All About Virginia Real Estate

By Lisa Perry - NMLS # 276329, Northern VA - VHDA, 100% Loans - Jumbo Loans
(FHA, VA, Jumbo, Downpayment Assistance, Conv.)
Who Qualifies for a VHDA Loan?Purchasing a home is a big life achievement for many people. That’s because it takes plenty of time and saving to be able to afford a down payment. Luckily, there are plenty of government resources to help expedite that process and make it much more affordable.If you are planning on purchasing a home in Virginia, the Virginia Housing Development Authority (VHDA) works with lenders in the state to make homeownership achievable for residents. First-time homebuyers can take advantage of programs like down payment grants or federal tax breaks that allow access to affordable, 30-year fixed-rate mortgages. Eligibility RequirementsThe eligibility requirements for VHDA loans vary depending on your unique situation and the type of funding you need, however, there ar...
Comments 0
By Lisa Perry - NMLS # 276329, Northern VA - VHDA, 100% Loans - Jumbo Loans
(FHA, VA, Jumbo, Downpayment Assistance, Conv.)
How Much Should I Plan to Spend on Renovations?The range for home renovation budgets varies just as much as home sale prices do. How much you spend on your renovations usually depends on two factors: what you’re renovating and how much you can afford.In the first step of your home renovation budget planning, we discussed prioritizing the areas of your home that you’d like to upgrade. With those priorities in place, you can begin estimating the cost for each part. Usually you can do this through a quick online search, by talking with your real estate agent or a trusted advisor, or by giving contractors a call directly.Then, once you have an estimate for each part of your renovation project, you’ll be closer to an estimate of how much your renovations are likely to cost overall. That’s wh...
Comments 1
By Larry Atkins, Veteran Owned & Operated
(State Wide Realty Co.)
Reduced Price! Prince Edward Co2586 Five Forks Rd Pamplin, VA 239583 Bedrooms~2 Baths~1,700 Sqft.~2.004 AcresBeautiful home with a waterfront view nestled away on 2.004 acres in the middle of a 200 acre farm. Dreaming of starry filled skies and peace and quiet, this is the place for you! Both of the adjoining properties will be in conservation easements. It can be you here having your morning coffee or afternoon tea enjoying the bucolic view from the front porch or the waterfront view from the back deck. This home is almost like new (new paint, new flooring, etc.) and features an open floor plan with living room, kitchen and dining area, great for family gatherings. The master bedroom is on one end of the house and offers double sinks, a large walk-in closet, and a linen closet, and the...
Comments 1
By Ritu Desai 703-625-4949, Northern Virginia,Washington DC & Maryland Realtor
(Samson Properties)
If you didn't find your dream home this spring, that's OK! There are some nice advantages to home shopping in the summer. Here are three of them:1️⃣Homes look their best during the summer! You get to see your potential new home in all of its glory - garden blooming, trees full and lush, deck or backyard staged and styled. Home shopping during the summer can be more fun and exciting when you get to see the backyard pool and dream about lounging on a hot day with a cold lemonade vs. thinking about all the snow you'll have to shovel.2️⃣Usually summer means fewer buyers on the market - between the kids being home from school, busy summer vacations, and "rosé all day" luring you away from house hunting in favor of celebrating patio season. All of that means less competition - a much welcomed...
Comments 0
By Ritu Desai 703-625-4949, Northern Virginia,Washington DC & Maryland Realtor
(Samson Properties)
📫 20327 Rivercliff Ct, Sterling is a house that should not be missed this weekend!➡️ 4 Bedrooms, 4.5 Baths➡️ Stunning two-foyer entrance.➡️ Gourmet kitchen, vegetable sink, walk-in pantry, ample of cabinets and granite counter space and so much more➡️ Contemporary bar area that features a wine cooler, beverage refrigerator, dishwasher, soft close cabinets - beyond perfect for entertaining.📆 Open House Saturday June 25th AND Sunday June 26th 1PM - 3PM📲 Send a message to schedule a private tour. 703-625-4949The consistent finishes and attention to detail throughout the home are sure to impress! 
Comments 2
By Larry Atkins, Veteran Owned & Operated
(State Wide Realty Co.)
Land For Sale:Halifax Co186 AC Hardings Mill RdNathalie, VA 24577186 Acres overlooking and with access to Lake Connor where the state record Largemouth Bass was caught. This property has about 1100' of state road frontage and long frontage on a bold creek. Great spot for a permanent home, recreation or investment, prime Fishing and Hunting!! Timber is being harvested for this one cutting. MLS#48924399,900View Photos, Maps & More!Call State Wide Realty Co at434-392-6163 or visitwww.VaStateWideRealty.com today!311 East Third StFarmville, VA 23901434-392-6163www.VaStateWideRealty.com 
Comments 4
By Lisa Perry - NMLS # 276329, Northern VA - VHDA, 100% Loans - Jumbo Loans
(FHA, VA, Jumbo, Downpayment Assistance, Conv.)
At the end of April, the Bureau of Labor Statistics reported that the Consumer Price Index measured year-over-year inflation at 8.5%. The Consumer Price Index is a calculation that tracks how much the average cost of consumer items changes over time and is a widely used method of measuring inflation.Like most consumers, you’re probably concerned about the continued reports of increasing inflation, and likely feeling the brunt of these growing numbers. You can see the increase in overall price levels at the supermarket buying groceries, filling up on gas, or in your monthly energy bills.The Federal Reserve, which is charged with navigating US financial policy, is working to address those concerns and stomp out this continued inflation. Raising the federal funds rate is a tried-and-true e...
Comments 3
By Lisa Perry - NMLS # 276329, Northern VA - VHDA, 100% Loans - Jumbo Loans
(FHA, VA, Jumbo, Downpayment Assistance, Conv.)
You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan, making sure that you can reliably make the monthly mortgage payments.It gets a little more complicated when you dig into all the things your lender has to review, many of them required based on the type of loan program you’re using to finance your home.One calculation that pops up in many loan programs’ requirements is a threshold for the loan-to-value (LTV) ratio. We will explain what the LTV ratio measures, why it’s important, and how it can impact your loan and monthly payments. What is the Loan-to-Value (LTV) Ratio?The loan-to-value ratio is an ass...
Comments 1
By Markita Woods NMLS#196099, Queen of Mortgages - FHA, VA, Conventional, USDA
(Fairway Independent Mortgage Inc.)
In this week's #MortgageTip, #WoodbrigeVa #MortgageLender #MarkitaWoods shares how she took a Veteran that had great income but did not have qualifying credit scores and turned him into a ready and able buyer in less than 3 weeks. - Subscribe to my channel at https://www.youtube.com/channel/UCDoNaxK0yP_cmHFrhN4Lavg- Let connect on Facebook at http://facebook.com/QueenofMortgages- Have questions set up a consultation at https://campsite.bio/qofm- Apply at www.queenofmortgages.com #FhaLoans#VeteranHomeLoans#FirstTimeHomebuyers#DownPaymentAssistance#WoodbridgeMortgageLender Markita Woods NMLS#196099
Comments 0
By Robin Gauthier, I have the Key to your NextHome
(NextHome Tidewater Realty)
Essex Meadows is located in the Greenbrier area of Chesapeake.  This neighborhood is located near the corner of Battlefield Blvd and Volvo Parkway.  It has approximately 225 single family homes that were primarily built in the 1960's and 1970's.  The median size of the homes is 1,634 square feet. Knell's Ridge and Woodbriar are nearby neighborhoods.  The children in this neighborhood attend BM Williams Elementary, Greenbrier Middle and Oscar Smith High schools.  There are currently no homes for sale in Essex Meadows.  There is one home pending closing at 1236 Kingsway Drive.  In the past 6 months the below homes have sold in Essex Meadows.  The median market time is only 6 days.  I am eager to sell more homes in this neighborhood.  If you would like to receive monthly market updates in ...
Comments 0
By Larry Atkins, Veteran Owned & Operated
(State Wide Realty Co.)
Commercial Property For Sale:Prince Edward Co5865 Prince Edward Hwy Prospect VA 23960Noah's Last Stop has been a staple to the community for about 20 years providing families with pets, pet accessories as well as a petting zoo (petting zoo not currently at full capacity). Hit the ground running with everything all set up and ready to go. Price includes 6 acres of fenced area, 2630sq ft store building and stock, carport, 12X15 shed and all cages. The heat pump was replaced 2 years ago. MLS#48850$250,000View Photos, Maps & More!Call State Wide Realty Co at434-392-6163 or visit www.VaStateWideRealty.com today!311 East Third StFarmville, VA 23901434-392-6163www.VaStateWideRealty.com  
Comments 2
By Markita Woods NMLS#196099, Queen of Mortgages - FHA, VA, Conventional, USDA
(Fairway Independent Mortgage Inc.)
In this weeks #MortgateTipsfromMarkitaWoods, #WoodbridgeVA, #MortgageLender is discussing minimum down payments, debunking some myths around higher down payments for FHA and Conventional home loans, and some options for 1st time buyers.Subscribe to my channel at https://www.youtube.com/channel/UCDoN...Let connect on Facebook at http://facebook.com/QueenofMortgagesHave questions https://campsite.bio/qofmTo apply www.Queenofmortgages.com  #fhaloans #VeteranHomeLoans#firsttimehomebuyer#downpaymentassistance#WoodbridgeVA #MortgageLender Markita Woods NMLS#196099  
Comments 1
By Ritu Desai 703-625-4949, Northern Virginia,Washington DC & Maryland Realtor
(Samson Properties)
Let me tell you a story about these new homeowners that I recently worked with. And let me tell you -- this is just more than a success story!Ravi & Nag called telling me about this 𝐀𝐌𝐀𝐙𝐈𝐍𝐆 home they stopped by at the open house. As they began giving me all the details my eyes got wider and wider. I could not believe it; this home was checking off 𝐄𝐕𝐄𝐑𝐘𝐓𝐇𝐈𝐍𝐆 on my clients wants and needs list AND was well within their budget. It truly felt too good to be true.From the second they stepped into that home they called it theirs. Dreaming of where they’d put their furniture, a place for a working from home, media room in the basement and the perfect backyard for their kids to play.While of this was happening, Sellers had received multiple offers and set a deadline to submit highest and best....
Comments 2
By Larry Atkins, Veteran Owned & Operated
(State Wide Realty Co.)
Lot For Sale:Prince Edward Co0.53 AC Scott Dr Farmville, VA 23901Nice building lot, paved road frontage, near town limits. There is a well and septic; however, they have not been used for years. Seller will not guarantee they are in working condition. MLS#48830$35,000View Photos, Maps & More!Call State Wide Realty Co at434-392-6163 or visit www.VaStateWideRealty.com today!311 East Third StFarmville, VA 23901434-392-6163www.VaStateWideRealty.com 
Comments 1
By Ritu Desai 703-625-4949, Northern Virginia,Washington DC & Maryland Realtor
(Samson Properties)
While Wednesday is just a hump day for most people, here we are closing this rental at 43247 Loudoun Reserve Dr, Ashburn, VA! This home secured its application within 48 hours of this beautiful property being listed -- imagine how fast that is!The best part? This home just got rented for 107% over the listing price - talk about cash flow! One of its best features is its energy saving solar panels - perfect for the Virginia weather and for the environment as well. The main level has a wall of windows that brings natural lights throughout the day, with an open concept living and dining room. A stunning kitchen with granite countertops awaits, along with wooden floors, ample of cabinets, island and stainless steel appliances. A breakfast room right across the kitchen invites you to a cozy ...
Comments 4
By Larry Atkins, Veteran Owned & Operated
(State Wide Realty Co.)
Land For Sale: Buckingham Co4.27 AC Firehouse Rd Buckingham VA 23923Almost Heaven; four point two seven; big ol' timber; near the James River....Yes, country roads will take you home to this place that you belong. Extra nice wooded building site with new survey, new perc, electric right there and a nice mix of mature trees. Whether you are looking for a country homesite or just a weekend get away property, you can't go wrong with this 4.27 acres. Only minutes from the boat landing at Howardsville and surrounded by thousands of acres of timberlands, life is really old there, older than the trees, younger than the mountains, still wild and free. Plus, if you ever wanted to build a log cabin from scratch, this land has just the right size straight pine trees for the job. More than enough h...
Comments 5
By Larry Atkins, Veteran Owned & Operated
(State Wide Realty Co.)
Home For Sale: Prince Edward Co2586 Five Forks Rd Pamplin, VA 239583 Bedrooms~2 Baths~1,700 Sqft.~2.004 AcresBeautiful home with a waterfront view nestled away on 2.004 acres in the middle of a 200 acre farm. Dreaming of starry filled skies and peace and quiet, this is the place for you! Both of the adjoining properties will be in conservation easements. It can be you here having your morning coffee or afternoon tea enjoying the bucolic view from the front porch or the waterfront view from the back deck. This home is almost like new (new paint, new flooring, etc.) and features an open floor plan with living room, kitchen and dining area, great for family gatherings. The master bedroom is on one end of the house and offers double sinks, a large walk-in closet, and a linen closet, and the...
Comments 4
By Pam Dent, REALTOR® - Charlottesville Virginia Homes / Horse
(Gayle Harvey Real Estate, Inc.)
The world of real estate can be daunting, but with enough preparation, anyone can make the dream of purchasing their first home a reality.  To prepare to buy your first home in Charlottesville, VA, research the real estate market trends in the area. After that, you should contact a mortgage professional who will calculate how much you can spend on a down payment, monthly mortgage, and closing costs. Getting pre-approved for a home loan is essential for a smooth home buying process. Finally, to guide you through the complicated journey of buying your first home, get in touch with an experienced local realtor in Charlottesville. What Is the First Step You Should Take Before Buying a Home for the First Time?  The first thing you should do is learn about the available programs from the stat...
Comments 0
By Ritu Desai 703-625-4949, Northern Virginia,Washington DC & Maryland Realtor
(Samson Properties)
Home may be largest investment. Be smart and Virginia is Buyer's Beware state.Here’s a list of things to consider:🚩Damp or musty smells🚩Visible cracks in the foundation🚩Water stains on the ceiling🚩Sloping floors🚩Doors that won’t fully close🚩Evidence of insect infestation🚩Strong air fresheners🚩Lots of homes for sale on the same street🚩Standing water in the yardWant more tips about buying or selling a home? Let's talk and check the right options for you! Call me at 703-625-4949 or visit www.RituDesai.com for more.#RituDesai #fairfaxcountyva #loudouncountyrealestate #buyingfirsthome #inspection #Soldbyritu 
Comments 2
By Ritu Desai 703-625-4949, Northern Virginia,Washington DC & Maryland Realtor
(Samson Properties)
Just one more day towards the weekend! Going to bars and to the movies is nice and all to hang out with your friends and family this coming Saturday, but why not check this beautiful city and what it has to offer for a change? I am, of course, talking about Manassas, VA!Known for its Civil War history, the city of Manassas has a lot of landmarks and places to offer when it comes to sightseeing and a bit of a teaser about what it's like in the past. For starters, you may check out these places:- Liberia House Historic Site - Ben Lomond Historic Site - Mayfield Civil War Fort - Cannon Branch Fort - Manassas National Battlefield Park - Bull Run Regional Park - Signal Hill Park There are more places to cover in this city so make sure to watch out for part 2! 
Comments 0
Virginia Real Estate Agents and Real Estate Professionals