Which Government Backed Home Loan Is Best Suited For Purchasing My New Home? If you want a loan with a No Money Down Option then you must be a veteran or you must purchase a home in a HUD Approved Area for Rural Housing. The VA and USDA Loan are the only type loans that offer the No Down Payment Option for buying a home. The FHA loan is the most popular type loan at this time because the down payment requirement is only 3.5% compared to the Conventional Loans which require 5% down. Both require the added cost of Mortgage Insurance any time less than 20% down is used. The VA and USDA Loans do not require mortgage Insurance but have a funding fee that is financed into the loan. The USDA funding fee is currently 3.5% but expected to rise with the growing number of defaults. The VA fundin... 08/01/2011

Home with a guest cottage for Sale in Clearwater, Florida - Brooklawn  MLS # 7423680; List Price: $182,000 For more information, please call Tami Scheele. Her cell number is 727-492-0942 or visit the website Home with a guest cottage for Sale in Clearwater, Florida - Brooklawn Subdivision - Bedrooms: 4 Baths: 2 Living Area: 2365 (includes guest cottage pictured above) This Home with a guest cottage for Sale is a Great Opportunity to generate income while enjoying the pleasures of home ownership! Main House has 3 Bedrooms, a Large bathroom with jaccuzi garden tub, expansive living room/dining room combo,Hard wood flooring tongue-n-groove under carpeting, a private side-screened porch, front Florida Room with nearly floor to ceiling newer windows, Galley Styled Kitchen. Rental Cottage 1-b... 12/04/2009