Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Chris B Johnson, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Comments 4
 #SellYourHomeForMoreandPayLess #TimeToSell #ChrisBJohnsonRealtor #SellersPayZEROCommission  #ListYourHome&PayNoCommission #BetterThanFSBO #5StarREALTOR®Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactio...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 9
This Weeks Homeowner News:January 2019 has started with a bang in the mortgage industry as mortgage rates pushed down to levels not seen in nearly a year. While mortgage applications for both purchase and refinance transactions dropped significantly over the holidays they've rebounded back to mor...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
Mortgage Rates In March:With a week left to go in February it's time to start looking towards March and what the direction of mortgage rates might be as we finish out winter and start spring. I think most mortgage industry professionals would agree; we've had a great start to 2019 with respect to...

By Roy Kelley
(Realty Group Referrals)
Comments 8
It's not unusual for my clients to report having received considerably higher scores from their credit card companies versus the scores received from their Residential Mortgage Credit Report (run when applying for a mortgage and relied upon by Lenders during Underwriting).   The Simple "Cure" tha...

By Toby Barnett, Toby Barnett
(KW North Sound)
Comments 2
With the new year comes the Holiday Financial Hangover. Bank accounts are depleted, credit cards have increased balances and everyone is feeling the pinch. That is why this newsletter will focus on financial tools to manage expenses and budget, ways to improve your credit score, how to save or pu...

By Lauren Massie, CPA, EA, MBA, CPA - Specializing in Tax Settlement in Raleigh NC
(Lauren Massie, CPA PLLC)
Comments 2
Owe taxes this year? Not sure what happened to your tax refund? Questions about owing taxes and receiving smaller tax refunds are very common this time of year. It may be helpful to understand that the amount of taxes owed and refunds are based on actual tax liability compared to tax withholding ...

By Jeff Sipes, Blue Water Credit
(Blue Water Credit)
Comments 1
  A federal tax lien is the government’s legal claim against your property if you don’t pay a tax debt. The lien protects the government’s interest in your property and may include real estate, financial assets, and personal property.  While it has serious financial consequences, one oft-forgotte...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Stated Income, Verified Asset - Purchase or Refinance Loans Fix and Flip or Long Term Hold - Loan Amounts to $2,000,000. Commercial or Residential Loans for Non-Owner and Investment properties up to 75% LTV. Terms: 3 and 8 yr ARMs fixed then adjustable for remainder of 30 years. or 1 yr FIX and ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending February 14, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Producer prices fell for a 2nd straight month in January, leading to the smallest annual increase in 1-1/2 years.Low or absent inflationary pressure is good fo...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
12 Month Bank Statement Averaging, 1 Year Taxes Loans for Business Owners and Employees.    For Business Owners: No Taxes, w2's or executed 4506T are required.  Must be Self-Employed for the last 2 years.  Realtors are considered self-employed. or For Employees: w2's and paystubs only on Primary...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Private Money - Private Party Loans for Owner and Non-Owner Occupied properties.Commercial and Residential Loans for purchase or refinance up to 80% LTV.Terms: 1, 2, 3, 4 or 5 year loans amortized for 30 or 40 years.Rates from 7.99% and 2 points.NO minimum FICO score required.Choose a pre-pay per...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 1
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 11.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week eleven of the Credit Genius video we'll discuss paying off collections/charges and  how they affec...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 1
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 9. Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week nine of the Credit Genius video we'll discuss the authorized user trap and how it affects your cre...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
Last week's economic reports included readings on the Consumer Price Index, Core CPI, Retail Sales and Retail Sales excluding autos. The University of Michigan also released its Consumer Sentiment Index. Weekly readings for mortgage rates and first-time jobless claims were also released.Retail Sa...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/pr9uBS   The Place to Go For SBA Loans - Period!!!!  We have long been known as the place to go when the banks say... "no". With our NEW LOWERED RATES-WE ARE THE PLACE TO GO FOR SBA 7A LOANS-PERIOD! Real estate based 7A loans now have rates as low as Prime +1.00% AND WE...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 1
Careful financial planning is critical at every stage in life, whether you’re a recent college graduate who’s struggling to build credit or a tenured employee saving for a dream vacation. However, when you enter retirement, thinking about finances becomes an absolute must. With a limited income a...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 2
  There are several different types of loans suitable for businesses. Make sure you know the difference between each one before choosing your next Arizona business loans. If you are running a business, you may find yourself in need of working capital, new equipment, or additional inventory.  A bu...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
APPRAISALS ARE GETTING EASIER Anyone who has been in the business for a while will recall how property appraisals were transformed after the housing collapse. Appraisals used to be much less expensive and service was much faster because a lender depended upon their sources for the reports and the...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 2
32514 Pensacola Florida News: Mortgage rates slip again this week, hit 4.62% A stock market drop and rush by investors into bonds led to lower rates. Freddie Mac's chief economist expects "to see a modest rebound in home sales as well." Read more. Call or Text Charles Stallions Now 850-476-4494 f...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Some Tips About Credit Before You Apply For A Mortgage LoanHere are some tips about credit that can and should be considered before applying for a home mortgage. I talk to a good many folks who want to buy a home who have either have applied for a home loan and ran into an obstacle, or they just ...