Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Susan Severson, YOUR Real Estate Resource #SusanSavedMe
(Navy to Navy Homes, LLC, A Homes for Heroes® Affiliate)
Comments 1
 In the last couple of years, banks and mortgage brokers have loosened the grip on mortgage qualifications.  I partner with lenders who will now offer a mortgage to someone with a credit score as low as 500, folks who are self-employed, or those with a past credit history that was bruised and bro...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
When used as a part of an effective real estate investment strategy, hard money loans are an excellent tool to quickly increase holdings without risking existing properties. However, these loans aren't for everyone.What investors get the most value from hard money loans?Investors With Less-Than-S...

By Debra Leisek
( Bay Realty,Inc Homer Alaska)
Comments 5
Are you thinking of using funds from your retirement funds, 401K and IRA Accounts. What are your options? Have you talked to your administrator about your options and any issues?  Read this really informative post regarding using such fund or other options you might want to look at!Thank you to G...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage Rates At The Open:Both Mortgage Backed Securities and the 10y Treasury yield opened in negative territory this morning however mortgage rates and terms should still be similar to what was offered yesterday. The FNMA 4.00 opened at 101.86 and the 10y yield opened at the 2.72% level.For mo...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 3
Here's the scenario: you have a project and need to borrow some money, but you want to do it in the most economic manner.  You've got a low rate on your existing first mortgage and don't want to do a cash-out refinance and pay a higher rate.  Is a home equity loan an option?Prior to 2018, homeown...

By Gita Bantwal, REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel
(RE/MAX Centre Realtors)
Comments 6
    Retirement Funds, 401K, & IRA Accounts: Their Use in Real Estate Purchases   There are several ways buyers can "fund" their home or investment property purchase beyond those funds they've built up via their savings accounts ...   As a potential home buyer, it's always important to discover a...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 8.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week eight of the Credit Genius video we'll discuss credit card management and how it affects your credi...

By Roy Kelley
(Realty Group Referrals)
Comments 8
Can you save that senior from a foreclosure?  A reverse mortgage solution. A referral turned our attention to the needs of a widow that owns a home in an affluent section of Montgomery County, Maryland. Since the death of her husband, she has struggled with her personal finances. Real estate taxe...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 1
  Here's the scenario: you have a project and need to borrow some money, but you want to do it in the most economic manner.  You've got a low rate on your existing first mortgage and don't want to do a cash-out refinance and pay a higher rate.  Is a home equity loan an option? Prior to 2018, home...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Starting The Day On A Positive Note:Mortgage Backed Securities started the day in positive territory which is a continuation from yesterday's rally. Weak corporate earnings and a declining stock market helped improve mortgage terms yesterday and that may continue on Tuesday. Mortgage rates for Ja...

By Sam Vardon, I know how to advertise real estate
(Galileo Estate)
Comments 1
Informed people tend to make smart investment decisions. If you can read books, follow the economic calendar and stay up with trends, you are better off at making buying decisions. When taking a mortgage is what is in question, invest more time in research.Applying for a mortgage can be the best ...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Getting The Best Mortgage Rate In California:Over 50 million people live in the great State of California and nearly 55% of those households own a home. This is one of two main reasons why the mortgage market in California so competitive; the second is home values. The two of them together make i...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
Mortgage Rates:Mortgage rates will start the day at similar levels seen last week as Mortgage Backed Securities open the day slightly negative. 30 year fixed rates and 15 year fixed rates are the two most attractive loan programs right now. Later today there is the 2y auction and the 5y auction; ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
https://flic.kr/p/iXifBa The Multifamily Loan Options for a Cash Flowing Apartments  Multifamily loan options depend on several factors like the number of units, the loan amount size, occupancy rate, if the seller can provide P&L’s or tax returns, your experience, population, value per door etc. ...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 0
The King is Dead! Long Live the King!Out with the old and in with the new. Old reliable Form 1040 has gone through an overhaul. Farewll to the long-form, short-form and EZ form. We have now a "postcard" sized tax return. It is two half pages, which can be supplemented by additional schedules if t...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 0
Alternate title: Why Being Current is the Key to Resolving Your Back TaxesThis may sound strange but if you owe money to the IRS, it is more concerned - at least initially - with your current tax situation than your unpaid taxes. While that may sound backwards, the IRS' reasoning is solid: taxpay...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 5
How IRS Collections Works: What You Need to Know? My firm focuses on helping taxpayers in Portland, Maine with IRS tax problems. One of the keys to resolving their tax issues is understanding the process. From filing a tax return to the final notice of intent to levy, there is a logical sequence ...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 1
Talking to the IRS Can Land You in Hot Water. Just Ask Richard Mathews.Mr. Mathews was a successful businessman, in spite of never graduating high school. Unfortunately for him, he made some big mistakes on his tax returns - he happened to omit substantial income. The IRS audited him and based on...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 1
If you receive an IRS final notice of intent to levy, you need to act now! Don't Ignore the IRS Final Notice!In my last post, I talked about the sequence of IRS collection notices received from the IRS. If you receive an IRS final notice of intent to levy, you need to act now! Most IRS collection...

By James Wade, Tax attorney serving clients in Portland, ME
(Law Office of James D. Wade)
Comments 1
IRS Collection Notices: What Do They Mean? My firm focuses on taxpayers in Portland, Maine with IRS tax problems. I frequently receive calls from panicked taxpayers regarding IRS collection notices they received in the mail. The person on the phone is deeply concerned, afraid of what the IRS may ...