Real Estate News from Popular Kentucky Cities

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Real Estate News from Popular Kentucky Counties

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Refinancing? Get All The Facts. The Feds dropped the prime rate yesterday. Does this mean long term rates are coming down? The prime rate does not equate to an equal drop in long term rates. However, when the prime rate goes down it is indicative of negativity in the market generally speaking. So...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - Our firm has been in business for a little over two years now, and we have helped several businesses who have been in trouble with the IRS, Commonwealth of KY, and local taxing authorities for unpaid payroll taxes. It doesn't take long for the bill to add up when you fail to p...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - It is said that more heart attacks occur on Sunday evening than any other day, simply because people are dreading going back to work on Monday morning. I truly hope that is not the case with you,I have come to realize just how much I thoroughly love what I do. Working in Quick...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - QuickBooks software is the most popular small business accounting software on the market today. They have an approximate 80% of the market share. Software can be a great asset to have, but it can also be the biggest pain you have.  More than once, I have ran into small busines...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - I own and operate an accounting & tax firm. One of my greatest joys is successfully helping people who are under the burden of tax debt. I recently met with a client who was just saturated with stress and a sense of hopelessness. You could see and hear it in every word spoken,...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY -  Owing payroll taxes is a BIG deal to the IRS because they call the money withheld from employees taxes "trust funds"  Your employees are "trusting" you to take the money you witheld from their paychecks and turn it over to the IRS and State governments accordingly. In additio...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
HOME BUYING CLASS FOR KY AND OHIO BUYERS JULY 2019  

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - Whether someone is looking to obtain a loan for a new business or a new home, currently filed tax returns are a requirement.People can become non-filers for various reasons:1. Illness         2. Death of a family member        3. Destruction of records due to fire, flood, or o...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Eliabethtown, KY - Irony is such a funny thing.  I took a 2-hour continuing ed class this week on non-filers,  and this week a new client comes to me for help - guess why.....he's a non-filer.  He has NEVER filed a tax return (WOW!) and he's not a "spring chircken"!  The client decided that he wa...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 5
I represent taxpayers in Elizabethtown and the rest of Kentucky who have found themselves in trouble with the IRS or State taxing authorities. Many clients that I work with are Clergy/Ministers and they have special tax issues that can make buying a home a little more detailed than the regular ho...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
HOME SALES DON'T STOP ON HOLIDAYS While many businesses close down or take a long weekend when holidays come along real estate keeps going. When I was a real estate agent I sold a home on the 4th of July in the middle of a parade going through the town. As a mortgage broker I make myself availabl...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
WHO PAYS A MORTGAGE BROKER? As a mortgage broker in Kentucky and Ohio I sometimes am asked "Who pays you?" Or "How do you get paid?" I nearly lost an opportunity for a home loan recently because the buyers thought they had to pay me. We had met and discussed their goals and best products for them...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
 WEEKEND LOAN APPROVALS, especially over a holiday weekend are special! One advantage of working with me on a home mortgage is speed. One of my lenders works from early morning to late at night and they don't quit over the weekend. This is a huge advantage in getting mortgage loans closed not onl...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
SAVE UP TO $525.00 APPRAISAL FEE ON SELECT PROGRAMS For a limited time (must close by June 30, 2019) you can save up to $525.00 on the appraisal fee for a HOME READY OR HOME POSSIBLE mortgage loan for home purchase in Kentucky and Ohio. Cash to close is often a concern. Home Ready and Home Possib...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
SAVE UP TO $525.00 APPRAISAL FEE ON SELECT PROGRAMS For a limited time (must close by June 30, 2019) you can save up to $525.00 on the appraisal fee for a HOME READY OR HOME POSSIBLE mortgage loan for home purchase in Kentucky and Ohio. Cash to close is often a concern. Home Ready and Home Possib...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
BUYING A HOME BEFORE SELLING YOUR HOME Buying a home is always something one has to take a minute and decide how to approach, but buying a home when you already own a home can present a different dilemma. Nearly everyone needs clarification about whether they need to sell first or not.  In some c...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Using a Power of Attorney to Buy or Sell a Home When a home buyer or seller is using a power of attorney in Kentucky to buy or sell a home it is important to know what you need exactly to avoid any delays in closing. The title company handling a sale will need the original copy power of attorney....

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Locking In A Custom Interest Rate As a mortgage broker I am always looking for ways to offer better product selection, loan processing, closing and rate options, etc. When to lock an interest rate is always a topic we discuss as part of the home mortgage process. Typically rates are quoted in 1/8...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
APRIL HOME BUYING CLASS 

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Buying a Home - Can I borrow extra funds for repairs? Often someone in the home buying market asks if they can borrow extra funds to repair or upgrade the home. In general the answer is NO. Lenders lend on properties at a maximum loan amount based on the LESSER of the appraised value or sale pric...

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