Special offer

Chula Vista, CA Real Estate News

By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
Otay Ranch Homes for Sale - Homes for Sale in Otay Ranch - Otay Ranch Chula Vista - Situated among lush landscapes and blue skies of Chula Vista is the master planned community of Otay Ranch. This pedestrian-friendly community was ten years in the making. Today it is one of the most popular places to call home in the San Diego area. Otay Ranch real estate for sale blends seamlessly with retail and recreation areas. With plenty of community activities, parks and other recreational areas, it is not surprising that families flock to this lovely town. Conveniently located just off Interstate 805, Otay Ranch homes for sale are only 15 minutes south of downtown San Diego, making for a short commute to work. This allows for more time with your family!  here is a map of otay ranch courtesy of t...
Comments 0
 Chula Vista CA - Many of the short sale sellers we help here at Keller Williams Realty are selling their home to avoid foreclosure. In addition, they are receiving lots of harassing calls from debt collectors. These debt collectors seem to think that if you call someone with no extra money, then you can still get them to pay. Here is a little tip on how to stop their phone calls. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. A friend of mine looks for missing people. The database he uses is also a prominent debt collection database. He told me something interesting. Apparently people are suing debt collectors for breaking Debt Collection Laws all the time. These lawsuits are expensive for them to defend against and easy for the consumer...
Comments 1
By Mike Watson
(Keller Williams Realty)
Chula Vista Short Sales - We get quite a few calls every week here at Keller Williams Realty in Chula Vista CA asking "What are the benifits for me as a home owner between a Short Sale Vs Foreclosure" 1. Minimize The Damage To Your CreditA Short Sale will affect your credit but not as detrimental as a Foreclosure will. A Foreclosure comes with a Final Judgment which remains on your credit report for 7 years. A Short Sale usually is reported as a "settled" account on your credit report. By maintaining prompt payments on other credit lines and diligently working on improving your credit score, you may be able to rebound to a decent credit score within a couple of years. 2. Your Personal Well BeingExperiencing a Foreclosure can be emotionally disheartening. The feeling of losing your home ...
Comments 1
Chula Vista CA - The right agent can make the difference between success and failure on your short sale. You risk losing a lot when your agent doesn't understand short sales. The short sale can be denied and the home foreclosed. Then you have to wait five years to buy another house. Or, the lender may ask you to repay the loss. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Here are the questions I would ask an agent before hiring them. Question #1: How many short sales have you listed and sold in the past 6 months? This is important because you want an agent who is up to date on all the potential issues. They should understand the short sale process from start to finish. Question #2: In the past, what lenders have you negotiat...
Comments 0
Chula Vista CA - If you are facing financial hardship, then paying credit cards and other unsecured debts is your lowest priority. An unsecured debt is a debt where they can't take away your car or house. A secured debt has something as collateral, such as your car, house, or anything else of value. The most commons unsecured debt is a credit card. When you stop paying them, they will call you nonstop. The reason is because they don't have any other way to collect from you. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. They can't come get your car or take your house. So, they make up for that by blowing up your phone with harassing calls. In addition, they use deceptive tricks to get you to pay them. For example, there are Federal Laws t...
Comments 0
Discover Chula Vista, a scenic location between the coastal mountain foothills and San Diego Bay. Chula Vista is the second biggest city in the San Diego metro area and the seventh largest city in Southern California. The climate in Chula Vista is warm during summer and cool during winter. There is a wide array of activities and attractions in the community to entertain both visitors and residents alike. The Chula Vista Nature Center, Cricket Wireless Amphitheatre, Harbor Marina, Knotts Soak City USA and Otay Valley Regional Park are just some of the places to check out in Chula Vista. When you buy a home in Chula Vista, you will get to enjoy fantastic dining and shopping and rich cultural diversity as well. There is a huge diversity of housing available in Chula Vista, whether you are ...
Comments 0
Chula Vista Short Sale CA - Many of the people we help are concerned that their neighbors will find out about the short sale. No one wants their dirty laundry put out for the entire neighborhood to see. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Here is what we do when a customer has a concern with that. First, we will make sure that everything your neighbors see does not say "short sale" on it. The sign will look like all the other for sale signs in town. Your neighbors will simply think that you are selling your house. The for sale sign will not say "Short Sale" or "foreclosure" on it. We won't discuss it with the neighbors or tell them what is happening. After all, your privacy is important to us. We know this because of...
Comments 0
Chula Vista Short Sales CA- We get quite a few calls every week at our Keller Williams office in Chula Vista CA from home owners asking "What is a short sale and where do I begin?" My answer is "Find an experienced short sale Realtor today, when can I stop by?" Most home owners are willing to be educated but there are some, that no better and begin their short sale with an inexperienced friend or relative. It is important that you pick the right agent with the right expertise. Many agents turn down short sale listings because they are unfamiliar with the process. These transactions are much more difficult and complicated than your average real estate transaction. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Because of the for...
Comments 0
By Mike Watson
(Keller Williams Realty)
Eastlake Short Sale Help CA - It is very stressful to be upside down and facing foreclosure and approximatly 75% of current sales in the Eastlake CA area are short sales. You are worrying about everything. You find yourself thinking, "When is the bank going to kick me out? "How will I pay back that huge debt?" "When will I ever be able to stop worrying about money?" "I remember when I did not worry about money. How did I do that?" All those thoughts and more run through your head. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. A short sale helps you stop worrying. Most people find a place to rent where they can afford the monthly payment. Or they move in with family. It removes all the uncertainty and worry about when they have...
Comments 0
Chula Vista CA - Keller Williams short sales recently received a question from Jennifer. She is having a hard time selling her home. "I have had my house for sale for a little while, but it hasn't sold. No buyers have come to look at it. At first I thought the price was fair. But, now that no one has come to see the home, I am beginning to realize that I am upside down. My realtor hasn't talked to me about a short sale. What should I do?" Jennifer asked. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here is what I would recommend to her. First, talk to your current agent about a short sale. The might be uncomfortable with bringing it up. Short sales are a sensitive issue. Some people get offended when you ask them about a short sale. It ...
Comments 0
Chula Vista Short Sales CA - Keller Williams Realty in Chula Vista recently received a question from Tony here in Eastlake CA. "I am behind on my payments and thinking of just letting my home go into foreclosure. What does that do to the neighborhood?" he asked. Here is our answer to his question. It does hurt the neighborhood. But, it also hurts you. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Most banks do not do a good job and processing and handling foreclosures. They take 12-18 months to foreclosure on a house and then sell it. In the meantime they do little to maintain the home. I estimate that half of all the properties I have seen in foreclosure have never even been checked on by the lender. It has gotten so bad that one homeow...
Comments 1
Chula Vista CA - My Keller Williams Office in Chula Vista recently received a question from Richard. "I accepted a job transfer and had to move. Unfortunately we were upside down on the house. I decided to rent it out rather than short sale it. The renters just moved out. I just checked the house. They trashed it! I could rent the house out again, but I would have to spend several thousand dollars fixing it up first. What would you recommend that I do?" Richard asked. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here was our recommendation. That is a tough situation. You could fix up the house and rent it out again. But, you risk having the same thing happen all over again. Here is the other problem. The amount you can charge for rent h...
Comments 1
By Mike Watson
(Keller Williams Realty)
Chula Vista CA - We get this question a lot from people. "I am upside down and need to move. I would like to buy another home. Can I do that after a short sale?" they ask us. Today they can. FHA (the Federal Housing Administration) has a new program that enables you to short sale your existing home and buy a new home at today's reduced prices. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. The home you purchase would have to meet FHA's standard lending guidelines. FHA is a great mortgage program. In fact, more people buying a home in today's market are getting an FHA loan. Here is what you would need to do to participate in the program: 1. Determine if you qualify to participate in the program. We have been told that you will need the fol...
Comments 1
By Mike Watson
(Keller Williams Realty)
Chula Vista CA - The Stop Foreclosure Institute recently received a question from Jennifer. She is having a hard time selling her home. "I have had my house for sale for a little while, but it hasn't sold. No buyers have come to look at it. At first I thought the price was fair. But, now that no one has come to see the home, I am beginning to realize that I am upside down. My realtor hasn't talked to me about a short sale. What should I do?" Jennifer asked. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here is what I would recommend to her. First, talk to your current agent about a short sale. The might be uncomfortable with bringing it up. Short sales are a sensitive issue. Some people get offended when you ask them about a short sale. ...
Comments 0
Chula Vista CA - One of the short sale documents that your lender will require is a Financial Statement. When you fill it out, don't make the mistake of not including all your monthly expenses and total debt owed. Many sellers don't include all of their debt or monthly expenses. I recommend you include the debt and the monthly payment even when you are behind on payments. In addition, you should include anything that you pay for each month. Education, groceries, and credit cards that that are behind six months should be included. This may not seem important. But it can have big, long term consequences. Let me explain. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. If you make this mistake, you could be liable for income taxes o...
Comments 0
By Mike Watson
(Keller Williams Realty)
Chula Vista Short Sales - As I gather up information on how to save money this Christmas, I was thrilled to see things are starting to level off in the marketplace. Which will save me much more money down the road. Best part is now the experts are saying US Housing Market is to Rebound in 2011, which by the way I have been saying for 3-4 months. Yes, the chief economist for Freddie Mac (2nd largest lender in the US) Frank Nothaft, said in a note on Monday. "Accelerating economic recovery, low mortgage rates, a bottoming of home prices and increased affordability of homes at current low prices will be behind the improvement, and these forces will support a gradual recovery in the housing and mortgage markets." So get ready for a GREAT 2011, and if you are thinking of buying a home and a...
Comments 4
Chula Vista Short Sales CA - Loan modifications have become a joke. People get turned down for no reason at all.People really want to keep their home, but just can't figure out what to do. The loan modification negotiators realize how desperate the homeowners are. They use their power over the person to take an ego trip. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Banker to Homeowner, "You Pay Up!" "I'm going to make this person beg me personally for their loan modification", they think to themselves. Everything becomes a competition between negotiators on who can squeeze more out of people. They talk to their fellow negotiators about what they are able to force people to do. "I saw that one lady had $100 a month for entertainment on h...
Comments 1
By Mike Watson
(Keller Williams Realty)
Chula Vista CA - A Short Sale hardship letter is one of the most important items in the short sale process. This is your opportunity to explain why your lender should approve your short sale and let you walk away from the debt. In clear terms, you need to layout exactly why you can no longer afford to keep the property. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Under no circumstance should you say any of the following. "I don't want the house anymore." "It doesn't make sense to keep the house because it isn't worth what I owe on the mortgage." Or, "I can afford the house, but I think paying the mortgage is a bad investment." Absolutely do not say anything like that. Instead, say the following. "Our income went down and we ...
Comments 1
Chula Vista CA - Maybe this is a pet peeve of mine. Or maybe it just seems ridiculous that someone would call a debtor over and over again asking to be paid, when they have already been told the debtor doesn't have the money to pay them. Or maybe it is the fact that I see countless examples of debt collectors breaking the Fair Debt Collection Practices Act. But, no one seems to care that they are breaking the law. The Fair Debt Collection Practices Act forbids collectors from threatening to sue you, but then not following thru and actually filing suit. To get around this rule, they will use language that sounds legal, but isn't. In one situation, a debt collection firm in Buffalo, New York named their firm Hoffman, Weinberg & O'Brien to make it sound like they were a law firm. They woul...
Comments 1
Can you imagine living right next to a mountain?  What would your life like?  Well, consider mountain view realty in Eastlake, Chula Vista, CA. In Eastlake, you can benefit from a quiet, peaceful neighborhood as well a bustling metropolis. Chula Vista offers plenty of shopping, restaurants and more within a quick drive of your home. The nearby Otay Mountain range is not only a lovely sight to behold but offers plenty of opportunities for hiking, camping, horseback riding, mountain climbing and more. And the beautiful San Diego Bay is close by. With all these things, what more can you ask for?  Everything is provided to you for your convenience.  So why not check out the listings now for more detailed information about Eastlake, Chula Vista, CA?
Comments 1