Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Richa Nayyar
(Coming service)
Comments 4
Cyber-sports betting is getting famous with every passing day. Following statistics, online sports betting will host the number of $23.5 Billion by the year 2020. Therefore, it is a splendid opportunity to place a bet on esports such as เกมส์คาสิโน, horse riding, and cricket. Though if you are no...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc:by:https://flic.kr/p/nES2C Businesses Needing Cash - Cash is KingBusinesses should always keep track of their cash situation and make sure they are really turning a profit. Don't be misled, if your debts are growing, if you are putting more and more debt on credit  cards, etc....you are probab...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s economic news included readings on inflation, retail sales, and a speech by Federal Reserve Chair Jerome Powell. The University of Michigan released a preliminary reading of its Consumer Sentiment Survey; weekly readings on mortgage rates and initial jobless claims were also released....

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 0
  During the mortgage meltdown that caused the Great Recession a decade ago, some homeowners lost their homes to foreclosure or constructed a short sale to get out from under the debt.  In most of the cases, the lenders forgave all or part of the debt owed them. Similarly, in the early 90's after...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 23
 Appraisal Waivers: What are They? Who's Eligible? Many changes surrounding residential appraisals have occurred recently.  Some have come as a response to the challenges presented by Covid-19.  Others were put into place prior to our facing current viral challenges.  In this article, I address o...

By Laura Clark, The Best Realtors in Round Rock, TX!
(Clark Properties)
Comments 2
Your Tax Refund Can Get You One Step Closer to Homeownership Saving money each month toward a long-term goal is increasingly difficult for most people. Even committed savers can get thrown off track when unexpected problems or opportunities arise. It can be difficult to envision how $200 a month ...

By Raymond Henson, SRES, GRI, Realtor
(eXp Realty of California, Inc. (lic. #01878277))
Comments 13
A couple years ago, we were buying a house in Reno.  The market was hot and when the lender tried to schedule an appraiser, the first day an appraiser could be at the property was 30 days out, a problem because we had a 30 day escrow.  My local lender advised me to ask if a waiver was possible.  ...

By Rob Spinosa, SVP of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 3
How Hard Is It to Refinance a Mortgage?  On a weekend morning you wake up:A)  Before 6AM.B)  Before 8AM.C)  Before 10AM.D)  Yeah, yeah, I'm awake... It's time to take out the trash when:A)  Pickup is the following day.B)  The level of trash is approaching the top of the trash can.B)  The level of...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 33
 Mortgage Forbearance: The Who, What, When, Where & How  No one knowingly buys a home envisioning that financial hardships lie ahead ... Yet hardships and challenges come even when planning and preparations have been made.   Those are the circumstances that many American homeowners now find thems...

By Ted Canto, Arizonan #1 Mortgage Lender
(American Mortgage Network)
Comments 0

By Joseph Doohan, I offer business strategy advice for realtors
(Joseph Doohan)
Comments 2
    Arriving Summer of 2020:  The New FICO 10 Scoring Model Here's What to Expect ...     Hotter temperatures aren't the only thing that will soon be rolling in.  A hot new FICO Scoring model will also make its entrance at some point during the upcoming summer months ...  A new credit scoring mo...

By Nina Hollander, Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor
(Coldwell Banker Realty)
Comments 26
 9 Things You Need To Know About Getting A Mortgage In The COVID-19 Environment Just as the housing market has seen big changes in the COVID-19 environment when it comes to how we can or can't show homes, meet with out clients, etc. we are also seeing changes in the mortgage markets as a result o...

By Susan Jacobs, Gainesville,VA Certified Probate Specialist
(Samson Properties)
Comments 1
My name is Susan Jacobs and I am a realtor with Samson Properties in Gainesville Virginia. This is my Monday Mortgage update May 11, 2020. Today I would like to talk about different types of mortgages commonly used to finance a home. That would Conventional Mortgages, F.H.A. Mortgages and VA Mort...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 1
Last week’s economic releases included readings on public and private sector employment, the national unemployment rate.Economic Destruction Continues as Coronavirus SpreadsADP reported 20.2 million private-sector jobs lost in April as compared to 149,000 jobs lost in March. The government’s Non-...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 1
  Some Highlights Taking a moment to reflect upon what we’ve heard from historical leaders can teach us a lot about getting through the many challenges we face today. We're all eager for the day when every American can safely return to work. That day is coming. Timing is everything. Patience is e...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 https://flic.kr/p/CvgJuo   Equity Loan – How to Tap the Equity In A Commercial Property WITHOUT Refinancing!   You know the situation…..client owns a property that cash flows nicely and has appreciated in value but it has a HUGE pre-payment on it like Defeasance or Yield Maintenance. You don’t w...

By DEANNA C. SMITH CERTIFIED MOBILE NOTARY, Highest Ranked Certified Mobile Notary in Virginia
(Certified Mobile Notary Signing Agent)
Comments 10
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the unincorporated areas of Roanoke County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Na...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 15
  I think the understanding of what the difference is between a pre-qualification and a pre-approval letter is very important, especially in today's market. I am finding to many consumers that have been led that they were pre-approved, when they were hardly pre-qualified. If a loan officer or the...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 1
Are you looking for ways to lower the interest rate of your home loan? Maybe you want to reduce the monthly payments on your car loan? You might want to consider loan refinancing .Read on to learn more about refinancing loans and the benefits of the process.What Does It Mean To Refinance Loans?Re...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 0
Getting Together Your Trust Deed Investments San Diego  Investing in Trust Deeds is wonderful. We truly believe that, but there’s definitely an art to it. We like to think that it’s important to truly understand the world of Trust Deed Investments San Diego before you really get into the meat of ...