Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Michael Cantwell
(Envoy Mortgage - NMLSR ID #644428)
Comments 0
If you are a hero or know a hero that is looking to buy a home as a first-time buyer there is a great program that you need to know about.  It is a little known program that many mortgage lenders often don't mention at all.  That program is an MCC Tax Credit program and it can be added to many mo...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Privaye Party or Private Money to 80% LTV  Close Escrow in 10 days  Private Money Loans for Non-Owner Occupied properties. Commercial and Residential Loans for purchase or refinance up to 80% LTV.  Terms: 1, 2, 3 or 4 year loans amortized for 30 or 40 years.  Rates from 7.99% and 2 points.  NO mi...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Los Angeles VA Loans and FHA Home Mortgage Loan info for 2019 - California VA Lender & FHA Lender  VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 19
  A Decade of Housing Healing: Has it Created Opportunity for You?  It's now been around a decade since the big housing market crash ...   While many housing markets have cooled a bit, as of late ... the Home Equity Report for the last quarter of 2018 (and a quarterly overview of the distribution...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news included readings on job openings and inflation. Weekly reports on mortgage rates and first-time jobless claims were also released. April Inflation Falls Short of ExpectationsThe Consumer Price Index for April fell by 0.10 percent to 0.30 percent. Analysts expected a rea...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 cc: by: https://flic.kr/p/22MByYoDid Your SBA Loan Get Denied For Your Real Estate or Business Only? If you are going to start a business, expand your business, or buy the commercial building you are renting, you can apply at your local bank for an SBA 7A loan. If they deny you, which is a 50/50...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 0
Now you own a home and all the benefits that come along with it. One of those benefits is the mortgage tax deduction on your state and federal taxes. Every dime you pay in interest on you mortgage is a deduction off your gross income on your taxes and can mean a tax savings of thousands of dollar...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Locking In A Custom Interest Rate As a mortgage broker I am always looking for ways to offer better product selection, loan processing, closing and rate options, etc. When to lock an interest rate is always a topic we discuss as part of the home mortgage process. Typically rates are quoted in 1/8...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending May 9, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Tweets by President Trump reignited investor concerns over the trade talks with China. Stocks dropped from recent highs as investors' anxiety increased. Although the...

By Doug Dawes, Your Personal Realtor®
(Keller Williams Realty - Topsfield, MA)
Comments 2
With the price of homes these days it becomes more difficult for people to come up with a 20% down payment. YET, there are benefits that come along with a 20% down payment. KCM provides us some insight into these benefits. The Benefits Of A 20% Down Payment   If you are in the market to buy a hom...

By zeta cross, Getting Greener Makes Your home worth more!
(Smart Green Realty)
Comments 2
I'm officially afraid of FHA financing. The market is so strong that I have the option to fend off FHA offers for my sellers. There are plenty of mediocre credit score, low down payment, conventional loans around--if you look for them. Why put a seller at risk for FHA repairs if you don't have to...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending October 5, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   The non-manufacturing services sector expanded last month at the fastest pace on record. The news helped trigger this week's rise in mortgage rates. Jobless claim...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 0
Simply put, if you live somewhere (and paying!) you are paying a mortgage payment. Whether you are paying your own, or the owners of the place is up to you. There are a number of things to thoughtfully consider when you look into renting verses buying. Around the US trends eb and flow based on a ...

By Barbara Todaro, Marketing Agent for The Todaro Team
(RE/MAX Executive Realty )
Comments 7
Another great post here from Gene... people DO have options NOW....     A Decade of Housing Healing: Has it Created Opportunity for You?     It's now been around a decade since the big housing market crash ...    While many housing markets have cooled a bit, as of late ... the Home Equity Report ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Another big difference between investing in residential vs commercial is financing. You might want to do your research on what the property will qualify for so you can determine your actual cash flow. Everyone equates commercial financing to residential and uses residential Fannie and Freddie rat...

By Paul D. Diaz, MBA, Real Estate Broker & Instructor, Adjunct Professor
(Realty World Atlas)
Comments 2
Real estate is a big business and everyone seems to want to invest in real estate. You keep hearing a lot of stories about how people made a quick buck by investing in real estate. There are stories about people who made $50,000 even $100,000 in a blink of an eye by making the right kind of inves...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 7
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 4.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week four’s Credit Genius video we'll discuss your credit mix and newly opened accounts to see how these...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Alameda County is pretty unique.  Directly across the bay from San Francisco, Alameda County is centrally located in the SF Bay Area.  Oakland is a dynamic city, at the forefront of the emerging cannabis industry.  Berkeley has very unique pockets of real estate, from entry level and rentals to h...

By Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source"
(Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654)
Comments 0
Unless you want to buy a house in the immediate city limits of Reading, you may be able to buy a house in Berks County, Pennsylvania with no down payment by using the USDA Rural Loan program.   USDA is also the only major mortgage program that allows home buyers to finance any closing costs into ...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 4
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a Kama'aina Company383-5931NMLS#304090 1...