Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
While we help with private money throughout the state of California, we work with a lot of investors and private equity groups based in and around the Sacramento area.  As such, we have access to a lot of capital.  On Sacramento hard money loans, for purchase or refinance, we can often times put ...

By Wendi-Mae Davis, CRS, GRI, Broker Associate
(Future Homes & Real Estate)
Comments 1
You are credit worthy, and help is here, for you to buy a home...after Foreclosure, after a Short Sale and even a reduction in income...Never give up if your goal is to be a home owner again!You may just think it is WILD that you can get a loan even with a REDUCTION in income-read on-and don't mi...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
For many Americans, their home is their primary investment. The equity stored in your residence can be a source of available cash for home repairs, upgrades, or for financing the purchase of investment properties. However, few homeowners really understand the process that results in home equity.W...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
12 Month Bank Statement Averaging, 1 Year Taxes or Asset Amortization Loans for Business Owners or Employees.  Self-Employed for the last 2 years: No Taxes, w2's or executed 4506T are required, Realtors are considered self-employed.  Employees: w2's and paystubs only for Primary Residence     3,...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Private Money - Private Party Loans for Owner and Non-Owner Occupied properties.Commercial and Residential Loans for purchase or refinance up to 80% LTV.Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 or 40 years.Rates from 7.99% and 2 points.NO minimum FICO score required.Choose a pre-pay per...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week fourteen of the Credit Genius video we'll discuss what a transactor and a revolver are and how these affect your credit score! Watch the video for full details! We would love the opport...

By Diana Zaccaro, "The Accidental Blogger" Cocoa Beach, Florida
(Tropical Beachside brokered by eXp)
Comments 4
Brevard County Residential Report January 2019 Closed Sales were down -7.5% for January 2019 with 521 units closed compared to 563 in 2018.  Cash sales decreased -2.6% compared to January 2018. New Pending Sales were down -7.4%.  New Listings were up 0.6%. The Median Sales Price for Brevard Singl...

By Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source"
(Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654)
Comments 0
The USDA Mortgage Program, also know as a Rural Development Loan, allows home buyers to purchase a property without a down payment requirement.  What surprises home buyers is that this program is also available in many suburbs of larger cities and in towns with sizeable populations such as Gettys...

By Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source"
(Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654)
Comments 0
The USDA Loan Program allows home buyers to purchase a home without the need for a down payment.  Also known as a Rural Development Loan, the program does have geographic and income restrictions. What areas of Bucks County are eligible for a USDA Mortgage Loan?Most of Upper Bucks County is eligib...

By Deborah Ann Spence, Awesome Realtor serving Philadelphia and suburbs!
(Fierce Realty Corp)
Comments 0
There are two myths about hard money lending that I like to address today. One, hard money lending is the best way to get funding for a fix/flip. Two, hard money lender prefers to foreclose on your investment rather than collect the high interest payments.Hard money lending is misunderstood by ne...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 12
When you're looking for a mortgage, luck (and your credit score) has a lot to do with the rate you end up getting:      When Applying for Your Mortgage, It's "FATE and RATE"   Most of the loan applicants I work with come to me already aware of the fact that their credit scores and credit history ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending February 28, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Economic growth in the 4th quarter was better than anticipated. Gross domestic product increased 2.6%, much higher than the 2.2% expectation. Fed Chair Jerome P...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Banks, credit unions, and other financial services companies have something of a stealth reputation among trademark professionals for choosing lousy trademarks. It isn’t that financial services are any less interesting that a host of other services that we buy, but perhaps the need to appear cons...

By Lisa Delzompo 951-704-4559, Experienced, Trusted, & On Your Mission: Home
(PRW Lending, Inc)
Comments 0
Options to Stay At Home in Temecula: Reverse Mortgage v. Sell Overview Video from ConsumerFinance.org              Feel free to contact me for several informational booklets on the Reverse Mortgage, including using a Reverse Mortgage to purchase a new home. It doesn't cost anything to explore sta...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 13.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week thirteen of the Credit Genius video we'll discuss what to do if you are summoned to court for past...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
STUDENT LOAN DEBT AND BUYING A HOME Compared to past generations Millennials are the most college educated. Many grew up with an understanding they would go to college and a belief going to college would enhance earnings. What many did not realize is the burden that student loan debt would exact ...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 0
For a short time after the housing crisis a decade ago, some homeowners thought the value of home is a place to live rather than an investment.  A home certainly has an appeal as a place to call your own, raise your family, share with your friends and feel safe and secure.  It can be more than an...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/oSpBcn$7.6 Million Apartment Loan Closed in Just 6 Days! If you want a loan closed, we are the ONE STOP SHOP. Location: Atlanta GAType: Apartment Rehab project.This was a private money loan with some construction money included. The owner had a note coming due and no ext...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 8
For those with some retirement funds, real estate  may be an option you haven't considered:      Retirement Funds, 401K, & IRA Accounts: Their Use in Real Estate Purchases   There are several ways buyers can "fund" their home or investment property purchase beyond those funds they've built up via...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 1
Mortgage Rates March 2019:It's March 1st, 2019 and mortgage rates are higher to start the month. After a somewhat stable February we're starting to see some significant selling in the bond market three weeks before the Spring season. Most lenders are being cautious entering the weekend in case th...