Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 2
An economist responded when asked how interest rates would change: “They may fall some and then, rise and after that, they’ll fluctuate.” Just because interest rates have been low for ten years doesn’t mean they are supposed to be low. The Federal Reserve has raised interest rates twice this yea...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
You lie awake, staring at the ceiling, unable to sleep. Your mind is racing wondering how to get rid of a timeshare. You are struggling to make your timeshare payment, and your maintenance fees have increased. You feel like there is no way out. You feel trapped and like the walls are closing in a...

By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek Team)
Comments 7
When it comes to a goal, you can’t just “set it and forget it”!Goals are important to set both short-term and long-term to keep us balanced and focused (and sane!)  It is so easy to just go through day-to-day and fall into an abyss of despair.  Setting a goal each day, each week, each month and f...

By Lisa Delzompo 951-704-4559, Experienced, Trusted, & On Your Mission: Home
(PRW Lending, Inc)
Comments 0
VA Loan: FAQs & Special Situations Riverside County, CA: Murrieta, Temecula... we also cover San Diego County, the high desert near MCAGCC 29 Palms... all of California. Feel free to call/text with your questions, 951-704-4559. 

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending June 22, 2018   Please enjoy this quick update on what happened this week in the housing and financial markets.       Tariffs imposed by President Trump have elicited retaliation from countries around the globe. Concerns about a trade war have helped mortgage rates. Fed Chai...

By Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel
(RE/MAX Centre Realtors)
Comments 18
If you are buying a home and have to wire funds for closing please read this post. What is the Process Scammers Use to Access My Funds? If you haven't heard before, the cases of wire fraud involved with real estate transactions have escalated with more and more buyers and sellers becoming victims...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Have you been thinking about getting a timeshare cancellation? If so, then you need to keep reading because even when the timeshare company says no, we say yes.  Buying a timeshare may sound like a good idea at the time. You think about how it could save you money to basically buy your vacations ...

By Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel
(RE/MAX Centre Realtors)
Comments 14
Attention home buyers! If you are buying a home and will have a mortgage, you should read this post. If you are looking to buy a home in Bucks county call me to be your buyer agent.    Mortgage Escrow Accounts: What They Are & The Options You Have   The topic of "borrowing power"  and questions s...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending June 14, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    As expected, the Fed raised policy rates a quarter percent at this week's meeting. The increase will likely have little impact on long-term mortgage rates. The ...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 4
Alimony Reform Requests Increasing from Seniors Many seniors who were divorced decades ago are still required to make high alimony payments. Sometimes, that means they can't afford to retire or that they can't afford to pay for a good nursing home if they have a physical or mental illness. Many s...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 5
SHOULD YOU CONSIDER A REVERSE MORTGAGE? Many home owners are not familiar with one of the very active sectors of the mortgage market, Reverse Mortgages. The volume of these government backed loans is breaking monthly records. One of the major reasons for the recent surge is that many senior home ...

By Rono Williams
(Versil)
Comments 0
Envy is a familiar feeling; it adds no value to your life instead you can end up filled with hate and bitterness that will hinder your progress. We all have different capacities and our lives progress at a varying pace. Finding out that someone else has achieved their dreams before you can make y...

By Lauren Massie, CPA, CPA - Tax Resolution Specialist in Raleigh, NC
(Lauren Massie, CPA PLLC)
Comments 0
The most recent changes to federal income tax law under the Tax Cuts and Jobs Act of 2017 (TCJA) have created a bit of confusion within the real estate investor community. A common point of confusion is whether or not the interest from a home equity loan can be deducted related to rental property...

By Ben Yost - 303-587-4297, FHA, VA, Conventional - Mortgage Loans in De
(First Time Home Buyer, Mortgage Rates, Pre-Approval)
Comments 0
Are You Seeking Information About Home Mortgages? Then Check Out These Great Tips!  Mortgages are powerful tools. Having one lets you have your own home and live in it for years before you actually own it by yourself. That power comes at a price however, as mortgages are tricky to get and a burde...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Oakland is a city often overlooked, but real estate in Oakland is red hot right now.  With Oakland's location and proximity to both San Francisco and the San Jose area, it is a great place to invest.  Due to this, we have some great high leverage Oakland hard money rehab loans for transactions in...

By Jon Zolsky, Daytona Beach, FL, Buy Daytona condos for heavenly good prices
(Daytona Condo Realty, 386-405-4408)
Comments 2
Daytona Condo FinancingEven though we very rarely deal with mortgages, and this is the nature of a resort market, where buyers usually purchase condos as vacation homes and pay cash, time from time we end up working with a buyer, who needs financing.It usually starts with “I have good credit, and...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
 IS AN ESCROW ACCOUNT REQUIRED WITH A HOME MORTGAGE? An escrow account may be set up when someone finances a home purchase. Typically if one has an escrow account it is for both taxes and home owner insurance. Whether an escrow account is required can depend on several factors.As a general rule i...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
In 2017, upwards of 75 percent of independent rental property owners in the U.S. reportedly worked another job on top of being a landlord. That means the overwhelming majority of landlords are attempting to juggle more than they can handle at times.There are organizational and strategic concepts ...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 28
Unlocking the Rate Lock Mystery Everyone who has financed a home with a mortgage, either for a purchase or refinance, has probably struggled at some point during that transaction with the dilemma of locking or floating the interest rate.  This critical decision does one of two things:  Commits bo...

By Lynnea Miller, Premier Real Estate Service in Central Oregon
(Bend Premier Real Estate)
Comments 28
What is the Process Scammers Use to Access My Funds?If you haven't heard before, the cases of wire fraud involved with real estate transactions have escalated with more and more buyers and sellers becoming victims.  The scammers are becoming more sophisticated with them successfully hacking into ...