Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By John Higgins, Senior Loan Officer
(Mortgage 1, Inc.)
Comments 3
Have you been wondering how much house you can afford?Well, now you can find out based on your specific situation instantly with The Mortgage 1 Team's “Mortgage in a SNAP.” Simply put, it is the mortgage application without all the hassle.Just plug in your information. We will ask about income, a...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic news brought good news to U.S. consumers on several fronts. Mortgage rates fell and national unemployment fell to its lowest rate in 50 years. Inflation slowed and the Federal Reserve held its target federal funds rate steady.Freddie Mac analysts credited strong labor markets...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 cc: by: https://flic.kr/p/5bvVKZ Deal of the Week! $4,525,000 Retail Shopping Plaza Purchase-Quick Close and Great Commercial Loan Rate! Location: Atlanta, GAThe call came in frantic-Karen , "WE HAVE A CRISIS." It was from one of my favorite Real Estate Companies in GA. Borrower had been with a ...

By Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI, Arizona Homes and Land Group/ Buy or Sell
(HomeSmart Real Estate)
Comments 1
Consider These Creative Ways to Spend Your Tax Refund and make it special and not wasteful.                    Creative choices on how to spend your tax refund. Photo Kevin Phillips (Pixabay) The dreaded tax season is finally benind us. Many people enjoy a silver lining in the form of a tax refun...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
If you are self-employed and work from home you know that it can be a blessing and a curse at the same time. You have total freedom, but also a sea of distractions around every corner. Many people have no problem with this, but it’s because they have customized their setup and environment. If you...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
When it comes time to buy a house you have to have a sizeable down payment to qualify for a mortgage. The days of 100% financing are gone, and while there are some programs that require as little as 3% down for first time home buyers some programs require as much as 20% down. Even at just 3% down...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending April 19, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.    Recent optimism in the global economy has been helped by upbeat economic data in China. This has pressured mortgage rates to move higher this week. Retail sales s...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 2
The meeting of the Federal Reserve's Federal Open Market Committee ended Wednesday with the Committee's customary post-meeting statement recapping monetary policy matters considered by the Committee. Members voted not to change the current target rate range of the federal funds rate. The current ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Mortgage rates change little after last week's big dropThe average rate on the 30-year, fixed-rate mortgage ticked up to 4.08% from last week's 4.06% – but it's still notably lower than the 4.28% two weeks ago. Read more.  Call or Text Charles Stallions Now 850-476-4...

By Roy Kelley
(Realty Group Referrals)
Comments 11
It's important to know:  Receiving a mortgage denial in and of itself does NOT damage your credit score.  So do not fear that moving forward.       Stay Calm and Take These Steps if You've Received a Mortgage Denial     Emotions play a big part in the home buying and financing processes.  In fact...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
    cc: by: https://flic.kr/p/oSpBcn     Self Storage - 30 Year Fixed Commercial Loans                      Yes, we have 30 year fixed for multi-family deals above $1 Million...with great rates! WE ALSO HAVE 30 YEAR FIXED for the other main commercial types-retail, office, light industrial, mobil...

By Jeff Sipes, Blue Water Credit
(Blue Water Credit)
Comments 2
  A federal tax lien is the government’s legal claim against your property if you don’t pay a tax debt. The lien protects the government’s interest in your property and may include real estate, financial assets, and personal property.  While it has serious financial consequences, one oft-forgotte...

By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Comments 2
   RateMyAgent VC 5 Star Rated Realtor ChrisBJohnsonRealtor on YouTube.Verified Reviewshttps://www.google.com/analytics/web/#home/a69066132w111663562p116541675/

By Marie Waite
(Finest Women in Real Estate)
Comments 2
Here is a great episode regarding Mortgage and Funding in Real Men of Real Estate TV Talk Show that is now available to you to watch. Our host Steve Matley talks to Steve Tempel ( Loan Officer), Brian Fox ( Residential Real Estate Agent) and Tunde Ogunwole ( Commercial Development Manager). See w...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32571 Pace Fla: Mortgages more likely now for self-employed clientsFannie Mae and Freddie Mac – GSAs that back more than half of U.S. mortgages – say their underwriting system now makes it easier for lenders to approve financing. Read more.  Call or Text Charles Stallions Now 850-476-4494 for any...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
32514 Pensacola Florida News: Responsible buyers with low credit get new optionsThree new credit tools may make it easier for buyers with low credit to boost their score if they have good habits, such as paying bills on time or saving money. Read more.  Call or Text Charles Stallions Now 850-476-...

By Kate Steven, Best Real Estate Blog
Comments 0
Small and medium-sized businesses need servers in order to secure data. The cloud servers are quite popular but in many ways, the physical or in house server is best. Servers provide the centralized method of data storage as well as offering database services. Many large companies maintain differ...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Stated Income, Verified Asset - Purchase or Refinance Loans Fix and Flip or Long Term Hold - Loan Amounts to $2,000,000. Commercial or Residential Loans for Non-Owner and Investment properties up to 75% LTV. Terms: 3 and 8 yr ARMs fixed then adjustable for remainder of 30 years. 1 yr FIX and Fli...

By Jerry Thomas-Construction Loans, Construction Loans Jumbo/Conventional/FHA/VA
(Cranbrook Loans)
Comments 1
If you are building a home that is common for your area, a home where there are many similar homes that have sold in the last year, in the same area, for what it will cost to build your home or more, you can stop reading. On the other hand, if you are building an uncommon type of home, if your lo...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
A "Strong" GDP Number And Better Mortgage Rates:Today might be the time in my 14+ year career as a Loan Officer that I've typed that sentence. A general rule of thumb when it comes to mortgage rates is this:A stronger than expected economic report (like GDP) can push mortgage rates higher.Does it...