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Putnam County, NY Real Estate News

By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: What Is the Difference Between Landlocked and Land With Legal Access?When you're buying or selling vacant land, one of the first questions you should ask is:“Does the property have legal access?”A parcel can contain 2 acres, 10 acres, or even 100 acres—but if there is no legal way to reach it, you may have a serious problem.That brings us to an important distinction: landlocked property versus property with legal access.What Does “Landlocked” Mean?A property is generally considered landlocked when it does not have direct access to a public road and does not have an established legal right to cross another property to reach one.You might be able to physically walk or drive to the parcel through a neighboring property, but that does not necessarily mean you have legal a...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: What Is a Buildable Envelope?When you look at a vacant parcel, you might see 2 acres, 5 acres, or even 20 acres and think there is plenty of room to build.But here's one of the most important things I tell landowners:You don't build on the acreage. You build inside the buildable envelope.So, What Is a Buildable Envelope?The buildable envelope is the portion of a property where a home or other permitted structure can actually be placed after taking zoning requirements and site restrictions into consideration.Think of it as the usable area that's left after everything else is accounted for.A parcel may contain 5 acres on paper, but once an engineer evaluates the property, the area available for a house could be surprisingly small.What Can Reduce the Buildable Envelope?Se...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Let's Talk Topography—What Is the Land Telling You?When I walk a piece of vacant land, one of the first things I look at isn't the acreage.I look at the topography.Why? Because the shape of the land can tell you a great deal about its potential—and sometimes about the problems hiding behind an attractive number of acres.A parcel may contain 5, 10 or even 20 acres, but that doesn't necessarily mean all those acres are usable.The Land Is Always Telling You SomethingIs the property relatively level?Does it rise gradually from the road?Does it drop sharply?Is there a ridge or plateau that could provide an excellent homesite?Are there low areas where water may collect?Are there steep slopes that could make construction more difficult?These are things I start evaluating the ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Can an Easement Actually Increase the Value of Your Property? When landowners hear the word “easement,” they often assume it means a restriction—and therefore a lower property value. Sometimes that's true. But here's something many landowners don't realize: The right easement can actually make a property more useful, more buildable and potentially more valuable. What Is an Easement? An easement gives someone the legal right to use a specific portion of another property for a particular purpose. With vacant land, common easements include access or right-of-way easements, utility easements, drainage easements, shared-driveway easements and sewer or water easements. The important question isn't simply, “Does the property have an easement?” It's “What does that easement al...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Engineering Review—The Step That Turns Guesswork Into ClarityWhen it comes to vacant land, one of the biggest mistakes an owner or buyer can make is assuming that because a parcel looks buildable, it actually is.A beautiful piece of land may have plenty of acreage and road frontage, but that doesn't necessarily tell us where—or even whether—a home can actually be built. That’s where an engineering review becomes extremely valuable.An engineer can take many of the questions surrounding a property and begin replacing assumptions with facts.They may evaluate zoning and setbacks, topography and slopes, wetlands and buffers, drainage, driveway access, septic feasibility, well location, utilities, easements, road frontage and the potential building envelope.Why Does This Mat...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the land guy whether I should sell land in a slow market the answer depends on your holding costs, urgency, and how much flexibility you have on price.A practical way to think about it: Sell now if you need liquidity, carrying costs are high, or you have a strong offer relative to comparable recent sales. Wait if you can comfortably hold the property and believe there are realistic catalysts for improved demand or value. Middle ground: market it now but price it realistically, or consider seller financing/other terms to broaden the buyer pool. In a slow market, pricing based on current comparable sales—not what you paid or hope it’s worth—is especially important. If you give me the location, acreage/property type, asking price, what you owe (if anything), annual carrying costs, and ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Why Sewer Can Change the Value of Putnam County LandWhen people look at vacant land in Putnam County, they often focus on acreage, location and road frontage. But there is another factor that can dramatically affect a property's usefulness, marketability and potentially its value:Sewer availability.In much of Putnam County, vacant land must rely on a private septic system. When a parcel has access to an approved public or municipal sewer system, it can change the equation.Why Is Sewer So Important?If a property requires a septic system, the land has to be capable of supporting that system. That can mean soil testing, engineering, Health Department review and sufficient usable area for the proposed septic system.And here's the important part:Owning enough acreage doesn'...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: What Does BOHA Mean for Your Putnam County Property?If you own vacant land in Putnam County, NY, there is one term you will hear over and over again when you decide to sell:BOHA.BOHA generally refers to Board of Health Approval, and when you're dealing with vacant land that will require a private septic system, it can be one of the most important pieces of the puzzle.Why Does BOHA Matter?A beautiful piece of land isn't automatically a buildable lot.Before a buyer can feel comfortable purchasing property for a home, they want answers to some basic questions: Can the property support a septic system? Has soil and/or percolation testing been completed? Is there an approved septic design? How many bedrooms does the approval support? Is fill required? Is the approval still ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: How Wetlands Can Affect Your Putnam County Building LotYou own a beautiful piece of vacant land in Putnam County. It has plenty of acreage, road frontage, and what looks like a great spot for a house.Then someone asks a very important question:Are there wetlands on the property?That question can dramatically affect what you can build, where you can build it, and ultimately what your land may be worth.Wetlands Don't Always Look WetOne of the biggest misconceptions I hear from landowners is, "My property isn't swampy, so I don't have wetlands."Not necessarily.Wetlands can include areas that appear relatively dry during certain times of the year. Vegetation, soils, drainage patterns, groundwater conditions, streams, and other characteristics can all play a role in determi...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Let’s Talk About Slope on Putnam County LandWhen you're looking at vacant land in Putnam County, acreage gets a lot of attention. But there is another factor that can dramatically affect a property's usability and value:Slope.A parcel may contain 5, 10 or even 20 acres, but if much of that acreage is steep hillside, the amount of land you can realistically use may be considerably smaller.Why Does Slope Matter?When I walk a piece of land, I'm not simply looking at how many acres are on the tax map. I'm looking at what those acres are actually doing.Are they relatively level? Do they gradually rise from the road? Does the property drop sharply? Is there a reasonable location for a driveway? Is there enough suitable area for a house, septic system and required setbacks?Th...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: How Much Road Frontage Do You Really Need in Putnam County?When someone tells me they own a piece of vacant land in Putnam County, one of the first questions I ask is:“How much road frontage does the property have?”Why? Because acreage alone doesn't determine whether a parcel can be developed. You could own 2, 5, 10 or even 20 acres and still have a problem if the property doesn't have enough legal road frontage or suitable access.What Is Road Frontage?Road frontage is generally the portion of your property that borders a road. But when we're evaluating land for development, the important questions go beyond simply measuring the property line along the road.I want to know: Is it frontage on a public or otherwise legally recognized road? Does the parcel meet the frontag...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Can an Old Survey Increase the Difficulty of Selling Your Land?Yes—and sometimes an outdated survey can create more questions than answers when you’re trying to sell vacant land.A survey is one of the most useful documents a landowner can have. It can show property lines, acreage, road frontage, easements, rights-of-way, structures and other important features. But when that survey is 20, 30, 40 years old—or even older—it may not reflect what exists today.Why Does the Age of a Survey Matter?Land itself may not move, but things surrounding it can change. Roads can be widened, neighboring properties can be subdivided, easements can be created, lot lines can be adjusted, zoning regulations can change, and improvements may have been made since the original survey was prepa...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: What Is the Best Way to Price Vacant Land in Putnam County? Pricing a house is usually straightforward compared with pricing vacant land.With a house, you can compare bedrooms, bathrooms, square footage, condition and recent neighborhood sales. With vacant land in Putnam County, NY, two parcels sitting a mile apart—and containing the same number of acres—can have dramatically different values.So, what is the best way to price vacant land?The answer is simple:Don't start with the acreage. Start with what can actually be done with the property.1. Determine the ZoningThe first thing I want to know is the zoning.What is the minimum lot size? How much road frontage is required? What are the setbacks? Is the proposed use permitted?Zoning establishes the basic framework for w...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Why Some 2-Acre Lots Are Worth More Than Some 5-Acre LotsWhen it comes to vacant land, more acreage does not automatically mean more value.I see this all the time. A landowner has five acres and assumes the property must be worth considerably more than a nearby two-acre parcel.Sometimes it is.But sometimes that 2-acre lot may actually be worth more than the 5-acre lot.It's Not Just How Much Land You Own—It's What You Can Do With ItWith vacant land, buyers aren't simply purchasing acreage. They're purchasing the ability to use and develop that acreage.A beautiful 2-acre parcel that is buildable, has good road frontage, favorable topography and straightforward utility or septic options can be far more attractive than five acres filled with development challenges.Here are...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: What Are Putnam County Land Buyers Looking For?   When someone calls me about vacant land in Putnam County, one of the first things I notice is that serious buyers tend to ask many of the same questions. They aren't just asking: “How many acres is it?” They want to know what they can actually do with the property. After decades of selling vacant land, here are some of the things I find Putnam County land buyers are looking for. 1. Is It Buildable? This is usually the biggest question. A buyer may love the location and acreage, but if they're planning to build a home, they need to understand whether the parcel can realistically support one. Zoning, setbacks, access, septic feasibility, wetlands, topography and other restrictions can all come into play. 2. Does It Have ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: The 7 Things I Check Before Putting Putnam County Land on the Market Selling vacant land in Putnam County is very different from selling a house.With a house, buyers can walk through the rooms, look at the kitchen, check the condition and compare it with similar homes. With vacant land, much of the value is determined by things you can't see from the road.Before I put a Putnam County parcel on the market, I want to understand what we're actually selling.Here are 7 things I check before putting vacant land on the market.1. ZoningThis is where I start.What is the current zoning classification? What is the minimum lot size? What are the frontage, setback and dimensional requirements? And most importantly:What can potentially be built on the property?Two parcels with the s...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: Putnam County Land—Acreage Doesn't Tell the Whole StoryWhen Putnam County landowners tell me what they think their property is worth, one of the first things I hear is:“I have X number of acres.”Acreage certainly matters—but when it comes to vacant land, the number of acres is only part of the story.Two properties with the same amount of land can have dramatically different values depending on what can actually be done with them.What Really Determines Land Value?When evaluating vacant land in Putnam County, I look at much more than acreage.Zoning is one of the first questions. What uses are permitted? What are the minimum lot-size requirements? Could the property potentially be subdivided?Buildability is another major factor. Does the property have adequate road fronta...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: What If Your Putnam County Land Has No Sewer?If you own vacant land in Putnam County, NY, you may have wondered: What happens if there is no public sewer available?The good news is that the lack of a sewer connection does not automatically mean your land cannot be developed. However, it can make septic feasibility one of the most important factors in determining the property's value and buildability.For many Putnam County properties, the answer may involve a private septic system. But before assuming that a property can support a house, the site needs to be evaluated carefully.What Does the Property Need?A typical residential development may require: A suitable septic system location Adequate soil and drainage Sufficient usable acreage A suitable area for a septic fiel...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: What Is a Buildable Envelope?One of the most important questions to answer before buying or selling vacant land is: “Where can I actually build?”That’s where the buildable envelope comes in.A buildable envelope is the portion of a property where a house or other structure can legally and practically be located after taking into consideration the property's zoning requirements, setbacks, wetlands, topography, septic requirements, access and other restrictions.In simple terms:Your property line may show you what you own—but the buildable envelope shows you where you can build.Start With the Property LinesA parcel might contain 2, 5, 10 or even 20 acres. But you may not be able to use all of that land for construction.Zoning regulations can require minimum setbacks from: ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Ask the Land Guy: How Do You Know If Land Can Be Subdivided?One of the most common questions I hear from landowners is: “Can I subdivide my property?”The answer is: Maybe—but acreage alone does not determine whether land can be subdivided.I’ve been in Real Estate and Construction for 50 years, and I’ve learned that subdivision potential comes down to much more than simply looking at the size of a parcel.Start With ZoningThe first thing you need to know is the property’s zoning district. Every municipality has its own zoning regulations, and those regulations can determine the minimum lot size, required road frontage, setbacks, building requirements and other restrictions.For example, a parcel may contain 10 acres, but if the zoning requires large minimum lots, you may not be able to cre...
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