Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bob "RealMan" Timm, Owner of Ward Co. Notary Services, retired Realtor
(Ward County Notary Services)
Comments 14
Dean C. Rubbelke of Edward Jones is one of the many professionals who work in the same Professional Building as I and we visited today about retirement planning.'m 65 years old so my first question to Dean was how old is to old to financially plan for retirement. Dean, a Financial Advisor, did a ...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 0
Does buying a home with nothing down in the Phoenix Arizona metro area sound too good to be true? Well check these real opportunties out for a free grant for down payment and/or Buyer closing costs or for Zero Dollar down payments. Today, let's focus on one great loan the VA Loan.The VA Home Loan...

By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
The mortgage rates dipped this week because of  weaker consumer spending & manufacturing data, there are  continued jitters around trade policy, said Sam Khater, Freddie Mac’s chief economist. Signals from the financial markets are flashing caution signs, the real economy remains on solid ground ...

By Mark Gowlovech
(HomeSmart)
Comments 1
Direct Hard Money Private Lenders Fix&Flip, Cash Out, Construction Over $40,000,000 Funded and YOU ARE NEXT! All of Your Funding Problems are Solved Here! Get the Lowest Possible Rate Term Guaranteed Rates From 5.99% APR* If You Are Not Using Level 4 Funding You're Probably Paying Way Too Much C...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 15
I heard a report yesterday on the local business radio station here in town that said mortgage applications nationwide were down by 9% in the last month. Wow, that scared me a little and I called my two main mortgage brokers and both said that, overall, yes with the rates climbing, that applicati...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 18
  Don't You Think I'm Sexy???If Not, You Should  Americans are fascinated with houses.  The internet, advertising, magazine racks, and TV viewing schedules revolve around them.  No matter whether it's buying, building, repairing, remodeling, decorating, flipping, investing, improving, beautifying...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 23, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Last month's Fed meeting minutes show officials are in no hurry to move interest rates up or down, though investors are looking for a rate cut by year's end. Recent ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 16, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Trade tensions with China increased this week, causing stocks to fall and bonds to improve. The shift in bond prices helped move mortgage rates down slightly. After ...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 10
 April 15th is fast approaching and in Beaverton, Oregon, as well as most places aroundthe country in 2008, we finally saw the dip in home prices that themedia was telling us about all through 2007! Now I have lots of investors, homeowners, and even people looking to buy, all wondering how this t...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
VA Myth - VA loans are only available to $417K (or $424K, $453K,  484K, $729K, or even $1m)A common myth with VA Loans is that they don't work for your area, the loan amounts are too low for your area, or that Sellers aren't accepting VA Offers.   In the past this was true, but with VanDyk Mortga...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/22MByYo When the banks say no…we say yes! Fixed Rate SBA 7A Loans for a limited time. Commercial Capital is offering a 25 year fixed-for-life SBA 7(a) loan starting at 7.50% for Owner-occupied Commercial Real Estate transactions. Applications must be submitted between n...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings from the National Association of Home Builders on housing market conditions, housing starts and building permits issued. Consumer sentiment was reported along with weekly readings on mortgage rates and new jobless claims. NAHB: Builder Confidence Ris...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 2
Home Equity Line of Credit (HELOC) Stated Income-Verified Assets (SIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.600+ FICO needed. BK and Lates OK after 2 years seasoning. Loan amounts from $150,000 - $5,500,000. Up to 60% LTV to $1,000,000 loans outstanding (...

By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Comments 4
Buy a House and Eliminate Your Student Debt Student debt has been holding people back from purchasing homes. The State of Maryland has designed a mortgage program to deal with this issue. By using this program, one can receive a mortgage to purchase a home and have a significant portion of their ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 2, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed's preferred inflation gauge, the core personal consumption expenditures index, was flat for the month of March and up only 1.6% year-over-year. The lack of in...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 4
Here's another common question:Q: What does POC mean on a Good Faith Estimate and a Final Settlement Statement?A: POC stands for Paid Outside of Closing, and refers to any fee that is not being disbursed at the closing. The two most common POC charges are the appraisal fee (if it has been paid by...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Privaye Party or Private Money to 80% LTV  Close Escrow in 10 days  Private Money Loans for Non-Owner Occupied properties. Commercial and Residential Loans for purchase or refinance up to 80% LTV.  Terms: 1, 2, 3 or 4 year loans amortized for 30 or 40 years.  Rates from 7.99% and 2 points.  NO mi...

By Michael Cantwell
(Envoy Mortgage - NMLSR ID #644428)
Comments 0
If you are a hero or know a hero that is looking to buy a home as a first-time buyer there is a great program that you need to know about.  It is a little known program that many mortgage lenders often don't mention at all.  That program is an MCC Tax Credit program and it can be added to many mo...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Los Angeles VA Loans and FHA Home Mortgage Loan info for 2019 - California VA Lender & FHA Lender  VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 19
  A Decade of Housing Healing: Has it Created Opportunity for You?  It's now been around a decade since the big housing market crash ...   While many housing markets have cooled a bit, as of late ... the Home Equity Report for the last quarter of 2018 (and a quarterly overview of the distribution...