Explore Rochester, NY
From the Desk of Don Draughn, Professional Mortgage Consultant Website:  http://ahfmortgage.elliemae.net/ddraughnIf you are in the market for a cozy home in a wooded setting then this is the home for you. Located in:Penfield, Monroe CountyAbout the Area:Nearby EstablishmentsSchool District:Penfie...

By Don Draughn - Mortgage Professional
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From the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn In the Sunday, February 10th, edition of the Democrat and Chronicle, staff writer Mary Chao wrote an article addressing the Rochester, NY, housing and mortgage market.  It is a thoroug...

By Don Draughn - Mortgage Professional
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From the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn So, you've decided to buy a home!Purchasing real estate is a complex and major transaction with many details to be handled.  Depending on the laws in your state and the business arrang...

By Mary Shelsby
(ReMax Realty Group)
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The snow is blowing and the wind-chill is below zero tonight and so it's a good time to dream of living somewhere else. That is, until you look at the price of housing.One of Rochester's most magnificent homes, the Charlotte Whitney Allen Home on Oliver Street is currently on the market. The 6000...
From the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn Over the last year, the mortgage industry has gone through a tremendous amount of turmoil.  Some banks cut back drastically on the loan programs they offered.  Others added some more s...

By Don Draughn - Mortgage Professional
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From the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughnGood credit translates to lower interest rates for borrowers. Here are just a few quick tips that can help put you in a better position under the discerning eye of an underwriter! •·   ...

By Don Draughn - Mortgage Professional
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From the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughnRochester, NY, is a history rich region in Western New York.  One historic place that proves to be of interest to visitors and residents alike is the Susan B. Anthony House.  Below is a...

By Don Draughn - Mortgage Professional
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From the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn Key Rates - Last Updated on 2/1/2008Loan ProgramRate (%)Points (%)APR (%)Payment**30 Year Fixed 5.6250.0005.738$57615 Year Fixed 5.1250.0005.304$79730 Year FHA/VA 5.5000.0005.693$56830...

By Mary Shelsby
(ReMax Realty Group)
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 No I didn't get a phone call! Or a personal letter! But I did get a survey stuck into our storm door.It's number crunching time at Rochester's City Hall and Mayor Bob Duffy has asked for neighborhood feedback regarding fees, taxes and services."What are the most important services to you and you...

By Don Draughn - Mortgage Professional
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From the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughnThis is a new open house that will be occuring this Sunday, February 3, from 1:00 pm to 3:00 pm.  For more information please contact Alexandra Vysochan at 330-8407 or by email at avyso...
Key Rates - Last Updated on 1/24/2008Loan ProgramRate (%)Points (%)APR (%)Payment**30 Year Fixed 5.750.0005.910$58315 Year Fixed 5.250.0005.475$80330 Year Fixed (Jumbo)6.3750.6256.575$62330 Year FHA/VA 5.500.0005.684$56830 year fixed Home 97 5.1250.0005.228$54440 year fixed Home 97 5.2500.0005.35...

By Don Draughn - Mortgage Professional
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MORTGAGE PLANNING TIPSFrom the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn  Avoid Financial Changes During the Loan ProcessOnce your loan package has been sent to the lender, there are a number of things you should avoid doing that may c...
Key Rates - Last Updated on 1/22/2008Loan ProgramRate (%)Points (%)APR (%)Payment**30 Year Fixed 5.3750.0005.610$56815 Year Fixed 4.8750.0005.175$79130 Year Fixed (Jumbo)6.2500.6256.375$61630 Year FHA/VA 5.3750.0005.493$56830 year fixed Home 97 5.1250.0005.228$54440 year fixed Home 97 5.2500.0005...

By Don Draughn - Mortgage Professional
Comments 4
MORTGAGE PLANNING TIPSFrom the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn Choosing the right person to represent you in negotiating your home purchase is a major decision. Whenever you see the designation of REALTOR® (with a registered ...

By Don Draughn - Mortgage Professional
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Do I need an attorney to buy or sell a house? I can buy a car or 100 shares of stock without an attorney. Why not a one or two family house?Buying a houseBuying a house may be the most significant and largest purchase you will make. It also involves the law of real property, which is unique and r...

By Don Draughn - Mortgage Professional
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Key Rates - Last Updated on 1/18/2008Loan ProgramRate (%)Points (%)APR (%)Payment**30 Year Fixed 5.6250.0005.738$57615 Year Fixed 5.1250.0005.304$79730 Year Fixed (Jumbo)6.7500.6256.885$64930 Year FHA/VA 5.5000.0005.693$56830 year fixed Home 97 5.2500.0005.355$55240 year fixed Home 97 5.3750.0005...

By Don Draughn - Mortgage Professional
Comments 5
MORTGAGE PLANNING TIPSFrom the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn Every renter needs to ask themselves a question, "WHAT DO I HAVE TO SHOW FOR MY RENT PAYMENTS AT THE END OF MY LEASE?"  When you do you will only find two answers...

By Don Draughn - Mortgage Professional
Comments 3
MORTGAGE PLANNING TIPSFrom the Desk of Don Draughn, Professional Mortgage ConsultantWebsite:  http://ahfmortgage.elliemae.net/ddraughn   The Five Factors of Credit Scoring  MyFico.com has shared information regarding the credit scoring model.  Consider these five factors when trying to improve yo...

By Don Draughn - Mortgage Professional
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   Kiss Your LandlordGood-bye! Say Hello to Home Ownership!  How?Get the FACTS! Free Seminar When:         Thursday, February 7th from 7:00 pm to 8:00 pm Where:       Perinton Community Center                             1350 Turk Hill Road                             Fairport NY 14450 Free Credi...

By Don Draughn - Mortgage Professional
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FREE First Time Home Buyer's Seminar Hosted By:                                Don Draughn - Mortgage Consultant                                                Chris Koch - Mortgage Consultant                                                Ellis Oster - Attorney - RJS Abstract Corporation        ...

Rochester, NY Real Estate Professionals