Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending November 16, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Consumer prices posted the largest increase in 9 months in October. The Labor Dept said its index rose 0.3% last month after increasing 0.1% in September. Reta...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
32514, Pensacola, Florida News: Americans' FICO scores hit record-high average A new average credit score of 704 suggests that Americans are savvier about credit – and it lowers the chance the U.S. will have another housing meltdown. Read more. While some worry that later marriages may mean a del...

By Jeff Boston, We Solve Mystifying Mortgage Puzzles
(Good To Go Mortgage)
Comments 1
 VA Loans in Virginia VA home loans began back in 1944. The federal government of the United States originally created this loan program for WWII service members. VA loans in Virginia now help active duty members, veterans, and their families to purchase their homes or refinance current mortgages...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 13
Escrow payments are collected monthly by the Lender (or Mortgage Servicer) via the Monthly Mortgage Payment, then disbursed/paid-out after accruing in the Escrow Account.     Mortgage Escrow Accounts: What They Are & The Options You Have   The topic of "borrowing power"  and questions surrounding...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Santa Clara and the surrounding areas have some of the highest real estate values in the country.  While that makes it an exceptional place to invest in real estate, it also means many investors need to use leverage to do so.  We have access to some high LTV Santa Clara hard money loans for inves...

By Tom Gilliam- RE/MAX Classic, Exceeding Your Expectations
(Re/Max Classic)
Comments 1
Student loan debt is an issue facing many Americans. But as higher education costs have continued to rise in recent years, the impact on the millennial generation has been particularly challenging—and it's a major reason millennials are putting off homeownership. According to the Student Loan Deb...

By Mark Gowlovech
(HomeSmart)
Comments 0
Surviving as a start-up is difficult. Considering Arizona Business Loans could keep you in the game.The short-term survival rate for a business is 50%. Confirming this, the US Bureau of Labor states, “About half of all new establishments survive 5 years or more.” This means: start a business and...

By Dennis Dahlberg
(Level 4 Funding )
Comments 4
If you have bad credit you may find yourself wonder How to buy a house with bad credit in Arizona and it may seem impossible. However, there are a variety of loan types and programs that can help you purchase a home in the Grand Canyon State as a primary residence or as an investment. With sunshi...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 0
  Atlanta to Amsterdam! The United States is the only major nation that taxes its citizens and legal residents on worldwide income.Even a person who leaves the U.S. and takes up residency in a different country must continue to file U.S. tax returns unless citizenship is renounced.Expats who file...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on inflation, core inflation and retail sales. Weekly readings on mortgage rates and first-time jobless claims were also released.Inflation, Retail Sales Rise in OctoberCommerce Department readings for October showed higher inflation and retail sales. C...

By Jeff Sipes, Blue Water Credit
(Blue Water Credit)
Comments 1
Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, but it takes responsible financial choices with money, credit, and debt to achieve that. As FICO scores range from 300-850, with 680 considered good and above 720 excelle...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending November 9, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed didn't raise policy rates at this month's FOMC meeting but is expected to raise rates in December. Mortgage rates will likely remain unaffected. The midt...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 0
Haven’t filed income taxes with the IRS or the North Carolina Department of Revenue (NCDOR) in a while? Trying to get caught up on filing the missing tax returns (non-filed tax returns) and don’t know where to start? These are the types of issues that I’ve been helping client with over the last 1...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 0
Many homebuyers are unaware of the Minnesota Housing Finance Agency (MHFA) preferred risk program (Called Start Up for First Time Homebuyers and Step Up for previous homeowners) available from selected lenders that provides a high 97% Loan to Value Ratio with no upfront or no monthly mortgage ins...

By Joe Jackson, Clintonville and Central Ohio Real Estate Expert
(Keller Williams Capital Partners Realty)
Comments 0
Common sense to most home buyers however not to all of them!  The last thing you want to do is ruin your mortgage approval once you've gotten the go-ahead from the lender. If you've been preapproved for a loan there are some things you can do that will actually ruin your chances of getting the lo...

By Inlanta Mortgage - Madison, Serving Wisconsin, Illinois, Minnesota & Florida!
(Inlanta Mortgage - Madison)
Comments 27
In the summer of 2015 the Federal Housing Administration (FHA) made some changes to a wide range of its guidelines. The goal is to make sure prospective buyers are financially ready right now to buy a home and there is a reasonable chance that they can continue to afford the home. Listed below ar...

By Donald Payne
(Vision Realty)
Comments 1
 The last thing you want to do is ruin your mortgage approval once you've gotten the go-ahead from the lender. If you've been preapproved for a loan there are some things you can do that will actually ruin your chances of getting the loan. This can terminate the transaction and really put a ding ...

By Candice A. Donofrio, 928-201-4BHC (4242) call/text
(Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker)
Comments 36
YMMV o' course -- but in our Northwest Arizona real estate  market, properties are frequently offered with, among other terms, OWC which means Owner Will Carry (also called Seller Carryback, Seller Financing  or Land Contract).Owner financing can be a GREAT way to buy a property! No loan costs! E...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
Last week's scheduled economic news was slim last week. The Federal Open Market Committee of the Federal Reserve issued its post-meeting statement, weekly readings on average mortgage rates and first-time jobless claims were also issued.FOMC: Fed Target Rate Unchanged, but Expected to Rise in Dec...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 4
It is no secret that property values have gone up in Canada in the last 15 years. People living in certain areas like Toronto and Vancouver who bought their homes more than 2 decades ago have more than doubled the value of their properties. The recent huge increase in real estate market values me...