Explore Voorhees Township, NJ

By Janet Larsen
(Berkshire Hathaway, HomeServices Fox and Roach, Realtors)
Comments 0
https://janetlarsen.southjerseyproperties.com/index.php?advanced=1&display=Voorhees+Twp,+Alluvium,+Alluvium+Woods&areas[]=area:Voorhees+Twp&areas[]=neighborhood:Alluvium&areas[]=neighborhood:Alluvium+Woods&fbts=1925065&beds=4&baths=0&min=300000&max=500000&minacres=0&maxacres=3000&minfootage=0&max...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Most people understand that their credit score can affect their future chances for credit, but many people do not know that their credit score and credit records are also used by auto insurance and home insurance companies as one way to determine rates. Most states allow home and auto insurance ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 1
Another Snow Day in Southern New Jersey today. My sons school was closed again today and my work actually was closed so we got to spend all day together. I began to feel how lucky I have to have the kind of job that I do, from time to time, have the ability to work from home. Some are not so luck...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 3
And, you have the Dodd-Frank Financial Reform Bill to thank for it.  Starting July 21, 2011, lenders will have to provide you with your credit score if you are turned down for a loan OR are charged a higher rate than the "best" rate they have to offer. This appliies to everyone - mortgage compani...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
What's the first thing you do when you start working with a new client?  You ask the area, the type of home, the price range, etc. Next, you probably ask about their family, their employment and if they have been pre-qualified for a mortgage loan.  There are 5 mortgage qualifying situations that ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Yes, you can still get a loan with no down payment. I would just like to give you an idea about how your credit will be looked at. USDA has just gone to a 640 middle fico score to qualify for a USDA No Down Payment Home Loan. In other posts I have gone over many of the other advantages that this ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
If you have a conventional mortgage, and put less than 20% down when you purchased your home ( or less than 20% equity when you refinanced your home ) your monthly payment includes "mortgage insurance". Depending on your interest rate, for a 30- year term mortgage and if you put 5% down payment, ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Even if you aren't planning to buy a home in the near future, you may be considering doing so somewhere down the road (no pun intended). While real estate has been a good investment in the long term, there's a new way of thinking about buying your next home A home is not just an investment; it's ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
With today's market it is not uncommen for us to run into some customer who have less than perfect credit. This does not mean with some adjustments you cannot be a qualified home buyer. We have a process in place that can help you get to the point of being a qualified home buyer. Because I want t...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 3
Recently I have been writing a lot about the USDA No Down Payment Home Loan. Being a life long resident of Southern New Jersey, I wanted to try and bring some light to some area's that you would be suprised were eligible for this product. Wouldn't it be nice to purchase a nice condo in Kings Gran...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 2
The USDA does indeed set income limitations for qualifying for the USDA Rural Home Loan, but a little known fact is that most folks have "adjustments" to their income that will help them to qualify for the USDA Rural Development Home Loan. The USDA will Review two types of income for qualifying f...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 1
I get asked a lot of questions about if collection accounts prohibit some one from getting into the No Down Payment Home Loan. It generally comes up very early in the conversation. Here i'd like to address this question to get the information out there. It's always a good idea to know what is on ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
This is the second installment of information of what underwriters considering when approving a client for a No Money Down Home Loan. In the first installment we went over the credit requirements. Today we will look at the 2nd most important factor; 2) Collateral While it may seem as simple as fi...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
You've seen the ads on TV.  Heard them on the radio. Billboards. The Newspaper. Spam e-mails.              The Internet. "If you have $10,000 In Credit Card Debt, We Can Reduce Your Debt by 50%" Debt settlement may be a vable option for some consumers - because the 2005 Bankruptcy Reform Act mad...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
Starting in February 2010, persons under the age of 21 are no longer be able to get a credit card WITHOUT an adult co-signer - or PROOF that they have the income to repay the credit card.   In the past, credit card companies rushed to college campuses (even some high schools) to sign up students ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
An Energy Audit could cost you $500.  Some utility companies will do them for free.  But you can easily do your own energy audit-so you can get a general idea of what needs to be fixed/updated-and THEN, hire an expert to help you.  Here's a checklist of the problem areas that may need energy-effi...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 2
Have you ever been to an in-home wine tasting? For most the concept is brand new, but it is gaining popularity among wine lovers and newbies alike The in-home wine tasting experience provides a unique atmosphere to grow business. When people get together for food and wine, conversation flows easi...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 0
For the most part, the value of real estate has plummeted.  But why have property taxes risen over the past few years?  The short answer:  Owners have not regularly appealed their tax assessment-and even fewer people know that they have the option to do so.  The Wall Street Journal reported that ...

By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Greentree Mortgage)
Comments 2
Did you know that one of the popular loans right now is the 30 year fixed "no closing costs loan". Some lenders want you to think it's a magic trick. Today I'm going to reveal to you how it's done. Here's how it works. The loans come at a slightly higher interest rate and then the lender pays you...

By Janet Larsen
(Berkshire Hathaway, HomeServices Fox and Roach, Realtors)
Comments 0
That's right! Now you can download a free application with no gimmicks and search homes, GPS, taxes, any information at all for your home search. Simply text the word Home100 to 87778 Or as always call your local FULL TIME Broker/Associate, Janet Larsen, Remax Connection directly at 856-261-6910 ...

Voorhees Township, NJ Real Estate Professionals