Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By zeta cross, Getting Greener Makes Your home worth more!
(Smart Green Realty)
Comments 2
I'm officially afraid of FHA financing. The market is so strong that I have the option to fend off FHA offers for my sellers. There are plenty of mediocre credit score, low down payment, conventional loans around--if you look for them. Why put a seller at risk for FHA repairs if you don't have to...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending October 5, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The non-manufacturing services sector expanded last month at the fastest pace on record. The news helped trigger this week's rise in mortgage rates. Jobless claim...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 0
Simply put, if you live somewhere (and paying!) you are paying a mortgage payment. Whether you are paying your own, or the owners of the place is up to you. There are a number of things to thoughtfully consider when you look into renting verses buying. Around the US trends eb and flow based on a ...

By Barbara Todaro, Marketing Agent for The Todaro Team
(RE/MAX Executive Realty )
Comments 7
Another great post here from Gene... people DO have options NOW....     A Decade of Housing Healing: Has it Created Opportunity for You?     It's now been around a decade since the big housing market crash ...    While many housing markets have cooled a bit, as of late ... the Home Equity Report ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Another big difference between investing in residential vs commercial is financing. You might want to do your research on what the property will qualify for so you can determine your actual cash flow. Everyone equates commercial financing to residential and uses residential Fannie and Freddie rat...

By Paul D. Diaz, MBA, Florida Real Estate Broker & Instructor
(REALTY WORLD Atlas)
Comments 2
Real estate is a big business and everyone seems to want to invest in real estate. You keep hearing a lot of stories about how people made a quick buck by investing in real estate. There are stories about people who made $50,000 even $100,000 in a blink of an eye by making the right kind of inves...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 7
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 4.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week four’s Credit Genius video we'll discuss your credit mix and newly opened accounts to see how these...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Alameda County is pretty unique.  Directly across the bay from San Francisco, Alameda County is centrally located in the SF Bay Area.  Oakland is a dynamic city, at the forefront of the emerging cannabis industry.  Berkeley has very unique pockets of real estate, from entry level and rentals to h...

By Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source"
(Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654)
Comments 0
Unless you want to buy a house in the immediate city limits of Reading, you may be able to buy a house in Berks County, Pennsylvania with no down payment by using the USDA Rural Loan program.   USDA is also the only major mortgage program that allows home buyers to finance any closing costs into ...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 4
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a Kama'aina Company383-5931NMLS#304090 1...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news brought good news to U.S. consumers on several fronts. Mortgage rates fell and national unemployment fell to its lowest rate in 50 years. Inflation slowed and the Federal Reserve held its target federal funds rate steady.Freddie Mac analysts credited strong labor markets...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 cc: by: https://flic.kr/p/5bvVKZ Deal of the Week! $4,525,000 Retail Shopping Plaza Purchase-Quick Close and Great Commercial Loan Rate! Location: Atlanta, GAThe call came in frantic-Karen , "WE HAVE A CRISIS." It was from one of my favorite Real Estate Companies in GA. Borrower had been with a ...

By John Higgins, Senior Loan Officer
(Mortgage 1, Inc.)
Comments 3
Have you been wondering how much house you can afford?Well, now you can find out based on your specific situation instantly with The Mortgage 1 Team's “Mortgage in a SNAP.” Simply put, it is the mortgage application without all the hassle.Just plug in your information. We will ask about income, a...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 1
Consider These Creative Ways to Spend Your Tax Refund and make it special and not wasteful.                    Creative choices on how to spend your tax refund. Photo Kevin Phillips (Pixabay) The dreaded tax season is finally benind us. Many people enjoy a silver lining in the form of a tax refun...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
When it comes time to buy a house you have to have a sizeable down payment to qualify for a mortgage. The days of 100% financing are gone, and while there are some programs that require as little as 3% down for first time home buyers some programs require as much as 20% down. Even at just 3% down...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
If you are self-employed and work from home you know that it can be a blessing and a curse at the same time. You have total freedom, but also a sea of distractions around every corner. Many people have no problem with this, but it’s because they have customized their setup and environment. If you...

By Bill Gassett, Metrowest Massachusetts Real Estate
(RE/MAX Executive Realty)
Comments 3
What Should a Home Buyer Ask Their Lender?When you are first considering taking out a mortgage, it would be a good idea to make a list of questions which you want to know the answers to. Doing so, will save you a lot of time, and help you to arrive at the right decision before you sign on the dot...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending April 19, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.    Recent optimism in the global economy has been helped by upbeat economic data in China. This has pressured mortgage rates to move higher this week. Retail sales s...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 2
The meeting of the Federal Reserve's Federal Open Market Committee ended Wednesday with the Committee's customary post-meeting statement recapping monetary policy matters considered by the Committee. Members voted not to change the current target rate range of the federal funds rate. The current ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Mortgage rates change little after last week's big dropThe average rate on the 30-year, fixed-rate mortgage ticked up to 4.08% from last week's 4.06% – but it's still notably lower than the 4.28% two weeks ago. Read more.  Call or Text Charles Stallions Now 850-476-4...