FOR SALE RARE PERFECTLY UPGRADED SANTIAGO HILLS HOME – REAL ESTATE DEALS – SANTIAGO HILLS, ORANGE, CA – KATNIK BROTHERS. Stunning Pool Home Nestled Within The High Horse Trails Community of Orange. Large Private Lot Complimented by a Pool & Spa. The Spacious Floor Plan Features Four Bedrooms & Three Baths (One Bedroom & Bath on Main Floor). The Kitchen is a Cooks Delight with Ample Granite Counter Space, Stainless Steel Appliances, and Custom Cabinetry. Each Bathroom Has Been Exquisitely Remodeled to a Designers Touch. Other Amenities Include Newer Windows & Doors, High Vaulted Ceilings, Plantation Shutters, California Closets, Formal Dining Room, Fireplace, & Two Car Garage. This Private Home is Just Steps Away From Several Dog Parks, Equestrian Facilities, Hiking & Biking Trails. MEET... 10/11/2011

SHORT SALES ARE NOW PROTECTED BY CALIFORNIA STATE LAW! SANTIAGO HILLS, ORANGE, CALIFORNIA 92869 SHORT SALE SPECIALISTS - Katnik Brothers. Banks are not allowed to come after a homeowner who completes a short sale. Governor Jerry Brown signed into Law Senate Bill 458, prohibiting a deficiency after a short sale of one to four residential units, regardless of whether the lender is a junior or senior lien holder. Effective immediately, lenders can not require a borrower to owe or pay for a deficiency in a short sale. Any purported waiver of this rule should be void and against public policy. To view the full law, go to www.leginfo.ca.gov and look up Senate Bill 458. Short Sale Overview Rental Homes or Condos, Vacation Homes, and Primary residences can be approved for the Short Sale Process... 10/11/2011

Santiago Hills, CA 92869 – FOR SALE - Katnik Brothers, Broker and Realtor - Appraisals are wreaking havoc in today's Real Estate market. If you are not careful, an agreed upon price between a buyer and seller may not end up being the sale price of your home. Appraisers, after years of questionable appraisal practices, have come under fire from lawmakers and banks. New rules have left many appraisers hands tied in a market of distressed properties, and appraisal values are coming in below the agreed upon price of a buyer and seller. However, there are ways to avoid a true appraisal calamity from happening to you!!! For more information on how to prevent this from happening in Santiago Hills, CA 92869, call the Katnik Brothers (714) 726 - 2293. LEARN MORE ABOUT THE KATNIK BROTHERS HERE FO... 10/11/2011

ORANGE HILLS CALIFORNIA REALTOR- KATNIK BROTHERS. 204 N. GOLDENSPUR is a Stunning Pool Home Nestled Within The High Horse Trails Community of Orange.  Large Private Lot Complimented by a Pool & Spa.  The Spacious Floor Plan Features Four Bedrooms & Three Baths (One Bedroom & Bath on Main Floor).   The Kitchen is a Cooks Delight with Ample Granite Counter Space, Stainless Steel Appliances, and Custom Cabinetry.  Each Bathroom Has Been Exquisitely Remodeled to a Designers Touch.   Other Amenities Include Newer Windows & Doors, High Vaulted Ceilings, Plantation Shutters, California Closets, Formal Dining Room, Fireplace, & Two Car Garage. This Private Home is Just Steps Away From Several Dog Parks, Equestrian Facilities, Hiking & Biking Trails. ORANGE HILLS CALIFORNIA 92869 HOMES FOR SALE ... 09/29/2011

KATNIK BROTHERS- SANTIAGO HILLS AND HIGH HORSE TRAILS REALTORS. 204 N. GOLDENSPUR, ORANGE is a Stunning Pool Home Nestled Within The High Horse Trails Community of Orange.  Large Private Lot Complimented by a Pool & Spa.  The Spacious Floor Plan Features Four Bedrooms & Three Baths (One Bedroom & Bath on Main Floor).   The Kitchen is a Cooks Delight with Ample Granite Counter Space, Stainless Steel Appliances, and Custom Cabinetry.  Each Bathroom Has Been Exquisitely Remodeled to a Designers Touch.   Other Amenities Include Newer Windows & Doors, High Vaulted Ceilings, Plantation Shutters, California Closets, Formal Dining Room, Fireplace, & Two Car Garage. This Private Santiago Hills Home is Just Steps Away From Several Dog Parks, Equestrian Facilities, Hiking & Biking Trails. SANTIAGO... 09/29/2011

Real Estate Pocket Listing Deal of the Week from the Santiago Hills Real Estate Experts - Katnik Brothers, Realtor & Broker. For more information regarding Santiago Hills or this home, please call (714) 726 2293. Santiago Hills Sales Report 2011 Santiago Hills Listings Current Katnik Brothers Pocket Listing >>> 8236 E Star Pine Road Orange, Ca 92869 TURN-KEY SANTIAGO HILLS HOME Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing     The Katnik Brothers   Office: 714 726 2293 Mobile: 714 353 2609 Website: Visit Website Price : $569,884 Bedrooms : 3 Bathrooms : 3 Square Foot : 1,600 Lot Size : 3,918 Community : Santiago Hills County : orange county Property Type : Detached Year Built : 1989 MLS Number : P767372 click for more information and pictures Proper... 09/23/2011

KATNIK BROTHERS- SANTIAGO HILLS, CALIFORNIA SHORT SALE SPECIALISTS. Rental Homes or Condos, Vacation Homes, and Primary residences can be approved for the Short Sale Process. We are Re/Max Metro's # 1 Short Sale Team! For more information on your SANTIAGO HILLS SHORT SALE OPTIONS call 714.726.2293 or 714-353-2609 ****** A SHORT SALE COSTS "$0" W/ THE KATNIK BROTHERS ****** SANTIAGO HILLS INFORMATION DO YOU HAVE... • No Equity in your home • Medical Expenses are too high • Job Loss or Pay Reduction • Behind on your payments • Can't afford the cost of selling your home • Divorce or current separation • You are in foreclosure Benefits of a Short Sale: • STOP Foreclosure • Avoid Bankruptcy • Reduce your credit impact • Postpone your foreclosure sale date • A short sale will usually show," P... 09/21/2011

KATNIK BROTHERS- SANTIAGO HILLS "92869" REALTORS SPECIALIZING IN STANDARD SALES, SHORT SALES, AND PRE-FORECLOSURE SALES. SANTIAGO HILLS REAL ESTATE SAW THE MARKET STABILIZE IN "AUGUST 2011" DUE TO THE RISE OF STANDARD SALES. WE BELIEVE THE MARKET WILL REMAIN STABLE DUE TO AN INCREASE IN THE AMOUNT OF BUYERS COMING FROM SURROUNDING AREAS TO GET MORE VALUE PER SQ. FT. IN THE SANTIAGO HILLS. THE KATNIK BROTHERS ARE HOMEOWNERS IN THE SANTIAGO HILLS. Santiago Hills Homes For Sale Santiago Hills Standard Sales, Short Sales, Bank Owned Homes RECENTLY SOLD KATNIK BROTHERS SANTIAGO HILLS HOME >>>> 7415 E. Pinto Way Orange, Ca 92869 Hilltop Beauty In High Horse Trails Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing     The Katnik Brothers   Office: 714 726 2293... 09/12/2011

e September 8, 2011 Newsletter has been published to the Villa Park Rotary website. A copy has been included below. You may also read it on-line by visiting http://www.RotaryClubofVillaPark.org/Newsletter.cfm   Rotary Club of Villa Park Newsletter Countdown: Magical Evening of Giving   Opening Ceremonies: Invocation: Eric Sense Pledge of Allegiance: Mark Schmidt Rotary Four Way Test: Jane McDonald Song: "Take Me Out To The Ballgame" John Broussard   Guests: Introduced by Greeter Bob Meyer Marian Spaunhowell- Bob Bell's Sister Prerna T. O'hara Chanda Parrett- returning VP Rotarian.   Birthdays/ Anniversaries: Jim & Cathy Brodsky celebrated their 6th wedding anniversary at Catalina, where they first met. Linda Bartrom-Olsen celebrated her birthday on Sept 6th.   Get Well Soon: Teri Brook... 09/09/2011

Its National Waffle Week!   National Waffle Week runs from Sept. 4 – 10th.  Waffles date back to Ancient Greece when the Athenians cooked obelios – flat cakes cooked between hot metal plates.  The Pilgrims brought waffles to America in 1620 and were mostly served hot with maple syrup.  Waffles became so popular that it’s rumored Thomas Jefferson was famous for his “Waffle Parties” at the White House where he served waffles prepared on a waffle iron he purchased in France. Who doesn’t love waffles?  In my quest for fun and innovative food I discovered what I believe to be the perfect waffle at Bruxie Gourmet Waffle Sandwiches located just off the Circle Of Orange.  It’s the perfect place to indulge in savory waffle sandwiches like the Pulled Pork, BBQ Sandwich with cider coleslaw and hom... 09/09/2011

KATNIK BROTHERS- SANTIAGO HILLS, CALIFORNIA SHORT SALE SPECIALISTS. Rental Homes or Condos, Vacation Homes, and Primary residences can be approved for the Short Sale Process. We are Re/Max Metro's # 1 Short Sale Team! For more information on your SANTIAGO HILLS SHORT SALE OPTIONS call 714.726.2293 or 714-353-2609 ****** A SHORT SALE COSTS "$0" W/ THE KATNIK BROTHERS ****** SANTIAGO HILLS SHORT SALE INFORMATION DO YOU HAVE... • No Equity in your home • Medical Expenses are too high • Job Loss or Pay Reduction • Behind on your payments • Can't afford the cost of selling your home • Divorce or current separation • You are in foreclosure Benefits of a Short Sale:  • STOP Foreclosure • Avoid Bankruptcy • Reduce your credit impact • Postpone your foreclosure sale date • A short sale will usua... 09/04/2011

KATNIK BROTHERS, SANTIAGO HILLS AREA SPECIALISTS, REALTOR AND BROKER. JUST CLOSED STANDARD SALE HOME IN THE SANTIAGO HILLS, CA. KATNIK BROTHERS- SANTIAGO HILLS PRE-FORECLOSURE AND SHORT SALE EXPERTS. FOR MORE STANDARD SALE OR SHORT SALE INFORMATION CALL US AT 714-726-2293 SANTIAGO HILLS LISTINGS 7415 E. Pinto Way Orange, Ca 92869 Hilltop Beauty In High Horse Trails Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   The Katnik Brothers   Office: 714 726 2293 Mobile: 714 353 2609 Website: Visit Website Price : $799,000 Bedrooms : 5 Bathrooms : 3 Square Foot : 3,000 Lot Size : 8,400 County : Orange Property Type : Detached Year Built : 1986 click for more information and pictures Property Description Stunning Hilltop Pool Home in the High Hor... 09/04/2011

Orange Unified School District Calendar classes begin August 25, 2011  and end June 14, 2012. So you just closed the purchase of your dream house.  You know  your children will go to the Orange Unified School District, however you are not sure which schools...  Orange unified school distric school locator will find the schools for you.  You can also call or visit the School District at Orange Unified School District, 1401 North Handy Street, Orange, CA 92867, 714-628-4000. The district operates 27 Elementary Schools, 6 middle schools, 5 high schools, and 7 special schools and programs.  The district serves the cities of Orange, Villa Park, Anaheim, Garden Grove, Santa Ana, Yorba Linda and Silverado.  Over half of these school have been recognize as California Distinguished Schools.  Ora... 08/27/2011

The August 25, 2011 Newsletter has been published to the Villa Park Rotary website. A copy has been included below. You may also read it on-line by visiting http://www.RotaryClubofVillaPark.org/Newsletter.cfm   Rotary Club of Villa Park Newsletter Congressman Ed Royce     Opening Ceremonies: Invocation: Bill Baker Pledge of Allegiance: Steve Kawa Rotary Four Way Test: Jane McDonald Song: "We're in the Money" led by the bouncing yellow ball and Teri Brooks   Guests: Congressman Ed Royce Ryan Hogarty Neil Young Michelle Holiday Bill McDonald Dennis Kuli Russ Patterson Paretta Olam Dan Friedl- Prospective new member Dale Dagley- Prospective new member   Birthdays and Anniversaries: Bill Baker - celebrated his birthday with a trip to the LA County Museum of Natural History to check out the... 08/26/2011

Attention Home Buyers: If you would like to purchase a condo or town home and would like to obtain an FHA Loan there are several important details you need to know.  Make sure that you are working with an agent that can assist you with these details so you are not on a “wild goose chase” looking at property you can get a loan for.   If you are interested in buying a condo or town home in the City of Orange, California, these are the ONLY communities approved for FHA financing as of August 26, 2011.  Info taken directly from US Housing and Urban Development Website and is subject to change. 92867 THE CALIFORNIAN S010329 001 1207 N CALIFORNIA STORANGE, CA 92867 DELRAP UNITS 1-40 = ALL 40 UNITS IN PROJECT.1& 2 story townhome style - TRACT 8309 Exists Recorded/Uploaded No 2.50% Approved 04/... 08/26/2011

KATNIK BROTHERS- SANTIAGO HILLS REALTORS & CONDO AREA SPECIALISTS. The first half of the 2011 condo market was hit hard by distressed sales "17" at one point. As we hit the final third of 2011 there are only "4" distressed sales. When distressed sales slowed down this summer prices jumped over 10% the past two months! For more information call 714-353-2609 SANTIAGO HILLS CONDO SALES 2011  SHORT SALE & PRE-FORECLOSURE INFORMATION    8718 E Indian Hills Rd E Canyon Hills 1 1 575 $130,000 120 S Cross Creek Rd G Canyon Hills 1 1 575 $131,000 120 S Cross Creek Rd F Canyon Hills 1 1 575 $135,900 192 S Cross Creek Rd B Canyon Hills 1 1 575 $138,000 8718 E Indian Hills Rd H Canyon Hills 1 1 575 $150,000 8522 E Baker Hill Rd H Canyon Hills 1 1 738 $163,000 129 N Cross Creek Rd C Canyon Hills 1 1... 08/24/2011

KATNIK BROTHERS- SANTIAGO HILLS REALTOR "92869", CALIFORNIA SHORT SALE SPECIALISTS. Rental Homes,  Condos, Vacation Homes, and Primary residences can be approved for the Short Sale Process. We are Re/Max Metro's # 1 Short Sale Team! For more information on your SANTIAGO HILLS SHORT SALE OPTIONS call 714.726.2293 or 714-353-2609 ****** A SHORT SALE COSTS "$0" W/ THE KATNIK BROTHERS ****** SANTIAGO HILLS REALTOR & SHORT SALE SPECIALIST SANTIAGO HILLS HOME SALES 2011 DO YOU HAVE... • No Equity in your home • Medical Expenses are too high • Job Loss or Pay Reduction • Behind on your payments • Can't afford the cost of selling your home • Divorce or current separation • You are in foreclosure Benefits of a Short Sale: • STOP Foreclosure • Avoid Bankruptcy • Reduce your credit impact • Postpo... 08/24/2011

KATNIK BROTHERS- SANTIAGO HILLS SHORT SALE SPECIALISTS. We are Re/Max Metro's # 1 Short Sale Team! For more information on SANTIAGO HILLS SHORT SALES call 714.726.2293 or 714-353-2609SANTIAGO HILLS SHORT SALE & PRE-FORECLOSURE SPECIALISTS- RE/MAX REAL ESTATE SHORT SALE TEAM SANTIAGO HILLS SHORT SALE INFORMATION ****** A SHORT SALE COSTS "$0" W/ THE KATNIK BROTHERS ****** DO YOU HAVE... • No Equity in your home • Medical Expenses are too high • Job Loss or Pay Reduction • Behind on your payments • Can't afford the cost of selling your home • Divorce or current separation • You are in foreclosure Benefits of a Short Sale: • STOP Foreclosure • Avoid Bankruptcy • Reduce your credit impact • Postpone your foreclosure sale date • A short sale will usually show," Paid in full, Settled". A fore... 08/21/2011

KATNIK BROTHERS- SANTIAGO HILLS "92869" REALTORS SPECIALIZING IN STANDARD SALES, SHORT SALES, AND PRE-FORECLOSURE SALES. SANTIAGO HILLS REAL ESTATE HAS SEEN THE MARKET STABILIZE DUE TO THE RISE OF STANDARD SALES. WE BELIEVE THE MARKET WILL BUILD ON THIS MOMENTUM WITH MANY BUYERS COMING FROM SURROUNDING AREAS TO GET MORE VALUE PER SQ. FT. IN THE SANTIAGO HILLS. THE KATNIK BROTHERS ARE PROUD HOMEOWNERS IN THE SANTIAGO HILLS. FOR MORE INFORMATION ON THE SANTIAGO HILLS, ORANGE, CA CALL THE KATNIK BROTHERS AT (714) 726 2293. JUST SOLD SANTIAGO HILLS HOMES FOR SALE SANTIAGO HILLS MARKET REPORT KATNIK BROTHERS LISTING >>> "High Horse Trails" Highest Sale in 2011 > 7415 E. Pinto Way Orange, Ca 92869 Hilltop Beauty In High Horse Trails Home   Photo Gallery   Virtual Tour   Property Map   Payment... 08/19/2011

If Your Mortgage Lender Goes Under                                                                       Based on CNN report more mortgage companies are closing down. If your mortgage lender files for a chapter 11 bankruptcy these are some steps to take                                                                                 . 1.       Keep making your Payments on Time a.       Even if your mortgage company goes under, your payments are considered assets to the company. When the company is sold, someone is going to buy those assets. Trust me; someone will want your money. Most cases the transfer is handled by government-sponsored enterprises (Fannie Mae, Freddie Mac) or Ginnie Mae. 2.       Know your Rights a.       The terms of your loans should always stay the same. When the le... 08/17/2011