All About Minnesota Real Estate

By Joe Metzler, Sr Loan Officer
(Cambria Mortgage)
See your credit risk based on your credit scoreMinneapolis, MN: We all have credit scores, but do you know what your credit score tells creditors? It tells us your credit risk, and likelihood of the money not being paid back. Of course a high credit score is no guarantee of being paid back, just like a bad credit low scores are not a guarantee of default, but creditors have plenty of historical data to give us an idea.Most lending is based off  what is know as 'risk based pricing', which simply means the lower your credit score, the higher risk of default, and the higher interest rate you pay for that risk.Lenders Odds For Mortgage Late Payment Risk Press Control-D to Bookmark This Page   More Than Just A Credit Score Other factors can come into play to help a lender mitigate risk. Amor...
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By Joe Metzler, Sr Loan Officer
(Cambria Mortgage)
Minneapolis, MN. Real estate is ever changing.  Here are some things home buyers need to know as we enter the spring 2023 buying season.--- Cambria Mortgage, the Joe Metzler Team lends in MN, WI, IA, ND, SD. APPLY ONLINE Equal Housing Lender. NMLS 274132, 322798.  lends in the following states: MN, WI, SD, ND, IA, This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject t...
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By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
It is 2023, and we are sledding downhill just as fast as gravity will let us!There is and will continue to be so much to cloud the mind as we look into the coming year for the real estate market. One thing to for sure mention is that national financial reports may be true, but rarely reflect what is happening in Minnesota. The 2023 predictions for the Twin Cities real estate market are far more positive than a number of metro area's around the US. So, my suggestion is to watch a little less "Bad News" TV, and explore the actual real, relevant, and local data before you make buying or selling decisions.From the greater financial world, their opinions of the MSP market are overall stable-ish at the worst. The most pessimistic (backed up with data) forecasting was from "data guru" Marco Sa...
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By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
 There is and will continue to be so much to cloud the mind as we look into the coming year for the real estate market. One thing to for sure mention is that national financial reports are rarely accurate and reflect what is happening in Minnesota. The 2023 predictions for the Twin Cities real estate market are far more positive than a number of metro area's around the US. So, my suggestion is to watch a little less "Bad News" TV, and explore the actual real, relevant, and local data before you make buying or selling decisions.From the greater financial world, their opinions of the MSP market are overall stable-ish at the worst. The most pessimistic (backed up with data) forecasting was from "data guru" Marco Santarelli with Norada Real Estate. He does forecasting for investment bankers...
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By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
It is 2023, and we are sledding downhill just as fast as gravity will let us!There is and will continue to be so much to cloud the mind as we look into the coming year for the real estate market. One thing to for sure mention is that national financial reports are rarely accurate and reflect what is happening in Minnesota. The 2023 predictions for the Twin Cities real estate market are far more positive than a number of metro area's around the US. So, my suggestion is to watch a little less "Bad News" TV, and explore the actual real, relevant, and local data before you make buying or selling decisions.From the greater financial world, their opinions of the MSP market are overall stable-ish at the worst. The most pessimistic (backed up with data) forecasting was from "data guru" Marco Sa...
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By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
It is 2023, and we are sledding downhill just as fast as gravity will let us!There is and will continue to be so much to cloud the mind as we look into the coming year for the real estate market. One thing to for sure mention is that national financial reports are rarely accurate and reflect what is happening in Minnesota. The 2023 predictions for the Twin Cities real estate market are far more positive than a number of metro area's around the US. So, my suggestion is to watch a little less "Bad News" TV, and explore the actual real, relevant, and local data before you make buying or selling decisions.From the greater financial world, their opinions of the MSP market are overall stable-ish at the worst. The most pessimistic (backed up with data) forecasting was from "data guru" Marco Sa...
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By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
It is 2023, and we are sledding downhill just as fast as gravity will let us!There is and will continue to be so much to cloud the mind as we look into the coming year for the real estate market. One thing to for sure mention is that national financial reports are rarely accurate and reflect what is happening in Minnesota. The 2023 predictions for the Twin Cities real estate market are far more positive than a number of metro area's around the US. So, my suggestion is to watch a little less "Bad News" TV, and explore the actual real, relevant, and local data before you make buying or selling decisions.From the greater financial world, their opinions of the MSP market are overall stable-ish at the worst. The most pessimistic (backed up with data) forecasting was from "data guru" Marco Sa...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
Checkout the 2023 Lake Home Properties on my website:  www.ReloFargo.com 2023 Lake Home Sales will be down from last year as interest rates continue to hold steady through the winter.  Prices will remain steady and hold throughout the spring and summer.  Fall will be an opportunity to purchase lake property at a good value than the spring.Contact me for more information on MN Lake Properties and MN Lake Homes for sale.  Currently working in the Detroit Lakes and surrounding area market. Dave 218-790-7653 Dave@ReloFargo.com Werth Realty  
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By Joel Friday, Make sure your home is "SOLD by Friday!"
(Keller Williams Classic Realty)
Why join the SOLD by Friday team?Join the SOLD by Friday team with Keller Williams Classic RealtyReal estate market data in Andover MN by Joel Friday of Keller Williams Classic RealtyOur mission is to help create a legacy for you and your family by building wealth through real estate - Dave Ramsey trusted agents/Leads- 72 SOLD TV advertising- Over 7,000 contacts in our database- We represent Brookside Construction with ample open-house opportunities- Transaction Coordinator- Marketing Coordinator- Yard sign with your name on it- Business Cards- Headshots- Creative financing options for buyers- client events- volunteer as a teamCall Joel Friday today to schedule an interview at 612-868-6287Utilize our 4 free mobile apps to improve your home search in the Twin City area1. Check out my GPS...
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By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Christmas Light Tours are a wonderful FREE way for families to come together and build memories. There are over 100 families homes and business's that are listed and mapped in the Eden Prairie, Chanhassen, Bloomington area!  Click here for the maps and more info! 
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By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Christmas Light Tours are a wonderful FREE way for families to come together and build memories. There are over 100 families homes and business's that are listed and mapped in the Eden Prairie, Chanhassen, Bloomington area!  Click here for the maps and more info! 
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By Joe Metzler, Sr Loan Officer
(Cambria Mortgage)
Think Home Loan Approval is Impossible?Minneapolis, MN: Do you believe getting a home loan is impossible? Maybe when pigs fly?Have you been waiting while saving for a down payment, only to see mortgage interest rates and home prices rise faster than you can save?Challenges can exist for a lot of home buyers, especially first time home buyers, yet we've been able to turn impossible to possible for many people, and will be happy to try the same for YOU. In fact, you may already be ready, and just not realize it!All it takes is a phone call to your local mortgage broker and a simple application to find out.  Reach out today to see what might be possible for you.We would love to help you become a homeowner. Cambria Mortgage, NMLS 274132, is an Equal Housing Lender serving MN, WI, IA, ND, SD...
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By Joel Friday, Make sure your home is "SOLD by Friday!"
(Keller Williams Classic Realty)
72 SOLD Realtor in MinnesotaReal estate market data in Andover MN by Joel Friday of Keller Williams Classic RealtyAvoid the stress of daily showings. Net $1000s more than selling the traditional way. Our program has been featured on ABC, CBS, and NBC, and showcased in Forbes. This is the fastest, easiest, most profitable way to sell your home. We are the leading home selling program in America.763-445-9760The city of Andover is a very friendly and family-oriented community. With strong school choices including public, charter, and private, your family has many educational opportunities. The trails are exceptional for walking, biking, running, and cross-country skiing. There are over 400 acres of community and neighborhood parks. The sports fields are busy with soccer, baseball, and hock...
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By Joe Metzler, Sr Loan Officer
(Cambria Mortgage)
2023 Housing & Mortgage Market PredictionsMinneapolis, MN: Wow, what a ride the past three years have been.  From super low mortgage interest rates, crazy one day way over asking price multiple offers, to 40-year high inflation, highest mortgage rates in decades, and a bludgeoned housing market.This has left many wondering what 2023 will bring, so here is our annual predictions.Home Prices:We really don't expect to see any real noticeable drop in home prices, to the disappointment of potential buyers. This may sound confusing, as currently we see many listing with a price reduction.  This has less to do with actual falling prices, and more to do with sellers living in a 2021 mindset of asking for pie in the sky prices (and getting them), versus today, setting a realistic asking price, a...
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By Joel Friday, Make sure your home is "SOLD by Friday!"
(Keller Williams Classic Realty)
Joel Friday your Ramsey Trusted Realtor in MinnesotaReal estate market data in Andover MN by Joel Friday of Keller Williams Classic RealtyThe SOLD By Friday Team has been a part of the Ramsey Trusted Network for over 7 years. We've served countless clients in the Anoka County area and beyond. It's a privilege to work with those rooted in the values of financial peace and we do not take this responsibility lightly. We strive to provide excellent customer service and ensure you are taken care of every step of the way in one of the biggest financial decisions of your life. Our mission is to help create a legacy for you and your family by building wealth through real estate.Your Ramsey Trusted agent in Andover MNThorough VettingWe won’t sugarcoat it: We put our pros through the freaking wri...
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By Joe Metzler, Sr Loan Officer
(Cambria Mortgage)
Thinking about buying a home today and not liking current mortgage interest rates? Buying a home at today's higher mortgage interest rates is still cheaper in many cases than overpaying during the bidding wars of 2020 and 2021 when there were lower interest rates. Cambria Mortgage, the Joe Metzler Team lends in MN, WI, IA, ND, SD. APPLY ONLINE Equal Housing Lender. NMLS 274132, 322798.  lends in the following states: MN, WI, SD, ND, IA, This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. ...
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By Joe Metzler, Sr Loan Officer
(Cambria Mortgage)
Temporary Interest Rate BuydownsMinneapolis, MN: For those who are looking to purchase a home in the near future, it's inevitable that you've begun to worry about the rising mortgage interest rates, and how that may affect your home buying journey.Fortunately, Cambria Mortgage offers home loan options know as temporary buydowns. These buydown options have been around forever, but as you can imagine, are popular when mortgage rates are high, and almost forgotten about when mortgage interest rates are low.We offer these buydown options on most loan, including standard conventional, FHA loans, VA Loans, and even USDA loans.The temporary buydown options are a 3-2-1, a 2-1, and a 1-0.What does this mean?  Simply, let us assume you are looking at a 3-2-1 buydown. Assume the "real" rate on you...
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By Joe Metzler, Sr Loan Officer
(Cambria Mortgage)
Mortgage interest rates. Float or Lock? Minneapolis, MN: Under contract to buy a house, or looking to buy a house? In today's interest rate environment, should you lock or float the loans interest rate? What is lock or float, and what is a float down option? Here Joe Metzler, Senior Loan Officer at Cambria Mortgage, with more than 25-years lending experience explains: Cambria Mortgage, the Joe Metzler Team lends in MN, WI, IA, ND, SD. APPLY ONLINE Equal Housing Lender. NMLS 274132, 322798.  lends in the following states: MN, WI, SD, ND, IA, This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time ...
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By Kevin Dimmel, Buy and Sell Real Estate in Minnesota
(Weichert Realtors Advantage)
What is My Eden Prairie House Worth?Assessing the value of your home, your needs and your timeline can change a multitude of factors. How quickly you need the proceeds of the sale and the market conditions can help decide your path as you prepare to leave your current house. It’s a balance of current and future needs and the route you choose can always be changed until you enter into a contract.The Eden Prairie Market is still a Seller's Market and prices are holding steady. What is My Eden Prairie House Worth?Search Eden Prairie and Surrounding Area Homes For Sale!  
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By Kevin Dimmel, Buy and Sell Real Estate in Minnesota
(Weichert Realtors Advantage)
 EDEN PRAIRIE CONDOS & TOWNHOMES FOR SALESee today’s Eden Prairie Townhomes & Condos For Sale.Eden Prairie Real Estate. Money Magazine has consistently named Eden Prairie one of the best places to live in America.It has 170 miles of multi-use trails and 2,250 acres of parks. The Minnesota River, a Mississippi tributary, borders the town on the south side. All of these attributes make Eden Prairie a big attraction for outdoor enthusiasts throughout the region. However, its employment opportunities and school system also make the community popular.Its well-known employers include Digital River (e-commerce), the SuperValu supermarket chain, Lifetouch (portrait photography).Eden Prairie’s school system has received praise from national publications such as U.S. News & World Report, Newsweek...
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Minnesota Real Estate Agents and Real Estate Professionals