Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
HIGH RATIO fixed term best discounted rates & posted rates as of November 27, 2018 Terms                           Posted Rates                 Preferred Rates 6 mos                          3.34%                          3.10%1 year                          3.59%                          3.19%2 ...

By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 1
Mortgage Bankers Association November 2018 Rate ForecastThe November 2018 Mortgage Bankers Association rate forecast for the 30 year fixed rate mortgage is unchanged from the previous month with a gradual increase throughout 2018.  The average interest rate is still forecast to plateau at 5.1 per...

By Bill Kamboukos
(Strategic Mortgage)
Comments 0
             Conventional home loan limits are once again increasing for Fannie Mae and Freddie Mac backed conventional mortgages. The new loan limits are $484,350, up from the current limit of $453,100.             This increase also carries over to VA home loans, meaning that the base VA loan l...

By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
Mortgage backed securities (MBS) closed up 6 basis points today at 100.28 having broken through resistance offered by the 100 day moving average and closed 4 points above it.  The conforming rate is at 5.00% day. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 4.750%.  W...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 1
The September Case-Shiller 20-City Index rose 5.1% from September 2017, just below the 5.3% expected and down from 5.5% in August. Month-over-month was unchanged. The slower pace of gains is to be expected and with faster-rising wages, it represents a healthier market. “Home prices plus data on h...

By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Comments 37
Are Deferred Students Loans Included In A Borrower's Debt-To-Income Ratio?  Student Loans are very common today among younger Borrowers.  Most college students today are not able to go to college without incurring Student Loan debt.  With the cost of obtaining a college education continuing to ri...

By Lisa Perry - NMLS # 276329, Northern VA - 80/15/5, 100% Loans - Jumbo Loans
(FHA, VA, Jumbo, Downpayment Assistance, Conv.)
Comments 1
5 Actions that can hurt your credit score during the Holiday Season!With the holiday season comes lots of spending on gifts, decorating, entertaining, and vacationing.  Overspending can also hurt your credit and your ability to get a mortgage. Are you hoping to buy a home in the New Year? Don’t l...

By Kristin Johnston - REALTOR®, Giving Back With Each Home Sold!
(RE/MAX Realty Center )
Comments 2
How to Get the Best Mortgage Rate for Your Waukesha WI Home If you are planning to buy a Waukesha WI home, you are probably thinking of getting a mortgage. Home buying costs quite a bit, and if you are like many Americans, you will need to get a mortgage because your savings are not enough to get...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 1
Lock Watch for the Week of 11/26/2018 Volatility-O-Meter:Wednesday's gonna be a doozy, so shake off your holiday weekend hangover. Economicalendar (all times are Pacific):Mon, 11/26:      2-Yr Note Auction (10am).Tues, 11/27:      Case-Shiller HPI (6am), Consumer Confidence (7am), 5-Yr Note Aucti...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
  cc: by: https://flic.kr/p/22MByYo   It's the end of the year-Get Commercial Loan Closed - QUICKLY!      As Thanksgiving ends, it is hard to believe there are only a few weeks left in the year to close loans....the last 2 weeks of December are all but useless for most banks. In the world of com...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
    “Making a Pre-Qualification Work”   Hi Joe,Hope all is well with you! Wanted to let you know the truck will officially be out of Lawrence's name this week. What does he need to do to get a pre-qualification letter? We are going to look at this house for the 2nd time this weekend. Also, is the...

By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com:  Provides a synopsis of the daily interest rates for mortgages and home loans and Interest Rate Trends.  You'll find insight on what is driving the interest rates for that particular day and some thoughts about short- term and long- term trends with the Interest...

By Gary Massey, CPA, Atlanta's Small Business CPA
(Massey and Company CPA)
Comments 0
  I often work with individuals seeking relief from a tax liability that arose from a joint return filed with their spouse or former spouse.  There are several forms of tax relief available to the requesting taxpayer.  Innocent Spouse Relief The tax liability is attributable to an erroneous item ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 2
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.34% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.39% Fixed 4 Year 3.94% 3.64% Fixed 5 Year 5.59% 3.49% Fixed 7 Year 5.80% 3.74% Fixed 10 Year 6.10% 4.04% Variable 2.85% Prime 3.95% Benchmark 5.34%

By Darin Osenberg
(Funky Quail Vintage)
Comments 71
Hello everyone!  Everyone on AR,and in the Realestate Market...I am sure KNOWS that USDA loans (where applicable) are arguably the BEST PRODUCT OUT THERE!!!  However, did you know that you can purchase a home that needs some LOVE and FINANCE the improvements?  All with NO MORTGAGE INSURANCE AND A...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 16
Keep asking, what does it cost? You may get a REFERRAL out of the questions. “Your Clients Know People”   There is nothing that is truer when it comes to REFERRALS. I know there are many ways to ask for referrals, some of the ways are corny and redundant.   I always ask my clients, “Who Else Do Y...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
“Get Your Monthly Payment Just Right”      Joe,                I wanted to reach out to you and give you an update and ask a question. When we first talked, I was a bit liberal when it came to what our combined annual gross salary was between Kasey and I. I was basing hers off of her hourly rate ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 2.64% CANHOU 12/15/23 [-0.01]   ‌ 10 Year - 2.79% CANHOU 12/15/28 [-0.02]   GoC 5 Year - 2.29% CAN 2.00 09/01/23 [-0.01]   ‌ 10 Year - 2.34% CAN 2.0 06/01/28 [-0.02] GOC Bonds are for reference purposes only

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
HIGH RATIO fixed term best discounted rates & posted rates as of November 23, 2018 Terms                           Posted Rates                 Preferred Rates 6 mos                          3.34%                          3.10%1 year                          3.59%                          3.19%2 ...