Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Tamra Lee Ulmer, NRBA ~FORCE~ Over 1000 REO Assets SOLD!
(Arizona Resource Realty)
Comments 0
The housing market crash has become a distant memory, and home prices are looking healthy again. A stronger economy has helped bring out new investors who are looking to make real estate a part of their investment portfolio. While selecting a great investment property it is difficult enough on it...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 2
The COVID-19 pandemic is putting a lot of Americans under serious financial strain—and in an effort to relieve some of that strain, homeowners across the country are looking for mortgage relief. And for those homeowners, there are a few different options available—namely mortgage forbearance and ...

By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 16
When a Tooele Home Loan is More Than a Mortgage Mortgage can be a source of cashThere may come a time when a Tooele home loan is more than a mortgage. Or at least you may want it to be. I’m not talking about the ability to continually use the equity in your home to borrow money against to fund to...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 1
Will This Economic Crisis Have a V, U, or L-Shaped Recovery? Many American businesses have been put on hold as the country deals with the worst pandemic in over one hundred years. As the states are deciding on the best strategy to slowly and safely reopen, the big question is: how long will it t...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s scheduled economic reporting included readings on home builder sentiment, housing starts and building permits issued. Weekly reports on mortgage rates and initial jobless claims were also releasedNAHB: Homebuilder Confidence Crashes as Coronavirus Impacts ConstructionHomebuilder senti...

By Marti Steele Kilby, CRS, Broker/Owner, San Diego, CA
(Steele Group Realty)
Comments 2
As the days crawl by and we battle our way through COVID-19, those of us who are physically untouched can be thankful for our health. But at the same time we are all standing on a dangerous economic beach watching the sand recede between our toes. The jobless rate is estimated to be the highest s...

By Roy Kelley
(Realty Group Referrals)
Comments 6
9 changes you need to be aware of as they might very well impact your ability to get a mortgage or close on a home on time.         9 Things You Need To Know About Getting A Mortgage In The COVID-19 Environment   Just as the housing market has seen big changes in the COVID-19 environment when it ...

By Brian England, MBA, GRI, REALTOR® Real Estate in East Valley AZ
(Arizona Focus Realty)
Comments 4
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi always writes such great blog posts and always has solid advice.  I haven't read a lot of his posts, but I am going to make a better effort to read more of them in the future!     Adopt a Winning Mindset If Preparing for Mor...

By Chris Dunham, The Real Estate Guy™
(NexGen Brokered by eXp Realty)
Comments 0
The Lending Process, Episode 4 with Chris & Traci in the MorningWell, here it is boys and girls. 4 Episodes are done and in the "can". We have spent the last month, dropping the knowledge and educating you on the Lending Process. Equipped with this knowledge and our Home Buying Process series, yo...

By David Popoff, Realtor®,SRS, Green ~ Fairfield County, Ct
(DMK Real Estate )
Comments 6
25 Criteria that Influence Mortgage Rates.What every home buyer wants to know is “what is my mortgage rate?” To get the correct rate for each individual’s situation requires many parameters. Here is a list of 25 criteria that would influence your mortgage rates. Loan Size ~ are you getting a Conf...

By Randy Mitchelson,APR, First Impressions are made at First Click
(Marketing Coach & Homeland Heroes Home Loans)
Comments 1
I like to think that I have a personal board of directors. You know, that group of people in your life who form the innermost circle of trust.You're A-Team. Your posse. Your ride or dies.People smarter than you.The people who know much about your most personal and confidential "stuff." Today, I a...

By Anthony Atkins
(CixxFive Conceptes)
Comments 3
Stated by different credit repair companies, whether you like it or not, your credit score is the measure that’s used by lenders and even employers to see how trustworthy you are when it comes to money. Your credit score can affect your chances of getting a home, a vehicle, a major appliance or e...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 9
A question that I get often is what are the FHA requirements for distances for properties with well & septic systems?  FHA is clear on their guidelines for distances for properties that have a well & septic system, but FHA also will make exceptions to their guidelines in certain circumstances if ...

By Wayne and Jean Marie Zuhl, The Last Names You'll Ever Need in Real Estate
(Samsel & Associates)
Comments 6
Nina Hollander of Charlotte, North Carolina,provides critical and timely information regarding mortgages during the COVID-19 pandemic. If you need to buy or sell now, we're certainly doing business. Read Nina's blog below to learn how COVID-19 may impact your purchase or sale.   9 Things You Need...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
It's against the law not to do your taxes, and if you're an expert or professional in any given field, it's even harder because you'll have to stop everything until you balance the books. That's why you find that many established companies that need to pay more taxes are keen to hire CPAs just fo...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 1
Last week’s economic reports were limited due to closures connected with coronavirus regulations. The Federal Reserve did not issue minutes for the most recent Federal Open Market Committee meeting as the meeting was canceled.Inflation readings were released; weekly readings on mortgage rates and...

By Chris Dunham, The Real Estate Guy™
(NexGen Brokered by eXp Realty)
Comments 0
Its the Lending Process Part 3 of 4 - Traditional FinancingI get the same question virtually every time I have an initial conversation with a first time home buyer, why do I need my financing in place before starting to view homes? Simple way to answer this, are you going to go to the grocery sto...

By Richard Zaretsky, Florida Real Estate Attorney
(THE ZARETSKY LAW GROUP - Board Certified Real Estate Atty and AUTOMATED LAND TITLE COMPANY)
Comments 2
We have been getting a lot of questions about the Forbearance program under Covid-19, and more than one question about credit reporting apparently picking up on the granted forbearance, resulting in supposedly a negative impact on the borrower.Unfortunately, not all the facts behind these questio...

By Rono Williams
(Versil)
Comments 2
Envy is a familiar feeling; it adds no value to your life instead you can end up filled with hate and bitterness that will hinder your progress. We all have different capacities and our lives progress at a varying pace. Finding out that someone else has achieved their dreams before you can make y...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 2
It’s a topic that no one really wants to think about, but natural disasters and the insurance that you have to protect yourself is a very important conversation to have.While it may seem unlikely, having protection against these rare disasters can save you a lot of trouble in the unlikely event t...