Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
The days when a borrower would walk into a local bank looking for a rate quote for a home purchase are almost gone. Most of the rate shopping and loan originating is done online. One of the go-to places for consumers over the past few years has been LendingTree.LendingTree has become a name that ...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
As a mortgage professional, I am getting daily requests for bad credit mortgages. The reality is that there are more people which bad credit than there are people with good credit.What is bad credit? From a lending perspective it is anything below a score of 620. If your score is less than 620, y...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
There are many reverse mortgage benefits that get overlooked today. First, there is the old reverse mortgage fear that somehow you get a reverse mortgage and then soon after you lose your home. That could not be farther from the truth. If anything, it actually solidifies your situation with your ...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 2
Mortgage interest rates for buying a home on the Palos Verdes Peninsula decreased slightly this week. The following are excerpts from the newsletter on interest rates published by HSH Associates :"A measurable decline in mortgage rates to close March held on this week, but it appears that underly...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending March 29, 2019   Please enjoy this quick update on what happened this week in the housing and financial markets.   Global economic concerns have sent bond prices soaring this week as investors move to safety. Improved bond prices have helped bring mortgage rates lower. The 4t...

By John Brave
(Global)
Comments 0
Land a significant asset holds a lot of uses taking from farming, residential to commercial land. India a vast country holds large population where most people own land. The government together with the revenue department and land reform department work to ensure all land owners get their documen...

By Russell Barbour, Loving life!
(Unconventional Prosperity)
Comments 2
It seems like getting your first credit card is a right of passage. They can open many doors for you. If not used properly, they can also steal your dreams. But for one reason or another, many people do end up with debt that is not easy to pay off. Just because a person has debt doesn’t mean it h...

By John Brave
(Global)
Comments 0
Different forces have led to a wave of capital market development and financial globalization. This was made possible thanks to the reforms which took place in the 1990s, since capital mobility initially associated national financial markets with an interconnected global system. These forces can ...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 5
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a Kama'aina Company383-5931NMLS#304090 1...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Stated Income Verified Asset (SIVA) Loan Product for Residential or Commercial   Stated Income - Verified Assets  Purchase or Refinance Loans   Fix and Flip 1-4s (1yr loan, 4 mo. prepay)     1) Long Term Hold (30 yr loan fixed for 3 or 8 yrs, down to 1 yr prepay with buydown)  Commercial or Resi...

By Kevin J. May, Serving the Treasure & Paradise Coasts of Florida
(Florida Supreme Realty)
Comments 3
If you are not friends with Fair Isaac you are doing yourself a disservice. He can be supportive in all things financial in your World. Don't be afraid of him. His goal is to direct you to a better life and he'll do so with easy to understand directions if you simply listen to the wants.The first...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC)
Comments 0
  In the time that it takes to write one check, you can set it up with your bank and never have to do it again.  You won't have to write checks, envelopes or buy stamps anymore.  You'll save time, money and benefit in other ways too. Never be late ... avoid late fees and protect your credit Sched...

By John Lemos, Your Mortgage Expert
(Guaranteed Rate)
Comments 2
Is a Debt Consolidation Loan Worth It? There are two debt consolidation scenarios that are gaining popularity in today’s economy:1 – If you already own a home: a debt consolidation loan is typically where you trade in your lower-balance home loan for a higher-balance home loan.  You could then us...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending March 21, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   The Fed did not raise policy rates at this month's FOMC meeting. Based on Fed projections, we likely won't see another Fed rate hike until 2020. Jobless claims fel...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/oSpBcnALT-CMBS Loan!   You may have heard of our Alt-A loan, the loan that is more flexible than conventional but MUCH better than private money. Well now, we have an Alternative CMBS loan. This loan, typically less than ¼% higher than a typical CMBS loan, offers the fo...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 1
 Eden Prairie is one of the most desirable places to live in the entire United States with top schools, beautiful parks, and a high standard of living! Eden Prairie was recently highlighted by Money Magazine as the 2nd best place to live! The most economical way to "get a slice" of the Eden Prair...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 0
Lock Watch for the Week of 4/1/2019 Volatility-O-Meter:Full slate of reports this week, capped by employment numbers on Friday.  But the bond market may be poised for a correction and higher rates this week.  Stay on your toes. Economicalendar (all times are Pacific):Mon, 4/1:    Retail Sales (5:...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 2
Last week's economic reports included readings from Case-Shiller on home price growth, Commerce Department readings on housing starts and building permits issued. The Conference Board issued its monthly reading on consumer confidence. Pending home sales and weekly reports on mortgage rates and fi...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 1
Many prospective homebuyers are being hit with a few harsh realities. The first, finding a home that is affordable is hard, especially finding an older one that you might want to fix up and build equity into. The difficulty is compounded when you try to buy it with an FHA mortgage, which is a gre...

By Roy Kelley
(Realty Group Referrals)
Comments 16
The TIMING (and success) of any future mortgage application could rely heavily on how recently a late mortgage payment was made.       HOW and HOW MUCH Late Mortgage Payments Can Hurt You     From client info, applications, communications, mortgage industry news, marketing ideas, to social media ...