Somebody Get Me a Doctor Loan! "Robert Spinosa, the doctor will see you now." "Hello Mr. Spinosa, what brings you in today? Annual check up?" Well, actually you, Doc. You're bringing me in today. I hear you're trying to buy a house. "Uhhh, how did you know?" Maybe it's the aura of the student loans that I could sense from the waiting area. We both know medical school doesn't come cheaply, right? So I just figured I'd come in for a sort of annual check-up for both of us and find out if your student loan payments have been in deferment or forbearance for a year or more? "A few of them are --- yes." Great. Did you know in that on our doctor loan we can exclude those payments from your debt-to-income ratio? Your "DTI?" That can make it materially easier to qualify. "Wow! You mean t...
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