Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bob "RealMan" Timm, Owner of Ward Co. Notary Services, retired Realtor
(Ward County Notary Services)
Comments 20
Dean C. Rubbelke of Edward Jones is one of the many professionals who work in the same Professional Building as I and we visited today about retirement planning.'m 65 years old so my first question to Dean was how old is to old to financially plan for retirement. Dean, a Financial Advisor, did a ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 23, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Last month's Fed meeting minutes show officials are in no hurry to move interest rates up or down, though investors are looking for a rate cut by year's end. Recent ...

By Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce
(EXP Realty 414-525-0563)
Comments 6
You can never know tooo much about credit scores !      Taking The Mystery Out of Credit Score Calculations   Credit ... Credit Building ... Credit Repair ... Credit Reports ... Credit Scores ... Credit Scoring ...  I feel a bit like Bubba in Forrest Gump at times when I speak or write of credit-...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
In my 30+ year career down payment and closing costs have always been the #1 problem in getting a person qualified for a mortgage.I have spoken to countless people over the years that could easily afford a huge payment but never saved a penny.  So if you are reading this in anticipation of buying...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Owning a home is a dream for many people, but there’s one thing that stands in the way of realizing this dream: a down payment.  A home is the biggest purchase you’ll make, and you can expect to put down a hefty down payment. Most people will have to save for several years before they can finally...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 2
There are many types of debt consolidation loans to choose from, but one might be better than the other for you depending on your specific circumstances. Read on below to help you choose the best one for your needs!But First, Why Consolidate Debt?Paying debt can be very difficult, more so when yo...

By Ben Gerritsen, Mortgage Loan Originator
(Mortgage Miracles Happen, NMLS ID: 1289680)
Comments 2
Refinancing an FHA mortgage loan is very similar to refinancing other types of mortgage loans, both conventional loans, VA loans and USDA mortgage loans.   FHA mortgage loans has its own list of requirements and regulations that govern refinance loans.  If you’re considering an application for an...

By Joey Torkildson, Joey
(Keller Williams Premier Realty)
Comments 1
More rates are still at an all-time low and you are considering refinancing your mortgage. Before you take that step, there are a few things that you should consider to make sure that the refinance is going to benefit you financially. Will You Save Money By Refinancing – You need to take into con...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
 WEEKEND LOAN APPROVALS, especially over a holiday weekend are special! One advantage of working with me on a home mortgage is speed. One of my lenders works from early morning to late at night and they don't quit over the weekend. This is a huge advantage in getting mortgage loans closed not onl...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 0
Does buying a home with nothing down in the Phoenix Arizona metro area sound too good to be true? Well check these real opportunties out for a free grant for down payment and/or Buyer closing costs or for Zero Dollar down payments. Today, let's focus on one great loan the VA Loan.The VA Home Loan...

By Mark Gowlovech
(HomeSmart)
Comments 1
Direct Hard Money Private Lenders Fix&Flip, Cash Out, Construction Over $40,000,000 Funded and YOU ARE NEXT! All of Your Funding Problems are Solved Here! Get the Lowest Possible Rate Term Guaranteed Rates From 5.99% APR* If You Are Not Using Level 4 Funding You're Probably Paying Way Too Much C...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 15
I heard a report yesterday on the local business radio station here in town that said mortgage applications nationwide were down by 9% in the last month. Wow, that scared me a little and I called my two main mortgage brokers and both said that, overall, yes with the rates climbing, that applicati...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 16, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Trade tensions with China increased this week, causing stocks to fall and bonds to improve. The shift in bond prices helped move mortgage rates down slightly. After ...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 10
 April 15th is fast approaching and in Beaverton, Oregon, as well as most places aroundthe country in 2008, we finally saw the dip in home prices that themedia was telling us about all through 2007! Now I have lots of investors, homeowners, and even people looking to buy, all wondering how this t...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
VA Myth - VA loans are only available to $417K (or $424K, $453K,  484K, $729K, or even $1m)A common myth with VA Loans is that they don't work for your area, the loan amounts are too low for your area, or that Sellers aren't accepting VA Offers.   In the past this was true, but with VanDyk Mortga...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/22MByYo When the banks say no…we say yes! Fixed Rate SBA 7A Loans for a limited time. Commercial Capital is offering a 25 year fixed-for-life SBA 7(a) loan starting at 7.50% for Owner-occupied Commercial Real Estate transactions. Applications must be submitted between n...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings from the National Association of Home Builders on housing market conditions, housing starts and building permits issued. Consumer sentiment was reported along with weekly readings on mortgage rates and new jobless claims. NAHB: Builder Confidence Ris...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 2
Home Equity Line of Credit (HELOC) Stated Income-Verified Assets (SIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.600+ FICO needed. BK and Lates OK after 2 years seasoning. Loan amounts from $150,000 - $5,500,000. Up to 60% LTV to $1,000,000 loans outstanding (...

By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Comments 4
Buy a House and Eliminate Your Student Debt Student debt has been holding people back from purchasing homes. The State of Maryland has designed a mortgage program to deal with this issue. By using this program, one can receive a mortgage to purchase a home and have a significant portion of their ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending May 2, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed's preferred inflation gauge, the core personal consumption expenditures index, was flat for the month of March and up only 1.6% year-over-year. The lack of in...