Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Ralph Mark Maupin, Michigan Real Estate Investors Host
(National Real Estate Network, LLC)
Comments 0
Click https://www.neededfunding.com/ Now Click https://www.neededfunding.com/ Now Business Funding, Payroll Protection Program & 23 Single Use Funding Services!100+ Lenders  •  10,000+ Loan VariationsQuick Application Apply Nowhttp://www.NeededFunding.comUnlike a bank, we are not tied down to a s...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
With all the negatives to come out of the current pandemic situation, one positive is the historic low California 30 year fixed rate home loans available on the market.  For borrowers planning to stay in their homes for at least a few years, being able to secure rates at these levels makes a lot ...

By Roy Kelley
(Realty Group Referrals)
Comments 6
Being ill-prepared for and poorly-informed about the mortgage process will, at a minimum, make the process more challenging and stressful.  It will also increase the likelihood of it costing more.  No one wants that. Miltoniopsis Orchids, Longwood Gardens, Kennett Square, PA USA IMG 8002         ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 2
Last week’s economic news included readings from the National Association of Home Builders on housing market conditions and reports on housing starts and building permits issued.Fed Chair Jerome Powell testified before Congress about the impact of Covid-19. Weekly reports on mortgage rates and fi...

By Liz Freeman
(RE/MAX Preferred Realty)
Comments 2
Homeowners have a variety of reasons for refinancing their homes. Before you make a decision about refinancing your home, you might consider the following questions. Below is a summary of an article in RISMedia by Michele Lerner, a writer for Bankrate.com.1. What are my financial goals? Are tryin...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
The COVID-19 crisis is causing great concern and economic distress to businesses, consumers, and people across the world. Its impact is widespread. While some businesses are recording very low sales or progress, some have gone into a complete shutdown due to strict restrictions put in place, such...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Comments 11
The Truth Behind Mortgage Rates. At last, someone is willing to tell the truth with 10 valuable lessons below!  I know of no other industry which spends more money on deceptive advertising aimed at confusing their end users than Banks, Credit Unions, and Mortgage Companies. To learn more about Th...

By Roy Kelley
(Realty Group Referrals)
Comments 8
Staying responsive to the needs of borrowers remains a positive and prime focus and is especially warranted during this challenging time.         Appraisal Waivers: What are They? Who's Eligible?   Many changes surrounding residential appraisals have occurred recently.  Some have come as a respon...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Comments 4
Below is a simple lesson on how to read the charts associated with the Mortgage Rate Updates & Projections reports which can be found at www.JasonGordon.info nearly every business day. If you are pursuing a mortgage (or helping to refer someone in need of a mortgage), it is highly recommended tha...

By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(Southern Homes of The Carolinas - The Powell Team)
Comments 191
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...

By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(Southern Homes of The Carolinas - The Powell Team)
Comments 9
News Channel 36 did a report on USDA Rural Development loans last night.  It said that the program is "little known", but I've known about it and helped my clients utilize the program for years.  The USDA Rural Development agency (yes, the United States Department of Agriculture) has two differen...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 14
  Choosing Your Loan Officer:Don't Short-Change Yourself The act of obtaining a mortgage has become a deeply personal and individualized pursuit. In its present form, it has little in common with mortgage applications of the past.Because of that fact, the act of choosing a Mortgage Originator/Len...

By Lynn Pineda, Real Estate Promises delivered in SE Florida
(eXp Realty)
Comments 19
Want to know the facts about FHA Mortgages? Then you've stumbled upon the right post where Inlanta Madison Mortgage has written a comprehensive guide to FHA Mortgages.   A must read for any home Buyer or for that matter, anyone wishing to educate themselves on FHA Morgtages. Many potential home b...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 12
  Adopt a Winning Mindset If Preparing for Mortgage Financing  Springtime means just one thing to countless millions of people like myself ... The Masters Golf Tournament ... The delay of this year's 2020 tournament left golf fans with a void to fill until fall.   But thankfully, last year's Mast...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Interest Rates Hover Near Historic All-Time Lows [INFOGRAPHIC] Some Highlights Mortgage interest rates have dropped considerably this spring and are hovering at a historically low level. Locking in at a low rate today could save you thousands of dollars over the lifetime of your home loan. Let’s...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Located in northern California, Berkeley is east of San Francisco (across the bay) and just north of Oakland, California. For over 15 years my team and I have been providing low rates, fast closings and exceptional service to homeowners in Berkeley and throughout California. Refinance or purchase...

By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 1
 My clients often ask me if they should pay off their home early.  Yes!  Pay off your home six years early with this simple strategy. There's a lot to consider when switching your mortgage payment. But the facts are pretty simple. If you pay half of your regular mortgage payments every other week...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Hopefully as you read this you are staying safe and healthy.  The Covid pandemic has turned many aspects of our lives upside down.  Real estate financing has not been immune to the crisis, and today's alternative loan options look much different than they did only a few months ago.  Much has chan...

By Joan Cox, Denver Real Estate - Selling One Home at a Time
(House to Home, Inc. - Denver Real Estate - 720-231-6373)
Comments 8
 A Luxury Home can be identified differently in cities across the country, but in Denver, my Luxury blog posts will report on detached single-family homes listed in the Denver metro area over $1 million.   Some have mountain (snow-capped now) and/or city views, some back to a golf course or have ...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Buellton California is a beautiful small town located in the Santa Ynez valley which is north of Santa Barbara and south of San Luis Obisbo. With a little over 5000 residents, Buellton California provides a small town sense of community among the residents who call it home. Homebuyers in Buellton...