Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Jesse Ortega, Marketing Strategist
(Private Marketing CO-OP)
Comments 1
Gwen Swain - Idaho Loan Originator -  Waterstone Mortgage Co.Gwen Swain - Idaho Loan Originator -  Waterstone Mortgage Co. At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients ...

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 1
Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.Open Credit Accounts When You Do Not Need ThemIf you don't have any credit accounts, you will have a low score. The best time to open them is when you do not need them. Keep a sma...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending March 21, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed did not raise policy rates at this month's FOMC meeting. Based on Fed projections, we likely won't see another Fed rate hike until 2020. Jobless claims fel...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending March 14, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Wholesale prices barely rose in February, after falling for 3 straight months. This is a sign there is little inflation pressure in the economy, which is good for ...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 15. Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week fifteen of the Credit Genius video we'll discuss the dangers of co-signing on loans and how it ca...

By Roy Kelley
(Realty Group Referrals)
Comments 13
Rising Mortgage Interest Rates Concern Home Buyers Prospective home buyers recognize that mortgage interest rates are rising and some are asking how to protect themselves in the spring market. Paul McCausland, one of our favorite Maryland mortgage loan officers, is offering a lock and shop progra...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
30 Year Fixed Commercial LoansMarch 18, 2019 By karenschimpf@gmail.com (Edit)   cc: by: https://flic.kr/p/oSpBcn 30 Year Fixed Commercial Alternative Loans ARE Available….   Yes, we have 30 year fixed commercial loans for multi-family deals above $1 Million…with great rates! WE ALSO HAVE 30 YEAR ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
Last week’s economic reports included readings on retail sales, inflation and construction spending. New home sales Consumer sentiment readings were posted along with weekly readings on mortgage rates and first-time jobless claims.Retail Sales Increase after Lowest Reading in 10 YearsRetail sales...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage Rate Update For March 2019:Conforming and FHA mortgage rates are at their lows for 2019. In addition to that they are at a level not seen in over 12 months as both the Mortgage Backed Securities Market and Treasury bond market continue to rally. As we move further into the month many ind...

By Roy Kelley
(Realty Group Referrals)
Comments 8
It's important to know:  Receiving a mortgage denial in and of itself does NOT damage your credit score.  So do not fear that moving forward.       Stay Calm and Take These Steps if You've Received a Mortgage Denial     Emotions play a big part in the home buying and financing processes.  In fact...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Home Equity Line of Credit (#HELOC)   No Income Verified Verified Assets (NIVA) or Stated Income Stated Assets (SISA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 600+ FICO needed. Over 700 FICO, first 6 months starting at 3.88%.  Loan amounts from $150,000 - $5,...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Private Commercial Loan Programs are available and of various loan terms from bridge financing to longer term notes, fixed and adjustable rates, with interest-only payment options for owner-occupied and investment properties. These programs need full documentation but the underwriting process is ...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Stated Income, Verified Asset - Purchase or Refinance Loans Fix and Flip or Long Term Hold - Loan Amounts to $2,000,000. Commercial or Residential Loans for Non-Owner and Investment properties up to 75% LTV. Terms: 3 and 8 yr ARMs fixed then adjustable for remainder of 30 years. 1 yr FIX and Fli...

By Sonja Patterson, Texas Monthly 5-Star Realtor Recipient for the Hou
(Keller Williams - BV)
Comments 2
CLICK HERE to learn more:  Keller Mortgage - Save Thousands  I have always advised buyers to shop around when it comes to selecting a lender with whom to work.  I still do. Keller Mortgage will be tough to beat though!  Available to buyers working with a Keller Williams agent OR to buyers of a Ke...

By Peter Mohylsky, SoWal Is HOME., Let me help you find your path to the beach.
(Gulf Place @ 30A)
Comments 1
How much do I need for a down payment?The national average for down payments is 11%. But that figure includes first time and repeat buyers. Let’s take a closer look.While the broad down payment average is 11%, first time homebuyers usually only put down 3 to 5% on a home. That’s because several f...

By Bob Rutledge, FHA 203k - USDA - FHA - Down Payment Assistance
(USA Mortgage)
Comments 2
Mortgage Approval    After Your Bankruptcy St. Louis, Kansas City Springfield, Columbia and Missouri     You Are Not Alone I recall the feelings that ran through me when I felt compelled to file for a Chapter 7 bankruptcy, I felt as though I was an outcast and ashamed that I could not handle my o...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Stated Income Verified Asset (SIVA) Loan Product for Residential or Commercial   Stated Income, Verified Asset Purchase or Refinance Loans   Fix and Flip (1yr loan, 4 mo. prepay) or Long Term Hold (30 yr loan fixed for 3 or 8 yrs, down to 1 yr prepay with buydown)   Loan Amounts to $2,000,000. C...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 0
The following are excerpts from the newsletter on interest rates published by HSH Associates :The Fed certainly has a lot of shifting sand to ponder when it meets next week. In the current domestic and global economic climate, interest rates will have difficulty getting any kind of reliable upwar...

By Craig Bosse, Jumbo and "Outside the Box" Loan Specialist
Comments 2

By Martin Mills
(Cambridge Credit Consultants )
Comments 6
It is possible to remove late payments from your credit report, one process is called re-aging.  The re-aging process can remove late payments from your credit report which will help raise your credit score.     Yes, you can erase bad debt. So what is re-aging? Most people, even a self-proclaimed...