Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 15
  Reduced Costs Seen for Private Mortgage Insurance In a period of rising mortgage interest rates, some good news has recently arrived from the Private Mortgage Insurance (PMI) industry ... Most of the predominant PMI companies have reduced rates charged to borrowers that finance a home and have ...

By Lauren Massie, CPA, CPA - Tax Resolution Specialist in Raleigh, NC
(Lauren Massie, CPA PLLC)
Comments 0
Need to sell or refinance a home with an IRS tax lien or North Carolina Department of Revenue tax lien? Many clients who come into my Raleigh, NC office assume that they cannot sell or refinance a home with a tax lien or judgment unless the underlying debts are paid in full. Contrary to popular b...

By Russell Smith, Experience to Help Originators & Realtors
(OVM Financial Inc)
Comments 0
Nationwide, home prices continue to rise in most areas putting pressure on first time home buyers. Virginia is no different, but luckily there are some great programs offering affordable home payments and down payment assistance (DPA). One of these organizations is called VHDA, short for Virginia...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace 32571 and Florida News: Tide turned: U.S. homeownership rate going up again The homeownership rate dropped during the recession, but it's risen now for five consecutive quarters and hit 64.2% in 1Q 2018. It's the highest level since 2014, and the number of renters declined by 286,000 year-to...

By Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel
(RE/MAX Centre Realtors)
Comments 12
Attention home buyers.Read this great post by Gene Mundt if you are getting a ortgage. Here is a quote by Gene.Every borrower and their Mortgage Originator should seek all the mortgage insurance options available and then work together towards securing the best PMI product for the borrower's pers...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 4
 Mortgage Process    Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can ...

By Kathleen Daniels, San Jose Homes for Sale-Probate & Trust Specialist
(KD Realty - 408.972.1822)
Comments 6
Millions of homeowners are upside-down on their mortgages and don’t know what to do.Having all the right information is the surest way to find the right answers. Because there’s so much misinformation ... even fraud ... I’ve set up a San Jose Short Sale site which provides accurate information on...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
     cc: by: https://flic.kr/p/CPxDnm   The Place to Go When the Banks Say NO!       Commercial Capital has been providing business and commercial loans to good people who have been turned down since 2000.     * SBA Loans  * Commercial Investor Loans  * Stated Income  * Private Money Loans and mo...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Are you struggling to learn how to get out of a timeshare? Then a timeshare cancellation could be just what you need. Read on to learn more about how to cancel a timeshare and find the right help that you need. When you bought your timeshare, you probably thought that it was a forever thing. You ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
  If you own a timeshare, the chances are that you may have been a victim of a timeshare scam or less than ethical business practice. According to our timeshare exit team reviews, the industry is full of scams and has a variety of less than honest sales tactics they use to convince you to buy a t...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings from the National Association of Home Builders and Commerce Department releases on Housing Starts and Building Permits issued. Weekly readings on mortgage rates and first-time jobless claims were released, along with a monthly report on consumer sent...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pace 32571 and Florida News: Average mortgage rates edge up – 30-year at 4.54%The FRM hit its highest point since late June, but mortgage rates have remained relatively constant over the past few weeks. Read more.    THOUSANDS OF HOMES.... One Address www.charlesstallions.com Sign up for our Mont...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When you buy a timeshare, you are buying into a fantasy. An ideal, a luxury. Very rarely does a timeshare live up to your expectations and you may find yourself with a serious cause of buyer’s remorse. If you are in this situation, you need the timeshare exit team here at Timeshare Cancel Center...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 8
Please check your Credit Report for errors or credit fraud (at minimum) once each year.     Myth-Busting Mortgage Credit Scoring   Over the years, Mortgage Credit Scoring has evolved.  It continues to do so at a fairly constant and rapid rate ...     As a result, a large supply and wide variety o...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze 32561 and Florida News, FHFA nixes more-inclusive credit-scoring models A move that could have helped some buyers qualify, such as the self-employed, has ended. It affects more than half of the U.S. loans that fall under Fannie Mae and Freddie Mac. Read more.   THOUSANDS OF HOMES.... ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 23
The commercial lending industry is changing rapidly. This means new opportunities for online lenders to work directly with companies embarking on ambitious development projects.So far, 2017 has been a positive year for the commercial real estate industry and, naturally, commercial real estate len...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 38
 Applying for a Mortgage? When "Plan A" Doesn't Work ... One of the social media sites I find most helpful (and enjoyable) is Pinterest.  And I don't mean just business-wise either ...  Need ideas for your home?  Want to know how to repair something?  Ideas for your landscaping, gardening?  Love ...

By Wendi-Mae Davis, CRS, GRI, Broker Associate
(Future Homes & Real Estate)
Comments 8
Increasing your FICO score can can lower your interest rate on your Mortgage, bank and car loans, and also can improve or cut your insurance premiums!  How do I increase my FICO score you ask? It is easier than you think!  Here's how to do it... First-pay all your bills on time!  Then-just as imp...

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 4
A Simple Guide to Building Your Credit Score Building a good credit score (and maintaining a good credit score) is an important part of the home buying process. Thye better your credit score, the better the interest rate will be when you obtain a mortgage, plus good credit often alolows you to pu...

By Rono Williams
(Versil)
Comments 1
Envy is a familiar feeling; it adds no value to your life instead you can end up filled with hate and bitterness that will hinder your progress. We all have different capacities and our lives progress at a varying pace. Finding out that someone else has achieved their dreams before you can make y...