to make sure that they are going to get their money back. Remember that the lender is taking a significant amount of risk as well. They ...
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