Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 28
  What You Need to Know About Credit FreezesWhen Buying a Home   Currently, I'm working with clients that had chosen ... prior to their mortgage application ... to place a Credit Freeze on their credit file and credit accounts ...They had decided to take that action after the discovery of 2017's ...

By Shanna Day Team Leader AZ & UT - Call 480-415-7616, Top .0033% of 40,000+ Realtors in our MLS
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 1
Get To Save $$$ When You Buy A Home w/ ZeroPlus By Keller Mortgage! So how can you add more bang for your bucks with ZeroPlus by Keller Mortgage? Just take a look at how much dollars you'll save with the following homes for sale in the East Valley with ZERO lender fees, ZERO origination fees PLUS...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
32514 Pensacola Florida News: Questions first-time buyers should ask their lenderFor many buyers, mortgages are strange, new territory. Asking the right questions isn't only educational – it might also help buyers secure a less costly loan. Read more.   Call or Text Charles Stallions Now 850-476-...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 0
The mortgage interest rate represents the cost of borrowing money to purchase a property. Mortgage interest rates are not fixed; that is, they fluctuate from one period of time to the next.Many different factors play into what your mortgage interest rate will finally turn out to be. Some of these...

By Anthony Atkins
(CixxFive Conceptes)
Comments 1
Stated by different credit repair companies, whether you like it or not, your credit score is the measure that’s used by lenders and even employers to see how trustworthy you are when it comes to money. Your credit score can affect your chances of getting a home, a vehicle, a major appliance or e...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 3
An Authorized User account normally refers to Credit Cards.  When a creditor allows an “Authorized User”, they give permission to the person originally approved for credit on the account to allow a spouse or other designated person to make charges to the account. Generally, the authorized user is...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 0
Last week's economic news included readings from the National Association of Home Builders, Federal Reserve Federal Open Market Committee and a press conference by Fed Chair Jerome Powell.Sales of pre-owned homes in February were reported along with weekly readings on mortgage rates and new joble...

By Michele Cadogan-Cell 917-861-9166, Licensed Real Estate Associate Broker -
(Fillmore Real Estate 2990 Av U, Bklyn , NY 11229)
Comments 1
Looking For A Job in New York StateThere are plenty of jobs available throughout the state of New York for more details visitWorking in New York State    #jobsinny

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 1
Everyone needs Good News now and then, don't you think? Well, for Home Buyers, mortgage rates, already closer to historic lows than historic highs, have dropped again to a 13 month low! Also, the Federal Reserve has sent out hints that there will be no more interest rate hikes in 2019. If a Buyer...

By Marc Afzal, Real Estate Investment properties
(Sell Quick California, LLC)
Comments 1
It is first quarter of 2019 and I am starting to see a lot of similar programs that got us in the mess we were in 2007. That was one of the worst economic times we can recall. The financial crises of 2007 was caused by Hedge funds, banks, and insurance companies. Hedge funds and banks created mor...

By Gil 라스베가스 부동산 Jung 정길영 부동산, 라스베가스부동산 정길영부동산 702-788-8280 GILNNB@gmail.com
Comments 1
   FHA·VA융자 이용해 2~4유닛에 투자  내 집도 장만하고 렌트 수입도 가능해조물주보다 더 높은 게 건물주라는 농담이 있다. 필자가 융자일을 하면서 손님들 중에 렌털 프로퍼티에 관심을 갖고 문의를 하거나 혹은 이미 렌털 투자주택을 가지고 재융자를 하면서 뛰어난 부동산 감각에 필자를 놀라게 할 때가 있다. 부동산에 대한 높은 안목과 렌털 수익을 통해 적은 모기지 페이먼트를 하면서 집값이 오른 투자의 귀재들을 만날 때가 있어서, 이번에는 융자 관점에서 투자 부동산에 대해서 얘기를 하고 싶다. 서민들이 쉽게 투자 부동산으로 ...

By Jesse Ortega, Marketing Strategist
(Private Marketing CO-OP)
Comments 1
Gwen Swain - Idaho Loan Originator -  Waterstone Mortgage Co.Gwen Swain - Idaho Loan Originator -  Waterstone Mortgage Co. At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients ...

By Sharon Parisi, Dallas Homes
(United Real Estate Dallas )
Comments 4
Take time to read this well written and educational article about wire fraud, by Gene Mundt, an extraordinary loan originator in the Chicago area.   He shares mind boggling statistics about the sharp increase of wire fraud and provides readers with valuable tips to avoid falling prey to scammers....

By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 2
Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.Open Credit Accounts When You Do Not Need ThemIf you don't have any credit accounts, you will have a low score. The best time to open them is when you do not need them. Keep a sma...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending March 14, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Wholesale prices barely rose in February, after falling for 3 straight months. This is a sign there is little inflation pressure in the economy, which is good for ...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 15. Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week fifteen of the Credit Genius video we'll discuss the dangers of co-signing on loans and how it ca...

By Roy Kelley
(Realty Group Referrals)
Comments 13
Rising Mortgage Interest Rates Concern Home Buyers Prospective home buyers recognize that mortgage interest rates are rising and some are asking how to protect themselves in the spring market. Paul McCausland, one of our favorite Maryland mortgage loan officers, is offering a lock and shop progra...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
30 Year Fixed Commercial LoansMarch 18, 2019 By karenschimpf@gmail.com (Edit)   cc: by: https://flic.kr/p/oSpBcn 30 Year Fixed Commercial Alternative Loans ARE Available….   Yes, we have 30 year fixed commercial loans for multi-family deals above $1 Million…with great rates! WE ALSO HAVE 30 YEAR ...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 1
Last week’s economic reports included readings on retail sales, inflation and construction spending. New home sales Consumer sentiment readings were posted along with weekly readings on mortgage rates and first-time jobless claims.Retail Sales Increase after Lowest Reading in 10 YearsRetail sales...

By Roy Kelley
(Realty Group Referrals)
Comments 8
It's important to know:  Receiving a mortgage denial in and of itself does NOT damage your credit score.  So do not fear that moving forward.       Stay Calm and Take These Steps if You've Received a Mortgage Denial     Emotions play a big part in the home buying and financing processes.  In fact...