Missing: Common Sense and Logic
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Missing: Common Sense and Logic Some Home Buying Transactions Just Defy Logic ... A call I received from a client a short while back literally left me speechless. As my 6-year-old granddaughter would say, "there was nothin' but crickets" ... My client had questions regarding their mortgage ...
This Valentine's Day, Keep Your Pets Safe
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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This Valentine's Day, Keep Your Pets Safe Did you know that it's estimated that out of the $18.9 billion spent on Valentine's Day in 2015, consumers spent $703 million on their pets? And did you know that projections for this year's spending are even higher?Meeee-owww!There are many ways to sho...
It's Time to Request Your FREE Credit Report
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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It's Time to Request Your FREE Credit Report Credit advice is everywhere ... The internet, social media, news outlets, financial and lending institutions, and more provide a never-ending supply of it.So by now, you've probably seen and heard that your Credit Score is important ... and that you s...
Donate Prom Dresses to "Melissa's Closet & Crystal's Jewelry Box" - 3/4/2017
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Donate Prom Dresses to "Melissa's Closet & Crystal's Jewelry Box" March 4, 2017 In memory of their former employee, Melissa Michalowski, and her friend Crystal Carr, 2 young girls lost in a fatal accident, Whitmore Ace Hardware (multiple locations) is once again collecting new and gently-used ...
Your Tax Refund can Help You Become a Will County Home Buyer
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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5
Your Tax Refund Can HelpYou Become a Will County Home Buyer Last week, the Internal Revenue Service (IRS) announced it had started accepting 2016 Income Tax Returns for processing ...If you're one of those estimating you'll receive a refund on your taxes ... and you dream of buying a Chicagoland ...
The Simple "Cure" that Removes Credit Mysteries
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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The Simple "Cure" that Removes Credit Mysteries A large number of credit card companies now offer an opportunity to their customers to see their credit scores. Consumers receive "previews" of their credit scores via their credit card's monthly statements.Opportunities to view or receive credit ...
Is Paperless Billing Right for YOU?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Is Paperless Billing Right for YOU? These days, companies are under pressure to go "green" and become more environmentally friendly. As a result, an increasing number of businesses are offering their customers a paperless option with which to receive and pay their bills. There are...
Moving to New Lenox, IL? Get to Know the Schools in New Lenox School District #122
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Moving to New Lenox, IL? Get to Know the Schools in New Lenox School District #122 New Lenox School District #122 meets the educational needs and more of 5,400 students from the New Lenox, IL area. Students, ranging from Preschool to 8th Grade, attend the following schools: Preschool ...
The Funds Needed at Closing .. and How They are Figured
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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The Funds Needed at Closing .. and How They are Figured Most new mortgage clients I speak with have pretty basic concerns regarding their upcoming financing. One of the questions I hear most often is ... How much money will I need at my Closing? A simple and quick answer m...
Can Buying in an HOA Affect Your Chances of Buying a Home?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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9
Can Buying in an HOA Affect Your Chances of Buying a Home? Homeowners Associations (HOA) ... and the fees/dues associated with them ... come in all sizes, shapes, and forms ... While many Chicagoland properties are not associated with any Homeowners Association (HOA), many ......
Property Addresses: Gettin' Down to the Nitty Gritty
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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8
Property Addresses: Gettin' Down to the Nitty Gritty Take just a second and read through the following statements ...“The devil is in the details” ... "in life, it is often the tiny details that end up being the most important""Get Down To The Nitty Gritty"“Little details have sp...
Cubs Win! Cubs Win! #FlytheW
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Cubs Win! Cubs Win!#FlytheW You have to excuse me today, folks ... You see, it's the morning after my beloved Chicago Cubs won the freakin' World Series ... the team's first since 1908. We've waited a long, long while. I can't begin to convey how I feel this morning. Words ...
From Santa's Helper ... to Successful Home Buyer - Borrower
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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8
My Mother-in-law, Pauline was a super "Santa's Helper". In fact, I think she just may have authored the Elves' training manual for Santa ... All holidays were never too far from her mind. Never too far off on the calendar for her to be thinking and planning for them. Whether ...
Credit Reports and History: No One Will Care More Than You
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Credit Reports and History: No One Will Care More Than You No one cares more about your Credit and credit standing than you ... right? Or should ... While we expect creditors (banks, credit card companies, collection agencies, student loan lenders, medical providers, retailers, et...
2016 Will County Fall Festivals, Pumpkin Farms, Corn Mazes, and Hayrides
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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4
2016 Will County Fall Festivals, Pumpkin Farms,Corn Mazes, and Hayrides The leaves are already falling off the trees at our home in Lockport. Cooler night temperatures remind me that Fall 2016 has officially arrived in Chicagoland ... Here in Will County, IL ... that means wonderful...
Eliminating FHA Mortgage Insurance? Mining for Gold!
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Eliminating FHA Mortgage Insurance? Mining for Gold! A comment often heard regarding today's mortgage process is that it's "difficult" or tedious. There are too many questions, requests for information, or details to navigate ... And while it is true that there can be much to gather, ...
What is FHA Mortgage Insurance and How Does it Work?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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What is FHA Mortgage Insurance and How Does it Work? Mortgage Insurance remains a hot topic for potential Borrowers, current Borrowers, and professionals alike. And of great interest, no matter which type of mortgage program it's utilized in ... Conventional or FHA (Federal Housing Adminis...
A Recipe for Success: Does Your Mortgage Originator Possess the Right Ingredients?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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A Recipe for Success: Does Your Mortgage Originator Possess the Right Ingredients? A couple of days ago, I received a comment regarding my recent blog/post, "How to "Replace" Mortgage Insurance" from a fellow ActiveRain Member and real estate industry professional. (Thank you Patricia Feager...
Ready for Fall? It's Arriving Soon
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Ready for Fall? It's Arriving Soon Friend ...Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...The Fall Season brings changes with it. Changes in temperatures. Cha...
How to "Replace" Mortgage Insurance
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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How to "Replace" Mortgage Insurance The many questions and comments I received regarding my recent post about Private Mortgage Insurance prove that PMI remains a topic of real interest and concern for Borrowers and real estate professionals alike ... After reading my post, many reader...