Hammonton, NJ Real Estate News

By Janet Larsen, Don't Just List Your Home, SELL IT!
(Berkshire Hathaway, HomeServices Fox and Roach, Realtors)
DO you currently live in Hammonton or the surrounding area?  Have you been thinking about selling your home and need guidance on the process?  Janet Larsen has been a full time licensed Realtor for 20 years and would be happy to tell you what your home is worth!If you are ready now to sell, call Janet Larsen at 856-261-6910 or email: janet.larsen@foxroach.com today!  You may be very surprised to hear how much your home is worth today!
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By For Sale By Owner Flat Fee MLS Listing For $395, Save 3-6% Commission
(RealmartRealty.com)
Home for Sale By Owner in Glen Ridge Boro Twp, NJ 07028 - Flat Fee MLS Listing $395 131 S Grand Street Glen Ridge Boro Twp, NJ 07028 - Realtors welcome, buyer agent commission paid at closing ! Please check listing details here at MLS# 2879888 . 2 bedrooms, 3bathrooms Condo/Townhome' Carbon Monoxide Detector, Cathedral Ceiling, Kitchen Center Island, Smoke/Fire Alarm, Storage, Dining Area, Eat In Kitchen, Utility Room, Flooring: Vinyl, W/W Carpet, Water Heater: Gas, Bedroom 2 is 11x12, Bedroom 3 is 11x10 If you are interested in this Home for Sale By Owner in Glen Ridge Boro Twp, NJ 07028- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 2879888 . . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any...
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By For Sale By Owner Flat Fee MLS Listing For $395, Save 3-6% Commission
(RealmartRealty.com)
Home for Sale By Owner in Hammonton, NJ 08037 - Flat Fee MLS Listing $395 131 S Grand Street Hammonton, NJ 08037 - Realtors welcome, buyer agent commission paid at closing ! Please check listing details here at MLS# 382177 . 3 bedrooms, 2 bathrooms Single Family Home' Carbon Monoxide Detector, Cathedral Ceiling, Kitchen Center Island, Smoke/Fire Alarm, Storage, Dining Area, Eat In Kitchen, Utility Room, Flooring: Vinyl, W/W Carpet, Water Heater: Gas, Bedroom 2 is 11x12, Bedroom 3 is 11x10 If you are interested in this Home for Sale By Owner in Hammonton, NJ 08037- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 382177 . . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additi...
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By For Sale By Owner Flat Fee MLS Listing For $395, Save 3-6% Commission
(RealmartRealty.com)
Home for Sale By Owner in Hammonton, NJ 08037 - Flat Fee MLS Listing $395 218 Jamestown Hammonton, NJ 08037 - Realtors welcome, buyer agent commission paid at closing !Please check listing details here at MLS# 379224 . 4 bedrooms, 2.5 bathrooms You have got to check out this beautiful 2600 sq. ft. home in the highly desirable town of Hammonton. This house features 4 large bedrooms and 2 1/2 baths. The Master Bedroom has a large walk-in closet, a master bath with a large tub, separate shower, his and her sinks, and a private toilet. This energy star home has 2 high efficiency gas furnaces and air conditioners for maximum comfort. There is a family room with a fireplace, a formal dining room, living room, large kitchen with an island, a eating area, and a full finished Basement. The basem...
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By For Sale By Owner Flat Fee MLS Listing For $395, Save 3-6% Commission
(RealmartRealty.com)
Home for Sale By Owner in Hammonton, NJ 08037 - Flat Fee MLS Listing $395 218 Jamestown Hammonton, NJ 08037 - Realtors welcome, buyer agent commission paid at closing !Please check listing details here at MLS# 379224 . 4 bedrooms, 2.5 bathrooms You have got to check out this beautiful 2600 sq. ft. home in the highly desirable town of Hammonton. This house features 4 large bedrooms and 2 1/2 baths. The Master Bedroom has a large walk-in closet, a master bath with a large tub, separate shower, his and her sinks, and a private toilet. This energy star home has 2 high efficiency gas furnaces and air conditioners for maximum comfort. There is a family room with a fireplace, a formal dining room, living room, large kitchen with an island, a eating area, and a full finished Basement. The basem...
Comments 1
By For Sale By Owner Flat Fee MLS Listing For $395, Save 3-6% Commission
(RealmartRealty.com)
Home for Sale By Owner in Hammonton, NJ 08037 - Flat Fee MLS Listing $395 131 S Grand St Hammonton, NJ 08037 - Realtors welcome, buyer agent commission paid at closing! 3 Bedrooms, 2 Bathrooms Non Use Attic, Eat In Kitchen, Fully Carpeted, Vinyl Flooring, CableTVWired, Cathedral/Vaulted Ceiling, Main Floor Laundry, Full Bath-Master Bedroom, Gas Cooking, Bedroom 2 is 11x12, Bedroom 3 is 11x10, 2 Full Baths on Main Floor, Master Bedroom is on Main Level, Second Bedroom is on Main Level, Third Bedroom is on Main Level If you are interested in this Home for Sale By Owner in Hammonton, NJ 08037 - Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 5817518. You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any ...
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By For Sale By Owner Flat Fee MLS Listing For $395, Save 3-6% Commission
(RealmartRealty.com)
Home for Sale By Owner in Hammonton, NJ 08037 - Flat Fee MLS Listing $395   131 S GRAND ST Hammonton, NJ 08037 - Realtors welcome, buyer agent commission paid at closing! 3 Bedrooms, 2 Full Bathrooms Non Use Attic, Eat In Kitchen, Fully Carpeted, Vinyl Flooring, CableTVWired, Cathedral/Vaulted Ceiling, Main Floor Laundry, Full Bath-Master Bedroom, Gas Cooking, Bedroom 2 is 11x12, Bedroom 3 is 11x10, 2 Full Baths on Main Floor, Master Bedroom is on Main Level, Second Bedroom is on Main Level, Third Bedroom is on Main Level Exterior Light, Sidewalks, Street Lights, Deck, Porch If you are interest in this Home for Sale By Owner in Hammonton, NJ 08037 - Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 371127. you can make an appointment or ask any questions for the prop...
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By Dustin A. Peters, Your "Northend & Gardens" Contact in Ocean City!!!
(Goldcoast Sotheby's International Realty)
Community Updates:  Hammonton (NJ) ... from Ocean City, New Jersey   This is one in a continuing posting of news and interest about other communities nearby Ocean City, New Jersey.  Hammonton (NJ) has been of interest to us since our nephew, Chad, married a girl from this community - Jenn.  They now reside in a lovely little street just back from the main street going through town ... Grape Street.  We can make it up to Hammonton via the Parkway in about a half hour or a bit more depending on traffic.  One can also take a more scenic route which is almost the same time frame. We visit this closest family to us a few times a year saying hello and getting together for a very short time. Our last trip involved stopping at the new restaurant on main street, the Annata Wine Bar, where we had...
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By Karl Peidl, Accredited Loan Consultant
Mortgage Rate Update Rate Lock Duration Lock durations can vary for mortgage financing, but most lenders lock in the interest rate for 60 days from the date the loan application is submitted. As long as the loan is closed within that lock-in period, the lender honors the agreed upon interest rate.Some consumers are misled by advertising that quotes unrealistically low rates based on 15- or 30-day lock durations. This is called 'short-pricing.' The lender basically knows the borrower doesn't have time to meet their conditions and have all the necessary paperwork in order within that brief time period. As a result, the lender is not obligated to honor the low rate that was listed in their advertising.For simple refinance transactions, a 45-day lock-in period is more realistic. For purcha...
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By Karl Peidl, Accredited Loan Consultant
Practical Tips To Enhance Your Financial Freedom   Fixer-Uppers Made Easy If you've been passing up on buying a home because of the expense of anticipated cosmetic repairs, you're missing out on a great opportunity. Sure, it used to be that if you bought a home and then applied for a home equity loan to pay for repairs, the result would be two separate loans (or worse, a mortgage plus a short-term loan for repairs that often had a much higher interest rate). This is not the case anymore if you qualify for an FHA Streamlined 203(k) loan. The Department of Housing and Urban Development's FHA Streamlined 203(k) loan allows qualifying home buyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this product, home buyers can qu...
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By Karl Peidl, Accredited Loan Consultant
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You're paying their mortgage when you could be building equity in your own property.What if I don't have the money to buy a home right now?There are many loan programs available that offer low and no down payment options. Some programs permit gift money as a down payment, and often sellers are willing to make a contribution to your purchase if they want to sell the home quickly.There are many benefits of home ownership to consider, most of all, tax deductions. Let's take a look at how advant...
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By Karl Peidl, Accredited Loan Consultant
  Treats, Not Tricks Await Those Who Act! Last chance, last dance, last call. All sayings conjure up images but one thing remains constant. Miss the opportunity and it's gone. Home loan rates recently hit all-time lows, and if you don't act now, you could miss your chance to save thousands of dollars over the life of your loan!  According to Freddie Mac, interest rates recently dropped to all-time lows in some categories, and within a hair of all-time lows in others. We will likely never see rates at these levels again. If you missed the chance to refinance earlier this year, you just got a do-over. Don't miss out a second time! Why Act Now? While the reasons to act now are numerous, here are just a few. No one, not even George Washington, had a chance to borrow money at these rates......
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By Karl Peidl, Accredited Loan Consultant
Mortgage Rate Update & Intermediate Fixed Rate Loans Intermediate Fixed Rate mortgages (sometimes referred to as Short-Term Fixed Rate mortgages, or Hybrids) come in numerous varieties; the 3, 5, 7 and 10-Year Fixed. These are all 30-year loans that carry a fixed rate for a set number of years, and then roll over to an Adjustable Rate Mortgage.For example, in a 7-Year Fixed Rate scenario, the rate would be fixed the first seven years, and the loan becomes an Adjustable for the remaining 23 years. The main advantage of these hybrid programs over a traditional 30-Year Fixed loan is typically a slightly lower interest rate.These types of loans often work well for people who do not plan on being in their home for an extended period of time, such as first time home buyers. The most importan...
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By Karl Peidl, Accredited Loan Consultant
  Credit Repair Service: What to Expect Google the term "credit repair" and 19 million results are instantly generated. With so much information available, and so much of it conflicting, how do you know which credit repair company is legitimate and which ones are really just looking to take advantage of desperate consumers? The following are steps you can take to know exactly what to expect from a legitimate credit repair company and the valuable services they provide: Get a referral from your mortgage professional. Not only do we work with credit repair specialists on a regular basis, our business depends on your success. It's in our best interest to make sure you are represented by professionals who are experienced in dealing with creditors, the credit bureaus, and collection agencie...
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Refinancing in Hammonton, NJ: Five Reasons to Refinance Your Mortgage   There is an old adage in the mortgage business that states that if you can improve your interest rate by at least two percentage points, then it is a good time to refinance. While that may work as a general rule of thumb, the truth is that there are many reasons to refinance. Here are a few:Lower your interest rate.Securing a lower interest rate is one of the top reasons for refinancing. This can make a big difference in your monthly out-of-pocket costs for housing and save money on financing fees.Build equity faster.If you are in a position to make higher monthly payments due to an increase in salary or other good fortune, you may want to switch from a 30-year loan program into a 15- or 20-year loan structure. Thi...
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By Karl Peidl, Accredited Loan Consultant
     Buying Your First Home Memories and Money Await You   First-time homebuyers (FTHB) are taking advantage of one of the best real estate environments we have ever seen. Home affordability this year has been at an all time high with low interest rates and declining home prices. However, buyers on the fence should not be complacent. Home prices in many markets have not only stabilized but are rising. Interest rates, while still incredibly attractive, could be poised to rise in coming months as stimulus from Washington is scheduled to end in December. Finally, the tax credit of $8,000 for qualifying FTHBs is currently scheduled to end November 30, 2009. Why Buy a Home?One of the first questions someone naturally asks themselves as a renter is, "Why should I become a homeowner?" There a...
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By Karl Peidl, Accredited Loan Consultant
Contingencies in real estate contracts In real estate contracts the contingency is a common element. Contingencies are clauses in a contract that give either the buyer or seller a way to get out of the contract if certain conditions or timelines aren't met.  A commonly used example is that of a buyer making an offer on a new home before selling his existing home.  The buyer needs to sell his present home before being able to get financing on the new one.  So he makes his offer contingent upon the sale of his existing home.  There will always be a time period associated with such a contingency.  If the buyer is able to get his present home sold within that time period, the deal can go forward.  But if he fails to sell within the specified time period, the seller has the option of getting...
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By Karl Peidl, Accredited Loan Consultant
The Home Buyer Checklist identifies some of the important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the needs of your family. Take this checklist along when you go shopping for your house. It will help you evaluate the neighborhoods and assess the availability and condition of various features of up to three homes in a side-by-side comparison. Home Buyer checklist 1 2 3 Property Address . . . Asking Price $ $ $ Real Estate Taxes $ $ $ The Neighborhood Near Work . . . Near Schools . . . Near Shopping . . . Near Expressways . . . Near Public Transportation . . . Near Doctors / Dentists . . . Near Churches . . . Garbage Collection . . . Street Lights . . . Sidewalks . . . Streets / ...
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By Karl Peidl, Accredited Loan Consultant
First-time Homebuyers   Your decision to buy a home is both a sound financial decision and a commendable achievement. Below we have listed 12 things you must do to prepare. 1. Check the selling prices of comparable homes in your area. Web sites like Zillow and Homegain can give you a general idea of what you should expect to pay. You can also do a quick search of actual MLS listings in your area on a number of Web sites, including the National Association of Realtors. Also consider: Where will you be in 5-10 years? Do you have kids or plan to have them? Does your job require you to move around a lot? Do you have time to maintain a home and yard? Do you want to live near work? Do you want to live near shops, restaurants and nightlife? How much living space do you need? 2. Use our mortgag...
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  Buying a Home in Hammonton, NJThe Federal Reserve and Mortgage Rates Understanding What Causes Interest Rate Movement   The Federal Reserve constantly evaluates the US economy and, when necessary, takes steps to address inflationary concerns and avoid economic recession or depression. The mass media, in turn, reacts by providing a wide range of opinions and interpretations of the Fed's monetary policy. This can make it very difficult for consumers to decipher how such actions will influence interest rates in general and mortgages in particular. And although actions of the Federal Reserve can have a direct impact on the Prime rate, mortgage interest rates are dictated by the trading of mortgage-backed securities, which are similar to bonds and trade on a daily basis. This means that t...
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