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Moorhead, MN Real Estate News

By Steve Baklaich, Treating Buyers & Sellers to Full Service Always.
(RE/MAX Results St Cloud Mn real estate)
"Buy a House... Then Buy Another". Today's home prices are on a par with about 2004 in St. Cloud MN, but the home affordability is probably more like 1996 according to Chris Mayer of Daily Reckoning. Adjusted for inflation he suggests today's affordability is 30% lower than 1996. Put simply, affordability is the price you pay per month, not the gross sale price. It's how your paycheck is impacted by owning the home, and the mortgage that usually comes with it! The quote was originally attributed to Adam Smith on the Dick Cavett Show in 1971, but it's good advise today, being repeated by some of the best in the investment business, like John Paulson (a hedge fund manager; he made 2.5 billion personally betting against the sub-prime lending market) who called the housing bust in '07. Paul...
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By Steve Baklaich, Treating Buyers & Sellers to Full Service Always.
(RE/MAX Results St Cloud Mn real estate)
In St. Cloud, Minnesota the economic climate is warmer than the weather would suggest. Sunday and Monday the people of central Minnesota were back in the stores and they were buying. The Christmas shopping season has been a success, and it was needed, because St. Cloud, Minnesota is a business and retail hub. But more than the staight up economics of sales revenue, what we needed here, was positive news and an optimistic outlook! I have heard and read some in the past year or so, about what it means to be an American, and the spirit to overcome whatever we encounter. The economy, terrorism, or yellow wax buildup. The people will rally if they see signs of improvement, or when they just get tired of all the bad news. The doom and gloom. Well I think the worst is over, and we need to stop...
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By Steve Baklaich, Treating Buyers & Sellers to Full Service Always.
(RE/MAX Results St Cloud Mn real estate)
Today, in St. Cloud MN, started overcast and windy with snow following about mid morning. By later this afternoon we were in the midst of a full fledged winter storm, with blowing snow, decreased visibility, and the prospect for single digit temps as the sun went down. Well we never saw the sun today, but we know from science class, it's up there. It's just hiding today. We are getting our cards and packages out and I stopped by the main post office in downtown St. Cloud to get stamps and mail a stack of cards. I like the automatic machine they have, right inside the door, with a credit card slot and built-in scale. It reminds me of Robby The Robot except it doesn't talk. Here is the procedure; you hit the touch screen to order what you want, a book of stamps, mailing label for a packag...
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By Steve Baklaich, Treating Buyers & Sellers to Full Service Always.
(RE/MAX Results St Cloud Mn real estate)
BUYERS MUST OFTEN USE THEIR 6TH SENSE...but should never forget about the other 5 senses! Of those 5 senses (sight, hearing, smell, touch, taste) you can really only use one effectively while searching for a home on the computer. In today's world of internet dependence, websites and, let's be honest, data overload; we often find ourselves having to sift through alot of information for the best, most accurate data available. Statistics, like Comparables, are often "cherry-picked" to validate a pre-determined conclusion. When viewing a home on the internet, keep in mind, the pictures have been "cherry-picked" by the Listing Agent to give you the best possible impression, in the hope that showings will follow! Some buyers view this as unethical. Agents have pushed the lines for years in my...
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By Steve Baklaich, Treating Buyers & Sellers to Full Service Always.
(RE/MAX Results St Cloud Mn real estate)
Pay it Forward and Do The Right Thing! I began my career in real estate in 1983 in a local family owned company with the best in-house agent training in the St. Cloud area. Heck, maybe the best in the State of Minnesota! After taking my initial classes and my licensing test, I knew I had just enough knowledge to be dangerous! So I landed in the company that could season me, and was surrounded by steady old hands, the great agents in the business at that time. I was given a desk in the basement bullpen area in the midst of a group of women who had alot of experience and generously shared what they knew, guiding me along and inculcating the good habits and ethics of a REALTOR. Thanks to you Wanda, Lila, Dorothy and Lorraine for helping me survive and thrive during my early years in this b...
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First Time Home Buyer Fargo Moorhead MN ND) Dave Werth - 218-790-7653 / davew@kvammerealestate.com Kvamme Real Estate / www.KvammeRealEstate.com Contact Dave Werth for First Time Home Buyer Education & Services Provided Buyers Tips: Thank you for your interest in looking to make a move! Below is a list of information I have provided to make you understand the process when looking to buy a home. Remember, it starts out with a great Realtor with knowledge of the market, financing, information about the house, insurance information, up to date education, and experience. Dave just completed taking his ABR (Accredited Buyer Representative) & continuing educational GRI (Graduates of the Realtors Institute), classes in 2008, as well as real Estate High Tech Internet Marketing in 2007. Dave Wer...
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6901 1ST ST N, Moorhead, MN 56560 10-2331 Residential Active $146,899 Provided as a courtesy of Dave WerthKvamme Real EstateFax #: (218)236-7534Office Phone: (218)790-76533401 8 St SMoorhead,MN 56547davew@kvammerealestate.comhttp://NewRealEstateProperty.com Sub Type: Single Family Parcel No.: 230830104 Subdivision: QUARTER RANCH SUB 1 Map Zone: Zone 3 Map Area: C3 - North Moorhead Year Built: 1963 Lot Size:   Lot Acres: 1 Gen Tax: 1 Specials Inst: 0 Specials Unpd: 0 Drain:   Flood Plain: No School District:   Total SqFt.: 2,240 Square Ft. Source: Public Records Style: Bi Level Total Bedrooms: 3 Total Bathrooms: 2 Total Full Baths:   Total 3/4 Baths:   Total Half Baths:   Garage Stls: 4 Garage Type: Attached         Geo Lat: 46,947,883 Geo Lon: -96,780,632 Public Remarks: MAJOR PRICE RE...
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www.NewRealEstateProperty.com  Dave Werth 218-790-7653 Kvamme Real Estate Moorhead Homes For Sale   Are you looking for homes for sale in Moorhead, Minnesota? View recently listed real estate properties throughout the Moorhead, Minnesota area on Homes.com. We have hundreds of listings including condos, town homes, foreclosures, new homes and apartments for rent. Once you have located a listing of interest, simply complete the information request or search for Moorhead, Minnesota Real Estate Agents to help you find or purchase your new home. We receive new listings everyday from local agents, brokers and the MLS, so check back regularly! Moorhead Homes For Sale & Real Estate Minnesota Homes > Clay County Homes > Moorhead Homes For Sale Agents: Post Your Listings Are you looking for homes...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
Dave Werth Kvamme Real Estate 3401 S. 8th St. Moorhead, MN 56560    www.NewRealEstateProperty.com    I want to extend a very special and BIG WARM WELCOME to all of the email subscribers & clients. It contains tips and information that will help you stay abreast of the Real Estate Market & become more successful, both personally and professionally.  The goal is to make it a quick read.     Housing on the move The houses in the Fargo Moorhead area have been moving steadily over the past 6 months.  The $8,000 stimulus package has made an opportunity for both buyers and sellers to remain in the driver seat.  With the November deadline coming and the winter coming, we may predict a slowdown in housing, as a consistent year event.  The houses effected by the stimulus are typically in the firs...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
MN & ND HUD PROPERTY EXPERT EASY TO BUY w/ Great Pricing!!!  Contact Dave Werth - davew@kvammerealestate.com or 218-790-7653   Work with someone who knows HUD properties, foreclosures, Short Sales, and save yourself countless hours of waiting for a response!  Lets get you started so contact Dave and lets get MOVING!  
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
First Time Homebuyer Center   Dave Werth 218-790-7653   davew@kvammerealestate.com Kvamme Real Estate - Fargo Moorhead & Surrounding Search All Area Homes for sale at: www.NewRealEstateProperty.com Fargo Moorhead First Time Home Buyers Homebuyer Education   Purchasing your first home will be one of the biggest financial decisions you make in your lifetime. Welcome to the First Time Homebuyer Center This is not a decision you want to go into with your eyes closed. Many times in this process you will be asking yourself "Who can I trust? What is the next step? How do I know if I am getting a good mortgage product?" Dave Werth Real Estate First Time Home Buyer Educator/Instructor is here for you! Dave Werth works with Family Life Credit Services located in Fargo ND & Serves North Dakota & M...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
How to Sell Your Home Getting Started CMA Appraisals & Market Value Listing Price & Price Reductions Disclosures / Property Condition Statements / CLUE Reports Staging & Getting Ready to Sell Days on the market & price drops or adjustments Contracts & Offers Closing Dates / Possession Dates Closing Day 1. CMA Market Value Standard ways to determine how much a home is worth. A comparative market analysis and an appraisal are the two most common and reliable ways to determine a home's value. Dave can provide a comparative market analysis, an informal estimate of value based on the recent selling price of similar neighborhood properties. A CMA will have comparable homes that have sold within the past year and includes the listing, asking price, current homes for sale, days on the market an...
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First Time Homebuyer Center   Dave Werth 218-790-7653   davew@kvammerealestate.com Kvamme Real Estate - Fargo Moorhead & Surrounding Search All Area Homes for sale at: www.NewRealEstateProperty.com Fargo Moorhead First Time Home Buyers Homebuyer Education   Purchasing your first home will be one of the biggest financial decisions you make in your lifetime. Welcome to the First Time Homebuyer Center This is not a decision you want to go into with your eyes closed. Many times in this process you will be asking yourself "Who can I trust? What is the next step? How do I know if I am getting a good mortgage product?" Dave Werth Real Estate First Time Home Buyer Educator/Instructor is here for you! Dave Werth works with Family Life Credit Services located in Fargo ND & Serves North Dakota & M...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
Over the country we hear about the foreclosure infrastructure and increased number of them over the past 6 months.  According to a number of sources, get ready for a massive introduction in to the 2009 year, in the spring.  According to Fannie Mae, we will be seeing numerous foreclosures in March - July which will do a number of things, good and bad.  Depending upon which side of the scale you are on.  If you are looking to buy a foreclosure, lets make sure you know what you are doing and find out everythign about the house, as nightmares can be at hand, but a great deal comes along with risk.  Risk reward and you might just jump into instant equity with a little fixing up here and there.  Make sure of these certain conditions when looking.  Roof, Windows, Heating source, all plumbing l...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
Top lenders & Contacts for area Professionals for the 2008 year, that I have had the priviledge to work with, and guarantee there names below as they can be trusted and will be one of the best resources in the Red River Valley, bar none!  Fargo Moorhead, FM Rural Area, and ND & MN is a wide area for home mortgages to be given and there are a ton of lenders in the business, so if you need financing, I promise as a Realtor, these guys are top notch!  Pass along my name to them, and you will be taken care of exceptionally well and given straight information on what you need and don't need!  Additional names are for your benefit as I have worked with the following individuals and believe they deserve public credit for there professionalism and hard working abilities! Mike Muhulka -  888-308...
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Looking for a HUD home?  HUD homes are FHA foreclosures that are available for sale through bidding.    My name is Dave Werth, Realtor with Kvamme Real Estate in Fargo Moorhead.  If you are intersted in looking for a HUD home or HUD property, please contact me as I can help.  Contact me at 218-790-7653 or email me at davew@kvammerealestate.com or visit my website at www.NewRealEstateProperty.com Preferred pricing on HUD homes makes a difference and you should be aware of bidding a price that is going to make a difference.  HUD homes are sold As Is and if you would like additional property information for each specific HUD listing, it can be obtained very easily.  Each HUD property is assigned an assignment number which gives us a track record of finding each specific HUD property.  Cont...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
Time to buy, or time to assume! A number of people are ready to walk away from there homes, without knowledge of a number of things they can certainly do.  First of all, this is about a few examples of people our office has came accross in the past few weeks. 1.  Is your loan assumable? 2.  How many months are you behind? 3.  What do you owe and what is your house currently worth? 4.  Did you know there are people that can assume your loan? 5.  Did you know, banks will settle for less if you sell your home lower than what you owe? If you can answer a few of these and not sure about your situation, there is hope  You are not alone, trust me, and thats what the National Association of Realtors are educated in doing!  Teaching agents how to, deal with your situation.  If you can by any cha...
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
  As all area agents in my area and accross the country have taken almost every real estate website domain, I am asking for helpf from everyone.  My current website is www.NewRealEstateProperty.com - Please go to so you get an idea that might help. Too Lengthy, so I need some help from everyone.  Any suggestions, as you should go to my site, as you will get a good idea of the area, names, wording, and maybe come up with something.  If I choose your suggestion, I will send you a $50 gift card to your favorite restaurant! Thanks as that is what the Active Rain Community and friends are for!    
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By Dave Werth, FULL TIME REALTOR
(WERTH REALTY )
      Stan Birky construction is one of the most talented builders in the Fargo Moorhead and surrounding area.  Stan Birky Construction builds top quality professional homes for everyone.  I support Stan Birky and recomend any person to go this route when looking for a custom designed home. If you are intersted in more information on Stan Birky homes, contact Dave Werth @ 218-790-7653 for more information.  Dave Werth  / Kvamme Real Estate / Real Estate Professional 218-790-7653 / davew@kvammerealestate.com / www.NewRealEstateProperty.com     Stan Birky Homes is a family owned company which began in the Detroit Lakes, Minnesota area. Since 1998 we have been building new homes in the Fargo Moorhead (FM) and surrounding area in addition to the Lakes Region. As an experienced custom build...
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Moorhead, MN Real Estate Professionals