It’s been over ten years since I stopped posting here.  Given the changes that have happened to the assessment process here in Ontario since then and the impact on our taxes I felt the need to update my knowledge and share what I find.I will be using AI for much of my research to avoid the time consumption of searching the many different web sites involved. Please feel free to use my information as a starting point for your own research on market value assessments . . . The Illusion & The Reality. 02/15/2026

Toronto Condo RentalThe Toronto rental market has been slow in recent years, in fact the slow down began during the pandemic when people starting working from home.Many young people utilized their parents’ basements rather than pay the high rents in the Downtown core of the city.Now that the provincial government is requiring its employees to comeback  and work in the office rather than from home, it is hoped that there will be an uptick in the rental market.My colleague and I co-listed a two-bedroom unit in a condominium building on Yonge Street, in early February 2026 and within a few days we had an offer which was not accepted. Following this, there were several showings but no offers ……..Then an agent called me to say he had showed the unit to his clients and they wanted to bring an... 02/17/2026

Commercial Bond Yields CMB 5 Year - 3.04%* Est CANHOU 06/15/31 [-0.04%]     10 Year - 3.56%* Est CANHOU 09/15/36 [-0.03%]     Floating Rate insured cost of funds 2.58% [-]     Prime Rate 4.45% [-]     GoC 2 Year - 2.49% CAN 02/01/28 [-0.03%]     3 Year - 2.58% CAN 09/01/28 [-0.03%]     5 Year - 2.81% CAN 09/01/30 [-0.05%]     10 Year - 3.28% CAN 12/01/35 [-0.04%]   02/13/2026