Minneapolis, MN: Real Estate Agents are more likely to be credited as local neighborhood experts, while a mortgage Loan Officer is not, and the lender at the 1-800 phone number is OK to use.In fact, it is almost always never in your best interest to use a lender who isn't relatively local.Just like the Real Estate Agent, a Loan Officers knowledge and experience in the local community is extremely helpful in many ways.Understanding challenges clients face in the local market, like if seller paid closing costs are commonly allowed or not allowed by sellers, and how to structure your loan program to deal with that. Setting proper initial estimates for items like taxes and insurance.  For example, a recent client was initially pre-approved, but left a big online lender who was estimating th... 01/26/2022