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Blue Point, NY Real Estate News

By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Exploring Long Island NY: ST. John's Greek Orthodox Church Festival for 2015  Looking for something fun to do on Long Island this weekend? If you are in Blue Point, NY, check out St. John's Greek Orthodox Church festival. There are vendors, carnival games and rides, live music and traditional Greek dancing, and of course amazingly delicious Greek pastries and meals to choose from.  Entry is only $2.00. It's a great treat for yourself, the family or even a date.   Location 77 Montauk Hwy, Blue Point, NY 11715(631) 363-6450
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Are you looking for a South Shore 55+ Condo in Suffolk County Long Island?  You may want to consider Springhorn in Blue Point Long Island.  Situated by Montauk Highway and surrounded by Oyster Cove Lane, you will find the Springhorn Over 55 neighborhood. Opened in 2000, these are ranch style and 2 story designs within a pet friendly community. Consisting of 1 and 2 bedroom condos, Springhorn in Blue Point Long Island have attached garages with attic storage, cozy front porches, backyard patios, and some units have a loft. There is a clubhouse and outdoor pool too. The monthly common charge includes lawn care and snow removal. Shopping and beaches are nearby and the closest supermarket is approximately 2 miles away. The Condos at Springhorn have central air conditioning and gas heat. CA...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
How long does it take to close a mortgage in Blue Point New York ? 30 day closings happen all the time with lenders who utilize modern technology to help expedite the mortgage process.  The Mortgage Outlet is excited to use these lenders who have reduced the time to close a mortgage from 90 days to 30 days or less.  One of the key elements to a 30 day closing is the ability to upload the loan application immediately to the lender to be underwritten; allowing an approval to be given within 48 hours!  This technology also allows us to disclose the TIL, (Truth in Lending Disclosure) the same day the mortgage application is approved and an appraisal can then be ordered immediately.  Your first step to start the process is to click here and complete our SECURED ONLINE PRE-APPLICATION.  Compl...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Some of us in Blue Point NY reach retirement and discover that, for whatever reason, they just don’t have enough money put away for their retirement.  If you find yourself in a similar situation – and you’re a homeowner age 62 or older – a reverse mortgage may help you take advantage of the resources you already have in place. Here are 11 things you need to know about reverse mortgages in Blue Point NY. 1. Reverse mortgages are approved by the FHA They are also known as HECM (Home Equity Conversion Mortgages) and they are insured by the Federal Housing Administration (FHA).  They are a loan product designed specifically for older adults.  Reverse mortgages are a federally-approved mortgage product and as such have regulatory requirements and oversight to insure borrower safety and prote...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Current mortgage lending rates are at record lows in Blue Point, New York.  Low rates combined with an FHA insured loan are giving qualified home buyers in Blue Point, NY an opportunity to take advantage of the current real estate market.  The Mortgage Outlet has some of the best FHA mortgage Rates in New York State. Call us today to see what you quailfy for 631-767-8948   What is FHA?  The Federal Housing Administration, generally known as FHA, was created in 1934 and is the largest government insurer of mortgages in the world. The FHA insures that loans made by mortgage brokers such as The Mortgage Outlet, would allow greater flexibility for a home buyer to qualify for a loan.  Higher qualifying ratios, less than perfect credit scores and low rates help first-time home buyers and othe...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
FHA Mortgage loan programs in Blue Point New York   FHA Mortgage Loan Programs in Blue Point New York are subsidized by the Federal Governments mortgage insurance program (MIP).These types of loans vary form one lender to another and The Mortgage Outlet can help you navigate these troubled lending times. It is important to that you understand the advantages and disadvantages of this great program and how important it is to be pre-approved prior to you starting your search for your new home.   There are many advantages of Loans offered by the FHA   3.5% down payment, which helps many of today's home buyers Gift funds can be used for down payment and all closings costs Sellers allowed to contribute up to 6 percent towards buyers closing costs Lending limits are higher then conventional lo...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
THE MORTGAGE OUTLET would like you to Compare mortgage rates in BLUE POINT, NEW YORK.  For over 25 years we have been providing mortgage rates equal to most banks with superior customer service.  We charge No Points or Origination Fees.  You are important to us, unlike many lenders, you are assigned one person to work with throughout your entire mortgage process.  Contact DAVID BAILEY at 631-767-8948 to see how much The Mortgage Outlet can save you.   The first step to home ownership in BLUE POINT, NY is to arrange for financing by getting a pre-approval before you begin shopping for your new home.  Getting a pre-approval (as opposed to a pre-qualification, for which your information is not verified) not only takes the guesswork out of whether you qualify for a mortgage, it can mean the...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Who Should Consider a Reverse Mortgage in Blue Point New York? Reverse mortgages in Blue Point New York are a convenient way for senior citizens to get the money they need. They allow seniors to use the equity they have in their homes to borrow money. But unlike a traditional mortgage or home equity loan, they are not required to make monthly payments until the loan is paid in full. The loan is not due until the homeowner moves, sells the house, or dies.   A reverse mortgage usually leaves the recipient’s estate owing money when he passes away. In most cases, the house must be sold to repay the loan. The remainder of the money goes to the deceased’s estate. Because of this, a reverse mortgage may not be a good idea if you are intent on leaving your home to your children or other heirs....
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
 I have noticed that many first time home buyers come to me confused by the various First Time Home Buyers in Blue Point New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers.I will try to explain in this article the most common First Time Home Buyers  in Blue Point New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home.Conventional Loans are typically processed through Fannie Mae and Freddie Mac. Typically they require a...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Harbour at Blue Point Long Island is a 24 hour gated community on the South Shore of Long Island.You can reach Harbour at Blue Point from Montauk Highway East  and Atlantic Avenue South.  Opened in the late 1980's,  Harbour at Blue Point is a 66 unit townhouse community that is situated on 38 acres.Some of the units in Harbour at Blue Point have water views looking onto the Great South Bay, and some have pond views. Offered amenities in The Harbour at Blue Point is the 24 Hour Guard at The Entry Gate, Clubhouse, Outdoor Pool, Tennis Courts, Gym, Private Beach and 2 Picturesque Ponds With Fountains.The Harbour at Blue Point includes a boat slip for each homeowner, and this is a pet friendly community within the Bayport-Blue Point School District #5.   Call for current pricing at our cell...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
If a South Shore Over 55 Condominium in Suffolk County is what you're looking for, consider Springhorn in Blue Point Long Island. Realtors Lawrence "Larry "and Sheila Agranoff have been working with clients who are looking for a South Shore 55+ community are interested in where Springhorn is located. Situated by Montauk Highway and surrounded by Oyster Cove Lane, you will find the Springhorn neighborhood. Opened in 2000, these are ranch style and 2 story designs within a pet are friendly community. Consisting of 1 and 2 bedroom condos, Springhorn in Blue Point Long Island have attached garages with attic storage, cozy front porches, backyard patios, and some units have a loft. There is a clubhouse and outdoor pool too.  The monthly common charge includes lawn care and snow removal. Shop...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
The Harbour at Blue Point is located on The South Shore of Long Island in Suffolk County NY.There's a guard at the gatehouse security 24 hours a day. This condo community was built in the late 1980's. The Harbour at Blue Point has 66 townhomes within 38 acres. Some units have water views looking onto the Great South Bay, and some have pond views. The Harbour offers a secure clubhouse, outdoor and indoor pool, tennis courts, a gym, and a private beach.Located off Montauk Highway East and Atlantic Avenue South, The Harbour at Blue Point includes a boat slip for each homeowner. Students attend the Bayport-Blue Point School District #5.   Call For Current Pricing 631-805-4400 (c).LAWRENCE AND SHEILA Realtors can sell you a resale unit at The Harbour at Blue Point or any other community on L...
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