Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 0
Buying a home is exciting, however, figuring out the right home loan can be stressful. Home loans, called mortgages, come in numerous types. Choosing the right mortgage loan is very important, after all it is a major purchase in your life. To have a better idea of what loan works best for your ne...

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 0
This Holiday Season I am Offering a *$500.00 Closing cost credit when you Purchase or Refinance a Home using a VA Loan with me and close by 1/30/19Contact Me Today 904-712-1500 or apply now @ www.LeoLends.com*Minimum Loan Amount $100,000.00 - No other discounts or promotions apply, one per closed...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
  “Exchanging One Debt for Another”      Hi Joe - We are making progress on getting my numbers they need to be. I should have everything in place by end of December. My question is my lease is coming up and I need to get a new vehicle. Will getting a new/renewing lease be a problem? I need to kno...

By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Platinum Properties)
Comments 5
The limits are going up with the market. Check it out. 2019 Conventional Loan Limits Are Here          Movin' on up!  Much like the Jeffersons, Conventional loan limits are pushing higher in 2019.  With loan amounts based on median sales price, this is no surprise considering the high rates of ap...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
The National Association of REALTORS® reports that Pending Home Sales unexpectedly declined in October by 2.6% from September, well below the gain of 0.5% expected. On an annual basis, sales fell 6.7%, the seventh straight month of annual decreases. Sales declined in the South, Midwest and the We...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 2.56% CANHOU 12/15/23 [-0.05]   ‌ 10 Year - 2.74% CANHOU 12/15/28 [-0.03]   GoC 5 Year - 2.20% CAN 2.00 09/01/23 [-0.05]   ‌ 10 Year - 2.27% CAN 2.0 06/01/28 [-0.04] GOC Bonds are for reference purposes only

By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
An Historical view of the FannieMae limitWith all the chatter this week with loan limits increasing I thought it would be fun to take a look back.But first- lets talk about the new limits:We have a significant increase in the base loan limit from $453,100 in 2018 to $484,350 in 2019. Since I am L...

By Joe Resendiz, Jr. Research Analyst
(ValuePenguin)
Comments 0
Massachusetts homeowners are starting to encounter crumbling foundations, an issue that more than 35,000 Connecticut homeowners know all too well. The problem stems from using a mineral called pyrrhotite, which causes concrete to corrode and crack over time.  This type of foundation issue isn't t...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 3 basis points today at 100.47 having remained above support offered by the 50 day moving average and closed 25 points above it.  The conforming rate is at 4.875% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.6250%.  Wh...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 1
loanDepot Survey Finds 56% of Veterans Are Not Taking Advantage of VA Loan Benefits.One of the ways that the government thanks our brave servicemen and servicewomen is through offering Veteran Affairs loans. Created in 1944 as part of the GI Bill of Rights, the loans are meant to help active serv...

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 0
Mortgage Solutions....... Credit Scores down to 500!   1 day out of foreclosure, short sale, bankruptcy or deed-in-lieu Loans up to $1 million Credit scores down to 500 Up to 90% LTV DTI up to 50% considered Owner-occupied, 2nd homes, and investment properties Non-warrantable condos considered Ju...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 4.875%Credit score:740LTV:75%Loan Amount:$300kAPR: 5.032%FHA 30 year: 5% Credit Score:740LTV:96.5%loan amount:$300kAPR: 5.9 %Conventional 15 year: 4.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 4.523% Rates are Subject to ChangeCall me today if you are thinking o...

By Trent Dalrymple (248) 854-0625, Helping Mortgage Professional's Lend Nationwide!
(Texana Bank)
Comments 0
Here's a gift you can open before Christmas, especially if you're refinancing or purchasing a home and your loan amount is just above the $453,100 conforming loan limit! The Federal Housing Finance Agency (FHFA) has published the annual conforming loan limits that apply to all conventional mortga...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 2
2019 Conventional Loan Limits Are Here          Movin' on up!  Much like the Jeffersons, Conventional loan limits are pushing higher in 2019.  With loan amounts based on median sales price, this is no surprise considering the high rates of appreciation we've seen in so many markets across the US...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
“The Truth for Sure!” Robert Whiting, an elderly gentleman of 92, arrived in Paris by plane with his son.At French customs, he took a few minutes to locate his passport in his carry on. "You have been to France before, monsieur?" the customs officer asked sarcastically. Mr. Whiting admitted that ...

By Leo Namiot, Florida Mortgage Lender & CT Mortgage Lender
(loanDepot )
Comments 0
Mortgage Loan Limit Increases - 2019 Federal Housing Finance Agency 2019 Loan Limits  Leo NamiotMortgage LenderFlorida & CT  NMLS#89769www.LeoLends.com  Florida home mortgages,Connecticut Home Mortgages, CT Home Loans, FL Home Loans, Loan Limits, Mortgage, Refinance

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) closed up 10 basis points today at 100.41 having remained above support offered by the 100 day moving average and closed 18 points above it.  The conforming rate is at 4.875% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.6250%.  ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 2
The Commerce Department reported this morning that New Home Sales fell 8.9% in October from September to an annual rate of 544,000, below the 575,000 expected. However, sales in September were revised higher to 597,000 from 553,000. Sales were down 12% from October 2017. Across the country, sales...