Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Paul Antonelli, Broker Owner; NextHome Antonelli Realty
(NextHome Antonelli Realty)
Comments 1
Putting money in a Health Savings Account, or HSA, can help you and your family pay for health expenses now and in the future, while giving you a tax break for your contributions.HSAs have been around since 2003 to help people with high-deductible health plans, but they can still be confusing. He...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 2
Interest rates for buying a home on the Palos Verdes Peninsula stayed steady this week but the rate of increases is slowing and may decline slightly next week. The following are excerpts from the newsletter on interest rates published by HSH Associates :"Global investors found reasons to shift ca...

By Leo Namiot, CT Mortgage Lender - FHA, VA - Jumbo Mortgages
(www.LeoLends.com: CT Low Rate Mortgages)
Comments 2
If you are looking to buy a house in Connecticut contact me for a Full Pre-approval. This is a FULL PRE-APPROVAL!  Contact me for more information www.LeoLends.com  203-525-3672

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Your timeshare company doesn’t want you to know about timeshare cancellation which often leads people to their own internet hunt trying to find out just how to get rid of a timeshare.  A good timeshare exit team can help you legally get out of your timeshare even if your timeshare company tries t...

By Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel
(RE/MAX Centre Realtors)
Comments 6
Attenton home buyers! It is important to work with a good loan officer when you are ready to buy a house.      Myth-Busting Mortgage Credit Scoring   Over the years, Mortgage Credit Scoring has evolved.  It continues to do so at a fairly constant and rapid rate ...     As a result, a large supply...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Do you need to know how to get rid of a timeshare? Is your timeshare negatively impacting your household budget? Are you tired of having to stretch, scrimp, save, and perform financial gymnastics just to make ends meet? If you answered yes to any of these questions, then you need to keep reading....

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Real Estate News in Pensacola, Gulf Breeze or Pace Florida. Renting a home made easy and it all starts with knowing all the right places and all OPTIONS we make that easy as well. Call or Text Charles Now and let’s start shopping. Do eased lending standards create another recession risk? Risky le...

By Michelle Carr-Crowe-Top 1% Diamond Certified Real Estate Team Sells Cupertino San Jose Homes-Just Call 408-252-8900, Family Helping Families Buy & Sell Homes 40+ Years
(Get Results Team...Just Call (408) 252-8900!)
Comments 2
Anyone considering whether to either invest in another real estate property or pay off an existing mortgage would do well to read this informative post. While paying off a mortgage can give "peace of mind" with lower monthly costs, it can come at the expense of deflating a cash reserve. Adding th...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending May 24, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    Minutes released this week from last month's Fed meeting point to a policy rate increase in June. However, mortgage rates likely won't be affected. Inflation is s...

By Joie Ashworth, SRS, ABR, PSA, Top 100 "Tech" Real Estate Agent serving MD and DC
(Joie Ashworth REALTOR)
Comments 38
UPDATE: Now that the #EquifaxBreach has occured, this is the best way to get some peace of mind and protect yourself against would-be identity thieves... It's not a matter of IF it will happen, it's now a question of WHEN the fraudsters will decide to use your information. Read on! - 10Sept2017 W...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio.The debt to income ratio is what most mortgage lenders use to det...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Borrowers who cannot qualify for a conventional mortgage are often able to obtain an FHA loan. However, to secure this type of loan, you must still meet certain requirements.What Is an FHA Loan?FHA loans are mortgage loans that are backed by the Federal Housing Administration. It is designed to h...

By Mike Jones, Mike Jones NMLS 223495
(SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) )
Comments 5
Early is the most beautiful time of the day!  I'm up earlier than most, and with my iPhone, the workday fits into my love of Arizona photo ops.It was 6:00 A.M., and my phone went "DING."  I looked at it, and read:The status of loan number 1010008589, for Jane Doe (not her real name) and is curren...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 2
Real Estate News in Pensacola, Gulf Breeze or Pace Florida. Buying a home made easy and it all starts with getting pre aproved for a  mortgage and we make that easy as well. Call or Text Charles Now and let’s start shopping.   Mortgage rates up to .6% lower if buyers shop aroundLendingTree: Tampa...

By Mike Sackman, Broker in Charge, ABR, CDPE
(Homes Finder Realty Group)
Comments 1
So you have some extra cash? Do you invest it, or pay off your mortgage?  This has certainly been a heated debate, with passionate responses on both sides of the question.  Either way, it’s a decision that can have serious consequences financially.Which way should you go?You need to consider thes...

By Dorothy Mitchell, Writer and real estate agent
Comments 0
Being in debt is a very stressful experience. It can be very depressing to constantly receive bills and increasingly harsh reminders to pay up what you owe. The most important thing to do when you set out to eliminate your debt is to have a strategy that you’ll follow to the letter. Attempting to...

By YourSiteNeedsMe SEO Team, $399 Real Estate Websites - YourSiteNeedsMe.com
(YourSiteNeedsMe.com)
Comments 2
If you’re like most people who are buying a home for sale in Baton Rouge or elsewhere, you’ll need a mortgage loan – and you probably already know that the higher your credit score is, the better terms and rates you’ll qualify for with your lender.But what if your credit score isn’t awesome?You m...

By Liz Lockhart, GRI, Cape Girardeau Real Estate
(Riverbend Realty, Cape Girardeau, MO)
Comments 8
Betcha did not know that, did ya? It's true, and here's the proof (publication EPA-747-F-96-002, in case you want to look it up yourself): ___________________________________________________________________________________________ Most REO sellers know, however, that most other parties in a resid...

By Dennis Dahlberg
(Level 4 Funding )
Comments 9
People that have timeshares they are no longer using often try to figure out how to get out of a timeshare. The industry makes it a bit of a hassle to get rid of timeshare, and so many people often feel like they are stuck with it whether they are using it or not.  The problem is that some people...

By Paul Antonelli, Broker Owner; NextHome Antonelli Realty
(NextHome Antonelli Realty)
Comments 1
Let's keep it simple. Much like a stockbroker helps you buy stocks, a mortgage broker can help you purchase a home loan. Because the broker has access to many lenders, you will be able to select from a wide variety of loan types and terms that fit your specific needs.Note, however, that brokers a...