Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 3
https://flic.kr/p/s6895e Paycheck Protection Program & Economic Disaster LoansIf you are a landlord or a business and you have been affected by the Coronavirus Pandemic, the Government is offering a lot of assistance through the SBA. Here is what to do…. First, apply for the Economic Injury Disas...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 I wrote a blog the end of May regarding the Mortgage relief available during the COVID-19 pandemic. Here is a little more on that subject along with some figures and realities behind all the headlines.First the numbers from the Mortgage Bankers Association (MBA): From the beginning of March to M...

By Wendi-Mae Davis, CRS, GRI, Broker Associate
(Future Homes & Real Estate)
Comments 0
THE HACKERS ARE IN HIGH GEAR PROTECT YOURSELF BEYOND CORONA... Take heed-Very important information~Make the change today~right now, in fact!!!DO NOT search for your private information-least of all access your bank accounts on any "Regular" search engine-like Chrome or Explorer...THE HACKERS ARE...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 0
  The American bank robber, Willie Sutton, was asked why he robbed banks and his answer was "because that is where the money is."  During his 40-year career, he stole about $2 million but Internet scammers are stealing many times that amount in phishing schemes preying on unsuspecting home buyers...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 1
The COVID-19 (Coronavirus) pandemic has impacted every industry across the country. Many people are being asked to shelter in place and everyone has been asked to practice social distancing to try to curtail the spread of this deadly virus.The Federal Housing Finance Agency (FHFA) has asked both ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/5G9jVi   What to do if SBA Denies Business Acquisition - This is the Place To Go For SBA Loans-PERIOD!   We have long been known as the place to go when the banks say 'no'. WE ARE THE PLACE TO GO FOR SBA Denies Business Acquisition - PERIOD! Real Estate based 7A loans r...

By TIM GRISSETT
(Chapman Hall Premier Realtors)
Comments 0
Are you buying a new home without knowing anything about property taxes? Or have you lived in a home for a while but never really given property taxes a thought? Property taxes often don't get the same attention as income taxes, but it's important to pay attention to the details and ensure you're...

By Julie Chroust, NMLS# 249458, Senior Loan Officer
(Julie Chroust, Bay Equity Home Loans, LLC)
Comments 0
Click here to see my video regarding important information on Mortgage Forbearance  https://www.facebook.com/julie.chroust/videos/10221782106400505/ 

By Roy Kelley
(Realty Group Referrals)
Comments 5
Each inquiring borrower has their own life with a differing set of circumstances and differing financial scenarios.  Each has differing needs, different goals,  and different outcomes that are called for.         How to Decide: Is Refinancing the Right Decision for You?     Because of ongoing eve...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 14
 How to Decide: Is Refinancing the Right Decision for You?  Because of ongoing events and the current low-interest rates being seen, many homeowners are contacting me and asking ...   "Would a Refinance of my present mortgage be a smart move?" My answer to them is typically, "Well, it depends."It...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 4
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to verify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a Kama'aina Company383-5931NMLS#304090 1...

By Ron Saporito, Palm Desert, CA Real Estate & Mortgage Broker Since 2003, Call (760)574-8486. www.JustListedinPalmDesert.com
(Ronald Christopher & Associates. Proudly serving Palm Desert, La Quinta, Indio, Coachella, Rancho Mirage, Palm Springs.)
Comments 0
How Does COVID-19 Effect Your MortgageThe coronavirus has certainly changed the lives of many people in this unprecident time. COVID-19 has impacted the lives of just about everyone. My video below talks about options homeowners have if you have equity in your home. Lets face it, homeowners today...

By Jack Lara, "Jack Lara...Your Real Estate Advisor"
(Main Street Properties)
Comments 0
Mortgage Conversation with Don & Kasie CopelandRecorded on April 2, 2020 This is a 30 minute talk with Don and Kasie Copeland of American Mortgage Service,Click on this YouTube Link:    Info on the CARES Act H.R. 748 Coronavirus Aid, Relief, and Economic Security Act Link to Section 4022 Foreclos...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 I discussed Covid 19 appraisal issues in my previous blogs about Conventional and VA appraisals  here: https://activerain.com/droplet/5mMF and here: https://activerain.com/droplet/5mMD  for FHA as well: https://activerain.com/droplet/5mPx The USDA just came out with Guidance on Appraisals and Em...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 0
Published on 3/29/2020 & modified on 3/30/2020 While you're isolating at home, there are things you can do to help buy a home now or in the near future.  Instead of spending time surfing the Internet looking at homes, do the groundwork necessary to be able to purchase the home that you find. Ther...

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
 Have you ever heard the phrase: "If it sounds too good to be true it probably is."  Or: "There is no such thing as a free lunch" ?All the talk of Mortgage relief or 90 day mortgage forgiveness  today can be put under the above umbrella. It is not a handout.  It is not a freebie. It is not a gran...

By Wendi-Mae Davis, CRS, GRI, Broker Associate
(Future Homes & Real Estate)
Comments 0
THERE WILL BE NO RECESSION IN TRI-COUNTY AREA OF ELDORADO, PLACER AND SACRAMENTO! Please get the facts and stop spreading false news!  This is serious folks-and with that-please be well informed-a Forbearance is NOT going to be Forgiven...though will save those of us Americans, who need it and de...

By Bob Crane, Forestland Experts! 715-204-9671
(Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities)
Comments 7
Are you a Superstar or do you want to be one?   Saturday, November 11 from 9:00 - 3:00 at the Sleeps Inn in Eau Claire Join Rachel in becoming a superstar. Finding peace of mind, body and spirit. If you are ready to go to the next level in your goals.  You will benefit from a day of strategic coa...

By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Comments 1
With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance. To decide if refinancing your home is the best option for you and your family, start by asking yourself these questions: Why do you want to refinance? There are many reasons to refinance, ...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 7
Here's another common question:Q: What does POC mean on a Good Faith Estimate and a Final Settlement Statement?A: POC stands for Paid Outside of Closing, and refers to any fee that is not being disbursed at the closing. The two most common POC charges are the appraisal fee (if it has been paid by...