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All About New York Real Estate

By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Lot 14.2 Wiccopee Road Putnam Valley $169,000 6.0096 AcresThis is a property listing for a plot of land. If you're considering purchasing this lot and want to clear it to build a home, here's how you can proceed:Steps to Clear Land for Building a Home on Lot 14.2 Wiccopee Road, Putnam Valley Initial Research and Evaluation Visit the Property: Walk the land to assess the terrain, vegetation, and any obstacles. Check Zoning Laws: Verify the zoning regulations in Putnam Valley to ensure that residential construction is permitted. Soil Testing: Conduct soil tests to determine suitability for building and septic system installation. Survey and Planning Hire a Surveyor: Get a professional survey to mark property boundaries and identify any easements or protected areas. Site Plan: Create a sit...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Renovations can significantly impact real estate in various ways, from increasing property value to enhancing marketability and improving functionality. Here's a closer look at the power of renovations in real estate:1. Increasing Property Value Boosting Market Value Kitchens and Bathrooms: These are two of the most important areas in a home. Updated kitchens and bathrooms can significantly boost a property’s market value. Modern appliances, new countertops, and updated fixtures make a property more attractive to potential buyers. Curb Appeal: Enhancements to the exterior, such as landscaping, new siding, or a fresh coat of paint, can increase a home’s curb appeal, making it more inviting and increasing its value. Energy Efficiency Improvements Upgraded Windows and Insulation: Replacing...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Understanding different types of mortgages is essential for making informed decisions about home financing. Here are the main types of mortgages, along with their key characteristics: 6. USDA Loans (United States Department of Agriculture) Eligibility: For rural and suburban homebuyers meeting income eligibility. Down Payment: Often none required. Insurance: Requires upfront and annual guarantee fees. Best For: Low- to moderate-income buyers in eligible rural areas. 7. Jumbo Loans Loan Amount: Exceeds conforming loan limits set by the Federal Housing Finance Agency (FHFA). Interest Rates: Typically higher than conforming loans. Credit Requirements: Stricter credit, income, and asset requirements. Best For: Buyers needing larger loans than the conforming limits allow. 8. Balloon Mortgage...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Understanding different types of mortgages is essential for making informed decisions about home financing. Here are the main types of mortgages, along with their key characteristics:. Fixed-Rate Mortgages (FRMs) Interest Rate: Remains the same throughout the loan term. Term Lengths: Commonly 15, 20, or 30 years. Monthly Payments: Consistent over the life of the loan. Best For: Buyers who prefer stability and predictable payments. 2. Adjustable-Rate Mortgages (ARMs) Interest Rate: Initially fixed for a certain period, then adjusts periodically based on a benchmark rate. Initial Fixed Period: Often 3, 5, 7, or 10 years. Adjustment Period: Can adjust annually after the initial period. Caps: Often includes caps on how much the rate can increase per adjustment period and over the loan’s lif...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Need to Sell FAST?Urgently need to sell your home? We're here to assist you promptly. We are an experienced team and offer personalized solutions tailored to your needs, from strategic pricing to effective marketing. Let us guide you through a seamless selling process and achieve your goals. Contact us today for expert support.Cell: 631-805-4400 Let's Chat! Lawrence and Sheila Agranoff, REALTORS®
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
A pre-sale home inspection, conducted before listing your home on the market, can offer several benefits for both sellers and buyers: Identifying Issues: A pre-sale home inspection can help sellers identify any potential issues or problems with their property before putting it on the market. This allows sellers to address issues proactively, rather than being caught off guard by them during the negotiation process or after a buyer's inspection. Avoiding Surprises: By uncovering issues early on, sellers can avoid surprises that could derail a sale or lead to renegotiations later in the process. Addressing issues upfront can help streamline the transaction and reduce the likelihood of last-minute complications. Enhancing Transparency: Providing a pre-sale inspection report to potential bu...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
The number of devices in a smart home can vary greatly depending on the homeowner's preferences, needs, budget, and the size of the home. There is no specific or fixed number of devices that a smart home should have, as it ultimately depends on what features and functionalities the homeowner desires.Some smart homes may have just a few key devices, such as a smart thermostat, smart lighting, and a smart speaker for voice control. Others may be more comprehensive, incorporating a wide range of devices including smart locks, security cameras, doorbells, appliances, irrigation systems, and entertainment systems.Here are a few factors to consider when determining how many devices your smart home should have: Home Size and Layout: Larger homes may require more devices to provide coverage and...
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By Philip A. Raices, 1 of the Most Knowledgeable Brokers on the Net!
(Turn Key Real Estate)
By Philip A Raices  -May 10, 2024  0 Long Island is still on “fire” with a multitude of cash purchasers as well as those that have commitment letters from their lenders.  However “Cash Is Still King” and still rules in the world of real estate transactions. I received $35,000 over the asking price on a property in Levittown a few weeks ago, which actually “shocked” the Trustee of the Estate.  I had sold the owner’s previous home 10 years ago, but she had recently passed away.  But  I had stayed in touch over the years. One of the most crucial and critical thing that I have learned, absorbed and practiced over 42+ years, was to “stay in Touch” with current and past clients.  I learned this while performing this most important facet in growing my previous business of landscape design, li...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
A smart home is equipped with various devices and systems that are connected to the internet and can be controlled remotely or automated to enhance convenience, comfort, security, and energy efficiency. Here are some key components that can make a home "smart": Connected Devices: Smart homes feature a range of connected devices, including smart thermostats, lighting, locks, security cameras, doorbells, appliances, and entertainment systems. These devices can communicate with each other and be controlled remotely via smartphones, tablets, or voice commands. Home Automation: Automation allows homeowners to schedule and automate tasks based on specific conditions or triggers. For example, lights can be programmed to turn on and off at certain times, thermostats can adjust temperatures base...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Renovating your home before selling can offer several benefits, helping you to attract more buyers and potentially sell your home at a higher price. Here are some of the key benefits: Increased Market Value: Renovations can increase the market value of your home, allowing you to list it at a higher price. Upgrades such as kitchen remodels, bathroom renovations, and adding additional living space can significantly boost your home's value. Faster Sale: A renovated home is often more attractive to buyers, leading to a faster sale. Many buyers prefer move-in ready homes and are willing to pay a premium for properties that have already been updated. Expanded Buyer Pool: Renovations can make your home more appealing to a broader range of buyers. By modernizing outdated features and addressing...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Are you looking for a well-maintained Single Family Home Community in a Code-Gated Community in Suffolk County Long Island?Are you looking for The Three Village School District?Three Village Club is a prestigious Single Family Gated Home Community in Setauket/E. Setauket NY in Zip Code 11733. Situated on Long Island's North Shore in the Town of Brookhaven, Three Village Club can be reached by Route 347 on the North side near Pond Path.  There are a variety of home styles in this neighborhood from Ranch, Colonial, and post-modern Homes. Established in 1997, this community, there is a gate clicker for each homeowner to use and a touchpad call system for visitors. Three Village Club is situated within the Top Rated Three Village School District #1.  The community is run by a Homeowner’s As...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Seasonality can significantly affect home sales, and it's a factor that both buyers and sellers should consider. Here's how seasonality impacts home sales: Spring Surge: Spring is typically the busiest season for home sales. Warmer weather, longer days, and blooming flowers make it an ideal time for people to buy and sell homes. Families often prefer to move during the summer months when children are out of school, so they aim to purchase homes in the spring to allow time for closing and moving. Summer Slowdown: While there's still activity in the summer, it's usually not as frantic as spring. Many families are focused on vacations and spending time outdoors rather than house hunting. However, buyers who couldn't find a home in the spring might still be actively looking, and sellers who...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
The Importance of Good Lighting in Your HomeGood lighting is more than just a practical necessity; it's a fundamental aspect of interior design that can transform the ambiance and functionality of your home. From enhancing aesthetics to influencing mood and productivity, the importance of good lighting cannot be overstated. Let's explore why investing in quality lighting is essential for creating a comfortable and inviting living space. Aesthetic Appeal: Well-planned lighting can elevate the aesthetics of your home by highlighting architectural features, artwork, and decor. Whether it's a statement chandelier in the foyer, strategically placed wall sconces, or accent lighting to showcase a beloved painting, the right lighting fixtures can add depth and visual interest to any room. Mood ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Understanding the Importance of a Good Home LayoutThe layout of a home is much more than just the arrangement of rooms and corridors; it's the foundation upon which comfort, functionality, and lifestyle are built. A well-designed home layout can profoundly impact your daily life in numerous ways. Let's delve into why understanding the importance of a good home layout is essential for creating a space that meets your needs and enhances your quality of life. Optimal Use of Space: A good home layout maximizes the efficient use of space, ensuring that every square foot is utilized effectively. By carefully planning the placement of rooms, furniture, and storage solutions, you can minimize wasted space and create a more functional living environment. This is especially crucial in smaller hom...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
MILLS POND ESTATES JUST ASK LAWRENCE & SHEILAWill You Be Our Next Sale At Mills Pond Estates in St. James Long Island? Our goal is to provide you with first-class service, market knowledge, integrity and the personal attention that you deserve when you are buying a home or you are selling. We have earned our reputation through commitment to our clients and our proven track record of repeat clients and referrals. Reach out to us to discuss the next step. Are you now ready to buy a home or sell your St. James Long Island home? Lawrence "Larry" and Sheila AgranoffCell: 631-805-4400  
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Welcome to Putnam County, where rolling hills, scenic lakes, and charming communities converge to create a haven for real estate enthusiasts. Nestled in the Hudson Valley region of New York, Putnam County offers a unique blend of natural beauty, rich history, and modern amenities that make it an irresistible destination for homebuyers and investors alike. Scenic Beauty: Picture-perfect landscapes define Putnam County, with picturesque views at every turn. From the serene shores of Lake Mahopac to the lush greenery of Fahnestock State Park, outdoor enthusiasts are spoiled for choice. Whether you're seeking a waterfront retreat or a secluded mountain getaway, Putnam County has something for everyone. Historic Charms: History comes alive in Putnam County, where colonial-era landmarks and h...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
As we meet with different Long Island Real Estate clients, one thing is definitely on their minds. They want more outdoor time. They want more activities in their own backyards, with Endless Possibilities!Our clients are looking for outdoor living space as a desired feature. They want exterior lighting on their patios to relax in the evenings. Outdoor kitchens, fireplaces, and firepits are popular. A screened-in porch is another asked for request.A Backyard Patio Has Endless Possibilities!When it's time for you to look for a North Shore Long Island backyard, with endless possibilities, call and work with Lawrence and Sheila Agranoff.Cell: 631-805-4400
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Locating a vacant lot with BOHA (Board of Health Approval) in Putnam County, NY, typically involves several steps to ensure compliance with local health regulations and environmental standards. Here's a general guide: Research Local Regulations: Familiarize yourself with the specific regulations and requirements of the Putnam County Department of Health regarding vacant lot development and BOHA compliance. Regulations may include setbacks, lot size requirements, soil testing, sewage disposal systems, and well installation guidelines. Soil Testing: Conduct soil testing on the vacant lot to determine its suitability for on-site sewage disposal (septic system). Soil testing should assess factors such as percolation rate, soil type, depth to bedrock, and groundwater levels. Hire a qualified...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Board of Health Approval (BOHA) is crucial when purchasing land in Putnam County, NY, for several reasons: Health and Safety: BOHA ensures that the land meets health and safety standards set by the local health department. This includes regulations regarding sewage disposal systems, well installation, and other factors that can impact public health and environmental safety. Legal Compliance: Many local jurisdictions, including Putnam County, require BOHA approval for the development of properties, especially for residential or commercial purposes. Without BOHA approval, you may encounter legal barriers or restrictions on development activities. Building Permits: BOHA approval is often a prerequisite for obtaining building permits for construction projects on the land. Whether you plan t...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Real estate commissions can vary based on several factors, including location, market conditions, property value, and the specific agreement between the seller and the real estate agent. Here's an overview of how real estate commissions work: Standard Commission Structure: In many regions, real estate agents typically charge a commission based on a percentage of the final sale price of the property. This percentage can vary but is often around 5% to 6% of the sale price. Split Commissions: In a traditional real estate transaction, the total commission is typically split between the listing agent (the agent who represents the seller) and the buyer's agent (the agent who represents the buyer). The split is negotiated between the agents and their respective brokerages. Listing Agreement: W...
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