Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 1
 USDA Income Limits Increase - Helps More Buy With No Money DownUSDA Rural Housing announced the annual household income limits for the Single Family Housing for the 502 Guaranteed Loan Program were recently increased.The USDA income limits are typically adjusted each year. The current income cap...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) closed up 9 basis points today at 100.91 having closed right at resistance offered by the 100 day moving average.  The conforming rate is at 4.875% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.6250%.  Whether in New England, the...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
CoreLogic reports that home prices, including distressed sales, rose 5.4% from October 2017 to October 2018. That is down from the 7% gain seen year over year in March of this year. On a month over month basis, prices rose 0.5% from September 2018 to October 2018. Looking ahead, CoreLogic sees a ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
CoreLogic reports that home prices, including distressed sales, rose 5.4% from October 2017 to October 2018. That is down from the 7% gain seen year over year in March of this year. On a month over month basis, prices rose 0.5% from September 2018 to October 2018. Looking ahead, CoreLogic sees a ...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Professional's Lend Nationwide!
(Texana Bank)
Comments 2
PLEASE SHARE! The above testimonial is just one of the many from borrowers who have worked with Billy Lavender, Texana Bank's mortgage expert located in Texarkana, Arkansas. And keep in mind, Billy can help you with residential real estate purchase loans, refinancing, construction and residential...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 1
Looking to refinance?  And you have a tax lien? Loan Subordination can be an excellent solution for Atlanta taxpayers! Check out our latest YouTube Video on Loan Subordination for Taxpayers with Tax Liens. Click here to see our YouTube Video:  https://youtu.be/IlmdURZrdXo Gary Massey, CPAMassey a...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Robert Clapton
Comments 175
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313 

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 17
2019 Conventional Loan Limits Are Here       Movin' on up!  Much like the Jeffersons, Conventional loan limits are pushing higher in 2019.  With loan amounts based on median sales price, this is no surprise considering the high rates of appreciation we've seen in so many markets across the US, an...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 1
Lock Watch for the Week of 12/3/2018 Volatility-O-Meter:As expected, the week is opening with an attempt to make sense of how the G20/China trade truce may play out. Economicalendar (all times are Pacific):Mon, 12/3:      PMI Mfg Index (6:45am), ISM Mfg Index and Construction Spending (7am).Tues,...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
   “No Need to Pay any Closing Costs”   Joe, I thought I was hearing things, when you told me to contact the bank where we do our banking. I did contact them and told them of your recommendation. They also told me that you refer home equity clients to them on a regular basis. Who knew? Thank you ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
    TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.34% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.39% Fixed 4 Year 3.94% 3.64% Fixed 5 Year 5.59% 3.49% Fixed 7 Year 5.80% 3.74% Fixed 10 Year 6.10% 4.04% Variable Rate 2.90% Prime Rate 3.95% Benchmark Rate 5.34% Cost p...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
The G-20 Summit Meeting took place over the weekend with the big event taking place Saturday night between President Trump and China's President Xi. The two leaders discussed trade issues and agreed to suspend any tariffs for 90 days and will enter into negotiations to try and settle the trade di...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 16basis points today at 100.78 having remained above support offered by the 50 day moving average and closed 57 points above it.  The conforming rate is at 4.875% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.6250%.  Wh...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 8
We are often asked what POC means on a Final Settlement Statement. Quick quiz - does POC stand for: Primary Occupancy Charge Pickled Onion Curry Ponies On Causeway Paid Outside of Closing POC stands for Paid Outside of Closing, and refers to any fee that is not being disbursed at the closing. The...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.34% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.39% Fixed 4 Year 3.94% 3.64% Fixed 5 Year 5.59% 3.49% Fixed 7 Year 5.80% 3.74% Fixed 10 Year 6.10% 4.04% Variable Rate 2.85% Prime Rate 3.95% Benchmark Rate 5.34% Cost per ...

By Alex Tanner, LendPost.com
(LendPost.com)
Comments 3
The following is a post from www.LendPost.com visit http://lendpost.com/index.php?content=details&id=1004 for actual post and the rest of the details. Short Sale of Medical Office building 2 story brick medical center with 14 long term tenants over 11,000 sq ft lot on busy avenue over 32000 sq ft...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 1
 Sales tax and property tax are collectively known as "trust taxes," because they are held in trust by businesses for the government.   Failing to remit trust taxes to the government is one of the most common reasons that Atlanta businesses fail. Check out our recent YouTube video on this importa...