Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 2
32514 Pensacola Florida News: Mortgage rates slip again this week, hit 4.62% A stock market drop and rush by investors into bonds led to lower rates. Freddie Mac's chief economist expects "to see a modest rebound in home sales as well." Read more. Call or Text Charles Stallions Now 850-476-4494 f...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 23
  Stay Calm and Take These Steps if You've Received a Mortgage Denial  Emotions play a big part in the home buying and financing processes.  In fact, an emotion (or two) may have provided most people the initial motivation to begin the process to buy in the first place ...   Emotions, such as cur...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
APPRAISALS ARE GETTING EASIER Anyone who has been in the business for a while will recall how property appraisals were transformed after the housing collapse. Appraisals used to be much less expensive and service was much faster because a lender depended upon their sources for the reports and the...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Some Tips About Credit Before You Apply For A Mortgage LoanHere are some tips about credit that can and should be considered before applying for a home mortgage. I talk to a good many folks who want to buy a home who have either have applied for a home loan and ran into an obstacle, or they just ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending February 14, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Producer prices fell for a 2nd straight month in January, leading to the smallest annual increase in 1-1/2 years.Low or absent inflationary pressure is good fo...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 1
All of a sudden cannabis is big business in California.  Big legal business.  While it is legal business in California, it remains illegal under federal law.  Due to this, financing for cannabis properties and businesses remains tight.  While the banks may not be making cannabis related loans rig...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 3
Today's Reading Has A Big Impact On Bond Markets:What does retail sales have to do with mortgage rates? Once a month there is a Retail Sales report which has the potential to influence mortgage rates. With the recent government shutdown the December report was delayed until this morning and the n...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 9
  When Applying for Your Mortgage, It's "FATE and RATE" Most of the loan applicants I work with come to me already aware of the fact that their credit scores and credit history contribute to and affect the interest rate quote they will receive upon application for a mortgage ...   They also know ...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
Today's Mortgage Rates:Mortgage rates for Tuesday will be under pressure as a tentative deal to keep the government open was reached. Today's mortgage rates will be slightly worse than yesterday. However both 30 year  fixed mortgage rates and 15 year fixed mortgage rates remain near their 2019 lo...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending January 31, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Consumer confidence was down this month, likely affected by the government shutdown. Still, consumer spirits remain robust by historic standards. The Fed left p...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 53
   Why Bank Statements and Verification of Funds Are So Important to Mortgage Underwriters     One topic ... one direction provided during the Mortgage Process that seems to baffle and frustrate my prospective home buyers during their Mortgage Process, surrounds the sourcing and documenting of Do...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 1
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 10.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week ten of the Credit Genius video we'll discuss automatic payment plans and how they affect your cred...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors - Commercial & Residential
(RT Capital Advisors, CEO)
Comments 0
Fix and Flip or Long Term Hold - Loan Amounts to $2,000,000. Commercial or Residential Loans for Non-Owner and Investment properties up to 75% LTV. Terms: 3 and 8 yr ARMs fixed then adjustable for remainder of 30 years.  600 minimum FICO score required. OR 1 yr FIX and Flip 75% LTV - NO minumim ...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 3
When It's Important...Find the Facts2/13/2019 Most parents don't put a lot of credence in the statements "Everyone is doing it" and "No one does that anymore." They'll dig a little deeper and get the facts of the situation.  Interestingly, when it comes to buying a home, similar common myths con...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Apartment loan products are very different from residential.  Loan amount, occupancy rate, debt service, the break down of units, city and state, population, the quality of the property, if you live in the same state as the property, your experience, your credit and credit scores, how much you ha...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 0
The IRS allows people to settle their back tax debt if they meet certain requirements. One key requirement is that a person offers an amount no less than their Reasonable Collection Potential (RCP). Check out this video and article to get more information about how the offer amount, RCP, is calcu...

By Jill Murty, Realtor - Orange County, CA
(PREA Realty)
Comments 3
The Mortgage Credit Certificate, MCC is a Great First Time Buyer Program for Those Who Qualify.  Could it Be For You?What is the Mortgage Credit Certificate program? It is a 20% tax credit on the buyer's mortgage interest.  It's an incredible benefit.  A buyer who has been issued an MCC may file ...

By Ben Yost - 303-587-4297, FHA, VA, Conventional - Mortgage Loans in De
(First Time Home Buyer, Mortgage Rates, Pre-Approval)
Comments 1
Please call Ben Yost 303-587-4297 nmls# 243370 with New American Funding for any Questions about CHFA or any other Down Payment Assistance Loans 303-587-4297Also feel Free to check out the Home Buyer Power Club for Colorado:http://ivpages.net/show/3936/Or Check Out: www.benyost.com      

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
In California, investing in real estate is a great way to leverage debt to build equity.  We specialize in helping investors obtain financing when the banks are not the right fit.  We have a number of different programs for various investors.  We can help with construction, rehab loans, land loan...

By Kristen Wilkinson, Simplify + Organize Your Life and Finances
Comments 0
Housing can easily make up one of the biggest portions of your household budget (25%-30%). If you are looking for areas where you are able to save more money,  housing is a great place to start.  Here are a few great ways to save on housing expenses to put more money back into your budget.  Ways ...