Agate Bay, CA Real Estate News

By Mike Young, FHA 203k Consultant 828-469-7462
(, covering the USA)
Who can actually close a 203k loan fast in Sacramento County?There are lots of lenders who profess to be able to close a renovation loan quickly and then there are those who actually do close them quickly. But remember it isn't all on their shoulders, your client or "the" client must take an active role in getting their financial data to the lender promptly. The clock starts ticking once that info reaches the lender. It is all about the team you put together when it comes to closing loans fast or faster than the competition. What is the average number of days that you close a renovation loan would be a fair question for your loan officer.In Sacramento County and surrounding areas right now I have to put my vote in the box for Pitt Miller is head and shoulders above anyone in this area i...
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By Chris Freck, EstaR Mortgage, A Bilingual Brokerage
(EstaR Mortgage)
VA Mortgage Loans in Agate Bay CA and 100% VA Loans -the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program: - Up to 100% financing, with no down required. - No monthly mortgage insurance added to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs. So how do you qualify for a VA Mortgage Loan in Agate Bay CA? The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved Windsor  CA VA mortgage loan lender to order your COE ...
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By Mike Young, FHA 203k Consultant 828-469-7462
(, covering the USA)
Would you believe I'm about to turn 67 years old in a few weeks? I cannot believe it. My mother passed away at 54 years of age. Let's get back to the topic of today. We have an outstanding loan officer who is specializing in the 203K and located in the Roseville California area. She is Sheri McLaughlin and apparently has quite a bit of experience closing these loans. Sheri is with Prospect Mortgage in Roseville. You got me, she isn't new, she has been at it for a while and knows what she is doing. Sheri and I have been doing business for about 3-4 years now and can close an FHA 203k loans in about 30-35 days in many cases. Lets give her a chance to prove herself. We look forward to working with her again. Prospect Mortgage in case you weren't aware of it does both the streamlined K and ...
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By Mike Young, FHA 203k Consultant 828-469-7462
(, covering the USA)
Can I use the 203k to fix up my manufactured home? Upgrading a manufactured or factory built home is possible not just stick built homes. Keep it in mind. We are doing two right now and they are coming together rather nicely. Keep the foundation in tact and you should be fine. This opens up a great many more homes for rehab and the 203k. Keep thinking outside the box. How about a stick built home that is partially finished but 18 months old? Never been lived in? Does it fit the guidline for the 203k... NO because it hasn't had a certificate of occupancy. Now, can you do it? Yes, likley. There is a procedure to get these done. If you have some properties like this let me know and I'll walk you through the process. Now, is there any other way to get them done outside the FHA 203k, absolut...
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