Escondido (San Diego, CA)
About Escondido (San Diego, CA)
Escondido is located just north of the city of San Diego. The name means "hidden" in Spanish, and that is just what it is occupying a shallow valley ringed by rocky hills. Founded in 1888, it is one of the oldest cities in San Diego County. Escondido is often thought of as a great place to raise a family! Its hometown atmosphere, historic resources and its many amenities are found in a much larger city. Also, Escondido will soon be home to a brand new state of the art hospital called Palomar Medical Center West, opening in 2012.

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
Comments 112
I think this is sleezy advertising.  You too?  Lets do something about it. I received this junk mail postcard in the mail. My first question is, who sent it? The company names used are Lincoln Capital and and Lincoln Capital Group with a California DRE license number of 01414409. CA DRE lists a L...

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
Comments 52
Education is the Only Sure Consumer Protection Borrowers Must Know How Properly to Shop For Loans.   Life is better for all concerned when Your buyers know how to select competent lenders FIRST, 2 VERY IMPORTANT Rules:  Mortgage Rates, Points and Lender Fees are interdependent parts of every rate...

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
Comments 10
FHA Home Mortgage Loan in San Diego - UFMIP FHA Mortgage Insurance Premiums (MIP)FHA (Federal Housing Administration) charges Mortgage Insurance Premiums (MIP) to protect the lender in the event of default.  They are collected by the lender and then forwarded to FHA. There are two types of MIP. c...

By Regina P. Brown, M.B.A., Broker, Instructor
(MBA Broker Consultants)
Comments 6
How about a FREE account with eSign Online, offered by GoPaperless and up to 5 free electronic envelopes per month?  Try it out today at www.GoPaperless.com.  One cool thing I like about eSign Online is that when you place the signature "sticky note", it actually shows you the name of the signer ...

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
Comments 2
DAILY MORTGAGE INTEREST RATE LOCK ADVICEDecember 30, 2010, 9:00 AM PST LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Rate Points based on the Mortgage Backed Securities market are up 0.41 point. Long Ter...

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
Comments 13
Allowable FHA Fees 2010 This Old News but there is a lot of outdated information on the internet about FHA Allowable Closing Costs. Forward Mortgage Allowable FHA Fees (30 year Fixed and ARMs)  In 2006 FHA discontinued itemized allowable and non-allowable fees.  Lenders can now collect from the b...

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
Comments 2
Rebuild this home with a FHA 203(k) One loan finances the purchase and improvements.  The FHA 203k includes the cost of rebuild, rehabilitation or home improvement in a purchase or refinance loan.  . The 203(k) is a great marketing tool for real estate agents that provides added value.  While it ...
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