Real Estate News from Popular Kentucky Cities

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Real Estate News from Popular Kentucky Counties

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Some Tips About Credit Before You Apply For A Mortgage LoanHere are some tips about credit that can and should be considered before applying for a home mortgage. I talk to a good many folks who want to buy a home who have either have applied for a home loan and ran into an obstacle, or they just ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
APPRAISALS ARE GETTING EASIER Anyone who has been in the business for a while will recall how property appraisals were transformed after the housing collapse. Appraisals used to be much less expensive and service was much faster because a lender depended upon their sources for the reports and the...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
Get Ready If You Want To Buy A Home In The Spring Spring will be upon us soon. If you are looking to buy a home in Northern Kentucky or Cincinnati then you need to get your ducks in a row NOW. I have several home buyers who are working toward home ownership in the future. Some need a couple of mo...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Why Real Estate Taxes May Go Up After ClosingWhy would real estate taxes go up after closing? When closing on a home purchase there are a couple of things to consider about the real estate taxes. One thing to consider is that normally when qualifying a buyer for a home purchase and in setting up ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
How Much Do I Need For A Down Payment On A Home? How much money do I need for a down payment? I will count myself as rather surprised at how many home buyers think they need to save 20% for a down payment these days. Depending upon the loan program you could need no money for a down payment (such...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Prepare To Buy A Home With A Home Buying Class Be in the know when you are buying a home by taking a home buying class. I talk to folks every day who are surprised at what they don't know about buying a home. When buying a home your goal is finding the home but also being knowledgeable about the ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
How Important Are Real Estate Taxes In Buying A Home? Lenders use PITI (principal, interest, taxes and insurance) along with other debt to determine how much someone qualifies to buy. It is easy enough to calculate the principal and interest payment on any one of the online tools available. My we...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
 I'm Self Employed, Can I Buy A Home? I had a call today from a self employed home buyer with questions about buying a home. He had called his banking partner and was told he needed two years of self employed income to qualify for a home loan and he should call a mortgage broker. And they are rig...

By Monica Hess, Kentucky's Feng Shui Master
(Feng Shui This Kentucky)
Comments 4
Sometimes when things don't go our way we think it's because we're not lucky, or talented, or ambitous enough.  But, usually it's simple timing.  We know what we want to do and we just jump in too fast.  Timing really is everything.  Timing is also connected to the feng shui of your home.  Every ...

By Lizette Fitzpatrick, Lizette Realty, Lexington KY MLS - Kentucky Homes
(Lizette Realty - Richmond KY)
Comments 2
LIZETTE REALTY 10 Year Anniversary...The Best Is Yet To Come! In 2009, I just knew I had to do something new. It was at the height of the recession, but... I was hell bent on becoming a Principal Broker. After 5 years of being a REALTOR, I knew I was ready to be a Principal Broker.  I had new ide...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
WHEN CLOSING COSTS ARE LESS THAN SELLER AGREED TO PAY  Before shopping for a home most home buyers will take into account their funds for down payment, closing costs and other out of pocket expenses. Depending upon the loan program these figures can vary. Mortgage loan programs each have defined ...

By Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton)
(RE/MAX Elite 513.520.5305 www.LizTour.com)
Comments 0
Fischer Homes is expanding their paired patio home offering to include a two story floor plan.  Fischer initially introduced the Wembley floor plan in early 2018.  The Wembley is essentially a ranch condo (duplex style, side by side single floor with only one shared wall).  The Wembley model of p...

By Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton)
(RE/MAX Elite 513.520.5305 www.LizTour.com)
Comments 0
 Fischer Homes announced today that they're ALMOST ready to start taking orders for new construction patio homes and condos in their Covington Kentucky community Tuscany.  Located just south of Cincinnati, Fischer Homes has a lot of experience building quality low maintenance homes.  They'll offi...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
WINTER, A GREAT TIME TO SELL A HOME IN NORTHERN KY. It seems winter came early to Northern Kentucky this year. We've had a couple of ice events already and accumulating snow in November is unusual for us. An ice storm in November brought down a bunch of tree limbs in my yard as well as across the...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
SHOP SMALL BUSINESS SATURDAY NOVEMBER 24, 2018 SMALL BUSINESS SATURDAY IS THIS WEEKEND!  This is the weekend to think about what you are buying and determine if you can buy it locally. Support local retailers vs the big box stores. Your money will benefit a local family when you shop locally.  Sh...

By Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton)
(RE/MAX Elite 513.520.5305 www.LizTour.com)
Comments 0
 If you'd like a new Greater Cincinnati patio home you might want to cross the river into Northern Kentucky!  Brookstone Homes is offering affordable new construction patio homes in Burlington Kentucky's The Villas At Valley Creek Farms.  With starting prices in the $250,000s, they're offering si...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
VA LOANS OFFER AWESOME BENEFITS VA loans offer awesome benefits to military home buyers or for refinance. Some of the benefits are: ZERO DOWN PAYMENT AVAILABLE  (One can put down funds if desired) NO MONTHLY PRIVATE MORTGAGE INSURANCE GREAT RATES AVAILABLE LOANS AVAILABLE TO ACTIVE AND DISCHARGED...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
JUST VOTE NOVEMBER 6, 2018 No matter who you vote for, no matter  your party affiliation VOTE on NOVEMBER 6, 2018!!!!  We in this country do not fully realize how precious our right to have our say about our government and ultimately our lives really is. I'll be the first to admit when I was youn...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
What is going on with interest rates?What is going on with interest rates? It's a volatile time in the long term interest rate market and here's my take on it as well as the prime rate. The prime rate and long term interest rate are two different things. When the public hears the Feds raised the ...

By Barbara Flannery, "Homes for Everyone In London Kentucky"
(USA Realty,Inc.)
Comments 0
I am so Humbled and honored to be chosen Realtor of the Year for Kentucky Realtors!!!What am honor Beyond words, Never in my wildest dreams would I dare to Dream that I would be given such an Great Award by my fellow Realtors!!!There are so many others more derserving than myself!!  All I can say...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Save Up to $525 On Conventional Purchase Loans  For Kentucky Conventional Purchase Loans And A Limited Time Only save up to $525 on the appraisal fee.  Closing costs are not a pleasant part of the home buying process. Many costs cannot be avoided because they are necessary.   Sometimes an apprais...

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