Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

Data recovery services prove to be quite handy in difficult times. It is crucial to choose the best service provider. The market is flooded with several data recovery services and it can be tough to choose the best one out of all. It is imperative to choose the best data retrieval services to ens...

By Larry & Laurie Weichman, A Tradition of Success
(The L3 Real Estate, A Trusted Name In Orange County Real Estate)
Comments 2
First-time homebuyers might not be aware of something veteran homeowners assume automatically: those advertised mortgage interest rates are not necessarily the rate that will be offered. To Costa Mesa consumers who usually assume that they are protected from false promises in ads, that can be pre...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 0
On November 27, 2018 The Federal Housing Finance Agency (FHFA) announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019.    The loan limit effective 1/1/19 for a conforming loan is $484,350(previously $453,100). For certain high cost areas su...

By Christine David
(Skytech solutions)
Comments 0
There are no two ways around it – raising money for just about anything is incredibly challenging. It takes a certain kind of perseverance, ambition, and above all, complete and total patience if you plan on having any sort of career in the financial sector. It doesn't even matter what the venue,...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 3
When someone buys a house at a discount off the appraised value, as many bank-owned or HUD homes are sold, the buyer needs to wait a minimum of 6 months before they will be able to refinance and get any equity out of the property.  More typically, the waiting period is 12 months.    FHA refinance...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 1
Last week's economic news included readings from Case-Shiller Home Price Indices, sales of new homes and pending home sales. FHFA increased maximum loan limits permitted for mortgages held or guaranteed by Fannie Mae and Freddie Mac. Weekly readings for mortgage rates and first-time jobless claim...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Average mortgage rates flat to higher: 30-year 4.94% The 30-year FRM didn't change this week and remains at an almost 8-year high, though the 15-year fixed-rate mortgage rose from last week's 4.33% to 4.36%. Read more. Call or Text Charles Stallions Now 850-476-4494 ...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 2
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Aloha Pacific Federal Credit Union531-3711NMLS#377314 15-YR Fixed 4...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
32514 Pensacola Florida News: Mortgage rates fall slightly – 30-year at 4.85% Fixed mortgage rates remain close to seven-year highs, but they dropped marginally since last week. One year ago, the FRM averaged 3.88%. Read more. Call or Text Charles Stallions Now 850-476-4494 for any of you real es...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
Did you buy a timeshare that you now regret? Do you lose time you could be productive at work or home relaxing wondering how to get out of a timeshare? Is your timeshare causing you to lose sleep? If so, you are not alone. Timeshares end up being a purchase that most consumers truly regret. In fa...

By Joseph Domino 480-390-6011, Real Estate Made Easy
Comments 3
Gene Mundt's post does a great job of explaining to a buyer (and many agents too) what it takes to purchase a home. Buyers shouldn't have to wait to see the Closing Disclosure to understand "Cash To Close."      The Funds Needed at Closing = "Cash to Close"   "Cash to Close" ... It's the term use...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 3
Give thanks this time of year for Free Home Buyer Down Payment Assistance grant. It is Thanksgiving when families make their memories and dream of gathering around the table with multiple generations. A family needs a home first to start building those Thanksgiving memories and even before that a...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending November 23, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Concerns over turmoil in Britain and their Brexit deal caused investors to seek safe haven in bonds. This helped mortgage rates improve this week. Stocks conti...

By Anthony Atkins
Comments 5
Most people think it takes a long time to raise their credit score, and usually, that’s the case. However, with some guidance and commitment, you can find out which areas of your credit need the most work and tackle them first to raise your credit score quickly.Here are a few tips to getting your...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: The top 8 mortgage lenders?Wells Fargo re-entered the No. 1 spot for total lending volume in 2017, according to an iEmergent analysis, with Quicken Loans now at No. 2. Read more.  Call or Text Charles Stallions Now 850-476-4494 for any of you real estate related ques...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 22
  The Funds Needed at Closing = "Cash to Close" "Cash to Close" ...It's the term used in mortgage lending that refers to the final amount of money a Borrower needs to bring or send to their Closing on their Closing day.   But in today's modern mortgage process, "Cash to Close" actually means anyt...

By CARDWELL THAXTON, Appraiser. Investor. Realtor. Solutions.
(Keller Williams - Princeton)
Comments 1
Property taxes can be overwhelming. We can help you sell your property with tax liens in New Jersey so you can move on with your life! Learn more about how to do it in our latest post!CLICK ON THE FOLLOWING LINK TO READ THE FULL BLOG POST....How To Sell Your Property With Tax Liens in New Jersey

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 4
There is a little-known mortgage program that could provide the vehicle for the right person to get into a home.  If a person sells their home to another for less than the fair market value, the difference in the appraised value and the sales price is considered a gift of equity for the buyer. F...

By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 0
Mortgage Bankers Association October 2018 Rate ForecastThe October 2018 Mortgage Bankers Association rate forecast for the 30 year fixed rate mortgage is showing a continual and gradual increase through the final quarter of 2018.  Looking ahead the average interest rate is forecast to plateau at ...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 2
Divorce? Top 10 Things You Should Know About Your Mortgage When Going Through a Texas Divorce.  If you are currently in the process of a divorce or contemplating divorce and you have real estate and mortgage financing, there are many things you should consider. You can request a copy of the “Top ...