Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included readings from the National Association of Home Builders, Commerce Department reports on housing starts and building permits issued. Sales of pre-owned homes were reported along with weekly readings on mortgage rates and new jobless claims.Builder Confidence S...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
 It is easy to buy a timeshare. It is difficult to figure out how to get out of a timeshare. One minute you are on vacation, relaxing. The next you are overwhelmed by a restrictive and expensive timeshare. You are fed up with paying maintenance fees, but you don’t know the best way out.    Depend...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you own a timeshare that has become more of a headache than a blessing, you need to get a timeshare cancellation. With a timeshare exit team on your side, you can get an easy, quick, and painless timeshare cancellation and get on with your life. Read on to learn more. You have always considere...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Dear Realtor Charles, Will Rising mortgage rates won't impact home sales?Analysis: Rising mortgage rates won't impact home salesA study suggests that the real estate market is underperforming currently and, as a result, won't feel an impact any time soon from rising mortgage rates. Read more. Cal...

By Cliff Auerswald
(All Reverse Mortgage Company)
Comments 1
What is a Reverse Mortgage? Simply put, a reverse mortgage is just a loan designed for homeowners age 62 and older that provides access to a portion of  equity without the burden of taking on monthly mortgage payments. Like any other mortgage loan, you receive monthly statements showing the amoun...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending June 14, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    As expected, the Fed raised policy rates a quarter percent at this week's meeting. The increase will likely have little impact on long-term mortgage rates. The ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
 IS AN ESCROW ACCOUNT REQUIRED WITH A HOME MORTGAGE? An escrow account may be set up when someone finances a home purchase. Typically if one has an escrow account it is for both taxes and home owner insurance. Whether an escrow account is required can depend on several factors.As a general rule i...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 28
Unlocking the Rate Lock Mystery Everyone who has financed a home with a mortgage, either for a purchase or refinance, has probably struggled at some point during that transaction with the dilemma of locking or floating the interest rate.  This critical decision does one of two things:  Commits bo...

By Lynnea Miller, Premier Real Estate Service in Central Oregon
(Bend Premier Real Estate)
Comments 28
What is the Process Scammers Use to Access My Funds?If you haven't heard before, the cases of wire fraud involved with real estate transactions have escalated with more and more buyers and sellers becoming victims.  The scammers are becoming more sophisticated with them successfully hacking into ...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
In 2017, upwards of 75 percent of independent rental property owners in the U.S. reportedly worked another job on top of being a landlord. That means the overwhelming majority of landlords are attempting to juggle more than they can handle at times.There are organizational and strategic concepts ...

By Kevin A. Guttman Author, Reverse Mortgages, 877-251-9709
(NMLS#384936)
Comments 2
Sixty-four percent of retirees will get at least half of their income from Social Security. The primary source of income for most retirees is in the form of a 401k or IRA, and yet all of them are concerned with the big question: “Will my retirement funds last?” The goal of most financial plans is...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/22MByYo   Commercial Stated Income Options Continue To Expand! There is a lot of money available right now, and when there is more money available then good deals to fund, lenders move further out the risk spectrum. Such is the case now as stated income commercial loans...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Figuring out how to get rid of a timeshare can be frustrating. No one wants to give you the real deal on timeshare cancellation, especially the timeshare company. You may think that you are stuck with your timeshare. You feel defeated,  and like you just can’t win. You’ve called the timeshare com...

By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 0
This is from the National Reverse Mortgage Lenders Association. Among the rules and obligations you need to be aware of for a Reverse Mortgage are:Everyone listed on the deed of a home owned by someone seeking a reverse mortgage must be over 62 years old;If one spouse is under 62, that person may...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you find yourself wondering how to get out of a timeshare, then this is the right blog for you. You don’t have to keep losing sleep and wondering about what your options are. The resorts and the timeshare companies don’t want you to know the best way out of a timeshare, but you do have options...

By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/22MByYo   Commercial Stated Income Options Continue To Expand! There is a lot of money available right now, and when there is more money available then good deals to fund, lenders move further out the risk spectrum. Such is the case now as stated income commercial loans...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week's economic reports included the post-meeting statement by the Fed's Federal Open Market Committee along with readings on retail sales and inflation. Weekly reports on mortgage rates and new jobless claims were also released.Fed Raises Key Interest Rate on Strong Economic IndicatorsThe p...

By Bob Thompson, 562.344.5626 | ALT Doc, No Income HELOCs, BT Capital Advisors - Commercial & Residential
(BT Capital Advisors, CEO/Senior Account Executive)
Comments 0
No Income-Verified Home Equity Line of Credit (HELOC)  No Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos. No Appraisal needed on line amounts under $500,000**  620 minimum FICO 700 + FICO - first 6 months starting at 3.88% interest onl...

By john wayne, I am wayne john A real state marketer
(hunts)
Comments 0
 eGay offers the construct extravagant best Jockstraps with respect to the web! Jockstraps are a true blue is every gay men's storage room whether its for those enormous night times out, or just for comfort eGay.shop offer each kind of jockstrap you could be looking at for. Jockstraps are remarka...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Do you find yourself laying awake at night wondering about the timeshare exit team cost? Are you tired of thinking about your timeshare all day, every day? Read on to learn more about how you can get rid of your timeshare today! If you’re wondering how a timeshare compares to other vacation optio...