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By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 19
Ch, Ch, Ch, Changes to C, C, C, Condos At various times over the last 10 years, getting a mortgage on a condominium in California could have been quite the challenge for a homebuyer.  However, some changes that will go into effect at the end of June, 2018, will reflect Fannie Mae's (FNMA) increas...

By Debra Donovan, San Francisco Real Estate
(Transpac Real Estate)
Comments 1
  I've been spending a lot of time in Pacifica lately with clients who had been looking for, and have now just closed, on a new home there. Everytime I go, I am reminded about how much I love it: the water, the mountains, the community. Driving down Highway 1 as the Pacific Ocean appears suddenly...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 13
Each week either I or my Client Care Concierge tour some of condominiums that have recently come on the market in San Francisco, concentrating on the Russian Hill, Pacific Heights, and Van Ness corridor areas of the City. Here is a rundown of a few of the ones I visited this week. Notice how clos...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 18
Memorial Day weekend, and time once again to share this poignant poem which is engraved on a plaque above the National Cemetery in San Francisco's Presidio:The Young Dead Soldiers, by Archibald MacLeish The young dead soldiers to not speak. Nevertheless, they are heard in the still houses:who has...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 6
Last month I wrote about three Pacific Heights condos I toured one Tuesday. All 3 caught my eye for various reasons. Three very different sizes, price points and appeal, but all would provide good living.Here's an update on the status of each. 1854 Vallejo - listed at $2,349,000; sold and closed ...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 16
Last month I wrote about a small condo on Russian Hill that I fell in love with, and talked a bit about some of the things that make living on Russian Hill so very special. Here's that post.I've been tracking 1147 Filbert Street, just off the cable car route on Hyde Street. This Junior one-bedroo...

By Debra Donovan, San Francisco Real Estate
(Transpac Real Estate)
Comments 1
 After months of hearing that interest rates were expected to rise, we are now seeing that come to fruition. Last week the 30-year fixed rate hit the highest it has been in 7 years. Rates have since fluctuated a bit (for example, on the morning of this writing they went down). Still, overall, mos...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 19
How Deep Is Your Credit History? "My credit is excellent! I have, like, a 950 score!"With such hyperbole (FICO scores range between 300 and 850) you'd almost expect this to be a quote from the president.  But in reality, we hear such statements frequently in the mortgage business.  And it makes p...

By David Ames, San Francisco
(Zephyr Real Estate, San Francisco)
Comments 1
The Psychology of Uncertainty: SF Market UpdateThe Price CeilingThe median sales price (MSP) for single family homes hit its highest point in February, at $1,700,000. It then slipped down to $1,650,000 in April. Condos followed a similar trajectory, with their MSP peaking at $1,268,000 in March a...

By David Ames, San Francisco
(Zephyr Real Estate, San Francisco)
Comments 0
 "California may soon become the first state in the nation to require that virtually every new home be equipped with solar panels." (source: San Francisco Chronicle)While the cost of construction in California is one of the highest in the nation, (not to mention the impact fees and City processin...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 2
Lock Watch for the Week of 4/30/2018 Volatility-O-Meter:Very high.  Really big week with a lot of reports and a Fed announcement (though no change to rates expected). Economicalendar (all times are Pacific):Mon, 4/30:       Personal Income and Outlays (5:30am), Chicago PMI (6:45am). Tues, 5/1:   ...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 23
The redwood trees at the side of our condo complex are getting large enough to attract song birds as well as hummingbirds. Today this robin perched near the top of the tree or a long while before flying off to new adventures.The view outside my 7th-floor office window makes me smile!Urban living ...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 13
It was a picture-perfect day a few years ago when I took a seaplane ride and we circled Pacific Heights, with Lafayette Park in the foreground.Pacific Heights is a highly desired part of town, with a wide variety of housing styles, from mega-million mansions, to charming Victorian single family h...

By David Ames, San Francisco
(Zephyr Real Estate, San Francisco)
Comments 0
SAN FRANCISCO'S Market pace...Over the last four years, 85% of new listings of single-family homes have sold. This means that, if you put your single-family home on the market, you have an 85% chance of selling it (not to mention the 76% chance that its selling price will be over the asking price...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 16
The courtyard at the Rockwell in lower Pacific Heights, San Francisco is an oasis of tranquility. Located a mere half block off the transit-rich Van Ness corridor, the Rockwell offers wonderful shared spaces for owners to enjoy. Spaces such as a large, elegant lobby when one can relax and meet gu...

By Debra Donovan, San Francisco Real Estate
(Transpac Real Estate)
Comments 0
As the first quarter of 2018 ends, the San Francisco real estate market continues to be red hot. As you may have already seen, the median sales price for a single family home jumped to $1.6 million for the quarter. Interest rates are beginning to rise, so perhaps buyers are trying to "lock in" be...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 24
April 15 -- tax day! Even though this year income tax returns don't need to be postmarked today, just hearing the word, "April 15" can make the blood pressure rise. Add to that the extremely fast-moving real estate markets we're experiencing in many parts of the county, and stress can quickly rea...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 13
San Francisco City Chorus Larry Marietta, Conductor presentsWhen: Saturday, April 21, 2018, at 7:30 PM (Doors open at 7:00 PM)Where: Calvary Presbyterian Church, 2515 Fillmore Street (at Jackson), San FranciscoCost: $20 adults; $15 Seniors/College Students. Free admission to all childrenLike to s...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 1
Lock Watch for the Week of 4/9/2018 Volatility-O-Meter:Sticking with "High."  We have a volatile stock market driven by fears of a trade war.  We have Facebook's CEO in front of Congress and we have potential military action in Syria.  Add that to auctions, PPI and CPI and it's enough for a thril...

By Lottie Kendall, Serving San Francisco and the Silicon Valley
(Pacific Union International)
Comments 20
San Francisco's Russian Hill is a favorite neighborhood of many. Here you'll find the Powell-Hyde cable cars climbing up, down and around; intimate dining choices; tree-lined streets, verdant staircases replacing streets in the steepest spots, and views. Oh, yes, the views -- of Coit Tower on nea...

San Francisco County, CA Real Estate Professionals