Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending June 14, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    As expected, the Fed raised policy rates a quarter percent at this week's meeting. The increase will likely have little impact on long-term mortgage rates. The ...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 4
Alimony Reform Requests Increasing from Seniors Many seniors who were divorced decades ago are still required to make high alimony payments. Sometimes, that means they can't afford to retire or that they can't afford to pay for a good nursing home if they have a physical or mental illness. Many s...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 5
SHOULD YOU CONSIDER A REVERSE MORTGAGE? Many home owners are not familiar with one of the very active sectors of the mortgage market, Reverse Mortgages. The volume of these government backed loans is breaking monthly records. One of the major reasons for the recent surge is that many senior home ...

By Rono Williams
(Versil)
Comments 0
Envy is a familiar feeling; it adds no value to your life instead you can end up filled with hate and bitterness that will hinder your progress. We all have different capacities and our lives progress at a varying pace. Finding out that someone else has achieved their dreams before you can make y...

By Lauren Massie, CPA, CPA - Tax Resolution Specialist in Raleigh, NC
(Lauren Massie, CPA PLLC)
Comments 0
The most recent changes to federal income tax law under the Tax Cuts and Jobs Act of 2017 (TCJA) have created a bit of confusion within the real estate investor community. A common point of confusion is whether or not the interest from a home equity loan can be deducted related to rental property...

By Ben Yost - 303-587-4297, FHA, VA, Conventional - Mortgage Loans in De
(First Time Home Buyer, Mortgage Rates, Pre-Approval)
Comments 0
Are You Seeking Information About Home Mortgages? Then Check Out These Great Tips!  Mortgages are powerful tools. Having one lets you have your own home and live in it for years before you actually own it by yourself. That power comes at a price however, as mortgages are tricky to get and a burde...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Oakland is a city often overlooked, but real estate in Oakland is red hot right now.  With Oakland's location and proximity to both San Francisco and the San Jose area, it is a great place to invest.  Due to this, we have some great high leverage Oakland hard money rehab loans for transactions in...

By Jon Zolsky, Daytona Beach, FL, Buy Daytona condos for heavenly good prices
(Daytona Condo Realty, 386-405-4408)
Comments 2
Daytona Condo FinancingEven though we very rarely deal with mortgages, and this is the nature of a resort market, where buyers usually purchase condos as vacation homes and pay cash, time from time we end up working with a buyer, who needs financing.It usually starts with “I have good credit, and...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
 IS AN ESCROW ACCOUNT REQUIRED WITH A HOME MORTGAGE? An escrow account may be set up when someone finances a home purchase. Typically if one has an escrow account it is for both taxes and home owner insurance. Whether an escrow account is required can depend on several factors.As a general rule i...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
In 2017, upwards of 75 percent of independent rental property owners in the U.S. reportedly worked another job on top of being a landlord. That means the overwhelming majority of landlords are attempting to juggle more than they can handle at times.There are organizational and strategic concepts ...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 28
Unlocking the Rate Lock Mystery Everyone who has financed a home with a mortgage, either for a purchase or refinance, has probably struggled at some point during that transaction with the dilemma of locking or floating the interest rate.  This critical decision does one of two things:  Commits bo...

By Lynnea Miller, Premier Real Estate Service in Central Oregon
(Bend Premier Real Estate)
Comments 28
What is the Process Scammers Use to Access My Funds?If you haven't heard before, the cases of wire fraud involved with real estate transactions have escalated with more and more buyers and sellers becoming victims.  The scammers are becoming more sophisticated with them successfully hacking into ...

By Kevin A. Guttman Author, Reverse Mortgages, 877-251-9709
(NMLS#384936)
Comments 2
Sixty-four percent of retirees will get at least half of their income from Social Security. The primary source of income for most retirees is in the form of a 401k or IRA, and yet all of them are concerned with the big question: “Will my retirement funds last?” The goal of most financial plans is...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/22MByYo   Commercial Stated Income Options Continue To Expand! There is a lot of money available right now, and when there is more money available then good deals to fund, lenders move further out the risk spectrum. Such is the case now as stated income commercial loans...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Figuring out how to get rid of a timeshare can be frustrating. No one wants to give you the real deal on timeshare cancellation, especially the timeshare company. You may think that you are stuck with your timeshare. You feel defeated,  and like you just can’t win. You’ve called the timeshare com...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you find yourself wondering how to get out of a timeshare, then this is the right blog for you. You don’t have to keep losing sleep and wondering about what your options are. The resorts and the timeshare companies don’t want you to know the best way out of a timeshare, but you do have options...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included the post-meeting statement by the Fed's Federal Open Market Committee along with readings on retail sales and inflation. Weekly reports on mortgage rates and new jobless claims were also released.Fed Raises Key Interest Rate on Strong Economic IndicatorsThe p...

By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 0
This is from the National Reverse Mortgage Lenders Association. Among the rules and obligations you need to be aware of for a Reverse Mortgage are:Everyone listed on the deed of a home owned by someone seeking a reverse mortgage must be over 62 years old;If one spouse is under 62, that person may...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/22MByYo   Commercial Stated Income Options Continue To Expand! There is a lot of money available right now, and when there is more money available then good deals to fund, lenders move further out the risk spectrum. Such is the case now as stated income commercial loans...

By Bob Thompson, 562.344.5626 | ALT Doc, No Income HELOCs, BT Capital Advisors - Commercial & Residential
(BT Capital Advisors, CEO/Senior Account Executive)
Comments 0
No Income-Verified Home Equity Line of Credit (HELOC)  No Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos. No Appraisal needed on line amounts under $500,000**  620 minimum FICO 700 + FICO - first 6 months starting at 3.88% interest onl...