Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors, Inc.- Commercial/Residential
(RT Capital Advisors, Inc. CEO)
Comments 0
Home Equity Line of Credit (#HELOC)  Stated Income-Verified Assets (SIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos. 600+ FICO needed. Over 700 FICO, first 6 months starting at 3.88%.  Loan amounts from $150,000 - $5,500,000. Up to 70% LTV to $1,000,000 loans o...

By Leo Namiot, Great Low Mortgage Rates...Check Them NOW
(Canopy Mortgage)
Comments 0
Thinking of moving to Florida?   The hottest real estate market in Florida is St Johns County. Home sales are booming, business growth continues to expand and if you have children you can take advantage of the #1 public school system for 8 years in Florida " St Johns County"One of the many awesom...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 2
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.09% Fixed 4 Year 3.94% 3.19% Fixed 5 Year 5.34% 3.09% Fixed 7 Year 5.80% 3.49% Fixed 10 Year 6.10% 3.44% Variable Rate 2.95% Prime Rate 3.95% Benchmark Rate 5.34% Cost per ...

By Mike Bjork
(CMG Financial)
Comments 1
http://MikesDailyMarketReport.com: Manufacturing rebounded in the NY region, as the Empire State Index rose from 3.7 to 10.1 in April. Stocks are trading in Negative Territory, as a few financial institutions provided their Q1 Earnings Reports and disappionted the Markets. MBS is only up 2bps, so...

By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Comments 0
People ask me all the time: “Phil, why do you keep saying a recession is coming?” I don’t wanna sound like the crazy guy screaming “the end is nigh!” around the street but, there are two big indicators to consider. First of all, unemployment. Unemployment has been historically low for a couple of...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 2
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.09% Fixed 4 Year 3.94% 3.19% Fixed 5 Year 5.34% 3.09% Fixed 7 Year 5.80% 3.49% Fixed 10 Year 6.10% 3.44% Variable 2.95% Prime 3.95% Benchmark 5.34%

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 2
I'm proud to introduce our newest Branch in Bingham Farms, Michigan and Branch Manager John Saroki.   Born and raised in Michigan, John has been in the mortgage industry for over 10 years. John and his team work diligently to make your home purchases and refinances as easy and stress free as pos...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 6
 “Choosing the Right Realtor for You”  Hi Joe, I spoke to two Realtors over the weekend and have decided to go with the one you referred. She really knows her stuff, I can understand why you referred her. By the way the other agent was someone that is part time in the business and a family friend...

By Roy Kelley
(Realty Group Referrals)
Comments 8
There are a couple of situations that warrant the refund of the VA Funding Fee. Certain Circumstances Warrant the Refund of the VA Funding Fee   There are a couple of situations that warrant the refund of the VA Funding Fee. The Funding Fee collected was miscalculated or overpaid There was a pend...

By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Comments 0
In 2018, more than 250 executives from diverse mortgage companies (Mortgage Bankers Association) in the USA asked the CFPB (Consumer Financial Protection Bureau) to adapt the Loan Originator Compensation rule to new standards. Reducing this compensation would let mortgage companies compete in the...

By Kate Steven, Best Real Estate Blog
Comments 2
The search for your dream home is never easy. It can be a tiresome and exhaustive process that will not just drain you physically but mentally as well. However, it is a once in a lifetime investment, and only calls for a lot of research and market study before you finalise the house of your dream...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.14% Fixed 4 Year 3.94% 3.29% Fixed 5 Year 5.34% 3.09% Fixed 7 Year 5.80% 3.49% Fixed 10 Year 6.10% 3.54% Variable Rate 2.95% Prime Rate 3.95% Benchmark Rate 5.34% Cost per ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 2.00%* CANHOU 06/15/24 [+0.05]   ‌ 10 Year - 2.26%* CANHOU 09/15/29 [+0.05] * denotes interpolated rate       GoC 5 Year - 1.66% CAN 2.50 06/01/24 [+0.07]   ‌ 10 Year - 1.77% CAN 2.0 06/01/28 [+0.06] GOC Bonds are for reference purposes only Floating rate insu...

By Mike Bjork
(CMG Financial)
Comments 0
http://MikesDailyMarketReport.com: Consumer Sentiment dropped from 98.4 to 96.9 on it's Index in April. Stocks are Up this morning on strong Q1 Earnings Reports today by some of the nation's largest banks, which is indicating a continued robust economy. Also, China is seeing positive effects from...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed down 6 basis points today at 102.66 having closed 120 points above support offered by the 200 day moving average. The conforming rate is at 4.25% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.125%. Whether in New England, ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Inflation at the wholesale level pushed higher in March fueled by higher energy costs. The Producer Price Index heated up in March rising 0.6% from February's gain of 0.1%. It was the largest increase in five months and comes after CPI had its biggest increase in 12 months. However, the Fed's fav...

By Jason E. Gordon, Sr. Loan Officer, CMPS, CDLP, RCS-D, CDPE, CMHS
(AmeriFirst Financial Inc, San Diego, CA)
Comments 5
 Essential Homebuyer Information - 2 Most Common Topics  If you are buying a home, or know someone who is, please read/share this simple tutorial of the 2 most common topics every Homebuyer wants/needs to know about. Topic #1 - FUNDS/CASH TO CLOSE ("How much money do I need to "bring in" to buy t...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 4.125%Credit score:740LTV:75%Loan Amount:$300kAPR: 4.702%FHA 30 year: 4.125% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.90%Conventional 15 year: 3.5%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.775% Rates are Subject to ChangeCall me today if you are thinkin...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 9 basis points today at 102.69 having closed 123 points above support offered by the 200 day moving average. The conforming rate is at 4.25% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.125%. Whether in New England, th...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
The NFIB Small Business Optimism Index rose in March from February to 101.8, 'a historically strong level and an indication that small businesses continue to power the economy after being briefly shaken by January's government shutdown,' reports the NFIB. "Small business owners continue to create...