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Westchester County, NY Real Estate News

By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
No Driveway, No Deal: The Permit That Can Make or Break Your Land PurchaseEveryone gets excited about the house they’re going to build.The layout. The views. The privacy. The dream.But here’s the reality most buyers overlook—if you can’t legally access the property, you can’t build on it.That’s where the driveway permit comes in.A driveway permit isn’t just a formality. It’s approval from the municipality, county, or state that you’re allowed to cut into the road and create access to your land. No permit means no driveway. No driveway means no building permit. It’s that simple.And here’s where it gets tricky…Not every piece of land qualifies.Sight distance, road speed, grade, drainage, wetlands, and even the classification of the road (town vs. county vs. state) all play a role. I’ve se...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Follow up to "why has real estate become so tedious?"Real estate didn’t just become tedious…It became layered.What used to be a relatively straightforward transaction is now a series of moving parts that all have to line up at the same time. Contracts are tighter Disclosures are longer Negotiations are more strategic And every party is more informed (or thinks they are) 🧩 More Information ≠ More ClarityBuyers and sellers have access to more data than ever.But instead of simplifying decisions, it’s doing the opposite:👉 Analysis paralysis👉 Second-guessing👉 Over-negotiationMore information hasn’t made the process easier—it’s made it heavier.⚖️ Every Step Carries More RiskFrom financing to inspections to appraisals, there’s less margin for error.One small issue can: Delay a deal Renegotiate...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
why has real estate become so tedious? Because the business quietly shifted from relationship-driven to process-heavy—and most agents are still operating like it hasn’t. What used to be a relatively linear deal now feels like managing a moving puzzle with more rules, more scrutiny, and less margin for error. Here’s what’s really driving that feeling: 1. More compliance, less simplicityBetween buyer agency agreements, disclosure requirements, and evolving policies influenced by organizations like the National Association of Realtors, every step now needs documentation. It’s not just “get it signed”—it’s when, how, and what version. 2. Smarter (and more skeptical) consumersBuyers and sellers have access to everything—pricing data, market trends, even legal interpretations. That’s largely...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
The challenge now is helping buyers and sellers cut through that noise. The challenge now isn’t just the changes themselves—it’s helping buyers and sellers make sense of them. The rules, the headlines, the opinions… it’s a lot for the average consumer to process, especially when they’re already dealing with affordability concerns and a competitive market. What I’m seeing more than anything is that people aren’t necessarily pushing back on the changes—they’re pushing back on the confusion. They want to understand what they’re paying for, how representation works, and what it all means for their specific situation. And when that clarity is missing, hesitation sets in. That’s where the opportunity really is right now. The agents who can slow things down, explain the process in plain terms,...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
What does the public think of all the changes in real estate today?Short answer: the public is pretty frustrated, cautious… but still hopeful.Here’s the real sentiment right now based on recent data and trends:1. Frustration is high Affordability is the biggest pain point—prices + rates still feel out of reach for many. Only 17% of voters say it’s a good time to buy right now. A huge number of people are delaying life plans (buying, शादी, kids) because of housing costs. 2. Confusion around the “new rules” Commission changes and industry shifts have people unsure how agents get paid and what services cost. Many consumers like the idea of transparency—but don’t fully understand how it works yet. 3. People want solutions, not noise Nearly two-thirds of consumers support policies that make ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
I find all the new rules very tiresome, what about you? I get why it feels that way—especially in real estate right now. Between shifting policies, disclosures, and changing expectations around representation, it can feel like the goalposts keep moving. That said, most of these changes are trying to push the industry toward more transparency and clarity for consumers. The challenge is they often add friction for agents who already know how to operate professionally. In the end, the agents who adapt fastest usually turn it into an advantage—but yeah, it can definitely feel like a grind while you’re in it. I find all the new rules very tiresome, what about you?  
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
for time management as an agent you have to learn to say NO! Time management as an agent isn’t about cramming more into your day—it’s about learning where your time actually creates value. And that starts with one simple, often uncomfortable skill: saying no. No to distractions that pull you away from dollar-producing activities. No to endless scrolling, unnecessary meetings, and busywork that feels productive but doesn’t move the needle. In a business where every hour can be self-directed, discipline becomes your biggest asset. It also means saying no to low-value tasks. Not everything deserves your personal attention. The most successful agents learn to delegate, automate, or eliminate the things that don’t directly serve their clients or their goals. Your time should be spent on con...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Here’s where zoning conversations usually go wrongPeople treat zoning like it’s static.It’s not.Zoning is a moving target.And if you’re not paying attention to where it’s heading, you can completely misprice a property.📍 1. Today’s Zoning vs. Tomorrow’s RealityMost buyers analyze land based on current zoning.But smart buyers ask:👉 “What pressure is on this area to change?”Look for: Sewer expansions Road improvements Nearby higher-density approvals Commercial creep into residential corridors That’s where zoning shifts happen before they’re officially changed.🔄 2. Assemblage Changes the RulesOne lot might be stuck.Two or three combined?👉 Completely different conversation.I’ve seen: Unbuildable lots become viable Low-density parcels turn into subdivision plays Towns become more flexible wh...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Zoning Let’s take it one step furtherEven if you get the zoning right… you can still get the deal completely wrong.Because there’s a question almost nobody asks:“What’s the approval path to actually realize that zoning?”Two parcels. Same zoning. Same acreage.One gets approved in 90 days.The other sits in review for 18 months.That’s not bad luck—that’s lack of due diligence.🛣️ 1. The Process Is the DealZoning tells you what’s allowed.The approval path tells you: How long it will take How much it will cost How much risk you’re carrying And that directly impacts:👉 Your return👉 Your holding costs👉 Your exit strategy🧾 2. Hidden Triggers That Change EverythingSome properties look simple—until you trigger: Site plan review Variances Wetland permits County or state involvement What started as a...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Everyone asks, “What’s the zoning?”Almost no one asks the better question:“What does that zoning actually produce?”Because zoning codes don’t kill deals—misreading them does.Take something simple like a 2-acre zoning requirement.On paper, buyers immediately think:“I’ve got 6 acres → that’s 3 lots.”But zoning doesn’t work that clean.What the code says vs. what you can actually yield are two very different things.Here’s where deals fall apart:📉 1. Gross vs. Net AcresZoning applies to usable land—not what’s on the tax card. Wetlands Slopes Easements Road frontage constraints That 6-acre parcel might really be:👉 3.8 usable acresNow your “3-lot deal” just became:👉 1–2 lots (if you’re lucky)📐 2. Frontage and Layout Kill More Deals Than Lot SizeEven if you meet minimum acreage: Not enough fron...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Zoning???Zoning tells you what a property can be—but the real skill is knowing what it’s likely to become.I’ve seen too many buyers (and even agents) stop at the zoning code and think they’ve got the full picture. They don’t.Because zoning on paper and reality on the ground are rarely the same thing.Two properties can sit in the exact same zone, but: One gets approved with minimal friction The other gets tied up for months (or years) Why? Because zoning is just the starting line.What actually determines outcome: How the lot lays (topography matters more than people think) Where the wetlands fall Road access and sight lines Board of Health constraints And most importantly—how the town interprets its own code That last one is everything.Some towns are pro-development. Others follow the le...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Create a value range: unbuildable vs approved lot🟢 APPROVED / BUILDABLE LOT (THE REAL VALUE JUMP)If you achieve: BOH septic approval (or strong feasibility) ZBA variances granted Defined building envelope Value:$35,000 – $70,000+Why the jump:You’ve removed: Uncertainty Time risk Approval risk 👉 In Sullivan County, certainty is the product.📊 VALUE GAP (Where the Opportunity Is) Scenario Value Unbuildable $2.5K – $12.5K Speculative $10K – $25K Approved $35K – $70K+ 👉 That spread is your play:~$5K dirt → $50K lot (if approvals hit)🧠 Reality Check (This Is the Part Most Miss)To unlock that upside, you likely need: Survey: $2K–$5K Septic testing/design: $5K–$15K Engineering: $3K–$10K ZBA process: time + holding cost 👉 You can easily have $15K–$30K into approvals🎯 My Straight TakeThis parcel ...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
How important is the zoning of a property when buying buying?Zoning isn’t just important when buying property—it’s often the single most important factor, especially for someone like you who deals in land.At its core, zoning dictates what you’re actually allowed to do with the property. You’re not just buying dirt—you’re buying a set of permissions (and restrictions).Here’s how it really impacts value and strategy:1. Determines Use (and Limits Opportunity)A parcel zoned residential vs. commercial vs. agricultural can have wildly different values. Even within residential, something like R-10 vs. R-60 changes density, subdivision potential, and ultimately profit.If the zoning doesn’t match the buyer’s intent, the land can become: Underutilized Delayed by approvals Or completely unusable f...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
What will you do if the market does not produce more listings to help it along?If the market doesn’t produce more listings, you don’t wait—you manufacture inventory. That’s where you separate yourself from 90% of agents.Here’s how you move the market instead of reacting to it:1. Go upstream to landowners (your edge)You already know this better than most—there’s more potential inventory than active inventory. Target owners sitting on subdividable parcels Show them what their land is worth as a plan, not as-is Sell the exit strategy (2–4 lots, builder tie-ins, etc.) 2. Convert “would sell” into “for sale”There’s a huge group of owners who would sell… just not publicly yet. Direct outreach (letters, calls, hyper-specific messaging) “I already have a buyer for your property” (when true or p...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Are you ready for easter in real estate Around Easter, the market does something interesting: Serious buyers stay active – Casual shoppers disappear for family plans, which means the people still looking are motivated. Inventory often tightens – Some sellers pause listings, creating less competition for what’s available. Emotional timing peaks – Spring + holidays = people picturing their next chapter (this is huge for decision-making). For someone in your lane—especially with land—this is where you can stand out: Push the “build your future here” angle (Easter = renewal, new beginnings) Target buyers who are already frustrated from low inventory Reach landowners sitting on the fence before the full spring surge hits The agents who lean in right now usually pick up deals before the late...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Who Do You Call When You Want to Sell Land in Westchester or Putnam? Most landowners make the same mistake. They call a real estate agent who sells houses. And that’s where the problem starts. Selling land is not the same as selling a home. There’s no staging, no open houses, no emotional pull from a kitchen or a backyard. Land is different. It’s evaluated on what it can become—not what it is today. That means the real questions are: Can it be subdivided? Is there sewer or only septic? Are there wetlands, slope issues, or access challenges? What would a builder or developer pay for it? The truth is, two pieces of land on the same road can have wildly different values. One might be worth $100,000. The other, $600,000. The difference comes down to knowledge—and most agents simply don’t g...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
I asked AI "Who is the top selling real estate agent for Vacant land in Westchester in Putnam County?"This is the response I got! One of the most recognized top-selling agents specifically for vacant land in Westchester and Putnam County, NY is: 🏞️  Thomas Santore Broker with Coldwell Banker Realty in Yorktown Heights, NY Known as a land specialist in the Lower Hudson Valley According to MLS-based statistics, he has sold more vacant land than any other agent in Westchester, Putnam, and Dutchess counties since around 2000.   Works heavily with: Development land Subdivision parcels Residential building lots Commercial land opportunities   His background owning a construction company gives him an advantage when evaluating buildable land and zoning.   📍 Typical areas he handles: Putnam Vall...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Underpricing Isn’t the Strategy — Momentum IsYesterday we talked about whether you need to underprice a home to get it sold. Today’s truth goes one step further:Homes don’t sell because they’re cheap.They sell because they create momentum.In today’s market, momentum comes from precision, not panic.The First 10–14 Days Matter More Than EverThe moment a property hits the market, it enters its most powerful window: Buyer alerts fire off Agents scan new inventory Serious buyers act fast—or move on just as fast If the price misses the mark—even slightly—buyers don’t negotiate anymore.They wait. And waiting is deadly to value.Overpricing Is Still the Biggest RiskOverpricing doesn’t just slow a sale: It reduces showing activity It weakens negotiating leverage It invites low offers after the pr...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
Acquiring Listings Next Year Isn’t About Doing More. It’s About Doing Harder Things.Last year, activity felt like progress. Calls, posts, follow-ups, market updates. Busy—but not always effective.Next year, listings won’t come from being visible.They’ll come from being believable.And that means doing things many agents avoid.Next Year, Say “No” More OftenNot every potential listing should be taken.Turning down: Unrealistic pricing Sellers who won’t address approvals Landowners who won’t confront zoning reality doesn’t shrink your business—it sharpens your reputation.The moment owners hear, “I wouldn’t list it like that,” credibility is established.Next Year, Lead With Constraints, Not PossibilitiesMost agents sell upside. Serious sellers respond to limits.Talk about: Minimum lot size re...
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By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sa
(Coldwell Banker Realty/Coldwell Banker Commercial NRT)
If you want more listings next year than this year! Stop Chasing Buyers. Start Educating Owners.1. Most agents chase activity. Listing agents create clarity.Next year: Speak directly to owners, not the market. Explain what has changed: pricing realism, days on market, zoning rules, buyer financing, approvals. Become the agent who answers questions before someone thinks about selling. 👉 Owners list with the agent who sounds prepared, not optimistic.2. Make Your Content Hyper-Specific (Not Generic)Generic posts attract clicks. Specific posts attract calls.Do this instead: “Why this 0.25-acre lot in Cortlandt will never build.” “Three Yorktown streets where lots look buildable—but aren’t.” “What approvals actually transfer when a land deal closes.” Your land walks, zoning breakdowns, and a...
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