Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
If you've been denied a mortgage loan, this is the information you need to have:      Stay Calm and Take These Steps if You've Received a Mortgage Denial     Emotions play a big part in the home buying and financing processes.  In fact, an emotion (or two) may have provided most people the initia...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 19
  Retirement Funds, 401K, & IRA Accounts: Their Use in Real Estate Purchases There are several ways buyers can "fund" their home or investment property purchase beyond those funds they've built up via their savings accounts ... As a potential home buyer, it's always important to discover and thor...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
  One thing I have noticed over my career, with each decade that passes by buyers are less willing to purchase a home that needs work. In some scenarios they don’t even want to deal with simple painting of a home. This causes a few issues when house hunting; competition and inventory.There are li...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 7
Great advice from Gene.  I can't stress the importance of not forgetting the pin number you will get from each agency:      What You Need to Know About Credit Freezes When Buying a Home     Currently, I'm working with clients that had chosen ... prior to their mortgage application ... to place a ...

By Steve Houck
(Real Estate Partners, LLC)
Comments 2
 This blog is a follow up to the one that I did yesterday. A question has come up and, since it comes up on a regular basis, I thought it wise to discuss it in my blog. Many buyers, especially first time home buyers get really upset when they receive calls and/or emails from their mortgage co., a...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
A Comprehensive Guide To FHA Loans In California:We recently added a comprehensive guide to FHA loans in California to our website and wanted to share some of the highlights. We feal likes it's one of the most complete guides you'll find on FHA loans in California. We cover a wide range of topics...

By Christopher Pataki, Hockessin Delaware Real Estate
(Keller Williams Realty)
Comments 8
 Death is not a fun topic to discuss, but planning for the future of your assets and estate is necessary.Here are six points to consider to make sure you cover all the bases when writing your will.1. Ask for help. Using a do-it-yourself, will-writing website can be risky. They often do not consid...

By Deborah Nance, Southern California , Reverse Mortgage Specialist
(Orange County, Corona, Riverside, Los Angeles)
Comments 0
I recently received a call from a couple in Hemet.  They are interested in finding out how a reverse mortgage can improve their retirement.   I'm excited to meet with them because they have already improved their financial situation greatly by paying off their mortgage and now own their home free...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Low Rate California Home Loans At JBMC, Inc.:We recently updated our California home loans page and I wanted to share with you some of the highlights.Current Home Loan Rates:Monday thru Friday we update our clients the with current mortgage rates, mortgage news and money saving tips. From 30 year...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors - Commercial & Residential
(RT Capital Advisors, CEO)
Comments 0
12 Month Bank Statement Averaging 1 Year Taxes or Asset Amortization Loans for Business Owners   No Taxes, w2's or executed 4506T are required. Must be Self-Employed for the last 2 years.  Realtors are considered self-employed.  3, 5, 7 and 10/1 ARM's, 15 and 30 year fixed. Rates from @4.875%.  ...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors - Commercial & Residential
(RT Capital Advisors, CEO)
Comments 0
Private Money Loans for Non-Owner Occupied properties.For FIX and Flip or Long Term Hold  Residential and CRE Loans for purchase or refinance up to 80% LTV. Terms: 1, 2, 3 or 4 year loans amortized for 30 years. Rates from 7.49% and 2 points. NO minimum FICO score required. NO TAXES NEEDED 7-10 d...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 0
If you are building a home that is common for your area, a home where there are many similar homes that have sold in the last year, in the same area, for what it will cost to build your home or more, you can stop reading. On the other hand, if you are building an uncommon type of home, if your lo...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage Rates For Wednesday:Mortgage rates remain near their one year lows this morning. Mortgage rates for Wednesday February 6th, 2019 will start the day at improved levels as both Mortgage Backed Securities and the Treasury market start the day in positive territory. Yesterday's rally in bond...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 5
We are closing a loan this week for a hard-working young man who wanted to buy a home for his family. He did a ton of Research, and had many great questions.  But, he started with, “Can a DACA Buy A House in NC?”  Which kind of blew us away, because I’d always assumed everyone understood how this...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors - Commercial & Residential
(RT Capital Advisors, CEO)
Comments 0
Private Money Loans for Non-Owner Occupied properties. For FIX and Flip or Long term hold  Residential and CRE Loans for purchase or refinance up to 80% LTV. Terms: 1, 2, 3 or 4 year loans amortized for 30 years. Rates from 7.49% and 2 points. NO minimum FICO score required. NO TAXES NEEDED 7-10 ...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 0
You’ve been renting for a while now and it feels like the timing is right to make the leap to homeownership. After all, your friends are all buying houses and your job feels pretty stable, how many more hints that it’s time to settle down could you really need?Well, if you’ve given it considerabl...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 1
Mortgage Rates At The Open:Mortgage rates will start the day at similar levels as both Mortgage Backed Securities and Treasuries opened the day in negative territory. Mortgage rates may improve for some lenders as the selling reversed course and started to rally after this mornings economic data ...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage Raes For Monday:At the start of the week mortgage rates are under pressure to move higher as both Mortgage Backed Securities and the 10y Treasury Note sold off in morning trade. Last week mortgage rates improved all week until we got to Friday; then we received stronger than expected Emp...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/dmTXtMCommercial Equity is money that is coming to the closing table that is NOT debt, but an investment in the deal by someone looking for a return of a mutually agreed upon amount. Equity is often the only way to cover the gap between what a borrower has into a project...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Refinance Your Mortgage In California:We recently updated our California refinance page and wanted to share some of the highlights. With mortgage rates moving down near their one year lows it's a great time to evaluate if a refinance makes sense or not. Some of the updated content includes:Reason...